Jack Mohr of TheStreet.com and I rejoice over Apple’s spectacular earnings reports. Is the Nasdaq’s recovery different from the last time? What happened to people that avoided bonds? Why you need a combo of stocks, bonds and other products.

 Then I take a call from a listener who’s looking to transition out of a 457 plan and would like to give his portfolio a make-over. Another caller asks about using insurance and annuities as income. Our third caller asks how to rebalance when you’re overweight in certain stocks.

Don't forget to register for our upcoming seminar on Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore edition

Andy tells Kym all about what it was like creating the first iPhone and a few other stories about working with Steve Jobs at Apple.

Complications that affected the unveiling of the first iPhone that Andy now finds funny.

Kym asks Dr. Aaron Blackledge (CarePractice.com) if the trend of entrepreneurs being overly-aggressive with their business practices is healthy. Kym also learns of other common health risks many don’t know that surround high-level employees.

Andy discusses the massive expectations surrounding Apple and reflects on the leaps that have been made in the world of technology.

What you can expect from Andy’s new design firm, Siberia.io

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our upcoming seminar on Thursday September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I cover 15 simple things you can do on your own before you hire a financial planner. Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation.

Don't forget to register for our upcoming seminar on Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

What should you expect after today’s stock market decline?          

Want to know what is really happening with the Chinese stock market?

I discuss a Wall Street Journal article titled “5 Things Investors Shouldn’t Do Now”

I cover which sectors of the S&P 500 are experiencing growth.

I explain smart tax moves that work in stock market declines such as Roth Conversions.

Don't forget to register for our upcoming seminar on Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym learns about Scanadu from co-founder Sam De Brouwer. Sam tells us about the many medical situations Scanadu helps monitors and how it gets its data.

What tragedy prompted Sam and her husband Walter to create this patient friendly medical device and what makes it better than wearable health trackers?

Sam talks about how they rank against their competition and the anticipation surrounding the final product.

Jaymes Hines (StartupEdTech.com) asks Sam if she plans on challenging developers to create ongoing software for Scanadu.

How can you get your own Scanadu?

Kym also talks to Jamie Siminoff about the Ring Video Doorbell; the doorbell that allows you to see and talk with your visitor before answering safely using your smartphone.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our upcoming seminar on Thursday, September 10 at the Sheraton in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I give a general overview of the market spotlighting home starts, wage increases at Walmart, the Chinese economy and its global effects on bonds as well as housing in the Bay Area.

Why I believe the fuss surrounding China's volatile market will eventually settle out and how to manage your investments linked to China.

I review scary retirement statistics and tell you how to fix them.

I discuss the HealthView Explorer app that helps plan Medicare costs and the top states to keep retirement health costs low.

How to compare your retirement savings to others in your age and area and stressing the importance of having a good retirement plan.

Don't forget to register for our upcoming event on Thursday, September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I take a critical look at what some are calling China's currency war and why it is different from the 1997 Asian currency crisis.

On its 80th birthday, I talk about how social security fits into retirement plans and the changes that need to take place in the future.

Multiple scenarios that determine if it is time to refinance your mortgage.

I discuss an article that claims fees are not the reason active investing often loses to passive investing, which I have stated many times before.

Issues to consider when planning a college savings 529 plan.

Don't forget to register for our upcoming event on Thursday, September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I take a critical look at what some are calling China's currency war and why it is different from the 1997 Asian currency crisis.

On its 80th birthday, I talk about how social security fits into retirement plans and the changes that need to take place in the future.

Multiple scenarios that determine if it is time to refinance your mortgage.

I discuss an article that claims fees are not the reason active investing often loses to passive investing, which I have stated many times before.

Issues to consider when planning a college savings 529 plan.

Don't forget to register for our upcoming event on Thursday, September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym and Krishna discuss Tynker, a program that teaches kids the fundamentals of coding and programming by making their own video game.

Krishna tells Kym why he is part of Hour of Code, a movement that encourages schools to have children practice code one hour a day.

George Gallegos of Jitterbit calls in and explains why kids still need to learn programming even when his app simplifies programming down to drag and drop.

A student at Princeton asks Krishna how she can get ahead before she takes her first coding class.

Krishna tells Kym why he felt the need to develop Tynker, the problems he faced designing the program and where he wants to take the company next.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I talk about China's decision to devalue their currency by 2% and the potential global effects.

I make some comments on the ridiculousness of Alan Greenspan's bond market bubble warning.

I talk about medical care concerns for Americans who plan on retiring abroad.

A listener asks if having a pension and social security means he doesn't need bonds.

I discuss a Wall Street Journal article where a teachers retirement is being hurt by his life insurance policy and how to determine if your policy is a retirement wrecker.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I discuss a few stock market stories such as Google's new company Alphabet and the continuing trend of increased earnings with low revenue growth.

I give examples as to why people who get sucked into trading software programs and real estate classes often end up in bankruptcy. I explain why you should know what is really inside certain REIT investments such as REM.

A listener asks how much she should be investing in a no-load variable annuity with living benefits.

I talk abouta Sarah Von Bargen blog (SarahVonBargen.com) that discusses how the current wants of people often alter their retirement plans; many having to choose between working longer, saving more or "wanting less" in retirement.

I also talk about a Wall Street Journal that tries to scare people into major investing decisions by predicting upcoming crises.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym and Ayinde Alakoye (founder of iHeartRadio and Hitch Radio) discuss what makes iHeartRadio popular and his motivations for creating the app.

Ayinde tells Kym about his long road to creating iHeartRadio and its failed predecessor.

Roem Baur, contestant from "The Voice", questions Ayinde about the Hitch Radio messaging app that allows artists to connect with their listeners in real time.

David "Stock" Baird (Selocial.com) asks Ayinde about the growth model for Hitch Radio.

Life coach Christine Meyer (ChristineMeyerCoaching.com) discusses how people use music for motivation.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Although it's a good rule of thumb to roll over your 401(k) when leaving a company, there are times you shouldn't. Chad Burton, CFP^®, and Rob Black discuss those times as well as other retirement plan issues, such as pre-tax vs. after-tax dollars and how to figure out if your plan is a bad one.

Commercial-free

I break down the recent correction in the market focusing on revenue growth and decline in various stocks.

Determining the risk number that is right for you.

I give examples on the differences between all stock and balanced portfolios.

A counter argument to an article which declares 401(k)s to be a failure, blaming it on under-education.

I respond to an e-mail where the listener has sold his apartment building and would like alternatives to a 1031 exchange to mitigate taxes.

Another listener intends on buying a house with plans to rent it, but does not have faith in the economy. I explain why it's a terrible idea to invest heavily in only one part of the market.

How do inflation adjustments work after retirement?

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I cover 15 simple things you can do on your own before you hire a financial planner. Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.