Mon, 31 October 2016
There’s more than spooks and ghouls out there on Halloween, some investing problems are more than spine-chilling; they’re outright nightmares that stay with you. Gather round as I share tales about people who have found their retirement haunted by fearful and greedy investing only to realize too late their decisions have had them come back to bite them in the neck. Make sure you don’t spend the rest of your life sleeping in a haunted house just because you chose to follow some financial ghoul to a poor retirement.
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1031-1600_spooky_edition32k.mp3
Category:Investment Management -- posted at: 3:04pm PST |
Thu, 27 October 2016
Where has the stock market taken us in 30 years? Your investments are your best bet in the long run.
Where has the stock market taken us since Black Monday in 1987, almost 30 years ago? Rob Black looks back at what we have gotten from corrections and why your 401k among other investments make for a long term game. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1020-1600-RB32kencore.mp3
Category:financial planning -- posted at: 3:00pm PST |
Tue, 25 October 2016
How does the Monte Carlo simulation work? Change your retirement strategy - failure rates are increasing!
Stocks, bonds and real estate are up, but low rates are presenting significant issues for retirees. I explain the Monte Carlo simulation technique used to understand risk of failure and dissect retirement income strategies that may get you through a low rate environment. Other topics include:
Register for the Quickbooks Connect event where Rob Black and I will be speaking. Use the password: connect to save 50% on the registration fee!
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1004-1600_Ever_w_Election32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PST |
Mon, 24 October 2016
Could a divorce keep you working past 65? I also cover life insurance strategies to consider this November and hybrid equity indexed annuities
Failed marriages among people over 50 doubled from 1990 to 2010, could this be why 1 in 5 Americans are working past retirement age? Turns out these are just a few of many horrible stats linking divorce and unsuccessful retirements. Educating yourself about keeping inherited or gifted assets separate while married may be in your best interest. Other topics include:
Register for the Quickbooks Connect event where Rob Black and I will be speaking. Use the password: connect to save 50% on the registration fee!
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1018-1600_Short_first_seg32kencore.mp3
Category:Retirement Saving -- posted at: 3:00pm PST |
Fri, 21 October 2016
Rob Black and I don’t depend on big name companies for a retirement plan; we created our own businesses and did it for ourselves. Most people don’t know business owners need to make 25-30% more money just to break even when transitioning from owner to employee. They often end up doing double the work without receiving double the pay because they failed to have a business plan in place. Other topics include:
Register for the Quickbooks Connect event where Rob Black and I will be speaking. Use the password: Connect to save 50% on the registration fee!
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1021-1600_RB_w_Chad32k.mp3
Category:Retirement Planning -- posted at: 7:17pm PST |
Thu, 20 October 2016
Where has the stock market taken us in 30 years? Your investments are your best bet in the long run.
Where has the stock market taken us since Black Monday in 1987, almost 30 years ago? Rob Black looks back at what we have gotten from corrections and why your 401k among other investments make for a long term game. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 18 October 2016
Could a divorce keep you working past 65? I also cover life insurance strategies to consider this November and hybrid equity indexed annuities
Failed marriages among people over 50 doubled from 1990 to 2010, could this be why 1 in 5 Americans are working past retirement age? Turns out these are just a few of many horrible stats linking divorce and unsuccessful retirements. Educating yourself about keeping inherited or gifted assets separate while married may be in your best interest. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1018-1600_Short_first_seg32k.mp3
Category:Retirement Saving -- posted at: 6:30pm PST |
Mon, 17 October 2016
Netflix smashes earnings expectations, but the final presidential debate and Wikileaks continue to drive the news. Will we face a market correction depending on the elections outcome? Fear is pushing people into investing mistakes such as raising cash and not investing it and using potential rate increases or low expected returns as an excuse to avoid investing. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 13 October 2016
Should you be wary of some real estate investments? Rob also discusses financial regrets and credit card positives
There are countless ways to create wealth, but there are some concepts you should be wary of. Rob Black warns us against annuities with high commission costs and provides several reasons why purchasing foreclosed properties are rarely the deal you hope them to be. Other topics include:
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 11 October 2016
What will happen to your elderly, ailing parent who doesn’t have an estate plan in place? Is a TOD designation enough to avoid probate courts? Why does your parent need a trust with a health care directive and durable power of attorney? What do I need to do after my parent passes away? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 10 October 2016
Prenups, Freedom Funds, Collaborative Divorce. Financial issues where the advisor ends up the unofficial marriage counselor.
Financial issues remain one of the major causes of divorce, but should you own a Freedom Fund going into a marriage? The relatively new Collaborative Divorce effort presents a better mediation process. I also take a look at how to properly present a prenup and protect family money in an estate plan.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0926-1600_Evergreen_W_ELECTIONTALK32kencore.mp3
Category:general -- posted at: 3:00pm PST |
Thu, 6 October 2016
What’s a better investment, managed mutual funds or ETF’s? Rob Black discusses this along with other investment basics
Historically investing has returned better than real estate and bonds, but have you thought about which stocks you should consider owning? Should you go after managed mutual funds, indexed funds or ETF’s? What about individual stocks? Other topics discussed today:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition |
Tue, 4 October 2016
How does the Monte Carlo simulation work? Change your retirement strategy - failure rates are increasing!
Stocks, bonds and real estate are up, but low rates are presenting significant issues for retirees. I explain the Monte Carlo simulation technique used to understand risk of failure and dissect retirement income strategies that may get you through a low rate environment. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1004-1600_Ever_w_Election32k.mp3
Category:Retirement Planning -- posted at: 3:30pm PST |
Mon, 3 October 2016
Donald Trump legally takes advantage of NOLs in the tax code and who should be concerned with the elections outcome?
Does it really matter who wins the presidential election? Both candidates have major faults that are causing uncertainty, but which two groups of voters bear the most risk going into the election and what should their plan be? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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