If you watch the market the way Rob does, you know that the first Friday of every month is super important for setting up the jobs market. Today Rob and I discuss the basic ideas of financial planning and the many different ways to play the game. Other topics include:

• Intel estimates
• Comcast challenging Fox to buy Sky
• Bitcoin creator sued for stealing $5billion in cryptocurrency
• Apple’s new medical clinics
• Biggest thing that will move the stock market this year
• Home prices & the retail apocalypse

Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

When prices go up consumer demand goes up and we see inflation. The Federal Reserve fights back by adjusting the lending rates, less money is being lent and put into the economy and we go through a cycle. It’s a pretty simple concept that is all part of expansion and recession. Real market corrections last 3 months minimum and the worst thing you can do is panic, sell and lose money forever. Other topics include:

• Cryptocurrency pump and dump scams
• Can you afford a second home in retirement and how would you pay for it?
• Health and healthcare spending in retirement
• The AMT exemption and other tax cut issues

Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

At the beginning of every year we seem to hear the same stories. Either inflation or deflation becomes the major concern for the economy. This year inflation seems to be the focus. Today I discuss the dollar finally rising with treasury yields and what would happen if interest rates  on bonds go up too quickly. Other topics include:

• A potential acquisition, cryptocurrency and other stock market news
• The fiduciary rule –how to get financial advice without getting sold a product
• The difference between mutual funds and ETF’s
• ABLE accounts and 529 plans

Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Retirement looks different for everyone and we all have our own retirement number. Unfortunately most people don’t know what their retirement number looks like and retire without even being close to what they need. In fact I wouldn’t even consider early retirement unless I was sure I could live less than passive income. Other topics include:

• Building assets that create passive income
• Merging and protecting finances
• Hedging against inflation

Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

So far it’s been a great season for earning reports with Q4 earnings coming in at a 14% increase instead of the predicted 11% increase. Meanwhile 10 year treasury rates have a major increase. Other topics include:

• Self employed retirement planning tips under the new tax cut
• The average retirement savings account at Fidelity
• Stock market corrections
• 1040 SR tax form and other news about the tax change
• The dangers of retiring too early

Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Bay Area home prices are so elevated that investors are receiving low yield even if they buy a property all-cash. Today I discuss Bay Area real estate issues including high prices, rising rates, tax law changes and the basic worker not being able to live in the Bay Area. Other topics include:

• How the real estate tax works if you own a positive cash flow property
• Identity theft and internet scams
• Wall Street fraud
• Advice from financial advisors that are not fiduciaries

Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

;

The Dow dropped 1500 points making it the largest intraday point drop in history. Interestingly enough this huge point drop doesn’t even come close to breaking daily pullbacks when recorded in percentages and is not even considered a correction by market standards. Today I discuss the recent pull back and how we view the markets. Other topics include:

• The Federal Reserve and interest rates
• Rebalancing vs. timing the market
• Cryptocurrency
• Tax law changes that will affect you and your paycheck

Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.