Mon, 19 September 2016
How should you prepare for the next market correction? I also share seven ways to maximize social security benefits
Today I address market concerns which include high P/E ratios, REIT sector debuting in the S&P 500 today, market ties to politics which are delaying the rate hike and the Wells Fargo scandal. I also explain how you prepare for market corrections at different ages. How can younger generations avoid falling victim to fear and greed investment pitches on social media? How do retirees time the market? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 15 September 2016
How much money will you need to retire? Rob weighs in on retirement planning mistakes which includes fixed and variable budgeting, optimizing your income gap and red flags you can’t afford a mortgage. Also in discussion:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore editon
Direct download: Newfo-0811-1600-RB32kencore2.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Tue, 13 September 2016
Some financial planners are only Registered Investment Advisors and don’t have any true credentials. Today I explain what a Certified Financial Planner™ practitioner knows about creating and managing wealth that make a huge difference over your lifetime. Specific topics include
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0913-1600_EVERGREEN32k.mp3
Category:financial planning -- posted at: 3:03pm PDT |
Mon, 12 September 2016
Today I explain to Rob how credit and inflation cycles affect the 4% withdrawl rate in retirement and why you need to constantly track your expenses, returns and net worth in retirement. I discuss what you should cover in a financial review and respond to questions on:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition
Direct download: Newfo-0816-1600_EVERGREEN32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Thu, 8 September 2016
Are we due for a recession? Rob Black dissects situations that have a major impact on the economy such as the European Central Bank deciding against policy changes, oil prices creeping up but remain overall low due to a slowed global economy. Rob discusses stock market yields of Apple, TJ Maxx and Mylan Labs. He also talks about situations we will be discussing at this weekend’s seminar in San Rafael and mentally preparing yourself for the next market correction.
Don’t forget to register for our Retirement & Wealth Preservation seminar this Saturday morning, September 10th at Four Points by Sheraton in San Rafael. Starting at 9 a.m. Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 6 September 2016
Are economic numbers being measured correctly? I also explain the financial side of illegal immigration and why ETF's are shutting down
Are economic numbers being measured correctly? The Institute for Supply Management conveniently reports a slowdown in manufacturing before elections, decreasing possibility of rate hike. I then focus on the financial aspects of immigration pointing out flaws in the argument for legalizing illegal immigrants simply to make them tax payers. Other topics include:
Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 5 September 2016
Do you hold stock through your company? I share how to handle stock when approaching retirement, the number 1 rule for stock option planning and basic types of stock options. I also explain when you should consider selling and how to correctly report taxes so you don’t end up paying twice. Other topics include:
Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition
Direct download: Newfo-0822-1600_evergreen32kw_promo_encore.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Thu, 1 September 2016
What future economic opportunities do drones hold for us? I also discuss the BENES Act and when to pay off your mortgage
Chief drone pilot of DroneU Paul Aitken calls in to explain new drone laws, safety concerns and how drones will be used in the near future. He also talks about economic opportunities such as preparing our children for future jobs involving drones. Other topics include:
Interested in learning more about drones from Paul? Check out his podcast HERE.
Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 30 August 2016
Rob Black sits in and talks about some of this quarters biggest headlines including Stanley Fischer’s comments on productivity, growth and rates, Apple owing €13 billion in taxes to Ireland, crude oil, Walmart buying Jet and an ISIS leader reportedly killed in Syria. Other topics include:
Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 29 August 2016
Could we be seeing changes to the tax code? I also discuss 401k fee solutions and passive vs. active managed funds
Is a new tax code on the horizon? I discuss the US Treasury Departments’ proposal to eliminate a strategy that allows business owners to reduce estate and gift taxes for their heirs. I also discuss S&P 500’s above average revenue and earnings performance even though 5 sectors report year over year declines and Japan’s flattened GDP issues which are worse than ours. Other topics include:
Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Thu, 25 August 2016
How much money will you need to retire? Rob weighs in on retirement planning mistakes which includes fixed and variable budgeting, optimizing your income gap and red flags you can’t afford a mortgage. Also in discussion:
Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition
Direct download: Newfo-0811-1600-RB32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Tue, 23 August 2016
I discuss the American Opportunity Tax Credit, avoiding taxes on social security and the death of traditional retirement planning
I express my frustration over parents who sacrifice their retirement plan due to college costs and the lack of wage inflation among the middle class. I then talk about the American Opportunity Tax Credit which can shave $10,000 off the cost of a college education, explaining where to find more information and who is eligible. Other topics include:
Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 22 August 2016
Do you hold stock through your company? I share how to handle stock when approaching retirement, the number 1 rule for stock option planning and basic types of stock options. I also explain when you should consider selling and how to correctly report taxes so you don’t end up paying twice. Other topics include:
Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 18 August 2016
Is any job safe? Today Rob Black learns about a robot that makes sushi and wonders how automation will affect jobs in the future. He also discusses perks to using credit cards over debit cards in several situations and why he carries 3-4 different cards. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 16 August 2016
Today I explain to Rob how credit and inflation cycles affect the 4% withdrawl rate in retirement and why you need to constantly track your expenses, returns and net worth in retirement. I discuss what you should cover in a financial review and respond to questions on:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0816-1600_EVERGREEN32k.mp3
Category:Retirement Planning -- posted at: 6:30pm PDT |
Mon, 15 August 2016
Could we be seeing changes to the tax code? I also discuss 401k fee solutions and passive vs. active managed funds
Is a new tax code on the horizon? I discuss the US Treasury Departments’ proposal to eliminate a strategy that allows business owners to reduce estate and gift taxes for their heirs. I also discuss S&P 500’s above average revenue and earnings performance even though 5 sectors report year over year declines and Japan’s flattened GDP issues which are worse than ours. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 11 August 2016
How much money will you need to retire? Rob weighs in on retirement planning mistakes which includes fixed and variable budgeting, optimizing your income gap and red flags you can’t afford a mortgage. Also in discussion:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 10 August 2016
If you can't afford to lose something, then consider insuring it. Chad Burton, CFP®, and Rob Black discuss a range of policy types, from gap to key man, and why they might apply to you. |
Tue, 9 August 2016
Estate planning has seen some major changes over the last 20 years. I cover the top ways to tell if you have an estate planning problem and ways to avoid family destruction from poor planning. Are online will and trust services a good idea? Is a trust the only way to avoid probate? What is a Transfer On Death Deed?
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 8 August 2016
Is a rate hike still on the table this year? I also discuss baby boomers taking required minimum distributions and millennial investment fears
Could we see a rate hike this December? Today I dissect Professor Jeremy Siegel’s comments on how strong employment and wage numbers could keep December in play for a rate hike. I also take a look at the market new which includes ugly trade numbers from China , Walmart buying Jet.com and the FTC focusing on better regulations for celebrities being involved with social media advertisements. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 4 August 2016
Rob Black steps in again and begins today’s show by explaining why you should invest in term life insurance instead of variable or whole life insurances. He then discusses multiple tactics that get you to retirement including using budgeting sites like Mint or Nerd Wallet and not wasting college money on useless degrees. He also tells the story of how he and I met to explain what a CFP gets you that books won’t before wrapping up with some important tips he feels everybody should follow.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0308-1600_EVERGEEEN_RB32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Tue, 2 August 2016
What drove the market to where it is today and are we seeing signs of inflation? I also catch up on listener emails
The markets pulled back in earnings today, but companies are still beating overall expectations. Today I look at some of the negatives hurting the market which includes stock buybacks and Donald Trump’s remarks on investing. Are we starting to see signs of inflation and where is it coming from? I then discuss Social security claiming strategies and their risks. I also respond to several listener emails:
To learn more about Wake the World, get involved by clicking HERE to donate or volunteer.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 1 August 2016
Today I discuss retirement wealth management issues including the new myRA account, phasing out plans, new retirement withdrawal rate guidelines, and rules for 1031's and renting out vacation homes.
I rant about the uselessness of the new government created myRA program and its regulations. I also discuss:
I also respond to a listener's email about selling a rental property for a vacation home under a 1031 exchange and talk about rules for creating income on your vacation home.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1109-1500-EVERGREEN_W_COMPRESSION32kencore3.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Thu, 28 July 2016
Rob Black and I get geared up for tonight’s 10 Pillars of Retirement seminar at Double Tree by Hilton in Burlingame. If you’re planning on retiring within the next 10 years Rob Black, Michelle Lerman and I will focus on retirement and estate planning issues that increase your chances for an ideal retirement. Topics for today’s show include:
There's still time to sign up for tonight's 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. The seminar begins at 6:30 p.m. and registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0728-1600_w_RBCB_seminar_promo32k.mp3
Category:general -- posted at: 3:35pm PDT |
Tue, 26 July 2016
Today I reminisce about my 23 years as a Certified Financial Planner by talking about the top 10 retirement issues I will be discussing at our event this Thursday. I review current day retirement problems and explain solutions. I cover a chart that shows individuals net worth as a percentage of income and explain the correlation with taking too much risk. Harry from Castro Valley calls in to ask about social security spousal benefits and when he should ‘turn on the tap’. I also discuss the best cities to retire overseas.
10 Pillars of Retirement Income Planning (free entry code special 10 Pillars) Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar this Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 25 July 2016
Rob Black and I discuss poor savings decisions and other issues that threaten your financial success
Rob Black and I are in studio together for a full hour of sharing stories that directly relate to our 10 Pillars of Retirement seminar this Thursday in Burlingame. We also cover other problems such as expensive college costs, financial success becoming more difficult with more jobs becoming automated, approaching Brexit-like changes to your retirement plan and emergency planning.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar this Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0725-1600_w_RBCB_seminar_promo32k.mp3
Category:Retirement Planning -- posted at: 4:25pm PDT |
Thu, 21 July 2016
Rob Black analyzes what happened in today’s market, discusses Tesla’s expansion plans and demographic investing themes
The market has posted lots of record highs lately, but what has bought us here? Rob Black takes a look at defensive stocks (telecom, utilities and healthcare) which did well today and why the losers (materials, industrials and energy) are causing a little fear in the market. Other topics include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 19 July 2016
With our 10 Pillars of Retirement seminar approaching, I go the opposite route and share the Top 10 retirement planning mistakes I see and which factors don’t get taken into consideration. Later on I respond to two real estate related emails. Tim asks if he should buy a vacation rental property as an investment while another listener wants to make a down payment on a duplex using their IRA and a loan. I also discuss several ways to save when gifting money to others or making donations.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 18 July 2016
Why is the market up post-Brexit? I also discuss REIT's volatility and poke holes in an improving retirement article
Brexit was supposed to destroy the economy, so why have stocks and bonds rallied the past three weeks and why have earnings fallen since last year? I also talk about emerging market stocks and three reasons to stay globally diversified. Other topics include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 14 July 2016
Rob Black sits in and gives us the big picture look of today’s economy. Markets are at all time highs despite Brexit, highs and lows in oil supply and other major scares that were supposed to destroy the economy. He also discusses Amazon Prime day as the biggest shopping day, Britain’s Post-Brexit economy, the market showing more faith in staples over technology, Donald Trump closing the gap on Hillary Clinton, Japan’s new messaging app Line, Netflix and HBO GO- Is content king or is streaming, the 10 Pillars of Retirement Seminar and social security mistakes, augmented reality technology, Warren Buffet’s comments on interest rates causing irrational competition and more.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 13 July 2016
Low interest rates have pushed a lot of investors into chasing yield. Chad Burton, CFP®, and Rob Black discuss the risks that investors might not even be aware of. Commercial-Free
Direct download: 31129_RBCB_Chasing_Yield.mp3
Category:Investment Management -- posted at: 12:08pm PDT |
Wed, 13 July 2016
Want to build a financial base? You should accumulate assets, not liabilities. Sounds simple, but some people get confused by the difference. Chad Burton, CFP®, and Rob Black discuss this and other steps on the road to wealth. Commercial-Free
Direct download: 31127_RBCB_Building_a_financial_base.mp3
Category:financial planning -- posted at: 9:18am PDT |
Tue, 12 July 2016
Today I talk about ways people are destroying their retirement plan and a very real situation where people in their 30-40’s are desperate to own a home now so they are robbing their 401k’s and not maintaining an emergency reserve for home repairs or disability. Other topics include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 11 July 2016
What you need to share with your financial planner, simple ways to decrease estate costs and IRA vs.Roth IRA’s
Choosing a financial planner means finding a person you trust with your most personal and sensitive information. Today I share a list of information and concerns you need to share with your financial planning team upon the first meeting. I then give a quick overview of what Rob Black, Michelle Lerman and I will be discussing at this month’s Retirement Seminar in Burlingame and explain the Health Savings Accounts article available on our blog. I also discuss simple steps to decrease your estate costs and IRA vs. Roth IRA- Which is better?
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 7 July 2016
Start ups could be killing Silicon Valley, literally. Kym sits down with Dr. Aaron Blackledge, Care Practice CEO and healthcare entrepreneur, for a sincere discussion about mental health trends that are not receiving enough attention. Dr. Blackledge shares his story about the Practice Fusion privacy breaches and doctors entering the tech world to right wrongs made by well meaning entrepreneurs with no medical background. He then gets into some specifics about the narcissistic personality disorders that are more common around Silicon Valley, the hazards of societal imbalances as well as the dangers of entrepreneurs turning towards hallucinogens for their next big idea. They also get some insight from Dr. Tayo Hendrix about getting patients into the office, accept treatments and create balance in their lives.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 5 July 2016
Will the stock market go up in the second half of the year? I also discuss Brexit, stay at home parenting costs and MediCal planning
Will the feds ever raise rates in a post-Brexit world? Today I discuss global market news such as Brexit and odd outcomes of elections around the world. I also cover comments from Prof. Jeremy Siegel on what could cause earning to rise by year end. Other topics include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 4 July 2016
I put the actual market movement pre and post Brexit into perspective. Is it really as bad as the new makes it sound? Will there be value in US small and mid caps? I then discuss possible plans of action now that the Feds are unlikely to raise rates at all this year. Also discussed today:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
July 4th encore edition |
Fri, 1 July 2016
Kym goes to Cable Congress in Poland to discuss the future of cable and potential disruptors with Phil McKinney
Kym hosts today’s show from the World Cable Congress in Poland where cable operators from around the world are gathering to discuss the future of cable. She will be joined by Phil McKinney CEO of CableLabs which does research and development for the entire cable industry. Kym will find out from Phil about some of the hot topics being discussed by cable operators at the conference which includes:
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 30 June 2016
This week Kym chats with Mark Goldstein and Kristen Koh Goldstein, serial entrepreneurs and parents living in Marin County. Over the course of the hour Kym will talk with Mark and Kristen about the several companies they have started jointly and separately including Loyalty Lab, Bad Ass Advisors, Scalus, Tipco and Hire Athena. Also in discussion today:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition |
Tue, 28 June 2016
More Brexit related uncertainty in the market, 5 challenges facing the next wave of retirees and how do Roth conversions affect your tax bracket?
The market looks set to remain rather unimpressive this quarter despite today’s jump thanks to Brexit related uncertainty. Brits are now grasping what they’ve voted for now that there are calls for a second vote and articles circulating such as Is Brexit Really As Distruptive As We Think or 4 Things That Have To Happen [now that the UK has left the European Union]. Other topics discussed today include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 27 June 2016
I put the actual market movement pre and post Brexit into perspective. Is it really as bad as the new makes it sound? Will there be value in US small and mid caps? I then discuss possible plans of action now that the Feds are unlikely to raise rates at all this year. Also discussed today:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 23 June 2016
As NASCAR gets ready to take on the Sonoma Raceway this weekend, Kym and special co-host Kyle Ellicott dedicate an entire show to the world’s largest spectator sport. Today’s lineup includes:
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 21 June 2016
Today I go through important yet basic estate planning documents including wills, living trusts, health care directives and durable power of attorney. I also explain how living trusts negate expensive probate costs among other benefits while addressing several common questions:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 20 June 2016
Brexit causes a “Should I stay or should I go” feeling in the market and who would hurt the most if the UK leaves? I also talk retirement challenges faced by women
Should I stay or should I go is the theme song for the stock market thanks to Brexit polls flip flopping over the weekend. I then explain how the US economy and the Euro would suffer from Brexit, and why retirees would suffer the most with even lower rates on fixed income. Other topics today include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 16 June 2016
This week Kym chats with Mark Goldstein and Kristen Koh Goldstein, serial entrepreneurs and parents living in Marin County. Over the course of the hour Kym will talk with Mark and Kristen about the several companies they have started jointly and separately including Loyalty Lab, Bad Ass Advisors, Scalus, Tipco and Hire Athena. Also in discussion today:
There's still time to sign up for tonight's 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 14 June 2016
Brexit and other Wall Street stories that dominate the market before I catch up on the emails from several listeners
I open today’s show by giving my take on how MSCI deciding against the inclusion of mainland shares in the Chinese index, a potential bond trap stemming from Brexit and some positive light on extremely volatile mortgage REITs among other Wall Street stories affect your portfolio. Yesterday’s discussion about Roth IRA conversions comes up again while responding to a couple questions about Roth conversions in kind and converting from a 401k to spread out taxes. James from Piedmont calls with some concern about the future of telecom and utilities P/E rates. Other topics today include:
There's still time to sign up for this Thursdays 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up or email me for the free code to get in!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 13 June 2016
Today I cover the 10 Pillars of Retirement Income Planning. Download the pdf today at www.NewFocusFinancial.com
This podcast will cover the 10 key items you MUST review before retiring! We will be covering these items this Thursday in Burlingame, CA. Sign u p at www.ChadBurton.com. On today’s show I also cover the four different phases of portfolio rebalancing, how taking social security early can screw up your Obama Care, the importance of tracking your non-deductible IRA contributions and a few untraditional reasons to convert your IRA to a Roth.
Sign up for this Thursdays 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Fri, 10 June 2016
The Internet offers a world of tools that can help you increase your savings. Chad Burton, CFP®, and Rob Black discuss everything from credit cards to websites that could help get you closer to retirement. Commercial-Free
Direct download: 31128_RBCB_Financial_Tools_That_Pay_You_Back.mp3
Category:financial planning -- posted at: 12:04pm PDT |
Fri, 10 June 2016
A living trust is supposed to save your family from paying excessive taxes after you pass. But if you have a trust made before 2012 that you haven't reviewed, beware! Chad Burton, CFP®, and Rob Black discuss why out-of-date trusts could end up costing your heirs even more. Commercial-Free
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Thu, 9 June 2016
This week Kym meets with cardiovascular pioneer, Dr. John Simpson, at the New Cardiovascular Horizons conference in New Orleans. Kym and Dr. Simpson will be discussing how to treat patients with cardiovascular disease which includes:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up! To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 7 June 2016
Today I discuss overlooked retirement expenses, financial regrets most Americans have and how to correctly loan money to your children to buy a home.
Most Americans live without a detailed budget set in place; I go over several retirement expenses that are often overlooked or underestimated yet hold a major impact on your retirement. Why do we need the feds to raise rates this year? Do we see signs of inflation? According to the US Department of Health and Human Services, 70% Americans 65+ will need some form of extended care, how do you plan for this possibility? I then discuss a Bankrate survey that says most Americans have financial regrets. I also explain the correct way to loan money to your children for a down payment.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 6 June 2016
Today I discuss retiring outside of California as more people become dependent on home sales for a comfortable retirement.
Today I discuss retiring outside of California as it becomes more of an issue for people to make ends meet when they stop working. Other topics include:
Tate calls in and asks if he should keep his term life insurance policy when he no longer has any dependants to cover.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Ecnore edition
Direct download: Newfo-1124-150032kencore2.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Thu, 2 June 2016
As Americans continue to work longer hours time for activities diminishes along with everything else, and cooking falls pretty low on the priority list. This week Kym talks with several CEO’s and investors who are taking advantage by bringing healthy meals to you. First in studio is Methodology CEO, Julie Nguyen, who share how her previously unhealthy lifestyle led to the creation of a business that cooks meals and delivers to your doorstep. Kym then calls up Bento CEO, Jason Demant, who tells us what he learned from similar business SpoonRocket and how he tweaked the ordering format so his Asian cuisine stands a better chance at success. Munchery co-founder, Tri-Tran, discusses how he is competing with the already popular Blue Apron. Sprig investors Justin Waldron and Amitt Mahajan call in to talk about what drew Justin to Sprig when he is the co-founder of Zynga gaming. Farmville co-founder Amitt talks about the evolution of food delivery with drones. Kym also talks with Gagan Biyani, Sprig CEO and Julie’s biggest competitor, who explains why people would choose Sprig over their favorite restaurant that delivers and the future of this market.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition |
Tue, 31 May 2016
Today I talk about the upcoming real estate sector to the S&P 500 and what to do when you only have bad 401k choices
Today I explain asset classes and what will happen to REIT’s when the S&P 500 adds real estate as a sector this September. I also discuss the probable rate hike from the feds and why we could see some volatility if they don’t. Other topics today include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 30 May 2016
I kick off today’s show by explaining how a rate hike would affect bonds and other accounts after Lisa asks if she should go all in on floating-rate funds. I then read through several rate hike headlines that are more likely to cause panic instead of helping your portfolio. Other topics for today include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0523-1600evergreen32k.mp3
Category:financial planning -- posted at: 3:00pm PDT |
Thu, 26 May 2016
Joining Kym this week is Ra Medical Co-Founder and CEO, Dean Irwin, who is harnessing the power of the sun to create medical breakthroughs. At the top of the show Dean tells Kym about how he created the excimer laser with the initial purpose of clearing arterial blockages, but eventually tailored it to be used for Lasik surgeries and dermatology. Kym then asks Dean to explain Ra Medicals’ newest medical breakthrough, the DABRA system, which was recently approved for testing to remove arterial blockages from patients. Dean also explains several ways the DABRA system flat out beats the mechanical systems currently in use and how he is getting DABRA into the hands of doctors today.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0526-1600-KM_w_Dean_Irwin32k.mp3
Category:Technology -- posted at: 4:38pm PDT |
Tue, 24 May 2016
What qualifies as a successful retirement? I explain why it’s more than not being reliant on fixed amounts. I then take a look at living trusts and life insurance issues by discussing bypass trusts, by leaving an IRA to your kids, the Department of Labor rule that prevents sales of bad financial products and why life insurance sales are decreasing. I also respond to a couple of listener emails. One couple asks what they should do with their assets when they don’t trust anyone to sell or donate them after their death. Another couple has a family revocable living trust are unsure who to label as the beneficiary of their IRA accounts.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 23 May 2016
I kick off today’s show by explaining how a rate hike would affect bonds and other accounts after Lisa asks if she should go all in on floating-rate funds. I then read through several rate hike headlines that are more likely to cause panic instead of helping your portfolio. Other topics for today include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 19 May 2016
This week Kym is looking at how the largest manmade platform in history is changing the world. Co-Founder and Managing Partner of Relay Ventures Kevin Talbot will tell Kym about his book, Strictly Mobile, and the defining themes that work around mobile. He then explains several key trends that are making modern world exciting. We also hear from three Strictly Mobile Co-Authors:
There's still time to register tonight's 6:30 p.m. seminar at Four Points by Sheraton San Jose Airport where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0519-1600-kym_w_Kevin_Talbot32k.mp3
Category:Technology -- posted at: 3:07pm PDT |
Tue, 17 May 2016
Today I discuss overlooked retirement expenses, financial regrets most Americans have and how to correctly loan money to your children to buy a home.
Most Americans live without a detailed budget set in place; I go over several retirement expenses that are often overlooked or underestimated yet hold a major impact on your retirement. Why do we need the feds to raise rates this year? Do we see signs of inflation? According to the US Department of Health and Human Services, 70% Americans 65+ will need some form of extended care, how do you plan for this possibility? I then discuss a Bankrate survey that says most Americans have financial regrets. I also explain the correct way to loan money to your children for a down payment.
Don't forget about our upcoming seminar this Thursday at Four Points by Sheraton San Jose Airport where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 16 May 2016
First quarter blended earnings decline, no-brainer social security fixes that aren’t and how 20% are still working past age 65.
Today I discuss the 7.1% decline of blended earnings for the first quarter of 2016, citing a drop of 107% in the energy sector alone as a major contributor. I also explain why the volatility of oil prices may not be over even though there has been supply interruptions. Jeffrey Gundlach weighs in on the Presidential campaign by discussing the possibility of Donald Trump increasing the budget deficit while producing short term economic gain. This spurs a discussion about global debt issues, rate hikes and tackling US debt. I explain some repercussions to “no-brainer” social security fixes and the ONLY two instances where immediate annuities are a good idea. I also share some alarming numbers from the Bureau of Labor and Statistics about people working past retirement age and how to avoid working after age 65.
Don't forget about our upcoming seminar this Thursday at Four Points by Sheraton San Jose Airport where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 12 May 2016
Today Kym McNicholas is joined by Match.Com Co-Founder, Fran Maier. At the top of the show Kym will ask Fran about the entrepreneurial journey that has led to her becoming named of the most influential women in the Bay Area business and the Top 25 Women in Tech. Fran then talks about the many different aspects of marketing and how she immediately saw world wide web as a revolution to marketing. She then tells us how the idea for Match.Com was conceived as an appealing alternative to sleazy personals and the decisions she made that has led to its success. Later on Kym and Fran discuss the declining amount of women in computer related jobs since 1990 by drawing possible connections between marketing and the first home computers. Fran then addresses gender inequalities in the tech world which ultimately ended her time with Match.Com through lack of support. Fran and Kym also chat with John who believes online dating will shift to be more like social networking.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0512-1600_KYM_w_matchdotcom32k.mp3
Category:Technology -- posted at: 5:44pm PDT |
Tue, 10 May 2016
Today I start off by talking about a few products you need to know about when going into retirement explaining which are good and which you should avoid. I then explain changes to filing and suspending social security as the deadline approaches. I also discuss when and when not to rollover your 401k and avoiding estate planning nightmares.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-0412-1600_EVERGREEN32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Mon, 9 May 2016
Today I explain the root cause of the Bay Area’s housing crisis and rebalancing difficulties in and out of retirement.
I open today’s show by discussing the Bay Area’s growing housing crisis, explaining why it is not the same as the mortgage meltdown and pointing out where the problem really lies. I then provide a refresher course on risks of retirement and explain what asset allocation really means. I also talk about non-portfolio related situations to consider in retirement and discuss rebalancing difficulties both in retirement and while working.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0329-1600_EVERGREEN32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Fri, 6 May 2016
Term life insurance is the way to go. Chad Burton, CFP®, and Rob Black discuss why and what to look for when shopping for a policy. Commercial-Free
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Fri, 6 May 2016
The rules of financial planning are different for singles and couples. Chad Burton, CFP®, and Rob Black discuss the differences, plus the importance of prenuptial agreements and living trusts when you do get married. Commercial-Free
Direct download: 31141_RBCB_investing_as_single_person.mp3
Category:Investment Management -- posted at: 10:40am PDT |
Thu, 5 May 2016
Today Kym is joined by Supernatural actor, Travis Aaron Wade. Kym will start out by having Travis tell us about a trip to Mexico that gave him the urge to join the military fresh out of high school and the entrepreneurial spirit his parents instilled in him early in life. He then tells us about a common accident that led him to create a time released candle wick, and getting it purchased by a candle company. Kym also asks Travis about his t-shirt company, Arm The Animals, which helps animals in need as well as a dog shampoo company he is currently launching.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-0218-1600_KYM_w_Travis_Aaron_Wade32kencore.mp3
Category:Technology -- posted at: 3:00pm PDT |
Tue, 3 May 2016
Rob opens today's show with several stories including one that shows just how expensive real estate in the Bay Area has become. He then relates this story to the oil crisis and explains how understanding supply and demand helps to understand investing. Other topics discussed today include:
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0328-1600_RB_evergreen_Corrected_intro32k.mp3
Category:general -- posted at: 3:00pm PDT |
Mon, 2 May 2016
Today I discuss dealing with children who are bad with money, taking a trial run at retirement and studying abroad with a 529 plan.
A conversation I overheard bringsup a discussion about dealing with children who are bad withmoney,especially when it affects your estate plan. I thendiscuss leaving money in a living trust and naming atrustee. A Bloomberg article about American’s choosingto study abroad leads me to explain how 529 plans can be usedoutside of the US. Why you should take a trial run at retirement. Irespond to Dan’s question about where to keep safe money andprovide an interesting alternative to an FDIC. Bad rules of thumbfor retirement planning.
Don'tforget about our upcoming seminar at Four Points by SheratonSan Jose Airport on May 19th where Rob Black and I will explainhowto build a retirement portfolio that lasts. Registration isonly $5 so click HERE to sign up! Email your money question to chad@newfocusfinancial.com,or callthe show at 1-800-516-1220 from2:00-3:00p.m.(PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planningservices or visit www.NewFocusFinancial.com. Encore Edition |
Fri, 29 April 2016
The era of cognitive computing is coming up, but just how are we teaching computers to think as we do? Kym calls up the General Manager of IBM’s Developer Ecosystem and startups, Sandy Carter, to find out. At the start of today’s show Sandy will tell us a bit about her successful career at IBM and how she has become a strong female presence in an otherwise male dominated field. Kym then asks about the differences between cognitive computing and traditional computing as well as differences between where humans and computers excel and why we need cognitive computing. During the latter half of the show Sandy will respond to questions from several startups including:
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0428-1600_W_Kym_and_Sandy32k.mp3
Category:Technology -- posted at: 12:15am PDT |
Tue, 26 April 2016
Today I discuss major estate planning mistakes, all cash home buyers and how to transition from the accumulation to the distribution phase.
Did Prince die without a will? I explain how the IRS views and handles estates that continue to make money after death like Michael Jackson and Elvis. I then move on to real estate in the Bay Area explaining the issue with all cash foreign buyers, lower tax benefits and the lack of millennial buyers who can afford home loans; all of which concern me. I also talk about rates of return and average market history and then transitioning from accumulation phase to distribution phase.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 25 April 2016
On today’s show I explain maximizing your income taxes through proper tax bracket management. This starts with making sure your IRA withdrawal and Roth conversion plans match your estate planning goals. You may want to take advantage of a Stretch Roth IRA or Stretch IRA in your estate plan. I then move on to other estate planning mistakes such as non-qualified annuities, creating a separate trust for younger or spendthrift children, not using IRA's to donate to charities and estate planning tips if you have saved $5.5 million or more. Towards the end of the show I discuss what needs to be done after someone dies, from getting the estate tax ID number and death certificates to contacting social security and other professionals.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 21 April 2016
Today Kym chats with Michael Levitt, a serial entrepreneur who has been involved with several well known companies. Kym will begin by finding out how Michael got into technology and how a job as a security guard led to a job with the Department of Defense. He then tells us why he got into coding and what he learned from his first failed startup company. We then learn how Amazon and the “silly technology scheme” inspired BlueLight.com and how he could have saved AOL during the broadband switch. Former Samsung Executive Steven Rahman calls in to talk about Silicon Valley’s tech bubble and what China is doing to help.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-0331-1600_w_KYM_and_Michael_Levit_32kencore.mp3
Category:Technology -- posted at: 5:38pm PDT |
Tue, 19 April 2016
I open today’s show by explaining how some people get swindled by financial advisors and how to spot an illegitimate advisor. I also discuss:
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1222-1500_EVERGREEN32kencore.mp3
Category:financial planning -- posted at: 2:41pm PDT |
Tue, 19 April 2016
Annuities get a lot of bad press. Chad Burton, CFP®, and Rob Black discuss the reasons why plus whether there’s ever a good reason to buy an annuity. Commercial-Free |
Mon, 18 April 2016
Estate planning attorney Michelle Lerman calls in and tells us about options for the new Transfer-On-Death Deed (TOD) and if a living trust is still the best option for leaving your home to an heir. She then walks us through the steps for setting up a TOD Deed and mentions several pros and cons. We also discuss the new California Law giving rights to the terminally ill patient to request life ending treatments. Later on I discuss things to consider as you file taxes such as state sales tax deduction, child care and the American opportunity tax credit. A caller asks for my opinion about safe money invested in two different funds. I also explain new "computer" benefits for 529 college savings plans and I discuss what index beating active mutual funds have in common.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0321-1600_evergreen32kencore.mp3
Category:Estate Planning -- posted at: 12:51pm PDT |
Thu, 14 April 2016
Kym learns about Grush, the first gaming toothbrush from inventor Dr. Yong-Jing Wang and COO Ethan Schur.
If you have been watching America’s Greatest Makers and have children, you are probably stoked about Grush, the app enabled, gamified toothbrush. This week Kym sits down with Grush inventor and CEO Dr. Yong-Jing Wang and Chief Operation Officer Ethan Schur to learn more about their product and competing on reality TV. First off Kym will ask her guests why they chose to compete on America’s Greatest Makers over the already popular Shark Tank. They then get to the core of their product by explaining the IoT technology integrated into their toothbrush and the 3D motion sensing technology that provides real time guidance to the user. Ethan also describes some of the games as well as how the scores get transmitted to both parents and dentists. Kyle Ellicott (Wearable World) calls in to talk about Grushs’ potential and give us his thoughts on the potential Grush Mirror.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 12 April 2016
Today I start off by talking about a few products you need to know about when going into retirement explaining which are good and which you should avoid. I then explain changes to filing and suspending social security as the deadline approaches. I also discuss when and when not to rollover your 401k and avoiding estate planning nightmares.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0412-1600_EVERGREEN32k.mp3
Category:Retirement Planning -- posted at: 3:07pm PDT |
Mon, 11 April 2016
First quarter reviews and earning reports, helping your retired parents financially and the Pfizer-Allergan debacle.
Today I review what has happened in an overall flat first quarter ranging from the possible “bottoming” of commodities to the positive performances from emerging markets and small cap funds topping the index. James from Piedmont calls up to get my opinion about the new tax-inversion rules that killed the Pfizer-Allergan merger and clear up a previous statement about contributing to your Roth IRA after filing tax returns for Jeff. I also discuss the Department of Labor finally confronting the rollover abuse that has cost retirees thousands of dollars every year and go over how you benefit from a financial planner. How to be your parents’ financial helper. Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 7 April 2016
As Americans continue to work longer hours time for activities diminishes along with everything else, and cooking falls pretty low on the priority list. This week Kym talks with several CEO’s and investors who are taking advantage by bringing healthy meals to you. First in studio is Methodology CEO, Julie Nguyen, who share how her previously unhealthy lifestyle led to the creation of a business that cooks meals and delivers to your doorstep. Kym then calls up Bento CEO, Jason Demant, who tells us what he learned from similar business SpoonRocket and how he tweaked the ordering format so his Asian cuisine stands a better chance at success. Munchery co-founder, Tri-Tran, discusses how he is competing with the already popular Blue Apron. Sprig investors Justin Waldron and Amitt Mahajan call in to talk about what drew Justin to Sprig when he is the co-founder of Zynga gaming. Farmville co-founder Amitt talks about the evolution of food delivery with drones. Kym also talks with Gagan Biyani, Sprig CEO and Julie’s biggest competitor, who explains why people would choose Sprig over their favorite restaurant that delivers and the future of this market.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 5 April 2016
I talk about protecting our southern border by building a big beautiful wall and a moat that has sharks with frickin laser beams attached to their heads. I also discuss running tax projections before you incorporate.
Today I discuss a few self-employment situations and compare filing as a sole proprietor vs. an S-corp. I explain FICA taxes and when you should create an S-corp or LLC. A news article prompts me to remind people to protect themselves by using a custodian. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 4 April 2016
Today I discuss first quarter results, old retirement rules of thumb and the proper way to tackle debt.
I start out today’s show with an update on S&P 500 performance and junk bond results before chewing out the mortgage industry and other financing professionals for sending documents via email with social security numbers. I then provide several situations that demonstrate why you should throw out old rules of thumb for calculating how much you need to save for retirement. Also discussed today:
I also respond to an email from Jeff who has three years of safe money saved up with more than 5 years to retirement and I explain the backdoor Roth IRA contributions to Mary.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 31 March 2016
Today Kym chats with Michael Levitt, a serial entrepreneur who has been involved with several well known companies. Kym will begin by finding out how Michael got into technology and how a job as a security guard led to a job with the Department of Defense. He then tells us why he got into coding and what he learned from his first failed startup company. We then learn how Amazon and the “silly technology scheme” inspired BlueLight.com and how he could have saved AOL during the broadband switch. Former Samsung Executive Steven Rahman calls in to talk about Silicon Valley’s tech bubble and what China is doing to help.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0331-1600_w_KYM_and_Michael_Levit_32k.mp3
Category:Technology -- posted at: 3:18pm PDT |
Tue, 29 March 2016
Today I explain the root cause of the Bay Area’s housing crisis and rebalancing difficulties in and out of retirement.
I open today’s show by discussing the Bay Area’s growing housing crisis, explaining why it is not the same as the mortgage meltdown and pointing out where the problem really lies. I then provide a refresher course on risks of retirement and explain what asset allocation really means. I also talk about non-portfolio related situations to consider in retirement and discuss rebalancing difficulties both in retirement and while working.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0329-1600_EVERGREEN32k.mp3
Category:Retirement Planning -- posted at: 3:01pm PDT |
Mon, 28 March 2016
Rob opens today's show with several stories including one that shows just how expensive real estate in the Bay Area has become. He then relates this story to the oil crisis and explains how understanding supply and demand helps to understand investing. Other topics discussed today include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 24 March 2016
This week Kym chats with Boom founder Blake Scholl to learn about the next supersonic jet. First off we will hear about a near death experience where he was able to save his parents and himself from going off a cliff. Kym then asks Blake what went wrong with air travel that caused innovation to stall, and what makes Boom planes more practical than the now defunct Concorde. Blake also explains why he had to look away from Silicon Valley for Boom to become a success, where he is at in development and talks about obstacles he has had to overcome. We also learn about his recent meeting with Sir Richard Branson which has led to a deal with Virgin Airways.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 22 March 2016
Today I discuss dealing with children who are bad with money, taking a trial run at retirement and studying abroad with a 529 plan.
A conversation I overheard brings up a discussion about dealing with children who are bad with money, especially when it affects your estate plan. I then discuss leaving money in a living trust and naming a trustee. A Bloomberg article about American’s choosing to study abroad leads me to explain how 529 plans can be used outside of the US. Why you should take a trial run at retirement. I respond to Dan’s question about where to keep safe money and provide an interesting alternative to an FDIC. Bad rules of thumb for retirement planning.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 21 March 2016
Estate planning attorney Michelle Lerman calls in and tells us about options for the new Transfer-On-Death Deed (TOD) and if a living trust is still the best option for leaving your home to an heir. She then walks us through the steps for setting up a TOD Deed and mentions several pros and cons. We also discuss the new California Law giving rights to the terminally ill patient to request life ending treatments. Later on I discuss things to consider as you file taxes such as state sales tax deduction, child care and the American opportunity tax credit. A caller asks for my opinion about safe money invested in two different funds. I also explain new "computer" benefits for 529 college savings plans and I discuss what index beating active mutual funds have in common.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 17 March 2016
Joining Kym today is Dr. Harvey Fishman, founder of the Stanford Retinal Prosthesis Project. He explains how the iris alone is a muscle that can be used to identify people as you would a fingerprint as well as detect diseases. Kym then has Dr. Fishman talk to us about several other eye health and technology subjects including:
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 15 March 2016
Rob Black discusses avoiding a retirement savings crisis and what the turnaround in the market actually means.
Today Rob Black talks about several news stories including Avon planning to cut jobs and move headquarters, Obama blocking oil drilling in Atlantic waters, and Lyft teaming up with General Motors to start a short term rental program. He also talks to us about avoiding a retirement savings crisis as the amount of poor Americans is expected to triple by 2050. Rob and I discuss which media sources we trust for financial data and talk about quantitative easing. Patrick O’Hare tells us why the turnaround in the market does not mean everything is well in the economy and if slow growth means we are headed for a recession.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 14 March 2016
Today I discuss protecting yourself from fraud, over-allocating your cash and the slow growth occurring in the United States economy right now.
I open today’s show with a rant on the upcoming presidential nominations and the tax code which still desperately needs fixing. I then discuss the sense of relief as the US economy experiences slow growth from the beginning of the years decrease. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 10 March 2016
This week Kym calls up Andrea Lake, not only a close friend of hers but a serial entrepreneur who has founded 14 different companies. Kym will start off by questioning Andrea about why she decided to compete on The Apprentice and her relationship with Donald Trump. They then switch to talking about Andrea’s entrepreneurial journey, which began at age 18, making and selling Rhythm Styx. From there she explains how the juggling toys led to the now defunct Anti Establishment t-shirt company that was in stores and worn by major bands. We also learn how she earned the distribution rights to popular video games and franchises including World of Warcraft, The Walking Dead and Minecraft through J!nx. Several other companies of Andreas’ are discussed as well as the story of how she became 1.2 million in debt and fought her way out of it.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0310-1600_KYM_w_Andrea_Lake_32k.mp3
Category:Technology -- posted at: 7:32pm PDT |
Tue, 8 March 2016
Rob Black covers for me today and discusses several strategies that help you reach a comfortable retirement.
Rob Black steps in again and begins today’s show by explaining why you should invest in term life insurance instead of variable or whole life insurances. He then discusses multiple tactics that get you to retirement including using budgeting sites like Mint or Nerd Wallet and not wasting college money on useless degrees. He also tells the story of how he and I met to explain what a CFP gets you that books won’t before wrapping up with some important tips he feels everybody should follow.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0308-1600_EVERGEEEN_RB32k.mp3
Category:Retirement Planning -- posted at: 3:07pm PDT |
Tue, 8 March 2016
Long-term-care insurers have been increasing their rates, and more increases are surely to come. Chad Burton, CFP®, and Rob Black discuss what the insurance covers and other options available. Commercial-Free
Direct download: 31145_RBCB_long_term_health_care.mp3
Category:Long-Term-Care Insurance -- posted at: 10:44am PDT |
Mon, 7 March 2016
Rob Black explains the impact of Steph Curry’s Under Armour deal on shares and Apple users being targeted by hackers.
Rob Black gets us excited about investing by announcing Under Armour’s deal with Steph Curry and its potential impact on Under Armour shares. I call in for a discussion on properly investing in term life insurance, differences between investing as a couple vs. investing a single person and retitling assets. Rob also discusses:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 3 March 2016
This week Kym calls up Ben Wild from Iota, the co-founder and CEO of the world’s smallest GPS tracker. Starting off Kym will learn about Bens’ lifelong passion for inventing as he tells us about several prototypes and ideas he had growing up. Ben later tells us how Craigslist sparked the idea for a pet tracker which eventually evolved into Iota. He then explains how Iota works by using home bases and wifi to connect to Iota servers and help find your lost possessions. Ben also addresses potential security issues, crowd sourcing challenges and how Iota maximizes its battery life so only monthly charging is needed.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0303-1600_KYM_w_Bill_Wild_of_Iota32k.mp3
Category:Technology -- posted at: 5:14pm PDT |
Tue, 1 March 2016
Jack Mohr and I discuss what is driving today's' market, Apple refusing to unlock an iPhone and fiscal issues that need to be addressed.
Jack Mohr calls in to talk about China positively driving US markets and the Feds avoiding major fiscal issues resulting in many people failing to invest in the market. We also discuss if Apple is going too far to protect their brand by refusing to handover one phones data to the FBI and the resurgence of US banks. Other topics for today include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 29 February 2016
Today I discuss healthy inflation in the US, avoiding private REIT’s and building a strong portfolio.
Today I discuss several market stories on the overall look of 2016’s market, weak consumer inflation data out of Eurozone, healthy inflation in the US and China cutting central banks’ reserve requirement. United Development Funding blowing up Twitter causes me to reiterate why I caution others to stay clear of private REIT’s. Other topics for discussion include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 25 February 2016
Starting off today we will hear Kym’s recent interview of Sir Richard Branson as he talks about upcoming innovations, the decline of new startups and areas we are failing to innovate. After that Kym will reintroduce us to Extreme Tech Challenge winner Eric Dy from Bloom Technologies. Kym will have Eric describe his time on Necker Island before explaining why 40 year old technology is only one problem that motivated him to get involved in women’s healthcare. He then explains how his noninvasive device works and how it differs from ultrasounds. We also learn about Eric’s plan to distribute to developing countries with little access to healthcare, possibly helping Zika affected mothers and an IBM partnership.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 23 February 2016
Rob Black discusses Fitbit’s 14% drop, millennial focused ETF’s and the markets return from crisis mode.
Rob Black shares several market stories including Home Depot's 4th quarter dividends increase, airline companies raising prices after hitting 5 year lows, Chipotle suffering from menu fatigue and Fitbit’s future after a sharp drop. I call in to talk about the dangerous trend of companies creating millennial-centric ETF’s that focus on only tech sectors and estate planning tips with millennials in mind. Patrick O’Hare calls in and explains the markets turnaround from crisis mode to normal in a two week span. He also gives us his opinion about the uncertainty surrounding Janet Yellen, the next direction for housing after 6 years of steady recovery and the possibility of internet stocks hitting a bubble. Rob then takes call from Jesse who saved diligently for retirement, but didn’t factor in the healthcare costs for Parkinson’s disease which he was diagnosed with 3 years ago.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |