Mon, 20 July 2015
Today I answer a slew of your e-mails about vacation homes, financing a college education, balancing your assets before and during retirement and more!
Today, I answer listener's e-mail's. Topics include:
I also answer a callers question about funding a Roth IRA account in addition to a 401(k) and capital gains on stocks.
Don't forget to register for our upcoming seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 16 July 2015
Today on New Focus on Innovation, Kym McNicholas is joined by Kyle Ellicott to discuss the future of wearable technology.
Kyle Ellicott (WearableWorld.com) joins Kym to discuss how crowd funding sites have a major impact in the world of wearable tech and major trends amongst adults and children. Obstacles facing companies like Fitbit such as fashion, poor build quality and battery life. Blake Fuller (GoPuck.com) calls in to talk about his portable battery which allows you to charge your devices on the go. Kym and Kyle talk about the most common types of sensors in wearable technology and new alternatives to the less-stylish wristband. Sonia Sousa (KenzenWear.com) calls in and discusses her product which monitors hydration through sweat analysis. Bharat Vasan (August.com) calls in and discusses Smart Lock, a product which allows you to control who enters your home without the need of keys or codes. They also talk about how the "internet of things" could help us connect with everything from entire cities to monitoring our health.
Don't forget to register for our seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 14 July 2015
Today I discuss the nuclear deal with Iran, common stock option mistakes, identity theft and new IRS portability laws that benefit married couples.
I discuss lackluster revenue growth across the market with a spotlight on Wells Fargo. I talk about the nuclear deal with Iran and discuss the Bloomberg article about key elements of the accord. I discuss a Wall Street Journal article about the four common stock option mistakes people make. How to handle identity theft. I discuss the new IRS portability laws which gives a tax break to married couples who choose not to set up expensive trusts. Why spending more time investing in the stock market matters more than picking the right stocks.
Don't forget to register for our seminar at the Toll House Hotel in Los Gatos on July 30th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 13 July 2015
Today I discuss Greece's third bailout, IRS lump sum pension payout warnings, Hillary Clintons' economic proposal, an article about working in retirement and how social security will be affected by same-sex marriage.
I discuss Greece receiving its third bailout, the proposed terms they need to approve and the Chinese governments' intervention in the stock market. How the IRS and Treasury Department plan to amend pension regulations to stop the dangerous lump sum offers being made by many greedy pension plans. I discuss Hillary Clintons' economic policy proposal which calls for changes to social security higher capital gains taxes. Should you even count on social security? I discuss a Bankers Life Center for a Secure Retirement article about working in retirement and some ugly surprises baby boomers face competing with the upcoming millennial generation. How same-sex marriage will have an impact on factors such as social security survivor, widow and divorce benefits. I answer a listeners' question about paying off her 401(k) loan in one lump sum vs. a payment schedule.
Don't forget to register for our seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 10 July 2015
People come up with all kinds of reasons to retire, including the "give up" retirement that can follow after a layoff. Chad Burton, CFP®, and Rob Black discuss these reasons versus the most important factor in decision-making: your portfolio's value. Commercial-Free
Direct download: 31106_RBCB_retirement_factors-Used_July.mp3
Category:financial planning -- posted at: 1:24pm PDT |
Thu, 9 July 2015
New Focus Financial welcomes new host Kym McNicholas, entrepreneur and journalist and Emmy Award winner!
Bill Tai of MaiTaiGlobal.org joins our new Emmy Award winning host Kym McNicholas. They discuss Bills' organization which helps create strong business relationships through kite boarding and how it has evolved to the creation of Extreme Tech Challenge. Kym and Bill take calls from Extreme Tech Challenge judges and winners including:
Don't forget to register for our seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 7 July 2015
Today I discuss proper stock market return expectations, another Top Ten States To Retire list and I answer an e-mail from a 30 year old asking how long it takes to reach $1 million when maxing his 401(k). I also tell a caller to spend some time learning
I discuss using geometric averages to project long term indexes and realistic returns. I answer a listeners' e-mail about reaching $1 million in his 401(k) and project if it's actually enough to retire with. What are the best states to retire in? A caller asks for clarification on death taxes in states like Oregon. I then give him some unfortunate news on his 401(k) and stress the importance of being financially educated before getting help. I discuss a recent study about the changing make-up of American families and how issues such as multi-generational homes affect financial plans.
Don't forget to register for our upcoming seminar at the Toll House Hotel on Thursday July 30th in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 6 July 2015
Today I discuss Greece’s recent vote to reject bailout terms as well as mutual fund exposure to Greek bonds and stocks. I also discuss common retirement income forecasting mistakes and how to avoid them.
I discuss Greece's recent "No" vote concerning the proposed bailout terms and potential global issues if they leave the Euro. I explain how Greece and the Chinese economy has caused a major decline in basic material stocks. I discuss the minute exposure to Greek equities in US mutual funds and Greece's downgrade to an emerging economy from a developed market. I talk about an article by Christine Benz (MorningStar.com) about retirement-portfolio and forecasting mistakes. A rise in Starbucks coffee prices spurs me to discuss necessary cutbacks you can make to save money. I answer an e-mail from a listener trying to balance paying off large dental school loans while saving for a home and planning for retirement.
Don't forget to register for our seminar at the Toll House Hotel on Thursday, July 30th in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 2 July 2015
Today Rob discusses the lack of home ownership amongst millennials, budgeting changes to make when you are in your 30’s and Chris Ciaccia talks about the launch of Apple Music.
Rob Black discusses how the mortgage bubble has spurred a trend in renting over home ownership among millennials and possible future consequences. Budgeting and investing in your 30's vs. 20's. Chris Ciaccia (Tech Editor for TheStreet.com) and Rob discuss the services and reception of Apple Music and the lack of excitement over the Apple Watch. Goals for investing in retirement and simple savings decisions everyone should make.
Don't forget to register for our upcoming seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 30 June 2015
Today I discuss global debts, the lack of financially literate Americans, teaching children about money and choosing a financial planner that won’t rip you off.
I take a look at ballooning sovereign debt, social security questions and how much cash investors should have on hand. Wondering how to calculate the amount of safe money you need to have in retirement to help you make it through market corrections? I talk about a New York Times questionnaire that shows many Americans to be financially illiterate . I respond to a listener asking if dropping to part time work after years of full time work will negatively affect his social security payments. Dealing with children who are underemployed because tof poor college choices, common bad money habits parents teach their children and how to teach youger children about money management. I discuss why people tend not to trust the stock market because of scammers like Bernie Madoff and stress the importance of getting the right help so you don't get swindled.
Don't forget to register for our seminar on Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 29 June 2015
Today I discuss China’s rate cuts, Greek debt, and Social Security and Medicare issues with the recent Supreme Court ruling on same-sex marriage.
I talk about possible side-effects of Greece leaving the euro, China's involvement in the eurozone and global stock markets. I voice my opinions on Professor Jeremy Siegels' (WisdomTree.com) comments on stick market valuation and the economy. Explain different types of master limited partnerships (MLP's). I give three examples of when you do not want to roll over your 401(k) to an IRA. How donor advised funds and charitable remainder uni-trusts (CRUT) help with tax breaks now while increasing your income and leaving a legacy later.
Don't forget to register for our event on Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 25 June 2015
Rob and I talk home ownership in retirement. Chris Ciaccia tells us about Box joining up IBM and the new Amazon Echo.
Rob Black and I discuss home ownership among baby boomers and how it affects those who have under-saved for retirement. Rob talks about Netflix's attempt to take over major television networks, Disney's increased cash dividend, HBO and Facebook teaming up to stream television shows, how Uber is causing protests in France and televisions being replaced by other devices. Chris Ciaccia (Tech Editor for TheStreet.com) informs us that Box.com has partnered with IBM and why he doesn't think Box has a future. He also tells us why he's excited about the Amazon Echo, and its promising signs of being a game changer in artificial intelligence. Rob also chimes in on health care stocks and Apple music vs. Spotify vs. Pandora.
Don't forget to register for our seminar on July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 23 June 2015
Today, Jack Mohr and I discuss another possible Greek bailout. I also talk about financial elder abuse, investing in property and better alternatives to a universal life insurance policy.
Netflix announces a 7-for-1 stock split. Jack Mohr (Director of Research for Jim Cramer's Charitable Trust) chimes in about Greece, Fitbit's IPO and oil stocks. I discuss real estate cap rates, issues that are causing people to fail retirement and I shed a spotlight on elder fraud in our society. More on why universal life insurance policies are not a great idea for most people.
Don't forget to sign up for our seminar on July 30th at the Toll House Hotel in Los Gatos. Click HERE to register! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 22 June 2015
I discuss what to look for when choosing a financial planner, Greece’s bailout proposal and what to expect with their EU exit, indexed universal life insurance policies, ESPP vs. RSU stocks and common factors in people who fail at retirement.
What to look out for when choosing a financial planner. More news on Greece's proposal for another bailout and what to expect with their EU exit. I take a listener's e-mail about indexed universal life insurance plans and if they're good for you. A listener calls in and offers a counter point on indexed universal life insurance policies. ESPP vs. RSU stocks I look at how factors such as divorce, second homes and overspending early in life affect people who usually fail when it comes to retiring.
Don't forget to sign up for our seminar Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to register!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 18 June 2015
Today, Rob discusses the future of wearable technology and what to expect from the next generation of video game consoles.
Rob and I talk about bonds and bond alternatives and how they affect your retirement plans. Fitbit is compared to the Apple watch and Rob gives his predictions on their future. Chris Ciaccia talks with Rob and discusses expectations for the upcoming Nintendo NX, the future of wearable technology and the new Jurassic World movie.
Rob also updates us on the market news as we enter the summer months. Don't forget to sign up for our seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to register! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 16 June 2015
Today, I answer listener e-mails about retirement planning, ETF’s vs. index funds, and why you may not want to pay off your mortgage early.
I recap an e-mail from yesterday and give a more comprehensive answer about knowing when you are ready for retirement. Other e-mail topics include:
I also cover why a Roth 401k may be a good idea for people who are behind on their retirement planning. Don't forget to sign up for our seminar Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to register!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 15 June 2015
Today in my new 2 pm time slot on AM 1220 KDOW I talk about good money habits that help your children become financially responsible.
I discuss bad money managing habits that parents teach their children. Easy examples that you can use to help your children spend and save wisely. I also answer listener e-mail's. Topics include:
Don't forget to sign up for our seminar Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to register!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 12 June 2015
Rob Black and Tony Mendes discuss credit cards, home loans and the impact of rising home costs in the Bay Area.
Rob Black and Tony Mendes discuss credit card security, using sites like CreditKarma.com to keep your money safe and just how important a good credit score is. Other topics discussed are:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0612-1500_RB_and_TM32k.mp3
Category:Housing Mortgage -- posted at: 7:42pm PDT |
Thu, 11 June 2015
Rob and I discuss retirement portfolio construction and deconstruction which is just as important. Rob brings us up to date of various aspects of the news including the Los Angeles upcoming $15 minimum wage increase, Costco becoming a threat in car dealership, and why he likes Netflix being available in hotel rooms. A caller asks a question about tax rates on long term capital gains and Rob offers a flip argument. Chris Ciaccia of TheStreet.com gives us his thoughts about the newest Apple announcements as they prepare to take on companies like Google and Facebook which are more likely to share your data for advertising. Rob also discusses why he likes credit cards as long term investments since non-cash transactions are on the rise globally.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 10 June 2015
Rob discusses why people are switching careers to work for Silicon Valley’s social media companies and how recession can be a good thing.
Today Rob Black advises younger generations on simple ways to start saving for retirement. Rob also discusses why he views recessions as a good thing and common mistakes people make during one. Kerry Flynn calls in and elaborates on her article on how social media companies are attracting people from other fields. She also discusses how coding schools actually make their money. Rob answers an e-mail from a listener who failed to maintain his portfolio and the ugly consequence.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 9 June 2015
Today I discuss the steps to build a retirement portfolio that lasts. The White House plans to make tougher rules commission based advisors that manage retirement accounts and don’t have your best interest in mind. Are interest rate increases coming sooner than later?
I also take a caller who has a question about rebalancing his 401k, then I clear up some mis-information regarding taxes on inherited money. Encore presentation Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 8 June 2015
Today I dissect Bonds and everything you want to know about them. I also discuss a helpful new article on why you might want to be and stay in bonds. How you should and shouldn’t pick bonds. What makes a good bond manager? What are Floating Rate Funds? And what you need to realize about the risks of owning them. I take a caller’s question about his pension vs. a 401k. Which makes more sense? The surprising benefits and options you have when giving with a donor advised fund or a charitable remainder trust. Encore presentation Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 5 June 2015
Today, Rob Black and Tony Mendes discuss buying homes that aren’t the most expensive you can afford.
Today, Rob Black and Tony Mendes discuss buying homes that aren't the most expensive you can afford.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-free |
Fri, 5 June 2015
Sometimes people want to know who is supplying the parts to big-name companies such as Apple. They figure investing in the suppliers could mean a home run financially, but Chad Burton, CFP®, and Rob Black discuss whether that's really true. Commercial-Free
Direct download: 31105_RBCB_Email_QA_9-UsedJune.mp3
Category:financial planning -- posted at: 2:18pm PDT |
Thu, 4 June 2015
Today, I continue the topic of "sequence of consumption" and the status of international small cap stocks.
Today, I continue the previous discussion about sequence of returns vs. sequence of consumption. I also talk about:
Reserve your spot for tonights seminar at Double Tree in Burlingame at 6:30pm. Click HERE to register! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 3 June 2015
Don't forget to reserve a spot at our seminar tomorrow at Double Tree in Burlingame at 6:30pm. Click HERE to register!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 2 June 2015
Today, I speak to estate planning attorney Michelle Lerman about retirement planning and how to leave assets to your heirs in the most tax efficient way. Other topics are:
Don't forget to sign up for our seminar at the Double Tree in Burlingame this Thursday, June the 4th at 6:30pm. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 1 June 2015
On today’s show I discuss popular investment topics such as investments in water, Inflation protected bonds and hedging the dollar out if international investments. Do you know how will you react in the next market correction or jump in interest rates? Realizing how your emotions are tied to your investments will help you avoid mistakes.
I also touch on the 4% rule-of-thumb, which can set some people up for disaster in retirement. To sign up for our upcoming seminar, click here.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free Encore presentation |
Fri, 29 May 2015
Don't forget to sign up for our upcoming seminar at Double Tree in Burlingame on Thursday, June 4th at 6:30pm. Click HERE to register!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 28 May 2015
Rob Black looks at how the metrics that measure business success are always changing and where they are now. Other topics include:
Don't forget to sign up for our seminar in Burlingame on Thurday, June the 4th at 6:30p. Click HERE to register
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 27 May 2015
Today, Rob Black discusses daily stock market changes and other market news you need to know. Also mentioned:
Don't forget to sign up for our upcoming seminar in Burlingame on Thursday, June the 4th at 6:30pm. Click HERE to register.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial free |
Tue, 26 May 2015
Jack Mohr of TheStreet.com joins us and talks about the market being down just a bit over 1%. We also discuss:
Don't forget to register for the seminar with Rob and myself at the Double Tree in Burlingame on Thursday, June the 4th at 6:30pm. Click HERE to register! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-free |
Mon, 25 May 2015
Today I dissect Bonds and everything you want to know about them. I also discuss a helpful new article on why you might want to be and stay in bonds. How you should and shouldn’t pick bonds. What makes a good bond manager? What are Floating Rate Funds? And what you need to realize about the risks of owning them. I take a caller’s question about his pension vs. a 401k. Which makes more sense? The surprising benefits and options you have when giving with a donor advised fund or a charitable remainder trust. Details on the new seminar hosted by Rob and I in Burlingame on Thursday, June 4 at 6:30pm. To sign up for the seminar, just click here! Encore presentation Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Fri, 22 May 2015
Today, on the Friday edition of New Focus on Wealth, Rob tries to give you some very basic advice you can use throughout your life about spending and investing your money wisely. To attend the seminar with Rob Black and myself on June the 4th in Burlingame, just click HERE to register. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
|
Thu, 21 May 2015
Today Rob and I talk about retirement plan beneficiary mistakes. What is a stretch and inherited IRAs and why not using them is a huge mistake. Rob also discusses:
Don't forget to sign up for our upcoming seminar on June the 4th in Burlingame. Click HERE to sign up. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 20 May 2015
Today I fill in for Rob Black and discuss the newly released market numbers and what they really mean.
Today I fill in for Rob Black and discuss the newly released market numbers and what they really mean. I also discuss:
To sign up for our upcoming seminar, click here.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 19 May 2015
Today I dissect Bonds and everything you want to know about them. I also discuss a helpful new article on why you might want to be and stay in bonds. How you should and shouldn’t pick bonds. What makes a good bond manager? What are Floating Rate Funds? And what you need to realize about the risks of owning them. I take a caller’s question about his pension vs. a 401k. Which makes more sense? The surprising benefits and options you have when giving with a donor advised fund or a charitable remainder trust. Details on the new seminar hosted by Rob and I in Burlingame on Thursday, June 4 at 6:30pm. To sign up for the seminar, just click here!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 18 May 2015
On today’s show I discuss popular investment topics such as investments in water, Inflation protected bonds and hedging the dollar out if international investments. Do you know how will you react in the next market correction or jump in interest rates? Realizing how your emotions are tied to your investments will help you avoid mistakes.
I also touch on the 4% rule-of-thumb, which can set some people up for disaster in retirement. To sign up for our upcoming seminar, click here.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Fri, 15 May 2015
Is renting really as bad as you think? Rob Black and Tony Mendes go over the surprising upside to renting.
Tony Mendes of BayAreaLoanSource.com stops in and talks about bay area real-estate. They discuss the struggles new home-buyers are facing such as competing with cash offers and over-bidding. Also, some pros and cons of where are rates at the moment. Rob discusses Whole Foods vs. Sprouts as investments. The upcoming race to capture millenials’ trust. Is renting really as bad as you think? The surprising upside to renting. Max Willens of International Business Times gives us some insight on Apple’s upcoming launch of “Beats Music” and Spotify takes the brunt of criticism from record companies. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 14 May 2015
Today Rob and I take a listener’s call about backdoor Roth IRAs and how they work with 457 accounts.
Today Rob and I take a listener’s call about backdoor Roth IRAs and how they work with 457 accounts. Wal-Mart looks to take a bite out of Amazon’s online dominance with a new subscription service The troubling statistics on how much water is needed to create some of your favorite foods and what will happen to the price of protein. New companies are formulating ways to create substitute proteins with less water consumption. Chris Ciaccia of TheStreet.com dissects Cisco Systems’ struggle and future under new management. Elon Musk seeks to enable some places to be completely energy independent. Liquor distributors seek to move more product via E-commerce. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 13 May 2015
Today I go over stocks that are good for millennial investors and other stats that predict future millennial spending.
Today I go over some stocks that will be good starting points for millennial investors and other stats that give insight into their spending choices.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 12 May 2015
I discuss what's going on in today's market and what to do when your parent goes into a retirement facility.
Today I discuss what's going on in today's market. I also discuss items such as:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 11 May 2015
What happens to the market overnight when you’re asleep. The big changes that happen and how they affect your portfolio.
Job growth gains but wage growth fails to rise. What does that mean? I tell you what the fed numbers really mean on today’s show. What happens to the market overnight when you’re asleep. The big changes that happen and how they affect your portfolio. Who needs to live in a nursing home and what the alternatives are and I take a listener’s question about backdoor Roth IRAs. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Fri, 8 May 2015
Rob and I discuss how your health can be the biggest factor when it comes to the quality of your retirement
Rob and I discuss how your health can be the biggest factor when it comes to the quality of your retirement. Rob goes on to discuss data and news like:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 7 May 2015
Rob enlightens us with the latest market news and I dispel some myths about RMD calculations. Zynga makes massive cuts in payroll and staff. Nintendo intends to cash in by taking its Mario character to mobile platforms. How much will Tesla’s new “Powerwall,” power storage unit cost and how long will it take to pay for itself? And is tesla a stock to own for the long-run? Rob discusses taking care of an elderly parent and the cost of healthcare in the last few years. The Robinhood app aims to help the younger generation trade and buy stocks for free while McDonalds finds ways to work kale into their menu and update their image.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 6 May 2015
Rob and I discuss taxes in retirement and how planning for them can be tricky but not impossible. We also discuss current market news that impacts your portfolio. With topics such as:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 6 May 2015
Sometimes people put off considering whether they need insurance, such as life or long-term care. The subject can be unpleasant, and the insurance expensive. Chad Burton and Rob Black take a look at the types of insurance people can consider and why they might need it. Commercial-Free |
Tue, 5 May 2015
Today I go over tax issues when inheriting money including IRA’s. I discuss gift tax rules and the advantages of using 529 plans for estate planning and college planning. I also take a look at renting a home vs. buying. I go over an email question regarding using life insurance as an investment and explain the American Opportunity Tax Credit for college. Encore Presentation To sign up for our upcoming seminar, click here.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 4 May 2015
Today I catch up on some listener e-mails and answer the most common questions I get from listeners like you.
Today I catch up on some listener e-mails and answer the most common questions I get from listeners like you. I cover topics like:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Or to get your question answered on the spot, call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0504-1500_EVERGREEN32k.mp3
Category:Retirement Planning -- posted at: 10:38pm PDT |
Sat, 2 May 2015
Tony Mendes joins the show and answers the question on the mind of every real-estate investor: Is now a good time to buy?
Tony Mendes joins the show and answers the question on the mind of every real-estate investor: Is now a good time to buy? The correlation between social media stock prices and a decrease in home prices. Rob explains how the correlation works. Betsy Isaacson of Newsweek discusses how homeless millennials are using technology. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 30 April 2015
Marissa Mayer becomes the highest paid woman on the S&P 500 and Yelp joins Twitter as once favored but now crashing stocks. I discuss how much stocks vs. bonds you should have – It’s different for everyone. Microsoft vows to triple its revenue from cloud based products and Tony Mendes discusses who should be buying rental properties. Chris Ciaccia of TheStreet.com gives his opinion on the actual impact of the Apple watch and weighs in on the prediction that cable/satellite TV will be dead in 10 years. Buffalo Wild Wings takes a massive hit from the rising price of chicken. Rob offers some thoughts on the impending market correction and who profits from the unrest in Baltimore.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 29 April 2015
Rob discusses the earnings and losses of some of the most noteworthy companies and how that impacts your bottom line.
On today's show, Rob discusses Time-Warner’s revenue jump to an unexpected high from March Madness profits. The unfortunate news that fewer American families are saving less for college than before. I answer a listener’s email who is unsure if he is liable to pay capital gains taxes from the money he makes on the sale of his home. Dr. Jeff Rosen and I discuss the pros-and-cons of a slowly growing economy. (Yes, there is an upside) Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 28 April 2015
Jack Mohr of TheStreet.com and I rejoice over Apple’s spectacular earnings reports. Is the Nasdaq’s recovery different from the last time? What happened to people that avoided bonds? Why you need a combo of stocks, bonds and other products.
Then I take a call from a listener who’s looking to transition out of a 457 plan and would like to give his portfolio a make-over. Another caller asks about using insurance and annuities as income. Our third caller asks how to rebalance when you’re overweight in certain stocks. If you'd like to get your question answered on the air, send your question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 27 April 2015
Today I discuss the market’s performance in April and what you should do with money made from stocks.
Today I discuss earnings results, market performance in April with the Nasdaq hitting record highs and Apple doing better than expected. I explain how not rebalancing your portfolio is like letting your insurance lapse, when to consider selling RSU’s and how to pick your 401k allocation by cheating off the pros. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Fri, 24 April 2015
Rob discusses the record highs for the Nasdaq composite closing at a record high - and why it’s great if you’re retiring
Rob and I discuss the Nasdaq composite closing at a record high - and why it’s great if you’re retiring. Is the intense cost of season tickets worth it? Hidden costs like parking and food can add up quickly. Some economic disappointment in the number of durable goods ordered. Investing in consumer staples and some thoughts on legacy stocks. It's not too late to sign up for one of our TWO seminars TOMORROW. Just click HERE. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 23 April 2015
Rob and I tell you what you’ll expect on Saturday’s seminars in San Jose. Things like, which insurance do you need and the many types of insurance you don’t need. What to look for when hiring a financial advisor. What really matters when forming a portfolio in your 20’s and 30’s. What you need to know when a parent needs to move into a retirement home and much more! Register for one of the TWO seminars this Saturday in San Jose at The Four Points by Sheraton, San Jose Airport. There’s still time to sign-up, just click HERE. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT) Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0423-1500-RBCB32k.mp3
Category:Investment Management -- posted at: 7:22pm PDT |
Wed, 22 April 2015
Earnings reports from notable companies and how collaborative divorce can save both of your finances.
Today I discuss earnings reports from some of the largest companies. How a little bit of risk when you’re about to retire can be disastrous - but ok in your 20’s and 30’s. How each type of asset (IRA accounts, real estate, stocks) pass differently and must be taken care of properly in your estate plan. Are you being realistic about taxes in retirement? I run some numbers for a caller who is eyeballing retirement. A frightening projection about how much healthcare will cost you, compared to the money you’ll take in from Social Security. How a collaborative divorce can save you and your spouse from destroying each other’s finances. To sign up for Saturday's seminars in San Jose, click HERE! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 21 April 2015
Need to build a financial base? Today I discuss my 15 point do-it-yourself checklist to get your plan moving in the right direction.
I cover 15 simple things you can do on your own before you hire a financial planner.Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation. Sign up for one of our TWO seminars on April the 25th in San Jose! Just click here! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0406-1500_4-21-15_rply32k.mp3
Category:financial planning -- posted at: 9:40pm PDT |
Mon, 20 April 2015
Economist and featured columnist at Forbes.com, Bill Conerly calls in to discuss oil, the US Dollar and when to buy commodities. I discuss avoiding three typically bad ideas: non-traded REITs, most annuities, and life insurance as an investment. I cover a listener email on index life insurance and explain why you typically avoid commissioned based salesmen disguised as financial planners. To sign up for one of the TWO upcoming seminars in San Jose on April the 25th, click here!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Fri, 17 April 2015
Tony Mendes joins Rob Black and discusses housing in the bay area and how the drought can hurt California real-estate
Tony Mendes joins Rob Black and discusses housing in the Bay Area. With a focus on:
Rob also talks about the best way to retire a millionaire. (Its more simple than you think). Kurt Eichenwald of Newsweek and International Business Times discusses a deadly case of medical fraud. And the round-about way the drought can hurt real-estate but help our health. Click HERE to sign up for our upcoming seminar on April the 25th in San Jose. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 16 April 2015
Low interest rates are causing a lack of return in the form of interest rates. Roth conversions gain media attention and when it becomes a good idea to convert your savings. Netflix threatens the cable industry and the paychecks of professional athletes while Chris Ciaccia of TheStreet.com discusses how they smashed their earnings report. Apple plans to save millions by using solar power and much, much more! Click HERE to sign up for one of our TWO seminars in San Jose on April the 25th. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 15 April 2015
The European Union hits Google with anti-trust charges. Yahoo looks to buy Four-Square and I help a listener decide between 403b and s 457 plans. Raphael Tulino of The IRS calls in with some tips to help you with your taxes, avoid an audit and be aware of scams. Dr. Jeff Rosen goes over his doctoral thesis and Mario Draghi takes some abuse due to youth unemployment in Europe. Today’s youth are not building credit – in favor of saving. And McDonald’s is still looking for a solution to their falling numbers. Don't forget to sign up for one of our TWO seminars in San Jose, just click HERE. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 14 April 2015
Jack Mohr of TheStreet.com and I discuss Goldman Sachs calling the bottom on oil and earnings reports from Wells, J.P. Morgan and J&J. I explain why we need social security reform - Chris Christie has a plan, but not a perfect one. I give you 6 ingredients of a well planned retirement portfolio and ways to leverage your IRA in your estate plan. To sign up for one of our TWO upcoming seminars in San Jose on April the 25th, click HERE. Hurry because our San Jose seminars fill up fast! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 13 April 2015
On today's show, Scott Smith with Briefing.com discusses the Advance Decline Line and the strength in foreign markets. I take calls on Roth IRA Conversions, oil stocks, and social security. I also answer questions on credit monitoring services and ID theft insurance. To sign up for one of our TWO upcoming seminars, click here!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Fri, 10 April 2015
Rob Black and Tony Mendes discuss the investing strategies of several listeners and is the idea of living a debt-free life a good idea? They also discuss topics like:
To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 9 April 2015
Rob Black recaps the last quarter while Tony Mendes and Michael Learmonth update us on housing and technology
Rob recaps a fantastic February and last quarter in the stock market and I discuss why risk tolerance and rebalancing are critical to good investors. Tony Mendes takes a look at housing in this year and weighs in on some forecasts made by Forbes. He also dissects how FHA loans work. Then Michael Learmonth, Tech Editor of the International Business Times discusses important news like a patent lawsuit between Apple and Erickson. Encore presentation Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-4-9-15_0227-1500-RBTM32k.mp3
Category:Investment Management -- posted at: 9:29pm PDT |
Wed, 8 April 2015
Today Rob Black discusses the market’s consolidation and the latest impacting financial news stories. He also discusses:
Encore presentation Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0304-1500-RBv232k.mp3
Category:Investment Management -- posted at: 10:18pm PDT |
Wed, 8 April 2015
Younger people are wary of investing after seeing the hardships their parents suffered in the most recent market bubbles. Yet over the past hundred years, the market has averaged more than 11 percent. Chad Burton, CFP®, and Rob Black discuss how to reach young investors who trust technology more than do a guy in a suit. Commercial-Free |
Wed, 8 April 2015
Need to build a financial base? Today I discuss my 15 point do-it-yourself checklist to get your plan moving in the right direction.
I cover 15 simple things you can do on your own before you hire a financial planner.Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation. Sign up for one of our TWO seminars on April the 25th in San Jose! Just click here! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 7 April 2015
Today I take calls from listeners and discuss why it's important to be asbolutely honest with financial advisors about your expenses. *Even the embarrasing ones.* Also covered are:
To sign up for one of our TWO upcoming seminars, just click here!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo0407-15--0930-1400_Evgn_f_2-25-14_w_annc32k.mp3
Category:Investment Management -- posted at: 9:59pm PDT |
Fri, 3 April 2015
The importance of ETFs in your portfolio and Tony Mendes discusses how to get the lowest rate available to you.
On today’s show I discuss the importance of ETFs in your portfolio. Why they are the best vehicle to get you to your first $150k. Tony Mendes discusses how to get the lowest rate available to you and mortgage applications surge in the U.S. Dr. Jeff Rosen of Briefing.com analyzes the depressing number of durable goods and other depressing economic numbers. Finally, Rob discusses how financial advice can be hard to take, but a smart person gets advice and uses it. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0325-1500-RB_NEVER_AIRED32k.mp3
Category:Investment Management -- posted at: 11:58pm PDT |
Thu, 2 April 2015
Rob and Chad discuss funding an educational fund for a child or grandchild in retirement. You’ll also learn how to fund that educational fund tax-free. Americans are buying vacation homes at an astonishing rate, for rental and for personal use. Baby boomers are moving into the homes they want to be retired in. Chris Ciaccia discusses Tesla’s lack of angst over Apple’s plan of building an electric car. Who exactly are “stock market analysts” and how their recommendations, expectations and advice can be damning or beneficial. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 1 April 2015
Rob discusses finding and investing in trends and millennials are about to dive into the housing market. Dividends contribute to more of the market returns than before and Wal-Mart searches for a way to stop losing market share. What are dividend aristocrats? Dr. Jeff Rosen speculates the outcome of the upcoming jobs report and March’s performance indicates that the market is taking its foot off the gas after the last 5 years of gains. Sign up for one of our TWO upcoming events on April the 25th in San Jose, just click HERE. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 1 April 2015
I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from. I also take a look at earthquake insurance and paying off your home, the Russian economy and delaying your retirement to help your adult children. Encore presentation To sign up for our upcoming seminars,, click HERE. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-1216-1400_NEW_EVERGREEN_for_3-31-1532k.mp3
Category:Investment Management -- posted at: 12:00am PDT |
Mon, 30 March 2015
Scott Smith, CMT of Briefing.com joins us to discuss technical indicators to watch & the details of Lending club
Scott Smith, CMT, of Briefing.com joins us to discuss technical indicators to watch. I answer a listener's email question about the pros and cons of Lending Club and I also cover different types of crowd funding. To sign up for our upcoming seminar, click here. Encore presentation Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0105-1500_EVERGREEN32kreplay.mp3
Category:Investments -- posted at: 8:51pm PDT |
Fri, 27 March 2015
Rob discusses March’s abysmal performance and what it did to expectations. Greece cannot make its mind up about exiting or staying in the EU, much to everyone’s aggravation. Rob discusses the downside of the rising dollar. How your work-life balance can hurt your retirement accounts. Maria Gallucci of the International Business Times discusses how the drought and climate change are affecting banana production around the world. Are we misappropriating our water here in California? What you may not know about the almond industry. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 26 March 2015
Rob Black discusses the latest and most relevant news stories that impact your bottom line. Such as:
Click here to register for our upcoming seminars in San Mateo on April the 25th. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 25 March 2015
Today I discuss my rules of investing. I also talk about how technology has made it easier than ever to get started in investing and cheaper than ever to have a professionally managed portfolio. I take a call regarding how to evaluate a wealth manager and how returns are reported and discuss the extra challenges women face in retirement. To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commecial-Free |
Tue, 24 March 2015
Today I go over tax issues when inheriting money including IRA’s. What is the fastest way to $1 million. I discuss gift tax rules and the advantages of using 529 plans for estate planning and college planning. I also take a look at renting a home vs. buying. I go over an email question regarding using life insurance as an investment and explain the American Opportunity Tax Credit for college.
To sign up for our upcoming seminar, click here.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0224-1500_Evergreen32k.mp3
Category:financial planning -- posted at: 1:01pm PDT |
Mon, 23 March 2015
Chad goes over 13 ways to avoid “bad luck” in retirement, and is 2015 the year for international stocks?
Is 2015 the year for international stocks? How the dollar's ascent is good for investing in troubled markets overseas. Then Chad discusses an article found on TheSimpleDollar.com that helps you avoid 13 kinds of "bad luck" in retirement investing. Tips like:
To sign up for our upcoming seminar "Money 101" in San Jose on April the 25th, click HERE. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Fri, 20 March 2015
Rob discusses the differences between male and female spending in retirement and the changes each sex should make to improve their retirement savings. Other topics include:
To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 19 March 2015
Chris Ciaccia and Rob Black discuss today’s market stories that matter to your bottom line and Tony Mendes discusses what your age has to do with your ability to get a loan. Other topics include:
To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 18 March 2015
Rob Black discusses today’s important Fed announcement and healthcare costs after 65. We also go over:
To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 17 March 2015
Jack Mohr of TheStreet.com joins me and discusses how you need to take advantage of the strengthening dollar right now
Jack Mohr of TheStreet.com joins me and discusses how you need to take advantage of the strengthening dollar right now. We also go over:
To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 16 March 2015
Today I discuss info to get to your tax advisor, the rise of fraudulent investments regarding the marijuana industry and in private real estate and I take calls on energy ETF’s, how to title a home in a second marriage and when to buy life insurance. To sign up for our upcoming seminar, click here. Encore presentation Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-1202-1400_replayon3-16-15Evergreen32k.mp3
Category:Retirement Planning -- posted at: 5:09pm PDT |
Fri, 13 March 2015
Rob Black discusses and analyzes the more over-looked financial news stories of the week. Stories like GM reducing its warranties on Chevrolet and GMC vehicles. Also discussed is:
To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 12 March 2015
Rob and I discuss taxes and in retirement as well as how to hand down your retirement to your heirs in a tax-free environment. We also discuss the topics of tonight’s seminar in Walnut Creek. How the younger generation might fare in retirement. Also, how much inflation will affect your nest egg and who are annuities good for? To sign up for our upcoming seminar, click HERE. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 11 March 2015
Rob Black analyzes and explains the latest market news and its impact on your portfolio. Rob and I discuss options for a listener with less than adequate savings. Some rules of thumb in retirement and myths about your budget in retirement. When should you start drawing from your IRA. Dr. Jeff Rosen chimes in on the Euro’s 12-year low. Sirius XM radio looks at their options without Howard Stern in their stable.
To sign up for our seminar TOMORROW in Walnut Creek, simply click HERE. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 10 March 2015
Michelle Lerman answers the trickiest estate planning and tax questions I can give her. She also dissects irrevocable trusts and life trusts. We also discuss:
To sign up for Thursday seminar in Walnut Creek, click here!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0310-1500_w_MLerman32k.mp3
Category:Retirement Planning -- posted at: 8:41pm PDT |
Tue, 10 March 2015
As your loved ones age, they become more vulnerable to scams. Chad Burton and Rob Black talk about how to help your family members protect themselves, including the importance of developing a family plan and noticing the warning signs of a scam. Commercial-Free |
Mon, 9 March 2015
Michelle Lerman calls in to discuss Glen Campbell’s estate battle and planning when Alzheimer’s is involved.
Today, I speak with family Law attorney, Michelle Lerman who calls in to discuss Glen Campbell’s estate battle. She also discusses estate planning when Alzheimer’s is involved. See her tomorrow in Marin and at the seminar on Thursday in Walnut Creek. I take a listener call about estate planning and filing a final tax return. What investment products young investors should use to start their portfolio and which ones they should avoid. How to properly gauge your risk tolerance.
Don't forget to sign up for the seminar in Walnut Creek Marriot this Thursday! Click here! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 5 March 2015
Today I talk with Rob Black about the legalities of withdrawing money from retirement accounts and other costs that need to be factored into your retirement cost projection. Is monetary policy crushing the returns of retirees? Chris Sciaccia calls in to discuss the announcement of Apple’s wristwatch. Rob weighs in on Mark Cuban’s statement that today’s tech bubble is worse than that bubble 15 years ago and Costco’s profit surges. Click here to sign up for Thursday's semianar in Walnut Creek. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0305-1500_RBandCB32k.mp3
Category:Retirement Planning -- posted at: 10:15pm PDT |
Wed, 4 March 2015
Today Rob Black discusses the market’s consolidation and the latest impacting financial news stories. He also discusses:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 3 March 2015
Today I discuss the question of has real estate taken a back-seat to technology in the minds of America’s youth? I also discuss:
Details on our upcoming seminar in Walnut Creek on March 12. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Mon, 2 March 2015
On today’s show I answer the question “Is the market over-valued?” How to know your risk score and when to re-balance your portfolio. Other topics include:
To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Fri, 27 February 2015
Rob Black recaps February while Tony Mendes and Michael Learmonth update us on housing and technology
Rob recaps a fantastic February in the stock market and I discuss why risk tolerance and rebalancing are critical to good investors. Tony Mendes takes a look at housing in 2015 and weighs in on some forecasts made by Forbes. He also dissects how FHA loans work. Then Michael Learmonth, Tech Editor of the International Business Times discusses important news like a patent lawsuit between Apple and Erickson. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Thu, 26 February 2015
Today Rob discusses the wave of retiring baby boomers in the US. Will net neutrality affect certain stocks and markets and what might happen if internet speeds are become metered? I discuss tonight’s webinar and how delaying social security can help your investing strategy. Lytro promises to revolutionize the world of digital photography and what will happen to Berkshire-Hathaway when Warren Buffet dies? I also discuss how to re-balance your portfolio in retirement and much, much more! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 25 February 2015
Rob and I discuss new retirement vehicles like “longevity insurance” and how it works. Tony Mendes discusses credit repair and which bills you shouldn’t pay if you can’t pay one. Is investing in tobacco a good idea and Dr. Jeff Rosen discusses the fresh market and housing numbers. Warren Buffet’s investment in John Deere and Rob takes a call on Monsanto’s stock. To sign up for our webinar this Thursday, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 24 February 2015
Today I go over tax issues when inheriting money including IRA’s. I discuss gift tax rules and the advantages of using 529 plans for estate planning and college planning. I also take a look at renting a home vs. buying. I go over an email question regarding using life insurance as an investment and explain the American Opportunity Tax Credit for college.
To sign up for our webinar this Thursday, click here.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free
Direct download: Newfo-0224-1500_possible_evergreen_w_editing32k.mp3
Category:financial planning -- posted at: 7:37pm PDT |
Mon, 23 February 2015
Today I discuss the steps to build a retirement portfolio that lasts. The White House plans to make tougher rules commission based advisors that manage retirement accounts and don’t have your best interest in mind. Are interest rate increases coming sooner than later?
I also take a caller who has a question about rebalancing his 401k, then I clear up some mis-information regarding taxes on inherited money. Sign up for Thursday's webinar Here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |