Tue, 12 June 2018
Kim and Trump meet, Feds plan to hike rates and the ECB unwinds quantitave easing. All this builds up to a flat open in the market.
What an interesting week we have coming up. Many of us stayed up late watching Trump and Kim sign a document at the North Korean Summit. The Feds are expected to hike interest rates on Wednesday and the ECB is unwinding quantative easing. The end result of all this? An expected flat opening in the market. Other topics include:
Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , orcall the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 6 June 2018
Where we are in the stock market can depend on what news channel you’re listening to. Are we in for a volatile summer filled with geopolitical news and corrections?
There’s a lot of back and forth on where we are in the stock market. Quantitative easing is being pulled away as interest rates begin to rise and tariff issues have companies sitting on their cash just a few months after corporate taxes were lowered. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 5 June 2018
Buying tickets online saves you major time, but puts your identity at risk. Be sure you have a good, white gloved identity theft insurance that fixes problems when hacks happen.
Ticketfly is down this morning after a significant cybersecurity incident. A quick reminder that it’s rarely a matter of if your identity will be compromised, but when your identity will be compromised. You should always have an identity insurance company that white gloves the process and saves you from dealing with attorneys and detectives. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 1 June 2018
There were many geopolitical happenings this week that caused volatility in the market. Is the economy still on track?
Triggered by fears that Italy might leave the Euro, a flight to safety sent US bond yields lower... the opposite direction media has been telling you they will go. Bill Gross’s Janus Henderson unconstrained bond funds dropped 3% in one day making a tough year for him even worse. Are we at the top of our economic cycle? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. |
Thu, 31 May 2018
“By age 35” is an internet meme where millennials post funny or sarcastic goals in response to a MarketWatch article suggesting you should have saved twice your salary by age 35. Are these money milestones an unachievable goal or are millennials simply not willing to sacrifice and plan enough to meet these goals? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. |
Tue, 29 May 2018
Q1 earnings are rolling in and numbers are showing lots of growth. Does this mean the market is getting expensive?
A little over 80% of S&P 500 companies have reported earnings and so far the numbers are looking great. Blended earnings are up 24.2% setting the stage for the largest year over year growth rates since Q3 2010. Is the market expensive after this amount of growth? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 23 May 2018
“By age 35” is an internet meme where millennials post funny or sarcastic goals in response to a MarketWatch article suggesting you should have saved twice your salary by age 35. Are these money milestones an unachievable goal or are millennials simply not willing to sacrifice and plan enough to meet these goals? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 22 May 2018
Do we have a truce on the Chinese trade war? US trade issues may be far from fixed, but today’s news can make a huge difference in our economy
Do we have a truce on the Chinese trade war? It could be true. China is set to cut the import duty on US cars to 15% furthering opening up the world’s second largest economy. Meanwhile Trump has retreated from imposing tariffs on billions of dollars worth of Chinese goods. Today I take a look at the future of Chinese-American trade. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 16 May 2018
We know the market is good at dealing with geopolitical concerns and so far Q1 2018 the S&P 500 is posting blowout earnings. Are trade negotiations even having an effect on the market?
So far 2018 Q1 is an absolute blow out quarter with blended earnings hitting 24.9%, but PE ratios (which have been north of 17) are now at 16.5%. Why isn’t the market trading at 20x earnings when the S&P is resulting in 24% earnings growth? Is it all due to tax cuts and financial engineering? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 15 May 2018
Bond Rates and What Will Bond Rates Do? It’s the story of 2018. Today I discuss the demand for increased rates and explain complicated treasury rules that affect bond auctions.
Interest rates are increasing, however, high demand from bond investors can actually push rates down, but it isn’t quite that simple. Today I explain complicated treasury rules that affect bond rates. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore edition! |
Wed, 9 May 2018
Bond Rates and What Will Bond Rates Do? It’s the story of 2018. Today I discuss the demand for increased rates and explain complicated treasury rules that affect bond auctions.
Interest rates are increasing, however, high demand from bond investors can actually push rates down, but it isn’t quite that simple. Today I explain complicated treasury rules that affect bond rates. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 8 May 2018
Q1 earnings are rolling in and numbers are showing lots of growth. Does this mean the market is getting expensive?
A little over 80% of S&P 500 companies have reported earnings and so far the numbers are looking great. Blended earnings are up 24.2% setting the stage for the largest year over year growth rates since Q3 2010. Is the market expensive after this amount of growth? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 2 May 2018
Three rate hikes are anticipated by year end, but it’s not your mortgage you should fear. Today I explain what really affects your budget following a rate increase.
The Feds are holding their monthly meeting with no rate increases expected this time around. However, three more rate hikes are projected by the end of the year which won’t affect mortgage rates as much as it affects things like credit cards, HELOC’s and anything tied to prime. Also in the news is ISM’s manufacturing report, Feds changing the way they measure inflation and the ECB fighting lackluster growth. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. tomorrow, May 3rd, at Juniper Hotel Cupertino. There's still time to sign up. Click HERE!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 25 April 2018
People held parties when the Dow hit 20,000, so why not break out the hats when interest rates hit 3%?
Rates hit 3% yesterday for the first time since January 2014 and bond traders are dealing with a huge amount of new US debt issuance at $96 Billion worth of bonds, the largest since 2014. Was this planned prior to rates moving up? Also in the news Caterpillar and Twitter make a good showing in the market and the cryptocurrency Gemini takes a step in the right direction. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 24 April 2018
First quarter earnings reports are rolling in with high expectations. Are they living up to the hype?
Q1 earnings are coming out and expectations are high following tax cuts and the market rally. So is the market actually doing great? Are market returns negative? Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 18 April 2018
Tesla ramps up Model 3 production and Pompeo makes headway with North Korean denuclearization talks on tax professionals’ Groundhog Day.
Happy Groundhog Day to CPA’s and enrolled agents who are currently filing taxes and extensions on the one day extension. In other news, big banks are looking good in the first quarter since corporate tax reform took place. Cryptocurrency is also back in the news as New York Attorney General Eric Schneiderman probes major trading platforms to find out more about operations, internal controls and customer safeguards. More cryptocurrency regulations this year for sure. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 17 April 2018
Happy Tax Day everyone! Today may not come with fireworks or barbecue, but it does bring you a few friendly reminders: 1. An extension does not delay penalties and interest on amounts you owe 2. Your IRA and Roth contribution must be postmarked today even if you file an extension 3. Self employed still have time to fund some retirement accounts. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 12 April 2018
Money mistakes big and small hurt your wallet, but the major ones affect your ability to retire. Don’t retire then discover you should have stayed a little longer. Check out these six retirement readiness tests. –Part 2/2
Over 25+ years I’ve seen plenty of horrible money mistakes that destroy your chances at retirement. In the second half of today’s podcast I share major money mistakes that can really hurt you down the road. I also share good money habits such as accumulating positive cash flow assets. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 12 April 2018
Between buying, selling, trading and mining, cryptocurrency is causing major headaches this tax season. Is one a form of self employment? Did you even know crypto is considered taxable income? –Part 1/2
This week continued jobless claims see a slight uptick, but initial jobless claims decreased sharply by 9,000 in a firming of the job market. When will we finally see a wages rise? In other news futures were affected by a tweet from President Trump. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 10 April 2018
China announces they will lower tariffs, but Xi’s comments don’t suggest the trade war is over. Today I discuss the futures bump and market expectations.
Futures are up and a lot of it has to do with China opening its economy to foreign investors. While day to day ups and downs don’t really matter in the long run, the reasons why do. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 4 April 2018
China is causing market volatility today, however, new trade deals could build a stronger economy down the road.
Some trade deals, such as NAFTA, are over 23 years old. Current deals with China were created when China was considered an emerging market. The Chinese economy is much larger today and deals must be reviewed. Renegotiating trade agreements is one cause for the current market volatility. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 3 April 2018
LIBOR makes headlines again and stock market volatility predictions seem to be holding true. Are borrowers starting to feel the squeeze?
When was the last time you heard about LIBOR rates? This loan which was common at the top of the real estate debacle seems to be working its way back into the news, this time in the form of corporate debt. As interest rates go up there’s a good chance you’ll hear about lower quality borrowers feeling the squeeze. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Mashup edition! |
Wed, 28 March 2018
Facebook advertisements can feel utterly creepy, but absolute statement sales are downright bad. Today I discuss sales strategies designed to take advantage of your emotions.
Facebook’s data scandal is causing people to rethink their privacy and pay attention to their online footprint. Seeing social media advertisements based on things you have only spoken about is strange enough, but equally disturbing is any media selling based on absolute statements. Articles that catch your attention using fear or greed rarely turn out well for you and it’s always important to know where you’re getting your information from and if it is biased. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 27 March 2018
LIBOR makes headlines again and stock market volatility predictions seem to be holding true. Are borrowers starting to feel the squeeze?
When was the last time you heard about LIBOR rates? This loan which was common at the top of the real estate debacle seems to be working its way back into the news, this time in the form of corporate debt. As interest rates go up there’s a good chance you’ll hear about lower quality borrowers feeling the squeeze. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 21 March 2018
The Fed’s rate hike is almost guaranteed, but it’s not your mortgage you should worry about. Today I show you where interest rates will have greater impact.
Today is Fed rate decision day and an increase is almost guaranteed. Today most people equate interest rates with mortgages directly when in reality mortgages are more affected by supply and demand issues. In fact interest rates have a greater affect on things such as credit cards, CD’s, auto loans and HELOC’s. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 20 March 2018
Elderly women in Japan are getting themselves arrested and FBI deputy director Andrew McCabe is fired days before he retires. Crazy things can always happen to your retirement plan, are you ready?
Crazy things can happen to your retirement plan. One moment you’re flying high when it comes to stocks and the next you’re over the handlebars in terms of risk. A minimum of 6 different tests are used to check if your retirement plan will stand up to whatever may come your way. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Fri, 16 March 2018
More millennials are having strokes and will need to amend their retirement plan. Today I discuss disability insurance and replacing income.
Hospitals are treating more people with strokes and the percentage of millennial patients has increased by as much as 50% in some areas. People sometimes end up rebuilding their entire lives after a medical emergency; for many it can also mean completely changing your retirement plan. Today I talk income replacement in the face of major medical issues. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 13 March 2018
4th quarter S&P earnings exceeded expectations ... So why did the market punish some positive earnings per share surprises this season?
The news brings in more chaos from the White House as Trump fires Secretary of State Rex Tillerson and replaces him with Mike Pompeo. Under Tillerson 60% of top ranking diplomats have resigned and Foreign Service applications have fallen by half; all this after the US blocks the Broadcom Qualcomm buyout over China. Today I discuss foreign security issues and foreign companies buying tech in the US. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 7 March 2018
It’s no secret we need to renegotiate our trade deals. Between the media uproar and what he does, could Trump be coordinating a genius plan?
When you look at what Trump tweets out and compare it to what actually gets done, you have to wonder if the tax cuts and trade war are all part of a genius plan or a path of disaster. Things have changed drastically since NAFTA was implemented and its past time we improve these deals. Today I talk tariff wars and their impact on our economy. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City tomorrow, March 8th, at 6:30 p.m. Registration is $25. There's still time to sign up, click HERE!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 6 March 2018
Trump breaks free from the GOP over tariffs and North Korea plans denuclearization talks. Yeah, the news really is that strange today.
Today’s headlines have some interesting news to say the least. White House Economic Advisor Gary Cohn is devising a way to halt tariffs Trump announced last week. Also, North Korea announces they are open to discussing denuclearization with South Korea and the US. Today I discuss Trump breaking from his party in the tariff trade war and discuss the question that came to everyone’s mind -“What is North Korea planning?” Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City this Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 2 March 2018
Wells Fargo is making headlines for all the wrong reasons and it’s got some customers are thinking twice. Here’s what people need to know before changing banks.
As Wells Fargo continues the messy business of changing company culture, a Portland whistleblower reports a failure to investigate fraud and was subsequently fired. Wells Fargo seems to be so plagued by problems lately that a client called me asking if they should pull their money out. Today I discuss the problematic news surrounding the banking giant and what clients should concern themselves with. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City next Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 1 March 2018
In retirement a lot of people believe they have to invest only for income so they shift to all high income stocks and high yielding bonds, a major mistake in a rising rates environment. Today I explain why dollar-cost averaging is not a good strategy to come out of a portfolio in retirement. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City next Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 27 February 2018
Financial planning is not a “one strategy fits all” deal. Today Rob and I discuss the basics, bitcoin and tax cuts.
If you watch the market the way Rob does, you know that the first Friday of every month is super important for setting up the jobs market. Today Rob and I discuss the basic ideas of financial planning and the many different ways to play the game. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 21 February 2018
Stock market returns always boil down to revenue and earnings of individual companies. Today I discuss the emotions that drive daily numbers and 2018 expectations.
When prices go up consumer demand goes up and we see inflation. The Federal Reserve fights back by adjusting the lending rates, less money is being lent and put into the economy and we go through a cycle. It’s a pretty simple concept that is all part of expansion and recession. Real market corrections last 3 months minimum and the worst thing you can do is panic, sell and lose money forever. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 20 February 2018
Walmart announces it won’t meet Wall Street earnings while same store sales increase 2.6% and the dollar finally rises with treasury yields.
At the beginning of every year we seem to hear the same stories. Either inflation or deflation becomes the major concern for the economy. This year inflation seems to be the focus. Today I discuss the dollar finally rising with treasury yields and what would happen if interest rates on bonds go up too quickly. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 14 February 2018
What is your retirement number? If early retirement is one of your goals you’ll need to be able to live on less than passive income. Here’s why.
Retirement looks different for everyone and we all have our own retirement number. Unfortunately most people don’t know what their retirement number looks like and retire without even being close to what they need. In fact I wouldn’t even consider early retirement unless I was sure I could live less than passive income. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 13 February 2018
Today I discuss how real stock market correction feel and how long they typically last. I also discuss how younger people need to plan for passive income vs. retirement.
So far it’s been a great season for earning reports with Q4 earnings coming in at a 14% increase instead of the predicted 11% increase. Meanwhile 10 year treasury rates have a major increase. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 7 February 2018
Soaring prices are making renting out a Bay Area home a poor deal. Today I discuss the pressure on Bay Area real estate.
Bay Area home prices are so elevated that investors are receiving low yield even if they buy a property all-cash. Today I discuss Bay Area real estate issues including high prices, rising rates, tax law changes and the basic worker not being able to live in the Bay Area. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. ; |
Tue, 6 February 2018
The Dow dropped 1500 points making it the largest intraday point drop in history. Interestingly enough this huge point drop doesn’t even come close to breaking daily pullbacks when recorded in percentages and is not even considered a correction by market standards. Today I discuss the recent pull back and how we view the markets. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 30 January 2018
More companies are getting Amazoned and consumers are winning. Today Rob discusses the price wars between Amazon and physical stores.
Was 2017 the year the year we coined the term “getting Amazoned”? Today Rob discusses physical stores like Target, Walmart and Costco who are feeling the heat from Amazon and slashing prices. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 29 January 2018
Earning season is off to a great start with earnings growth up around 12% from this time last year, but some people are still calling for expansion of the PE ratio due to synchronized global growth and low interest rates. This big rally also means your portfolio might be a tad out of whack. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 26 January 2018
There are two headlines you keep hearing right now: “bear market for bonds” and “soon-to-be wage inflation”. If you listen closely you’ll also hear that we are in a goldilocks phase that reminds me of the late 90’s. Today I explain what it means when you hear analyst talk about soon-to-be bear markets and what it means for your retirement plan. Other topics include:
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 23 January 2018
A new report has the financial world talking about portfolio projections. Is it realistic? Here’s what I think about the new research. Encore Mashup!
While everyone was out enjoying their MLK holiday the financial industry was buzzing over new reports. Would you be able to survive retirement with a 60/40 US stock-bond portfolio? Today I discuss the calls for historically low average returns and the flattening of the yield curve. Other topics include:
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 18 January 2018
The market is off to an amazing start as the Dow hits 26,000 and sees its fastest 1,000 point rise ever. Are we dreaming or is this reality?
Last year was remarkable not only because market expectations were low and US leadership was less than desirable, but also because US equities consistency delivered positive returns. Typically we have an intra-year drawdown of 14%; in 2017 the maximum was around 3%. Are these numbers real or just based on corporate tax cut projections? Other topics include:
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 16 January 2018
A new report has the financial world talking about portfolio projections. Is it realistic? Here’s what I think about the new research.
While everyone was out enjoying their MLK holiday the financial industry was buzzing over new reports. Would you be able to survive retirement with a 60/40 US stock-bond portfolio? Today I discuss the calls for historically low average returns and the flattening of the yield curve. Other topics include:
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 10 January 2018
How does your retirement plan stand up to readiness testing? Today I discuss the numbers behind recent updates to Capital Market Assumptions.
Updated reports are once again calling for low returns on traditional balanced portfolios. I explain how some "forecasters" expect low end numbers for a traditional 60/40 portfolio; a portfolio that should have given you double digit returns last year. Today I explain what these numbers mean and stress the importance of retirement readiness tests. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge Tomorrow, January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 9 January 2018
Retirement planning changed under the new tax code. Today I explain the points of confusion and discuss retirement planning strategies.
How has retirement planning changed based on the new tax code? Whether you have questions about the potential 20% of net income deduction on real estate or how the phase out works, the new tax code needs clarification. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge this Thursday, January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 3 January 2018
The new tax plan is in effect and people are asking how they can take advantage of the deductions. Today I dive into the details of the new tax code.
The new tax plan is all people seem to be talking about. Unfortunately the new tax plan is far from the simplified one I hoped for, but it does include several (unnecessary) cuts and changes that many are beginning to ask about. Small business owners especially are having a rough time digesting the new tax plan as they try to get the new business tax credit. Today I explain the new tax code, who is affected the most and how to use it to your advantage.
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge next Thursday, January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 2 January 2018
China, auto loans, oil and interest rates. Today I discuss recent news stories that affect the market.
Domestic and international corporate earnings are up again with the best increase we’ve seen since 2011. Why? The US Dollar sank 10% since Trump took office, which is good for companies making profits overseas and want to bring their business back home. Today I discuss this and other geopolitical issues that affect the market. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge on January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Mashup Encore Edition |
Wed, 27 December 2017
The returns of the S&P 500 have been great but it hasn’t been the best place to invest. Today I discuss Jeff Gundlach’s comments on America and the global economy.
Jeff "Bond King” Gundlach is in the news talking stocks in the US and overseas. Where is the best value? We have synchronized global expansion and many countries can claim they have better economies and equity markets than the USA. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge on January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 27 December 2017
Today I discuss the racket around cryptocurrency investing and break down the new version of the tax bill.
I kick off todays show with a story about a failing biotech company called Bioptix which last October announced a name change and made a strategic investment in Coin square. The company, now called Riot Blockchain, has seen a sharp rise since Thankgiving based on a name change and strategic investment. This reminds me of companies that soared in the 90's by simply adding .com to their name. Other topics include
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge on January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 21 December 2017
Today I discuss the racket around cryptocurrency investing and break down the new version of the tax bill.
I kick off todays show with a story about a failing biotech company called Bioptix which last October announced a name change and made a strategic investment in Coin square. The company, now called Riot Blockchain, has seen a sharp rise since Thankgiving based on a name change and strategic investment. This reminds me of companies that soared in the 90's by simply adding .com to their name. Other topics include
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge on January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 19 December 2017
Renting is becoming a problem in the United States. Today Rob talks rent vs. owning with Tony Mendes.
The more things change the less they change is an argument Rob gets into when discussing rent vs. owning. We seem to be stuck in a never-ending civil war between Northern stock investors and Southern real estate investors who need each other to survive. Today Rob discusses the worrisome trend where people buy homes with intent to rent with no regard for their income with Tony Mendes. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 13 December 2017
Alabama gets a Democratic Senator, CPI picks up, and I try to explain how the new tax plan affects California residents. I discuss what’s going on in the world of business and politics and 10 key retirement items.
Unemployment nears 4% and the consumer-price index reads a tame 2.2%. With unemployment near 4% we should have seen an increase in wage inflation. What will the Feds do with rates? Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for tonight's 10 Pillars of Retirement Income Planning webinar at 7:00 pm. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 12 December 2017
24 years ago an estate worth over $650,000 was considered to be a wealthy person’s estate and a success tax was added to the estate tax. That number has since changed to $5.5 million per person and leaves many wondering how their estate will be affected by the tax proposal. Today I discuss questions you should ask your CPA regarding the new tax plan. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar tomorrow, December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 7 December 2017
Many years ago Professor Jeremy Siegel stated the S&P 500 deserved a higher P/E ratio due to low interest rates. He is now expecting a pause in 2018 and potentially a shift to value. Today I discuss Jeremy Siegel’s views on the market. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar next Wednesday, December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 5 December 2017
Has the new tax plan been simplified? Will it make our country more competitive? Today I share my thoughts on the new tax bill going through congress.
A new tax plan seems to be coming together with one bill being passed in the House and another being passed in the Senate. However, there are many differences between the two and more has to be done for both sides to reconcile. Today I point out changes congress wants to pass and changes I wish were being addressed. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 29 November 2017
More shocking than Matt Lauer getting fired for sexual misconduct, Vanguard is expanding its active funds presence!
Vanguard (the king of passive index fund investing) is expanding its presence in active funds, launching 6 factor based ETF’s and 1 factor based mutual fund. Today I explain factor based funds and their place in your portfolio. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 28 November 2017
The returns of the S&P 500 have been great but it hasn’t been the best place to invest. Today I discuss Jeff Gundlach’s comments on America and the global economy.
Jeff "Bond King” Gundlach is in the news talking stocks in the US and overseas. Where is the best value? We have synchronized global expansion and many countries can claim they have better economies and equity markets than the USA. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 22 November 2017
No more “Yellen” at the Feds. Today Janet Yellen announced her resignation after failing to be renominated to the Federal Reserve Board of Governors. Additional stories making headlines include Angela Merkel’s inability to create a coalition government, the FCC’s attempt to scrap net neutrality regulations and Uber covering up a massive data breach. Today I discuss protecting your identity online. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 21 November 2017
Thanksgiving is around the corner and the market is already in a good place. Today I discuss earnings reports and the global exposure.
We are only two days away from Thanksgiving and the stock market is already starting to reflect the holiday season. In the last several days retail sales have beaten projections, consumer prices have increased and even industrial production surged. Today I discuss saving a friend from a massive retirement mistake. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 13 November 2017
Bitcoin plunges while Uber looks to take air. Today I discuss top news stories, retirement income strategies and 7 disturbing things about 401k’s.
Bitcoin plunges 29% from recent high's even though we have seen meteoric rise in the last year. Listen in and I'll tell you what I think. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar next Thursday, November 16th, at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 8 November 2017
2017 is proving to be a great year–but are we getting the earnings? Today I review this year’s earnings and revenue numbers
What a year for the stock market. 2015 saw an increase in dividends, 2016 was a great year and 2017 is proving to be a great year as well –but are we getting the earnings? Today I provide a quick review of this year’s remarkable earnings season and figure out if we are out of the revenue recession. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar next Thursday, November 16th, at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 7 November 2017
The new GOP tax proposal was made public last Friday. Today I tell you what I think about the new tax plan
The new tax proposal made headlines last Friday and things may get a little messy as I try and explain some of the changes. Will the tax code be simplified or add complications to our lives? Listen as I struggle to explain the proposed changes, identify the negative and try to find positives. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar next Thursday, November 16th, at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 1 November 2017
Bitcoin is making its way towards Wall Street. Will the government finally get involved with the Bitcoin currency?
The CME may have just opened floodgates for institutional money to pour into Bitcoin, paving the way for an ETF as well. For a new product to be approved in Wall Street it usually has to be able to be hedged with futures. Could this be the next step for government involvement in Bitcoin currency? Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 31 October 2017
No tricks lie ahead. The spookiest day of the year is here and it’s time I treat you to some of the scariest investment mistakes any boy or ghoul could make. Today I explain how a custodian can prevent your investment from transforming into a Ponzi scheme and how to recognize if some radio vampires out there are looking to bleed you dry. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 25 October 2017
The average interest rate on the 30 year loan caused a 4.1% decline in mortgage. Thinking about interest rates I start today’s show by talking about exercising non-qualified stock options and paying taxes on them in retirement. I also discuss taking advantage of low interest and bond rates by paying off your mortgage going into retirement and why this wasn’t necessarily the best idea in the past. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 24 October 2017
Trump tweeted out there would be no changes to your 401k. Today I discuss 401k stats and why congress wanted to cap contributions.
In retirement you typically get paid out of your 401k, which was the biggest financial story Monday. President Trump tweeted promising there would be no changes to 401k’s as congress considers capping your contribution amount. Today I discuss 401k stats and why I think congress wanted to make this move. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 18 October 2017
23,000-The Dow hits another major milestone! Today I discuss the history of stock market corrections
Another milestone for the stock market, the Dow hits 23,000! Today I reflect on major milestones that have happened in the market during my lifetime, what I have learned from them and the changes I have seen in investor behaviors. Other topics include
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 17 October 2017
Can companies have swagger? Today Rob discusses companies like Netflix that definitely have swagger.
Is Netflix a tech stock, a media stock or a combination of both? Netflix just blew past subscriber growth expectations, hitting all time highs, when just 1 week ago investors were wary after Disney’s decision to pull their content. Which is more important content or the delivery of content? Today Rob takes on the topic of companies like Netflix with swagger. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 12 October 2017
Today I discuss planning that begins in mid-October and being prepared when natural disasters strike.
It’s already mid-October which means if you filed an extension Monday the 16th is the final day to file your tax return. Now is the time to get serious about planning for 2017 if you are self employed. Your options may be limited for this year, but good there are still good retirement plans you can begin funding. Another thing that happens in October is open enrollment for Medicare; retirees should rethink their coverage. I also take a moment to cover major preparedness issues stemming from the Santa Rosa fires such as reviewing your home owners insurance and having a password manager. Other topics include
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 11 October 2017
We all know today’s market is overbought and over the last 15-20 years our economy has seen a glorious run. As a result financial media is now full of commentators calling the market wildly overbought and scaring people with the C word...CRASH. Do you know what to do if the market does crash? Today Rob explains what investors should be concerned with when dealing in an overbought market. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1011-1700_RB_for_CB32k.mp3
Category:Investment Management -- posted at: 6:30pm PDT |
Tue, 10 October 2017
California is on fire and evacuees are rethinking their options. Prepare yourself for disasters by reviewing what your insurance covers.
When disaster strikes none of us are as prepared as we would like to be. One of the things we can do before something happens is access your insurance coverage and make updates where you need them. Save yourself the headache by reviewing your policies now before disaster hits and you are left with the rebuild costs. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 4 October 2017
Some people have the mindset that you should live for today and forget about tomorrow. It’s no surprise that this way of thinking not only delays your retirement date, it probably also means changing the way you live. Today I explain expenses and habits that need adjusting when you are seriously behind on saving for retirement. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 3 October 2017
The media is dissecting the framework for Trump’s tax package. Today I examine its possible effect on companies and our need for simple tax codes
You’ve probably heard through every available media source something about President Trump’s tax plan. Today I discuss a Bloomberg article that lists companies already paying below the median effective tax rate and examine how it relates to our push for a simplified tax code. How bad has the identity theft crisis gotten? Officials in the Nebraska Department of Insurance state identity theft is beginning to affect annuities, an interesting turn for “safe” brokerage accounts. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 27 September 2017
Is the market shifting from momentum to value? Today I discuss recent trends in stocks and their possible effect on future markets.
The last several trading days have shown this transition from moment to value stocks. However, the last 8 months have shown a big divergence between US large cap growth stocks and US small cap value stocks. Today I explain how this shift tends to affect future markets and if it a good time to consider rebalancing your portfolio. I also discuss the expected framework for Trump’s tax reform plan that will be announced this afternoon and what its biggest issue could be. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.
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Tue, 26 September 2017
There are several major risks that can harm your retirement and the biggest one right now is the one that has been helping your stocks and real estate. Today I explain how the relationship between bonds and interest rates has resulted in lower than normal income for retirees. Will your portfolio be able to keep up with inflation even when low interest rates are being offset by shockingly low capital gains taxes? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. |
Wed, 20 September 2017
The Feds are ready for their quarterly meeting – what should we expect as they begin the QE reversal
The Feds are having their quarterly meeting today and while we shouldn’t expect a rate hike right now - what we can expect is a better idea of their plan going forward with the reversal of quantitative easing. Today I explain the data you need to look at that impacts our future interest rates. I also respond to a caller who asks my opinion on Bitcoin and its future. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 19 September 2017
Should you borrow against your 401k if you plan to repay with interest? Today I explain if one listener found a smart way to stuff money into his 401k.
September is already almost over and in just a few weeks another earnings season will come to an end. I kick today’s show off by responding to a couple of listeners emails. One listener asks if it is wise to invest money borrowed against their 401k intending to repay with the 5% interest. Did this listener find a genius way stuff more money into their 401k? Larry, who just discussed Roth IRA conversions with his CPA, is concerned the market is too high and is considering waiting for a correction. Should Larry wait to move forward with his plan? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 13 September 2017
Millions of Americans were affected by the Equifax data breach. Today I explain what you need to do if your information has been compromised.
Everybody has heard about the Equifax security breach by now and identity theft protection companies are gaining customers at an increasing rate. Today I discuss the severity of Equifax’s data breach and more importantly, what to do if your information has been compromised. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 12 September 2017
Hurricanes to wildfires. Today I explain charitable options and what you should consider when looking at your insurance coverage.
Between the forest fires in the North West and the hurricanes down south, we are basically surrounded by national disasters. Be wary of scammers if you are looking for a cause to donate to and if you have decided to donate a large amount of money, consider gifting stock and avoid a tax problem while you’re at it. Another thing you should consider doing while all these disasters hit is review what your personal insurance covers. Today I discuss common topics that come up whenever national disasters strike. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Wed, 6 September 2017
Hurricanes to wildfires. Today I explain charitable options and what you should consider when looking at your insurance coverage.
Between the forest fires in the North West and the hurricanes down south, we are basically surrounded by national disasters. Be wary of scammers if you are looking for a cause to donate to and if you have decided to donate a large amount of money, consider gifting stock and avoid a tax problem while you’re at it. Another thing you should consider doing while all these disasters hit is review what your personal insurance covers. Today I discuss common topics that come up whenever national disasters strike. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton this Saturday, September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 5 September 2017
As we wait for the stock market to open US futures are lower, mostly due to North Korea’s 6th nuclear test, Trump tackling the Dreamers program and Florida bracing itself against Hurricane Irma. Today I discuss global events happening this week and the expectations they hold. Is the Euro poised for its fastest expansion in a decade? Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton this Saturday, September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 30 August 2017
Today’s revised GDP report rose 3% more than expected. This resulted in market futures turning a bit negative now that a December rate hike is more likely to happen. Believe it or not war and other horrible things can be good for the stock market. Hurricane Harvey is causing a lot of destruction and even though many jobs will be lost, more jobs will be recreated once rebuilding occurs. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 29 August 2017
Hurricane Harvey is just getting started and Texas will need help from everybody. Today I explain ways you can help without getting scammed
A lot went on in the news last week, but it’s clear that Hurricane Harvey is going to need help from everybody. Airbnb waves host service fees to as part of a free housing program to help those being evacuated and the American Red Cross allows you to donate $10 buy texting HARVEY to 90999. Whichever way you choose to get involved be sure to protect yourself from scammers by checking out sites such as Charity Navigator or consider giving stock for significant dollar amounts. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 23 August 2017
How much will $1 million last you in retirement? Today I see if being a millionaire still makes you rich.
When you were younger the thought of $1million was enough to make you feel rich. Going into retirement today that’s not so much the case. Today I look at the trending GoBankingRates article on How Long $1 Million Will Last In Retirement In Every State. Are these numbers accurately adjusted for inflation? Which states will get you the most out of your million? What expenditures were not taken into consideration? Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 22 August 2017
We’ve had quite a year in the markets between increasing values and emerging markets just crushing it. However, new studies show the “Trump Bump” has become a “Trump Slump” as the industrial and financial sectors see a correction. Smaller companies are more likely to feel the hurt from high corporate taxes and tax reform could finally be on the way. Today I look at positives and negatives in the market and what would change if tax reform makes it easier to repatriate cash. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 16 August 2017
Albert Einstein once said “"If you can't explain it simply, you don't understand it well enough.” Today I put that quote to the test as I try and take on everything Bitcoin, the complex digital currency demanded by ransomware hackers. I also explain why Bitcoin is incredibly volatile due to its mining and valuation processes. Is this a currency or "wild west investing". Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 15 August 2017
China, auto loans, oil and interest rates. Today I discuss recent news stories that affect the market.
Domestic and international corporate earnings are up again with the best increase we’ve seen since 2011. Why? The US Dollar sank 10% since Trump took office, which is good for companies making profits overseas and want to bring their business back home. Today I discuss this and other geopolitical issues that affect the market. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 9 August 2017
At 2 p.m. the Feds will announce their plans to unwind the balance sheet and not let interest rates that affect the overall economy go up too quickly. Today I look at how the world is affected by a dollar that gets too strong due to rapidly increasing interest rates. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Mashup Edition |
Tue, 8 August 2017
Global markets hit new highs but the Dollar slumps to 10 month lows. Why is this good for emerging markets?
Should we continue investing globally instead of focusing on our own economy? World markets are reaching new levels but the US dollar sinks to 10 month lows. Believe it or not this is actually good if you are looking at emerging and international developed markets. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore mashup edition |
Wed, 2 August 2017
Will gas continue to get cheaper? Today I discuss OPEC’s great balancing act to keep the market calm while ramping up production
Electric vehicles are gaining traction and OPEC can no longer hold the world hostage. Today I discuss OPEC’s battle to increase their own production and boost barrel prices while discouraging competitors from fracking. Leaps in technology means cars will begin to depreciate faster than ever before. Should you consider leasing a car to avoid unaffordable auto loans; something which could become our next big issue? Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 1 August 2017
With all the chaos currently happening in the White House, what is driving the stock market higher? People tend to forget the market is not a living thing but companies with revenues and earnings. Today I discuss current P/E ratios and revenue growth that show whether companies are actually doing well or not. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 26 July 2017
At 2 p.m. the Feds will announce their plans to unwind the balance sheet and not let interest rates that affect the overall economy go up too quickly. Today I look at how the world is affected by a dollar that gets too strong due to rapidly increasing interest rates. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 25 July 2017
It’s a very busy week on Wall Street with over 200 S&P companies reporting earnings. Today I discuss the low volatility attitude in the market and why both bad and good reports aren’t getting much attention. I also explain how low volatility affects buying habits that may result in a market correction once everyone comes home from vacation. Shockingly enough Europe is up despite Brexit and the UK and US discussing new trade agreements. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 19 July 2017
Global markets hit new highs but the Dollar slumps to 10 month lows. Why is this good for emerging markets?
Should we continue investing globally instead of focusing on our own economy? World markets are reaching new levels but the US dollar sinks to 10 month lows. Believe it or not this is actually good if you are looking at emerging and international developed markets. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 18 July 2017
There are several major risks that can harm your retirement and the biggest one right now is the one that has been helping your stocks and real estate. Today I explain how the relationship between bonds and interest rates has resulted in lower than normal income for retirees. Will your portfolio be able to keep up with inflation even when low interest rates are being offset by shockingly low capital gains taxes? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 11 July 2017
Small changes in spending now can make big changes later. Always stick to your retirement plan for the best results.
Subtle changes in now can have big changes on your portfolio in the future. Today I explain how sensitive a retirement plan can be to situations that go beyond healthcare. I also discuss timing the market in retirement and how it can be trickier than when you are younger and building wealth. A poor withdrawal strategy hurt you and your legacy! Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar this Thursday in Burlingame. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220. Join me at my new show time with Rob Black on Tuesday and Wednesday from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 10 July 2017
Did Warren Buffett really tell us to not own any bonds? Here is what I believe he really meant in his interview
30 year bonds approach historical lows, but Warren Buffett’s recent comment about the investment may have been taken out of context. Today I explain which generation he was addressing with his comment and why it should not be taken as a blanket statement to not own bonds at all. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0509-1700_Evergreen_32k_no_seminar_encore.mp3
Category:Investment Management -- posted at: 3:41pm PDT |
Tue, 4 July 2017
Is college right around the corner? Your child's 529 plan is finally going to be put to use. Help them get the most out of this investment.
Many families spend $50,000+ annually on their children attending 4 year universities. Lisa Steele joins me today to explain how to make sure your child chooses the right college and how you can make the most out of this investment. Together we explore questions your child should be asking on college tours, what he or she can do to ensure their social happiness and statistics to look out for that are more telling than 4-year graduation rates. Lisa also explains how early you should start the application process and how your child should go about writing about their college essay. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0627-1700_EVER_32kencore.mp3
Category:College Savings -- posted at: 3:00pm PDT |