This week Kym chats with Mark Goldstein and Kristen Koh Goldstein, serial entrepreneurs and parents living in Marin County. Over the course of the hour Kym will talk with Mark and Kristen about the several companies they have started jointly and separately including Loyalty Lab, Bad Ass Advisors, Scalus, Tipco and Hire Athena. Also in discussion today:

• What is it like working together as husband and wife as well as work partners?
• Having multiple companies that work together
• Balancing raising their three children with being serial entrepreneurs and investors
• Kristen and Mark’s individual career paths
• Greatest adversities entrepreneurs face in creating successful businesses

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore edition

The market looks set to remain rather unimpressive this quarter despite today’s jump thanks to Brexit related uncertainty. Brits are now grasping what they’ve voted for now that there are calls for a second vote and articles circulating such as Is Brexit Really As Distruptive As We Think or 4 Things That Have To Happen [now that the UK has left the European Union]. Other topics discussed today include:

• ThinkAdvisors’ 5 Challenges facing the next wave of retirees article
• “Crazy” Credit Cards for the Filthy Rich
• Protecting your debit card from identity theft
• Insurance issues small businesses often forget
• Maximizing your childs 529 plan
• Roth IRA conversions after retirement as part of distribution planning

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I put the actual market movement pre and post Brexit into perspective. Is it really as bad as the new makes it sound? Will there be value in US small and mid caps? I then discuss possible plans of action now that the Feds are unlikely to raise rates at all this year. Also discussed today:

• How Trump and Bernie mirror the Brexit situation and why this is a call to politicians to fix the tax code.
• What not to do right now with your portfolio
• Creative travel planning in retirement
• Elizabeth Warrens’ proposed  “lost and found” retirement savings plan

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

As NASCAR gets ready to take on the Sonoma Raceway this weekend, Kym and special co-host Kyle Ellicott dedicate an entire show to the world’s largest spectator sport. Today’s lineup includes:

• Sonoma Raceway’s President, Steve Page who talks about NASCAR’s effort to reduce their carbon footprint with a 15% ethanol blend and the new Fan Zone app features. Kym and Kyle then talk with
• Joe Gibbs Racing Athletic Director, Michael Lepp talks about the biometrics used on Kyle Busch after taking a crash at 120mph, head on. Michael also explains why pit crews are considered athletes, addresses how sweat and sleep monitors help keep track of recoveries and predicts injuries and draws correlations between heart rate and success for drivers and pit crews using real time data.
• 1-800 RPM’s Founder and racecar driver Thomas Chan tells us about his company and his device that monitors real time data and makes it easy for drivers to compare.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I go through important yet basic estate planning documents including wills, living trusts, health care directives and durable power of attorney. I also explain how living trusts negate expensive probate costs among other benefits while addressing several common questions:

• Which estates need probates
• Generation skipping trusts
• How to create a living trust and what should be under the name
• Pour-over will
• Common trust mistakes such as not taking care of your digital assets
• Advanced estate planning ideas

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Should I stay or should I go is the theme song for the stock market thanks to Brexit polls flip flopping over the weekend. I then explain how the US economy and the Euro would suffer from Brexit, and why retirees would suffer the most with even lower rates on fixed income. Other topics today include:

• Backdoor Roth IRA’s
• Constant systematic savings being the key to a successful retirement
• A Morningstar article about securing retirement success for women
• Using a reverse mortgage in your retirement plan
• What investors should not do

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This week Kym chats with Mark Goldstein and Kristen Koh Goldstein, serial entrepreneurs and parents living in Marin County. Over the course of the hour Kym will talk with Mark and Kristen about the several companies they have started jointly and separately including Loyalty Lab, Bad Ass Advisors, Scalus, Tipco and Hire Athena. Also in discussion today:

• What is it like working together as husband and wife as well as work partners?
• Having multiple companies that work together
• Balancing raising their three children with being serial entrepreneurs and investors
• Kristen and Mark’s individual career paths
• Greatest adversities entrepreneurs face in creating successful businesses

There's still time to sign up for tonight's 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I open today’s show by giving my take on how MSCI deciding against the inclusion of mainland shares in the Chinese index, a potential bond trap stemming from Brexit and some positive light on extremely volatile mortgage REITs among other Wall Street stories affect your portfolio. Yesterday’s discussion about Roth IRA conversions comes up again while responding to a couple questions about Roth conversions in kind and converting from a 401k to spread out taxes. James from Piedmont calls with some concern about the future of telecom and utilities P/E rates. Other topics today include:

• Indexed life insurance presenting a prime example of why better regulations for financial advisors are needed
• Umbrella insurance
• The proper way to title a home in California
• How to buy insurance on a stock portfolio without constantly buying Puts
• What to do with safe money when you choose to work past retirement age

There's still time to sign up for this Thursdays 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up or email me for the free code to get in!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This podcast will cover the 10 key items you MUST review before retiring!  We will be covering these items this Thursday in Burlingame, CA.  Sign u�p at www.ChadBurton.com. On today’s show I also cover the four different phases of portfolio rebalancing, how taking social security early can screw up your Obama Care, the importance of tracking your non-deductible IRA contributions and a few untraditional reasons to convert your IRA to a Roth.

Sign up for this Thursdays 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The Internet offers a world of tools that can help you increase your savings. Chad Burton, CFP^®, and Rob Black discuss everything from credit cards to websites that could help get you closer to retirement.

Commercial-Free

A living trust is supposed to save your family from paying excessive taxes after you pass. But if you have a trust made before 2012 that you haven't reviewed, beware! Chad Burton, CFP^®, and Rob Black discuss why out-of-date trusts could end up costing your heirs even more.

Commercial-Free

This week Kym meets with cardiovascular pioneer, Dr. John Simpson, at the New Cardiovascular Horizons conference in New Orleans. Kym and Dr. Simpson will be discussing how to treat patients with cardiovascular disease which includes:

• What his devices do to unclog arteries
• Andres Gruentzig and the first angioplasty
• Developing a simpler balloon catheter in the den with his father
• Several companies Dr. Simpson has created, including what he is currently doing with Avinger
• Avoiding amputations

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Most Americans live without a detailed budget set in place; I go over several retirement expenses that are often overlooked or underestimated yet hold a major impact on your retirement. Why do we need the feds to raise rates this year? Do we see signs of inflation? According to the US Department of Health and Human Services, 70% Americans 65+ will need some form of extended care, how do you plan for this possibility? I then discuss a Bankrate survey that says most Americans have financial regrets. I also explain the correct way to loan money to your children for a down payment.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I discuss retiring outside of California as it becomes more of an issue for people to make ends meet when they stop working. Other topics include:

• The best states to live in retirement.
• How to prepare when your retirement is dependent on your home sale.
• Why you should be wary of contributing to a Roth IRA later in life.
• What is The Savers Tax Credit and how is it different from a tax deduction?
• 15 steps to create a solid financial base.

Tate calls in and asks if he should keep his term life insurance policy when he no longer has any dependants to cover.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Ecnore edition

As Americans continue to work longer hours time for activities diminishes along with everything else, and cooking falls pretty low on the priority list. This week Kym talks with several CEO’s and investors who are taking advantage by bringing healthy meals to you.

First in studio is Methodology CEO, Julie Nguyen, who share how her previously unhealthy lifestyle led to the creation of a business that cooks meals and delivers to your doorstep.

Kym then calls up Bento CEO, Jason Demant, who tells us what he learned from similar business SpoonRocket and how he tweaked the ordering format so his Asian cuisine stands a better chance at success.

Munchery co-founder, Tri-Tran, discusses how he is competing with the already popular Blue Apron.

Sprig investors Justin Waldron and Amitt Mahajan call in to talk about what drew Justin to Sprig when he is the co-founder of Zynga gaming. Farmville co-founder Amitt talks about the evolution of food delivery with drones.

Kym also talks with Gagan Biyani, Sprig CEO and Julie’s biggest competitor, who explains why people would choose Sprig over their favorite restaurant that delivers and the future of this market.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore edition