On December 23rd Trump signed the SECURE Act into law. The passing of this act acknowledges that people are drastically underprepared for retirement and will need to be able to work longer and save more. New RMD rules and losing the stretch IRA are just two new changes coming to your retirement plan. Today I tell you all about the SECURE Act and all the ways it can change your retirement plan.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This time last year all the headlines wanted to talk about were a 2019 recession, inverted yield curves and negative interest rates –only to end up 28.74%. By the time these topics make the news it’s usually too late. If you’re reacting to news headlines, it’s probably time to get help with your portfolio. Other topics include:

• How often is a stock market negative vs. positive?
• Why are investors becoming more aggressive and what are the risks?
• Will your parent be admitted during their next hospital visit or just under observation?
• Long term care planning by the numbers
• Why you shouldn’t go another year without a comprehensive financial plan

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Holiday feelings are among us and people are making the effort to give to those less fortunate. While cash is accepted by every charity, it may be in your best interest to gift appreciated stocks or mutual funds; this way you get a double tax benefit. you may be able to deduct the value you donated plus wipe out the future capital gain tax. Today I look at how this gifting strategy has affected people living in and out of California. Other topics:

• Gaining exposure to dividend achievers
• Donor Advised Fund to accelerate tax deductions
• Credit and other money matters with your children
• Analyzing your health going into retirement

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The holiday season is almost here and your guests will be asking for your wifi password before they sit at the dinner table. Scammers are out in full force during this time of year and it is getting more difficult to decipher the difference between scammers and real people. Protect yourself and inspect your email before clicking on any files! Other topics include:

• Where is the market as 2019 comes to a close
• Managing bond ETF’s and mutual funds
• Could strength training be the secret to longevity
• Properly leveraging your real estate
• Are Americans in a better financial position this year?

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

In my business you usually see two different types of retirees. Your first group is those that are busy, active, focus on their health and genuinely enjoy retirement. The other group misses working and attends doctor’s appointments. Today’s podcast starts off with a discussion on cellular health and staying healthy. Other topics:

• The new Morningstar mutual fund rating system
• Three steps to take given the temporary tax cuts
• Reasons to review your trust yearly
• Making sure you have the correct estate plan

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

It’s the final month of 2019 so keep in mind there are year-end tax issues to deal with. Many self-employed sole proprietors may need to ditch the SEP and set up an individual 401k before 12/31. Discuss with your CPA or advisor ASAP or email Chad@ChadBurton.com. There is also tax lost harvesting, RMD’s and gifting strategies to think about. Are you ready for 2020 or will you be scrambling when the New Year rings in? Other topics include:

• Legally avoiding capital gains on appreciated stock
• Social Security’s 10 Most Confusing Rules
• 10 Common Misconceptions About Retirement

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.