People are moving away from the Bay Area and taxes are where future former residents are pointing their fingers. If you are considering relocating solely because of taxes, there are many more things to consider before packing up. Are you trading higher property tax for lower state tax that will it save you money in the long run? Would you benefit more by living in a community property state? Other topics include:

• End of year tax issues
• Tips for younger investors
• A conservation easement investment pitch from an enrolled agent
• The best way to make charitable contributions

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Last year big changes were made when real estate was pulled out of the financial sector. Now Google and Alphabet are moving to the new communications sector, joining the likes of AT&T and Verizon. It has also been announced that the Instagram cofounders are leaving Facebook. This is not great news for anyone who owns XLK, the ETF that will no longer hold Facebook or Alphabet. Other topics include:

• Preparing for the Q3 “buy/sell everything” financial media reports
• All about RMD’s
• Things to do with your withholding
• Widows social security benefit decline

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Here we go again, the treasury just got north of 3%. Will rates fall back to the 2.85% range again? With the economy lacking clear signs of out of control inflation bond hungry investors are seeing that as a reason to buy and the same seems to be going for REIT’s. Today I look at rate sensitive investments and rolling bear markets. Other topics include:

• What causes rates to go up?
• The crazy divergence between value and growth in stocks
• Stock market FOMO
• Bonds in a rising rate environment

Retirement planning is more complicated than ever, and it can be hard to even know where to begin. Please join me at the Retirement Income and Tax Planning Seminar, this Thursday, September 20th at the Toll House Hotel in Los Gatos. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The lack of basic financial education in high school grads is simply mind-blowing. The idea of paying yourself first and investing for getting yourself on track for retirement just doesn’t exist. With over 60% of Americans drastically underprepared for retirement I share basic investing strategies that make all the difference. Other topics include:

• Should you consider robo retirement advice?
• Estate planning
• Switch from a S-Corp to a C Corp
• Asset location and asset allocation
• Prenups

Retirement planning is more complicated than ever, and it can be hard to even know where to begin. Please join me at the Retirement Income and Tax Planning Seminar on September 20th at the Toll House Hotel in Los Gatos. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

• Buying private REIT's and other high fee products that can ruin you retirement
• Divorce planning
• Cyber security and protecting you home netowrks
• What you should be thinking about in the late stages of a bull market

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Almost every major financial media outlet is talking about Argentina and Turkey. Emerging markets were stellar in 2017 but have struggled so far this year. Have you been thinking about points of entry if you are not already invested in emerging markets? Today I explain why we are seeing inflationary issues in Argentina and Turkey and how to take advantage of this opportunity. Other topics include:

• When to take RMD’s on an inherited IRA and what to do when you screw it up
• When annuities work
• Trump-cut opportunities

Retirement planning is more complicated than ever, and it can be hard to even know where to begin. Please join me at the Retirement Income and Tax Planning Seminar on September 20th at the Toll House Hotel in Los Gatos. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rather than the typical summer downturn, we are seeing record highs. In fact revised GDP numbers show the economy to be growing at 4.2%. Should you be thinking about potential bubbles? Today I explain why the current market is not similar to the market that led to the Great Recession and share my Top 10 Retirement Mistakes.

Retirement planning is more complicated than ever, and it can be hard to even know where to begin. Please join me at the Retirement Income and Tax Planning Seminar on September 20th at the Toll House Hotel in Los Gatos. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.