Mon, 22 February 2016
Today I discuss S&P 500 earnings results and which sectors are outperforming. I review asset classes and sectors where many managers are bargain hunting for deals for the next five years. I give my input on real estate prices and cover:
I also take a call from Bill with a question on adding additional income to his portfolio with a dividend growth ETF.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 18 February 2016
Today Kym is joined by Supernatural actor, Travis Aaron Wade. Kym will start out by having Travis tell us about a trip to Mexico that gave him the urge to join the military fresh out of high school and the entrepreneurial spirit his parents instilled in him early in life. He then tells us about a common accident that led him to create a time released candle wick, and getting it purchased by a candle company. Kym also asks Travis about his t-shirt company, Arm The Animals, which helps animals in need as well as a dog shampoo company he is currently launching.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0218-1600_KYM_w_Travis_Aaron_Wade32k.mp3
Category:Technology -- posted at: 7:28pm PDT |
Tue, 16 February 2016
Today I take a look at what is going on with earnings and some specific emotional issues affecting the market. I explain some basic portfolio assumptions, using your extra money to invest or pay off your mortgage and how earthquake insurance fits into that decision. I also respond to an email from Barry about using options to protect wealth.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Sun, 14 February 2016
Today I discuss retirement wealth management issues including the new myRA account, phasing out plans, new retirement withdrawal rate guidelines, and rules for 1031's and renting out vacation homes.
I rant about the uselessness of the new government created myRA program and its regulations. I also discuss:
I also respond to a listener's email about selling a rental property for a vacation home under a 1031 exchange and talk about rules for creating income on your vacation home.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1109-1500-EVERGREEN_W_COMPRESSION32kencore2.mp3
Category:Retirement Planning -- posted at: 10:46pm PDT |
Thu, 11 February 2016
Kym learns about Scanadu from co-founder Sam De Brouwer. Sam tells us about the many medical situations Scanadu helps monitors and how it gets its data. What tragedy prompted Sam and her husband Walter to create this patient friendly medical device and what makes it better than wearable health trackers? Sam talks about how they rank against their competition and the anticipation surrounding the final product. Jaymes Hines (StartupEdTech.com) asks Sam if she plans on challenging developers to create ongoing software for Scanadu. How can you get your own Scanadu? Kym also talks to Jamie Siminoff about the Ring Video Doorbell; the doorbell that allows you to see and talk with your visitor before answering safely using your smartphone.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition |
Tue, 9 February 2016
Rob Black discusses the S&P 500 correction, reducing your mortgage rates and the overall feel of the market.
Rob Black takes over as host today and calls me up for some commentary about 60% of S&P 500 stocks having a correction. I also offer some planning opportunities to consider in a bear market. Tony Mendes calls in and explains if you should pay points to reduce the loan rate on your mortgage. He also chats with Patrick O’Hare about the markets exposure to China, if there are any areas of value currently in the market and investing in this environment. Rob also talks about the recent growth in job openings and a Super Bowl ad that is creating alarm.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 8 February 2016
Today I discuss recent market actions supporting long term stocks, preparing for a recession and real estate issues.
I discuss how recent market actions affect international economies and how junk bonds fit into this mess. Last year’s weird market prompts a discussion about preparing your portfolio for an expected recession. I explain some problems stemming from Chinese money flowing into the US through real estate purchases and real estate mistakes you should never make. I also give a couple of scenarios to explain the new social security rules regarding the "file and suspend" and "restricted application" strategies.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 4 February 2016
Today Kym takes a look at the technology surrounding Super Bowl 50 with Akif Malic and Steve Wilkes.
Sports Colab is an accelerator that helps startups focused on all aspects of sports. This week Kym welcomes founder and CEO Akif Malik into the studio. After learning about his transition from medicine to sports and his attempts to bring the Olympics to Chicago, Akif tells us about his time working with multiple companies for Major League Baseball. Kym and Akif then move on discuss some of the biggest trends at Super Bowl 50 including CrowdOptic video streaming smart glasses and Next Gen Stats which implants sensors into the shoulder pads of football players, tracking running speed, hits and other statistics. Kym also calls up Steve Wilkes, founder and CEO of Striim, a company that uses real time streaming analytics in order to prevent more mishaps from happening during the big game. Steve tells Kym how Janet Jackson’s “wardrobe malfunction” in 2003 could have been avoided. We also find out about possible issues Steve believes need to be addressed this year and the preventative measures at Levis Stadium that impress him.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 4 February 2016
You need a financial planner you feel comfortable with and whose fees you clearly understand. Chad Burton, CFP®, and Rob Black discuss the steps you can take to get there. Commercial-Free
Direct download: 31136_RBCB_Fee_based_planning_16.mp3
Category:financial planning -- posted at: 3:46pm PDT |
Tue, 2 February 2016
Today I respond to listener questions about mutual funds and discuss financial planning with elderly family members.
I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from. I also discuss:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Mashup-Edition |
Mon, 1 February 2016
Rob Black takes over for me today and opens by discussing how millennials will shape future stock markets with their preference to spend money on experiences over material goods. He also gives us about several investing strategy tips that bear repeating:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0201-1600_w_comp_redo_of_robs_show32k.mp3
Category:general -- posted at: 3:19pm PDT |
Thu, 28 January 2016
As society continues to move faster we have found the slow nature of golf to be far less appreciated than it once was. Today Kym chats with John McGuire who is bringing in a newer and younger generation of golfers with Game Golf. John tells us how his wearable device works through motion sensors and GPS. We also learn how Game Golf is increasing social media engagement between amateur and pro golfers by tracking shots and recording stats that are easily comparable. John then announces a partnership that will help him create more high tech clubs.
There's still time to register for our 10 Pillars of Retirement seminar on January 28th at the Elks Lodge in Palo Alto. Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. tonight, so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 26 January 2016
Today I review Apple’s slowed growth with Rob Black, withdrawal rates in retirement and help you get ready for taxes.
Today I discuss Apple reporting its best profit ever despite dwindling iPhone sales and overall growth. I explain how energy related stocks like oil can make the entire S&P 500 look bad. I then give a quick synopsis of the topics that Rob Black, Michelle Lerman and I will expand upon at this Thursday’s 10 Pillars of Retirement seminar. Most people don't even know about the 4% withdrawal guideline, let alone the fact that it is in danger. I also tell you what you need to with your CPA about as you prepare for taxes.
Don't forget to register for our 10 Pillars of Retirement seminar on January 28th at the Elks Lodge in Palo Alto. Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. this Thursday, so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 25 January 2016
Today Michelle Lerman discusses digital assets and a retirement account beneficiary form mistake and I talk about oil creating global uncertainty.
Today Michelle Lerman calls in and tells us the story of a major retirement account beneficiary form mistake. Michelle also gives us some great advice on how to handle estate planning with digital assets such as Facebook. I give an overview of what to expect at Thursday’s seminar and break down why oil is creating global uncertainty. Does the sell-off in oil remind me of the 2008 credit crisis? I also talk about 529 plans and how grandparents unknowingly have a negative effect on the FAFSA application. Don't make mistakes when helping to save for college! I also cover an article about active investing in this recent downturn and give some advice to a caller whose daughter wants to invest $5,000, but doesn’t know where.
Don't forget to register for our 10 Pillars of Retirement seminar on January 28th at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. this Thursday, so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 21 January 2016
Today Kym talks with celebrity designer Marissa Kenson about online retail and the new age of commerce.
Today Kym welcomes celebrity designer Marissa Kenson into the studio today and finds out how MK Collab is shaking up the fashion industry. Marissa tells Kym about launching her fist line of apparel in 1983 and changes to marketing strategies she makes to keep up with today’s demand. Kym asks how working with celebrities like the Real Housewives evolved into e-boutique’s. Marissa then explains how MK Collab makes it easy for anyone to become an e-boutique owner and allows owners to connect with buyers. They also talk about cyberhoods and the future of network marketing.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget to register for our 10 Pillars of Retirement seminar at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. on Thursday, January 28th so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition
Direct download: Newfo-1231-1500_NYE_w_Kym_v232kencore.mp3
Category:Technology -- posted at: 2:27pm PDT |
Tue, 19 January 2016
Today I go through a list of things that need to happen before we see stock market stabilization and answer the questions of several listeners.
I express frustration over reporters who act like they are calling market ups and downs, persuading many to mess with their portfolios when they have zero experience in the business. I then go through a “laundry list” of things that need to happen before we see stabilization in the stock market; focusing on Chinese currency stability and an end to their government intervening, Apple's explanation for the slowdown in suppliers and oil causing uncertainties in many companies. I also respond to several listeners emails:
Don't forget to register for our 10 Pillars of Retirement seminar at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. on Thursday, January 28th so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 18 January 2016
Today I discuss China's currency manipulation, Bill Gross encouraging exposure to developing markets and respond to several listener emails.
Today I discuss China's currency manipulation as well as some commentary from bond investor Bill Gross who is encouraging exposure to developing markets due to the difference in demographics vs. the USA. Last week I learned of the untimely death of a high school friend which prompts the discussion of protecting your family in the event of an early death or disability. I also respond to the emails of several listeners:
Don't forget to register for our 10 Pillars of Retirement seminar at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. on Thursday, January 28th so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition |
Thu, 14 January 2016
Today Kym gives us a full wrap up of the top innovations from last week’s Consumer Electronics Show in Las Vegas. First Phil McKinney calls in and he and Kym discuss which companies they found to be the most exciting such as Phone Soap, an LED phone sanitizer and wearables with Bluetooth headphones incorporated from Ashley Chloe. Then, Extreme Tech Challenge judge and investor Veronica Serra calls and gives us her thoughts about the three companies chosen to pitch to Sir Richard Branson. Kym also chats with Eric Dy of Bloom Technologies which makes a wearable that tracks contractions during your third trimester. She finds out how he got the idea to start taking guesswork out of pregnancies, as well as other factors he is looking to track to reassure mom her pregnancy is normal. Finally Kym wraps up with Chris Crescitelli on the most anticipated news from CES, virtual reality. Chris talks about the battle between the Oculus Rift and the HTC Vive and how they can stay out of a niche market with sensory overload and headaches being a problem.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget to register for our 10 Pillars of Retirement seminar at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. on Thursday, January 28th so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 13 January 2016
Retirees sometimes consider a move to a no-income-tax state. But they need to consider whether their new home state has an estate tax. Chad Burton, CFP®, and Rob Black discuss options to protect your estate. Commercial-Free
Direct download: 31138_RBCB_Living_Trusts__Probate_Costs.mp3
Category:financial planning -- posted at: 9:41am PDT |
Tue, 12 January 2016
Today I discuss China's currency manipulation, Bill Gross encouraging exposure to developing markets and respond to several listener emails.
Today I discuss China's currency manipulation as well as some commentary from bond investor Bill Gross who is encouraging exposure to developing markets due to the difference in demographics vs. the USA. Last week I learned of the untimely death of a high school friend which prompts the discussion of protecting your family in the event of an early death or disability. I also respond to the emails of several listeners:
Don't forget to register for our 10 Pillars of Retirement seminar at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. on Thursday, January 28th so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 11 January 2016
Today I discuss the 2016 economy outlook, alternative investment strategies and critical dates for retirees.
Today I discuss the overall flat day on the market for Wall Street as European stocks close at their lowest since September and energy companies (taking the biggest hits) overall pulling down the index. I then explain why you should have a positive outlook on 2016 as central banks may finally be recognizing they have been over involved in economy. Other topics for discussion include:
I also take a call from Michael who asks if he should keep his long term care policy he bought from GE after it has been bought by another company.
Don't forget to register for our 10 Pillars of Retirement seminar at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. on Thursday, January 28th so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 7 January 2016
Today Kym is joined in studio by Noel Lee, the Founder and CEO of Monster. Kym finds out everything that has led Noel to his present day success; from his parents emigrating from China to his first job as an engineer at Lawrence Livermore Labs. Noel then tells Kym how he left his engineering job to go on a tour with his band, ultimately leaving him broke and unemployed. He also tells her about how his love of reproducing music led to the first Monster cable before talking about his relationship with Dr. Dre and why Monster is suing Apple Beat’s. Finally Noel reveals some exciting new products Monster will be revealing at the Consumer Electronics Show in Las Vegas including a Cristiano Ronaldo line of high end headphones.
Don't forget to register for our upcoming seminar at the Elks Lodge in Palo Alto on Thursday, January 28. Click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0107-1600_w_Kym_and_Noel_Lee_of_Monster32k.mp3
Category:Technology -- posted at: 1:48pm PDT |
Tue, 5 January 2016
Today I discuss financial New Year’s resolutions, new rules for your IRA’s and 401k’s, and answer some listener emails.
I open today’s show by talking about how municipal bonds outperformed other strategies in 2015. I go over some financial New Year’s resolutions I feel many people need to focus on including why you should rebalance your portfolio at least once this year. I then talk about the new budget deal that allows people to roll over required minimum distribution’s from IRA’s to charities and the new rules that allows employers to let workers make in plan conversions from their 401k to their ROTH 401k. I also respond to emails: Brian's elderly aunt has been taken advantage of financially by other family members and he wants to help protect her assets; and Adam who wants to know the best way to leave his son a house and his daughter his IRA in trust.
Don't forget to register for our upcoming seminar at the Elks Lodge in Palo Alto on Thursday, January 29. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 4 January 2016
Today I discuss events that have led 2016 to a poor start, could junk bonds be the next big crisis and retirement scams.
Today I talk about the large drop in the Shanghai index spilling over to our market on the first day of trading in 2016. I discuss whether or not junk bonds may cause the next big economic crisis. I also explain why I think these seminars that coach people to cash in their retirement accounts to buy index life insurance are criminal. Other items for discussion:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 29 December 2015
Today Kym talks with celebrity designer Marissa Kenson about online retail and the new age of commerce.
Today Kym welcomes celebrity designer Marissa Kenson into the studio today and finds out how MK Collab is shaking up the fashion industry. Marissa tells Kym about launching her fist line of apparel in 1983 and changes to marketing strategies she makes to keep up with today’s demand. Kym asks how working with celebrities like the Real Housewives evolved into e-boutique’s. Marissa then explains how MK Collab makes it easy for anyone to become an e-boutique owner and allows owners to connect with buyers. They also talk about cyberhoods and the future of network marketing.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 29 December 2015
I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from. I also answer several other listeners' questions:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. Mashup Edition
Direct download: Newfo-1216-1400_and_1020-1500_evergreen_mashup32k.mp3
Category:general -- posted at: 1:50pm PDT |
Mon, 28 December 2015
Today I discuss retirement wealth management issues including the new myRA account, phasing out plans, new retirement withdrawal rate guidelines, and rules for 1031's and renting out vacation homes.
I rant about the uselessness of the new government created myRA program and its regulations. I also discuss:
I also respond to a listener's email about selling a rental property for a vacation home under a 1031 exchange and talk about rules for creating income on your vacation home.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1109-1500-EVERGREEN_W_COMPRESSION32kencore.mp3
Category:Retirement Planning -- posted at: 1:23pm PDT |
Wed, 23 December 2015
Today Kym discusses cutting edge innovation that will reduce your travel stress this year or get you better prepared for next year. She chats with the owners of several companies that are disrupting the travel space. First up is Jeff Potter from Surf Air, a subscription based airline with unlimited private flights. Jeff explains how Surf Air is extremely economical for frequent flyers saving them both money and time and how his member experience is different from major airline companies. Kym then talks with Michael Harmell from MiFlight, an app that alerts you to airport security wait times. Michael shares the story of how his fear of being stranded in Japan gave him the idea for MiFlight and how MiFlight gets its updated information. Next is Esther Pun of Tripcipe, a website that takes hassle out of planning your trips itinerary. Esther explains how Tripcipe works and details its many features. She also explains why she is working with popular travel influencers and development plans for 2016. Kym wraps up with Polina Raygorodskaya from Wanderu, an app that simplifies travel by bus and trains. Kym asks about the millennial preference for public transportation over driving and trends for bus and train travel this holiday season.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 22 December 2015
I open today’s show by explaining how some people get swindled by financial advisors and how to spot an illegitimate advisor. I also discuss:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1222-1500_EVERGREEN32k.mp3
Category:financial planning -- posted at: 3:40pm PDT |
Mon, 21 December 2015
Today I discuss retiring outside of California as more people become dependent on home sales for a comfortable retirement.
Today I discuss retiring outside of California as it becomes more of an issue for people to make ends meet when they stop working. Other topics include:
Tate calls in and asks if he should keep his term life insurance policy when he no longer has any dependants to cover.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition |
Thu, 17 December 2015
Today Kym chats with former Hewlett-Packard CTO and current Cable Labs President and CEO, Phil McKinney.
Today Kym interviews Phil McKinney, the former Chief Technology Officer for Hewlett-Packard and current President and CEO of Cable Labs. She begins by finding out about the profound influence the Boy Scouts program has had on his life and why he still credits them for much of his success today. Phil then tells Kym about his decision to switch his studies from architecture to computer graphics before dropping out of college; and how a random phone call for a job interview ultimately led Phil to Silicon Valley and Hewlett-Packard. Phil is a big believer in engaging with his customers and shares a story about spending his weekends at electronics stores that proves real data doesn’t come from third party researches and boardrooms. Kym then asks Phil how a family friend got him and his wife involved in a charity for Rwanda before telling Kym about his own big announcement, Pioneer.Education.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 15 December 2015
I discuss Third Avenue Focused Credit Fund suspending junk bond withdrawals and explain charitable remainder unitrusts.
I talk about the Federal Reserve meeting happening today and the first potential rate hike since 2006. I also discuss other market news such as the crash in oil prices and the rising US dollar affecting companies in the S&P 500. Boeing announced a major dividend increase. We talk results of the disaster in the high yield bond market and the concerns of Third Avenue Focused Credit Fund suspending withdrawals from its junk bond mutual fund. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 14 December 2015
Tony Mendes and Charlie Krackeler are in studio with Rob Black today for a discussion on real estate. Rob introduces Charlie by asking him about the real estate and mortgage educational programs he offers and asks about any trends in students. They also discuss:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 10 December 2015
Bill Barhydt joins Kym in studio today as they talk about Abra, Bill’s revolutionary money transfer and payment banking app. Kym learns about Bill’s rather odd journey which begins with wanting to pursue a career with animation and computer graphics. He then tells her how several years of being a research analyst for the CIA and NASA led to a job with Goldman Sachs providing him with financial knowledge he would later need to create Abra. Bill also talks about developing the first payment applications for the internet and making it secure with Netscape. He then explains how texting and increasing cell phone use became his next opportunity for banking and payment applications. Later on Kym asks Bill why now is the time to create a cashless society, and finds out how Blockchain technology has simplified some major problems that comes with mobile banking. He also explains how Blockchain affects people’s security, how human ATM’s work and why Abra is a more efficient system worldwide.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-1203-1500_w_Kym_v3_for_air32kencore.mp3
Category:Technology -- posted at: 2:20pm PDT |
Tue, 8 December 2015
Rob Black fills in again and talks about several market stories including Anglo American cutting 85,000 jobs and the oil collapse.
Rob Black is filling in again and begins today’s show by talking about another fall in oil as OPEC decides to not change their production targets. He also discusses other market stories such as:
I call in and talk about market fears like emotional investors, low interest rates with high inflation and how large countries like Japan struggle with debt. Tony Mendes and Rob discuss home owners insurance, being underinsured and multi policy discounts. Rob asks Patrick O’Hare if we should be concerned that oil continually hits new lows and why the oil collapse is a problem. He also asks Patrick if we should avoid or find value in the higher interest rates for housing and what effect would 2016 Hillary Clinton election have on the market.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 7 December 2015
Rob Black returns and discusses Hillary Clinton's exit tax proposal, Chipotle's E. coli outbreak, and the sale of Keurig
Sitting in for Chad Burton today is Rob Black. Today Rob discusses the pros and cons of the drop in oil prices as it falls to $38 a barrel for the first time since 2009. Other topics covered include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 3 December 2015
Bill Barhydt joins Kym in studio today as they talk about Abra, Bill’s revolutionary money transfer and payment banking app. Kym learns about Bill’s rather odd journey which begins with wanting to pursue a career with animation and computer graphics. He then tells her how several years of being a research analyst for the CIA and NASA led to a job with Goldman Sachs providing him with financial knowledge he would later need to create Abra. Bill also talks about developing the first payment applications for the internet and making it secure with Netscape. He then explains how texting and increasing cell phone use became his next opportunity for banking and payment applications. Later on Kym asks Bill why now is the time to create a cashless society, and finds out how Blockchain technology has simplified some major problems that comes with mobile banking. He also explains how Blockchain affects people’s security, how human ATM’s work and why Abra is a more efficient system worldwide.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1203-1500_w_Kym_v3_for_air32k.mp3
Category:Technology -- posted at: 3:15pm PDT |
Tue, 1 December 2015
We here at New Focus on Wealth would like to apologize for the following inconvenience. Today's show will not be available due to technical difficulties out of our hands. We will be back on the air Thursday with another live edition of New Focus on Innovation with Kym McNicholas. Thank you for your understanding. |
Tue, 1 December 2015
Some homeowners use their home equity like it's an emergency reserve fund—but that's a bad idea. Chad Burton, CFP®, and Rob Black discuss the downsides of using your home equity line of credit to pay for expenses and how much you should put aside in an emergency fund. Commercial-Free
Direct download: 31135_RBCB_Emergency_funds_17.mp3
Category:financial planning -- posted at: 2:27pm PDT |
Mon, 30 November 2015
Today I discuss another fall in revenue for IBM, what the ZERO increase in social security checks means for retirees and "Plan B's" for retirement savings.
I review current market news as well as the 14th straight quarterly fall in IBM's revenue, whether or not the decline in commodities is a buying opportunity and struggles for franchises like McDonalds. I question the pressing issue of US and Russian involvement in Syria. I also discuss:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition |
Tue, 24 November 2015
Today I discuss retiring outside of California as more people become dependent on home sales for a comfortable retirement.
Today I discuss retiring outside of California as it becomes more of an issue for people to make ends meet when they stop working. Other topics include:
Tate calls in and asks if he should keep his term life insurance policy when he no longer has any dependants to cover.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 24 November 2015
Today Kym gets the story about several innovations from the founders offering big holiday discounts.
Today Kym talks with multiple company founders about the products they have come up with and the holiday deals they are offering this year. This includes:
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1126-1500_w_Kym_for_THANKSGIVING_v232k.mp3
Category:Technology -- posted at: 2:07pm PDT |
Mon, 23 November 2015
Today I discuss Pfizer merging with Allergan, donating with appreciated assets and donor-advised funds and "Plan B" retirement options.
Today I discuss several market stories including S&P’s best week after an overall flat year and the imminent rate hike from Feds. Pfizer merges with Allergan, moving their headquarters to Ireland as a tax-saving strategy. I explain how to give back using appreciated assets and donor-advised funds. James from Piedmont calls in with some comments on the shareholders involved in the Pfizer and Allergan deal. Maximizing social security benefits by phasing into retirement. Reasons to invest in a living trust. I also go over some “Plan B” retirement options and give some advice to Cindy who is considering a 15 year mortgage at age 50.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 17 November 2015
Today I discuss another fall in revenue for IBM, what the ZERO increase in social security checks means for retirees and "Plan B's" for retirement savings.
I review current market news as well as the 14th straight quarterly fall in IBM's revenue, whether or not the decline in commodities is a buying opportunity and struggles for franchises like McDonalds. I question the pressing issue of US and Russian involvement in Syria. I also discuss:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore-Presentation! |
Mon, 16 November 2015
Today I discuss market reactions to the attacks in Paris, a use for myRA, year-end tax planning and inheritance issues.
Today I talk about several market reactions to the Paris attacks such as oil stocks and the overall lackluster 2015 returns for most companies. Other topics discussed include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 12 November 2015
Kym talks about the several technological improvements happening around Levi’s Stadium guaranteed to enhance the fan experience.
Kym kicks off today’s show by talking about VenueNext, a venue concierge where fans can have food order food from their seats, purchase merchandise with fan club points and even transfer tickets to friends without fees. Lisa Dolev, CEO of Qylur Intelligent Systems, calls in and explains how Qylur improves your experience at Levis stadium through self-service, bag screening pods. She-Rae Chen Descamps, Founder and CEO of FanTalk, discusses her mobile app that connects die-hard fans so they may have in-depth conversations. She also talks about working with former cornerback 49ers Ronnie Lott who is an advisory board member. Then former 49ers and Saints linebacker Jim Kovach calls in and talks about his medical work with stem cells that will help heal athletes. He also is involved in CrowdOptic, a company that installs cameras in stadiums and streams video straight to smart glasses and phones offering different views from around the stadium. Fans are also allowed to share their own views amongst each other and even post to social media.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 10 November 2015
Today I discuss the sluggish GDP growth projections, major changes in claiming social security and answer several email questions.
Today I discuss several market stories including the drop in Apple stock, McDonalds decision to increase its dividend, BlackRock cutting fees on several ETFs and how a stagnant population is harming GDP growth. I explain major changes for married couples claiming social security. I also respond to questions from:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1110-1500_possible_evergreen32k.mp3
Category:general -- posted at: 4:15pm PDT |
Mon, 9 November 2015
Today I discuss retirement wealth management issues including the new myRA account, phasing out plans, new retirement withdrawal rate guidelines, and rules for 1031's and renting out vacation homes.
I rant about the uselessness of the new government created myRA program and its regulations. I also discuss:
I also respond to a listener's email about selling a rental property for a vacation home under a 1031 exchange and talk about rules for creating income on your vacation home.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1109-1500-EVERGREEN_W_COMPRESSION32k.mp3
Category:Retirement Planning -- posted at: 3:51pm PDT |
Mon, 9 November 2015
From market corrections to low interest rates, investors have plenty of concerns that could keep them up at night. Chad Burton, CFP®, and Rob Black discuss recent issues and how it's important to accept fear and invest—just invest smartly. Commercial-Free |
Thu, 5 November 2015
Kyle Ellicott from Wearable World is in studio with Kym today as he announces ten startups that are competing for a spot in their accelerator program
Wearables are the biggest new innovation in mainstream technology since the smartphone. Today we are focused on the explosion of smartwatches, fitness trackers, and other connected devices aimed at making you healthier, more fit and more productive. Internet of things, otherwise known as IoT. It’s basically technology that makes every object smart - even your front door lock of your home. We have with us Kyle Ellicott, co-founder of WearableWorld, which is what’s called an accelerator where they provide the resources startups need to hopefully grow and succeed. it’s fairly capital intensive to start a wearable or internet of things… because it requires hardware. Today, he announces ten startups from around the world who are finalists in the running for a spot in their accelerator program: 1. Tinsel 2. BotFactory - mini 3D printing station for circuits. 4. SmartPlate 5. Notion 8. XactSense 9. Den 10. Lucid VR Other great startups in the Wearables Space, which are semi-finalists in the Extreme Tech Challenge: August: Smart home access products including keyless door entry. You can open your door using your smartphone. Coupled with their connected doorbell which has a camera on it, you can see who’s at your door and speak with them even when you’re not home. Bloom Technologies - They’ve created what I would call the fitbit for pregnancy. You wear it during your third trimester and it tracks your contractions. Expecting moms can also track the ups and downs throughout their entire pregnancy. Captive Media It puts a network of interactive screens in the men’s bathroom where advertisers can create interactive games…the kicker is the sensors they place in the urinals that connect to the monitors —the stream controls the game. MainTool -They are a company that develops watch straps that make any standard watch smart. i love this because while the fitbit may be a novelty…you wear your swiss watch piece forever. Revolar - It’s a personal safety device that you can put on your keychain or attach to your clothing…it connects to your cell phone so when you press it, it connects to the app on your phone which ultimately notifies your family and friends you need help. It also sends your location. Smartplate- It instantly measures what’s on your plate with up to 99% accuracy. It identify, weigh, and analyze your food within seconds. SmartPlate identifies everything from single foods to prepared meals via a side-view picture that's taken from an embedded camera inside the plate. The load sensors weigh the food, and then their app sends both the image and weight data to their proprietary cloud for analysis. Nutritional information is then relayed back to the user’s mobile app. To see more of the coolest wearable and IoT startups showing off their demos, WearableWorld.co is holding their demo day November 19th 6p-9p. Go to www.wearableworld.co for details.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 3 November 2015
I compare immediate annuities and qualified longevity annuities, when to make insurance claims and when to avoid them, CLUE reports and answer some listener’s emails.
I go through the market news talking about Activision buying the company that makes Candy Crush, Tesla’s plans for a more affordable model and Bill Gross’s push for the feds to begin “operation switch” to revive economy. Other topics discussed are:
I also respond to listener questions regarding how to allocate $300,000 of safe money, how and when to shop for long term care insurance and handling rental property when approaching retirement.
There's still time to register for our seminar this Thursday, November the 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 2 November 2015
Today I discuss drastic changes to social security claiming strategies and chat with Michelle Lerman about living trusts and beneficiary designations for retirement accounts.
Today's show covers the drastic changes to social security claiming strategies under the new 2 year budget agreement. Michelle Lerman and I discuss retitling your home under a living trust to avoid probate costs and property tax changes after a death. Michelle explains proper beneficiary designations and trusts for retirement accounts. I take a closer look at the S&P 500 earning report despite the decline in the Oil sector. Brian asks about using a life insurance policy vs. 529 plans to save for a child's college education. I also discuss an article which states recent college graduates may not retire until age 75 and how students can reduce their chances of this.
Don't forget to register for our upcoming seminar this Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 29 October 2015
More than 1000 companies around the world entered for a chance to pitch Sir Richard Branson in a global startup competition called The Extreme Tech Challenge. The top 25 will be announced this Sunday at a big fundraiser in San Francisco between the parent company of the Extreme Tech Challenge, MaiTai Global and Ocean Elders, a group of dignitaries and visionaries around the world whose purpose is to save oceans. I run the competition along with the brainchild of both the Extreme Tech Challenge and MaiTai Global, Bill Tai. And we have been combing through all of the applications over the past couple weeks. The innovation happening globally is incredible. Over the next hour get ready to hear about some of the coolest, some of the weirdest and some of the most impactful companies being created in places like Capetown South Africa, Bulgaria, Serbia, Tel Aviv, Milan, Tokayo and more. Here is a shortlist of the many we discuss: Fashion Vow To Be Chic- Bridesmaid dress rental. Cosign- Allows you to shop directly from a picture. Money Caysh-Send customized digital giftcards Zave App- Rounds up to the dollar and puts that money into a savings or investment account. Innovation in Emerging Countries Golden Minds- Building a biometric finger scanner to prevent baby theft in Serbia Bibak-A company, which is located in Milan, italy, that has created a unique combo of sensors able to detect even plastic and wooden landmines across multiple terrains. Their first market is Afghanistan. Wakati.org- This company has created solar powered food storage to be used by farmers in emerging countries to make more money off their crop and have less waste from food spoiling. Health Innovative Health Solutions- Developing a tooth scanner with a smart sensor that will help diagnose tooth disease or potential of it at an early stage. Singfit- It's an app which combines the clinical power of singing with a musical therapist designed program that has been proven to elevate the mood of people with dementia by 42%. Media Captive Media-This company is reaching millennial men "where they are" at the urinal with engaging content on video screens at each station. Video Checkout- A checkout button is built into videos on Facebook to allow people to donate instantly. Cannabis Massroots.com- The worlds largest social network for cannabis Seattle Cannabis Exchange- A platform that creates business management systems for people in that business. There are specific laws that growers and sellers must follow and they need to even track seeds. This system helps companies do that. Pet Innvoations Dogstar Life- Happiness tracker for dogs.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget to register for our upcoming seminar on Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 27 October 2015
Jack Mohr and I discuss market news and a disturbing survey about Americans who are not investing properly in their retirement.
Jack Mohr (Jim Cramer’s Charitable Trust) is back on the show as we discuss Apple’s success in iPhone sales in China, Alibaba’s huge increase in revenue, reasons for Twitter’s stalled user growth and other market news. I equate the Chinese market to gambling and stress buying stock in quality companies. Advice on keeping your financial advisor and custodian separate to protect your assets. I also talk about a survey that shows many Americans hold 65% of their net worth in cash instead of investments and how this is hurting their retirement plans. Things you need to do now to be ready for taxes next April and big changes in FAFSA.
Don't forget to register for our upcoming seminar on Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 26 October 2015
I rant regarding the sneaky increase in Medicare Part B costs for many retirees and I go through my 666 list.
How to pass down money to young people without allowing them to make irresponsible decisions. I express my frustration with with Social Security hold-harmless rule which may cause Medicare Part B premium costs to increase for those signing up for the first time in 2016 or those delaying or suspending social security. Keeping in the holiday spirit I go through my 666 list:
Don't forget to register for our upcoming seminar on Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1026-1500_with_1006_first_segment32k.mp3
Category:general -- posted at: 3:49pm PDT |
Thu, 22 October 2015
Everyone seems to be distracted today thanks to technology and so much noise online. Fortunately Ben Parr, author of "Captivology: The Science of Catching People's Attention" was able to do just that with Kym. He has the secrets to capturing the attention of customers, partners, investors and more. He explains the tiers of gathering people's attention being similar to a fire from ignition to kindling to bonfire, why his book is not a how-to for self-promoters, and how violating expectations of your customers might just be your key to success. Ben and Kym also respond to several callers:
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't Forget to register for our upcoming seminar on Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 20 October 2015
Today I explain how to find out if your retirement numbers are realistic and catch up on listeners' emails.
Today I discuss the earning results for Chipotle, United Technology, Yahoo! and others. Are you retiring based on growth assumptions that are too high? I also answer several listeners' questions:
Don't forget to register for our upcoming seminar on Thursday, November 5th at the Elks lodge in Palo Alto. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1020-1500_evergreen_except_first_seg32k.mp3
Category:general -- posted at: 4:48pm PDT |
Mon, 19 October 2015
Today I discuss another fall in revenue for IBM, what the ZERO increase in social security checks means for retirees and "Plan B's" for retirement savings.
I review current market news as well as the 14th straight quarterly fall in IBM's revenue, whether or not the decline in commodities is a buying opportunity and struggles for franchises like McDonalds. I question the pressing issue of US and Russian involvement in Syria. I also discuss:
Don't forget to register for our upcoming seminar on Thursday, November 5th at the Elks lodge in Palo Alto. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 15 October 2015
Kym and Jeff Hoffman discuss what it takes to start a successful business and give advice to entrepreneurs just starting theirs.
Kym calls up entrepreneur Jeff Hoffman and gets the advice that helped him become part of multiple companies including Priceline and uBid. In addition to sharing some techniques he uses for coming up with his next big idea, Jeff gives advice to multiple entrepreneurs just starting out on:
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 13 October 2015
Today I discuss how to get your retirement plan back on track, options for your required minimum distributions and long term care insurance planning.
Today I discuss earnings reports from CSX, INTC, JPM and news on TWTR. John calls in and asks how he should get his retirement plan back on track after spending time unemployed and going back to school. Long term care insurance planning and tax deductibility options. Options for your required minimum distributions like a 529 plan and ESA. I also give advice to Ryan with a story about possible negative outcomes of cohabitating without a set financial agreement.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 12 October 2015
Today I discuss the surge in Chinese stocks, the bottoming process for oil, question GDP measurements and catch up on some listener emails.
As earning season officially kicks off I discuss the recent market rally and the bottoming process for oil, materials, MLPs and the Chinese stock market. I question how the government measures the growth of our economy (GDP). I also catch up on some listeners emails about:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 8 October 2015
Since October is breast cancer awareness month Kym chats with Othman Laraki, who with his partner Elad Gil, want to make genetic testing more accessible and affordable to everyone. His kit which involves a quick saliva test takes testing costs from $4000 to $250 dollars, just 1/16th the price. Othman explains how combining computer science with biology has contributed to the drop in price and he also discusses how they're marketing this idea to physicians and insurance companies. Kym asks him about testing children when a parent is a known carrier and plans for future types of testing. Kym also asks Othman about his past at Twitter and secrets for helping companies grow as quickly and strongly as Twitter did while he was there.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 8 October 2015
Thinking about moving out of state when you retire? It's not a decision you want to wing. Chad Burton, CFP®, and Rob Black discuss the complicated calculation of taxes and inflation that should go into any decision on where you want to move—or whether you want to move at all. Commercial-Free |
Tue, 6 October 2015
Today is a mashup of my best shows discussing topics like estate planning with a second marriage, calling your tax advisor early and more!
How to pass down money to young people without allowing them to make irresponsible decisions. I take a listener's call who has a question about estate planning with a second marriage. A young man sends me an email question about term life insurance in his 30's. Things you'll want to know before you hire a financial planner. Why you should call your tax advisor even if April 15 is a ways away.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Mashup-Edition
Direct download: Newfo-_for_1006-1500_MASHUP_of_2-24-14_12-2-14_12-2-14_4-6-15_and_12-02-1432k.mp3
Category:general -- posted at: 2:59pm PDT |
Mon, 5 October 2015
I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from. I also take a look at earthquake insurance and paying off your home, the Russian economy and delaying your retirement to help your adult children.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-1216-1400_NEW_EVERGREEN_for_3-31-1532kencore.mp3
Category:Investment Management -- posted at: 2:47pm PDT |
Thu, 1 October 2015
Kym opens today show by reflecting on the public concern of robot overlords when IBM began developing smart machines in the 60’s. 50 years later people are clamoring over the thought of having robots around. That’s why Kym calls up Sphero CEO, Paul Berberian, to find out what we can expect in the future of robotics. They also discuss:
They also talk with callers who are developing their own robots.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 29 September 2015
Scott Smith, CMT, of Briefing.com joins us to discuss technical indicators to watch in 2015. I answer a listener's email question about the pros and cons of Lending Club and I also cover different types of crowd funding.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition! |
Mon, 28 September 2015
Today it’s a mash up of the best of Rob Black and I discussing tax issues when inheriting money, building a financial base and more.
Today I go over tax issues when inheriting money including IRA’s. I discuss gift tax rules and the advantages of using 529 plans for estate planning and college planning. I also take a look at renting a home vs. buying. I go over an email question regarding using life insurance as an investment and explain the American Opportunity Tax Credit for college. Rob Black and I talk about building a financial base and why you want a fee based financial planner.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Mash Up Edition!
Direct download: Newfo_MASHUP_of_2-24-15_s2and5_w_RB32k.mp3
Category:financial planning -- posted at: 3:25pm PDT |
Thu, 24 September 2015
Kym and Justin discuss the big news about the new Oculus Virtual Reality headset being offered exclusively to Samsung smart phones and its impact on Apple? Justin explains his original idea for the live streaming site Justin.tv and the evolution of twitch. He answers questions from multiple callers on:
He also gives advice for startups trying to gather funding from places like YCombinator and which companies he believes should be on Extreme Tech Challenge.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: NEW_FOCUS_ON_INNOVATION_Kym_McNicholas_9-24-1532k.mp3
Category:Technology -- posted at: 4:47pm PDT |
Tue, 22 September 2015
Today I catch up on some listener e-mails and answer the most common questions I get from listeners like you.
Today I catch up on some listener e-mails and answer the most common questions I get from listeners like you. I cover topics like:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00 p.m. to 3:00 p.m. (PDT)
Or to get your question answered on the spot, call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition.
Direct download: Newfo-0504-1500_EVERGREEN_for_9-22-15.mp3
Category:Retirement Planning -- posted at: 10:30am PDT |
Mon, 21 September 2015
Today I answer a slew of your e-mails about vacation homes, financing a college education, balancing your assets before and during retirement and more!
Today, I answer listener's e-mail's. Topics include:
I also answer a callers question about funding a Roth IRA account in addition to a 401(k) and capital gains on stocks.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 17 September 2015
Joe tells Kym about the Dreamforce conference held in San Francisco and focusing on giving back with digital books. What inspired him to create UsTyme and how does it differ from other video conferencing apps like Skype and Facetime? Kym asks Joe how Oracle’s early attempt at interactive television gave him the prototype for UsTyme. Why does he believe that the activity side of UsTyme creates deeper connections? Ingrid Sanders (www.popexpert.com) calls in to ask Joe if he believes UsTyme type apps could become a trend in establishing and maintaining relationships.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 15 September 2015
Today I discuss corporate tax problems that harm the middle class, where to keep your safe money and the growing problem of child ID theft.
I discuss a strangely up US market and other economic news. Problems with the US corporate tax structure that infuriate and slowly eliminate the middle class. I respond to an alarming email about social security benefits going to multiple ex-spouses. Reviewing options for your safe money such as online FDIC savings accounts or a structured CD. I address the growing problem of child identity theft and signs to look for. Rob Black and I discuss potential reactions to the possible rise in interest rates.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 14 September 2015
I argue the pros and cons of the Feds raising interest rates, 10 myths about social security and answer several listener questions.
I argue for and against a potential Federal rate increase and what type of stocks may look more attractive after the decision. Can china keep the stock market sell off from affecting consumers and economic growth? I answer questions about being agressive in the market, why I dislike privately traded reits, paying off your mortgage after retirement and buying long term care insurance. Top 10 myths about the social security system.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 10 September 2015
Kym asks Tim about DraperU, his entrepreneurial university that teaches success in the startup community. Tim explains how DraperU inspired his new television show StartupU and what the show focuses on. What is happening in the startups Tim finds extremely exciting? IBM Watson Vice President Lauri Saft calls in and talks about developing a network that partners entrepreneurs with big companies. Tim answers calls from several startups and offers advice on scaling and obtaining capital.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
There's still time to register for tonight's seminar starting at 6:30 p.m. at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 8 September 2015
Michelle Lerman and I discuss how the state interprets will intentions, Roth IRA vs. Roth 401k and uncomfortable money situations.
Michelle Lerman and I discuss what happens when a will doesn’t address certain scenarios, leaving the state to figure out its intentions. Why Warren Buffet isn’t afraid of the volatile market and his plans going forward. Roth IRA vs. Roth 401k Handling uncomfortable money situations such as dining with bad tippers or investing in a friend’s startup you don’t believe in.
There's still time to register for our upcoming seminar this Thursday, September the 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 8 September 2015
In a time of low interest rates, some annuities might make sense. Chad Burton, CFP®, and Rob Black discuss how no-load annuities could play a role in a retirement income strategy, but there are still red flags to look out for. Commercial-Free
Direct download: 31124_RBCB_Annuities_and_lifetime_guarantees.mp3
Category:financial planning -- posted at: 11:25am PDT |
Mon, 7 September 2015
Today I discuss a few retirement issues including Backdoor Roth IRA's, reverse mortgages, business exit strategies and last minute retirement plan changes.
I help a couple change their retirement plan due to health issues. The true cost of reverse mortgages and when they make sense. Why high-income earners may not want to roll over their 401k to an IRA. What is a Backdoor Roth IRA and how does it work? I use a personal story to discuss accident forgiveness policies offered by insurance companies. Good exit strategies for baby boomers looking to sell their business.
Don't forget to register for our upcoming seminar at the Sheraton Hotel in Pleasanton on Thursday, September 10th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0907-1500_prerecord32k.mp3
Category:Retirement Planning -- posted at: 1:43pm PDT |
Thu, 3 September 2015
Kym talks with Original Stitch and Shoes of Prey founders about how technology helps them make custom-made clothing to your specifications.
First, Jin Koh of Original Stitch joins Kym to discuss their decision to expand their market of custom dress shirts towards women. Why have they chosen Silicon Valley as their target market and what has lead Original Stitch to flourish where larger, more established companies like Levi Strauss have failed? Then, Jodie Fox from Shoes of Prey calls in and tells Kym about the frustrations that lead her to co-find a site where women can custom design shoes to match an outfit perfectly.
What circumstances pushed Jodie to create an off-line presence and what markets does she wish to expand into?
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget to register for our upcoming seminar next Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 1 September 2015
Jack Mohr and I talk about China and the recent market swings. I also answer some questions about IRA’s, Roth 401k conversions and social security after a divorce.
Jack Mohr of Jim Cramer’s Charitable Trust calls in to discuss China and the massive market swings Ron calls with a question about when to contribute to his Roth IRA and when to convert to his Roth 401k. China enters a bear market and enters “panic-mode”. I discuss Professor Siegel’s commentary on interest rates and lackluster GDP growth. What you should and shouldn’t do when you feel fearful about the market and why you can’t time the market. How to handle social security issues after a divorce. Do i need to wait to wait till my ex files for eocial security before I do?
Don't foreget to register for our upcoming seminar on Thursday, September 10th at the Sheraton Hotel in Pleasnton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 31 August 2015
Jack Mohr of TheStreet.com and I rejoice over Apple’s spectacular earnings reports. Is the Nasdaq’s recovery different from the last time? What happened to people that avoided bonds? Why you need a combo of stocks, bonds and other products.
Then I take a call from a listener who’s looking to transition out of a 457 plan and would like to give his portfolio a make-over. Another caller asks about using insurance and annuities as income. Our third caller asks how to rebalance when you’re overweight in certain stocks.
Don't forget to register for our upcoming seminar on Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore edition
Direct download: Newfo-0428-1500_3_callers_possible_evergreen.mp3
Category:Investment Management -- posted at: 12:08pm PDT |
Thu, 27 August 2015
Today Kym is joined by iPhone inventor Andy Grignon to find out what has brought Apple its incredible success and the new tech coming our way.
Andy tells Kym all about what it was like creating the first iPhone and a few other stories about working with Steve Jobs at Apple. Complications that affected the unveiling of the first iPhone that Andy now finds funny. Kym asks Dr. Aaron Blackledge (CarePractice.com) if the trend of entrepreneurs being overly-aggressive with their business practices is healthy. Kym also learns of other common health risks many don’t know that surround high-level employees. Andy discusses the massive expectations surrounding Apple and reflects on the leaps that have been made in the world of technology.
What you can expect from Andy’s new design firm, Siberia.io
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget to register for our upcoming seminar on Thursday September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 25 August 2015
Need to build a financial base? Today I discuss my 15 point do-it-yourself checklist to get your plan moving in the right direction.
I cover 15 simple things you can do on your own before you hire a financial planner. Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation.
Don't forget to register for our upcoming seminar on Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0406-1500_EVERGREEN_EDITION_for_stephanie32kencore2.mp3
Category:financial planning -- posted at: 2:22pm PDT |
Mon, 24 August 2015
Today I discuss the massive 1100 point drop when the stock market opened and things you should and shouldn’t do during a correction.
What should you expect after today’s stock market decline? Want to know what is really happening with the Chinese stock market? I discuss a Wall Street Journal article titled “5 Things Investors Shouldn’t Do Now” I cover which sectors of the S&P 500 are experiencing growth. I explain smart tax moves that work in stock market declines such as Roth Conversions.
Don't forget to register for our upcoming seminar on Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 20 August 2015
Kym learns about Scanadu from co-founder Sam De Brouwer. Sam tells us about the many medical situations Scanadu helps monitors and how it gets its data. What tragedy prompted Sam and her husband Walter to create this patient friendly medical device and what makes it better than wearable health trackers? Sam talks about how they rank against their competition and the anticipation surrounding the final product. Jaymes Hines (StartupEdTech.com) asks Sam if she plans on challenging developers to create ongoing software for Scanadu. How can you get your own Scanadu?
Kym also talks to Jamie Siminoff about the Ring Video Doorbell; the doorbell that allows you to see and talk with your visitor before answering safely using your smartphone.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget to register for our upcoming seminar on Thursday, September 10 at the Sheraton in Pleasanton. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 18 August 2015
Today I discuss investing in China's market, scary retirement statistics and a couple apps that help plan for retirement.
I give a general overview of the market spotlighting home starts, wage increases at Walmart, the Chinese economy and its global effects on bonds as well as housing in the Bay Area. Why I believe the fuss surrounding China's volatile market will eventually settle out and how to manage your investments linked to China. I review scary retirement statistics and tell you how to fix them. I discuss the HealthView Explorer app that helps plan Medicare costs and the top states to keep retirement health costs low. How to compare your retirement savings to others in your age and area and stressing the importance of having a good retirement plan.
Don't forget to register for our upcoming event on Thursday, September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 17 August 2015
Today I discuss China’s currency devaluation, social security's 80th birthday, when to refinance your mortgage and withdraw mistakes concerning 529 plans.
I take a critical look at what some are calling China's currency war and why it is different from the 1997 Asian currency crisis. On its 80th birthday, I talk about how social security fits into retirement plans and the changes that need to take place in the future. Multiple scenarios that determine if it is time to refinance your mortgage. I discuss an article that claims fees are not the reason active investing often loses to passive investing, which I have stated many times before. Issues to consider when planning a college savings 529 plan.
Don't forget to register for our upcoming event on Thursday, September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 17 August 2015
Today I discuss China’s currency devaluation, social security's 80th birthday, when to refinance your mortgage and withdraw mistakes concerning 529 plans.
I take a critical look at what some are calling China's currency war and why it is different from the 1997 Asian currency crisis. On its 80th birthday, I talk about how social security fits into retirement plans and the changes that need to take place in the future. Multiple scenarios that determine if it is time to refinance your mortgage. I discuss an article that claims fees are not the reason active investing often loses to passive investing, which I have stated many times before. Issues to consider when planning a college savings 529 plan.
Don't forget to register for our upcoming event on Thursday, September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 13 August 2015
Today Kym is joined by Tynker founder and CEO Krishna Vedati to discuss the importance of teaching children to code.
Kym and Krishna discuss Tynker, a program that teaches kids the fundamentals of coding and programming by making their own video game. Krishna tells Kym why he is part of Hour of Code, a movement that encourages schools to have children practice code one hour a day. George Gallegos of Jitterbit calls in and explains why kids still need to learn programming even when his app simplifies programming down to drag and drop. A student at Princeton asks Krishna how she can get ahead before she takes her first coding class. Krishna tells Kym why he felt the need to develop Tynker, the problems he faced designing the program and where he wants to take the company next.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 11 August 2015
Today I discuss the devaluation of China’s currency, Alan Greenspan’s bond bubble warning, medical care for Americans retiring abroad and life insurance policies that wreck your retirement.
I talk about China's decision to devalue their currency by 2% and the potential global effects. I make some comments on the ridiculousness of Alan Greenspan's bond market bubble warning. I talk about medical care concerns for Americans who plan on retiring abroad. A listener asks if having a pension and social security means he doesn't need bonds. I discuss a Wall Street Journal article where a teachers retirement is being hurt by his life insurance policy and how to determine if your policy is a retirement wrecker.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 10 August 2015
Today I discuss Google's new company Alphabet, REM and other high income high risk investments, a financial blog on planning around retirement changes and annoying articles that scare people into emotional investing.
I discuss a few stock market stories such as Google's new company Alphabet and the continuing trend of increased earnings with low revenue growth. I give examples as to why people who get sucked into trading software programs and real estate classes often end up in bankruptcy. I explain why you should know what is really inside certain REIT investments such as REM. A listener asks how much she should be investing in a no-load variable annuity with living benefits. I talk abouta Sarah Von Bargen blog (SarahVonBargen.com) that discusses how the current wants of people often alter their retirement plans; many having to choose between working longer, saving more or "wanting less" in retirement. I also talk about a Wall Street Journal that tries to scare people into major investing decisions by predicting upcoming crises.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 6 August 2015
Kym and Ayinde Alakoye (founder of iHeartRadio and Hitch Radio) discuss what makes iHeartRadio popular and his motivations for creating the app. Ayinde tells Kym about his long road to creating iHeartRadio and its failed predecessor. Roem Baur, contestant from "The Voice", questions Ayinde about the Hitch Radio messaging app that allows artists to connect with their listeners in real time. David "Stock" Baird (Selocial.com) asks Ayinde about the growth model for Hitch Radio. Life coach Christine Meyer (ChristineMeyerCoaching.com) discusses how people use music for motivation.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 5 August 2015
Although it's a good rule of thumb to roll over your 401(k) when leaving a company, there are times you shouldn't. Chad Burton, CFP®, and Rob Black discuss those times as well as other retirement plan issues, such as pre-tax vs. after-tax dollars and how to figure out if your plan is a bad one. Commercial-free
Direct download: 31123_RBCB_401k_and_401k_rollovers.mp3
Category:financial planning -- posted at: 2:54pm PDT |
Tue, 4 August 2015
Today I break down the recent market correction, discuss the under-education on 401k's and answer listener e-mails.
I break down the recent correction in the market focusing on revenue growth and decline in various stocks. Determining the risk number that is right for you. I give examples on the differences between all stock and balanced portfolios. A counter argument to an article which declares 401(k)s to be a failure, blaming it on under-education. I respond to an e-mail where the listener has sold his apartment building and would like alternatives to a 1031 exchange to mitigate taxes. Another listener intends on buying a house with plans to rent it, but does not have faith in the economy. I explain why it's a terrible idea to invest heavily in only one part of the market. How do inflation adjustments work after retirement?
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 3 August 2015
Need to build a financial base? Today I discuss my 15 point do-it-yourself checklist to get your plan moving in the right direction.
I cover 15 simple things you can do on your own before you hire a financial planner. Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0406-1500_EVERGREEN_EDITION_for_stephanie32kencore.mp3
Category:financial planning -- posted at: 3:01pm PDT |
Thu, 30 July 2015
Today Kym McNicholas is joined by Marcus Weller and Jo Dee Messina to talk about how they have benefited from Kickstarter campaigns.
Kym and Marcus Weller (Skully.com) discuss the features of a smart motorcycle helmet and how he raised so much money for a product that has yet to hit the market. Kym asks Marcus how he has used his PhD in psychology and his love of riding motorcycles and turned it into a Kickstarter campaign. Marcus gives advice to a few callers on the importance of staying in the public eye and how to keep a continuous flow of money coming in for their Kickstarters. Country music star and entrepreneur Jo Dee Messina calls in and talks about how she went from producing songs with a major record label to using Facebook and Kickstarter to produce albims.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget to register for our seminar tonight July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 28 July 2015
Today Michelle Lerman and I discuss estate plans and trusts. I discuss long term health care insurance, flexible spending accounts and sneaker taxes.
I ask Michelle Lerman (LermanLaw.com) about how to get the most flexibility out of your estate plan and multiple issues regarding trusts. I discuss a few instances of wealthy people and long term care insurance. What is a flexible spending account and how does it affect those with the affordable health care act? I give some advice to a listener who has saved well, but has had his retirement plans affected thanks to a change in taxes in 2012. I discuss how sneaker taxes are creating a bigger problem as opposed to fixing them. What to expect at the upcoming seminar.
Don't forget to register for our upcoming seminar this Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 27 July 2015
Today I discuss seasonal corrections, real estate mistakes, exchange traded funds vs. hedge funds and umbrella insurance policies.
I discuss the Chinese stock market decline and adjustments to make for seasonal corrections. I also talk about the repercussions some people face when purchasing a home such as forgoing their 401(k) or not planning with major expenses in mind. I explain why low-cost ETF's now hold more assets than hedge funds and where hedge funds have failed. Where do ETF's and mutual funds work best and which ones should you avoid? I discuss the difference between life insurance, disability insurance and umbrella policies. What to expect at this week's seminar.
Don't forget to register for our upcoming seminar this Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 23 July 2015
Today Kym McNicholas is joined by Scott Eddy to look at the importance social media plays in businesses.
Kym talks to Scott Eddy (@MrScottEddy) and discuss his road to being a major influence in the travel industry, figuring out who to follow and how to engage with people on Twitter. They also talk about why it shouldn't be frowned upon to follow more people than follow you. Babak Khademi (Tripolette.com) calls in and asks how to use Twitter to raise awareness of his company which connects people who schedule similar travel plans. George Revusky (ROIWorks.com) phones in to offer tips on using Facebook ads to promote your business and mistakes to avoid. Rachael McCreary (ShopJewelToned.com) calls in to ask why her business, which has done well with Instagram, has struggled with Facebook ads. Former Apple employee and current author Guy Kawasaki (Cavana.com) calls in to talk about his newest book which discusses how to create a social media following and using each platform to get referrals. Nick Lum (BeeLineReader.com) calls in to discuss Tumblr, the picture blog site that has worked out surprisingly well with his demographic.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget to register for our seminar next Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 21 July 2015
Need to build a financial base? Today I discuss my 15 point do-it-yourself checklist to get your plan moving in the right direction.
I cover 15 simple things you can do on your own before you hire a financial planner.Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation. Don't forget to register for our upcoming seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to sign up
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore presentation
Direct download: Newfo-0406-1500_EVERGREEN_EDITION_for_stephanie32k.mp3
Category:general -- posted at: 3:00pm PDT |