Mon, 3 July 2017
Summer has finally kicked off and wedding invitations are in the mail. Today I discuss things to do before and after your wedding, especially if this is a second marriage for you or your future spouse. For instance, how will your income change depending on alimony and child support? What does your postnuptial agreement cover that the prenuptial doesn’t? Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Tue, 27 June 2017
Is college right around the corner? Your child's 529 plan is finally going to be put to use. Help them get the most out of this investment.
Many families spend $50,000+ annually on their children attending 4 year universities. Lisa Steele joins me today to explain how to make sure your child chooses the right college and how you can make the most out of this investment. Together we explore questions your child should be asking on college tours, what he or she can do to ensure their social happiness and statistics to look out for that are more telling than 4-year graduation rates. Lisa also explains how early you should start the application process and how your child should go about writing about their college essay. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 26 June 2017
Summer has finally kicked off and wedding invitations are in the mail. Today I discuss things to do before and after your wedding, especially if this is a second marriage for you or your future spouse. For instance, how will your income change depending on alimony and child support? What does your postnuptial agreement cover that the prenuptial doesn’t? Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 20 June 2017
What are your long term care insurance options as a business owner? What is a hedge fund? Today I answer listener questions
Many listeners are receiving notifications of rate increases on their long term care insurance policy. Is it generally better to swallow the rate hike or should you reduce your benefits till it’s affordable? What are your long term care insurance options as a business owner and explain requirements you need to meet before you can write off any expenses. Today I answer your insurance and investing questions:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 19 June 2017
Don’t listen to doom and gloom strategist. Today I explain why you shouldn’t be fearful of the market
The S&P was the focus of last week with the Feds announcing they were going to raise federal funds rate. Are we seeing an increase in estimates for bank earning as a result of another rate increase? Will banks be able to grow revenue and lend without excessive regulations? The midyear “doom and gloom” strategists are out predicting US markets to stay flat and we are due for a decent correction. I also discuss why you should consider investing globally as emerging markets make up 40% of global growth. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 13 June 2017
Timing is important in retirement. Be sure your financial plan fights major risks such as the order of stock market returns
It’s cheaper to invest now than ever before. The most important aspect of building wealth is systematically saving in low cost investments when issues such as timing the market mean nothing. Retirement presents major risks to your financial plan when things like inflation, health care costs and taxes can negatively affect your chances of long term success. Today I explain how to fight these risks using proper withdrawal strategies and double checking with Monte Carlo simulation. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Mon, 12 June 2017
Monitoring your portfolio is more important in retirement. Do not make these investment projection or spending mistakes.
Once you enter retirement it becomes more important to keep a close eye on your portfolio and overall plan. Today I cover common spending issues many American’s face in retirement including going into retirement with a withdrawal strategy, options for adjusting your withdrawal rate after a market decline and adjusting for inflation. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 6 June 2017
There are now too many Exchange Traded Funds (ETF’s) available to investors. I present a few areas of ETF investing you should avoid.
There are a ridiculous amount of Exchange Traded Funds (ETF’s) out there. Today I explain why ETF’s were created and what makes them so popular. With so many choices available I let you know which ETF’s are good and those you need to steer clear of. I also look at their advantages and disadvantages compared to index mutual funds. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 5 June 2017
Make sure your interests are being put first! Be certain you are working with a fiduciary that won’t hurt your retirement.
A real fiduciary puts your best interests before theirs and presents you with options. He/she does not have to meet a sales quota and won’t set you up with a plan that serves them. Today I explain how using the wrong rates of returns and wrong inflation rates affect your chances of a successful retirement. I also cover two articles about the disturbing inflation trends harming social security and a few silver linings to this creeping inflation. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 30 May 2017
More people are delaying retirement when money isn’t the reason. Today I discuss issues that are keeping people in the office
A recent survey reports that 61% of people are choosing to delay retirement. Today I discuss several reasons why more American’s are choosing to delay even when they don’t need the money. Behavioral finance mistakes can shave 2-4% off your returns. I'll tell you why. Listener questions:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 29 May 2017
Could self driving cars unseat truck drivers? As technology and automation efficiency improves many Americans stand to lose their jobs. Where should investors be looking to put their money and what social issues should be taken into consideration?
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.
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Tue, 23 May 2017
Timing is important in retirement. Be sure your financial plan fights major risks such as the order of stock market returns
It’s cheaper to invest now than ever before. The most important aspect of building wealth is systematically saving in low cost investments when issues such as timing the market mean nothing. Retirement presents major risks to your financial plan when things like inflation, health care costs and taxes can negatively affect your chances of long term success. Today I explain how to fight these risks using proper withdrawal strategies and double checking with Monte Carlo simulation. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Mon, 22 May 2017
Did Warren Buffett really tell us to not own any bonds? Here is what I believe he really meant in his interview
30 year bonds approach historical lows, but Warren Buffett’s recent comment about the investment may have been taken out of context. Today I explain which generation he was addressing with his comment and why it should not be taken as a blanket statement to not own bonds at all. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0509-1700_Evergreen_32k_no_seminar.mp3
Category:Investment Management -- posted at: 3:00pm PDT |
Tue, 16 May 2017
Timing is important in retirement. Be sure your financial plan fights major risks such as the order of stock market returns
It’s cheaper to invest now than ever before. The most important aspect of building wealth is systematically saving in low cost investments when issues such as timing the market mean nothing. Retirement presents major risks to your financial plan when things like inflation, health care costs and taxes can negatively affect your chances of long term success. Today I explain how to fight these risks using proper withdrawal strategies and double checking with Monte Carlo simulation. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars this Saturday to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 15 May 2017
Ransomeware is causing big problems around the world; are you doing everything to keep your sensitive data safe?
The big news story this week is the WannaCry Ransomware attacks affecting businesses around the world. Learning to protect yourself online is important when family photos and financial data are at risk. Today I cover necessary practices such as keeping updated hardware and software, two-factor authentication and backing up your files. Decrease your chances of getting hacked! Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 9 May 2017
Did Warren Buffett really tell us to not own any bonds? Here is what I believe he really meant in his interview
30 year bonds approach historical lows, but Warren Buffett’s recent comment about the investment may have been taken out of context. Today I explain which generation he was addressing with his comment and why it should not be taken as a blanket statement to not own bonds at all. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 8 May 2017
How do the feds and rates affect the economy? I also discuss collaborative divorce and a retirement IQ survey
How do interest rates and credit cycles affect the economy? With improved market numbers and rates finally starting to rise, how will the Federal Reserve act under Trump? The situation of one woman showcases this nasty social security side effect of divorce. What is a collaborative divorce, how does it work and when does it not work? I also discuss Backdoor Roth IRA strategies and this retirement IQ survey by Fidelity –is your financial IQ on track?
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-0313-1700_Evergreen_32kencore1.mp3
Category:Retirement Planning -- posted at: 3:01pm PDT |
Tue, 2 May 2017
Are we truly seeing the best double digit earnings growth since 2011? I break down the real numbers.
I cover market news now that earnings reports are in on some of the bigger names. Apple increases its dividend and share buybacks program, but can’t sit on this much cash forever. I explain why the White House has to balance dollar strength with cash repatriotization issues such as the pitfalls of profits in other currencies flooding into the US market. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 1 May 2017
Today I discuss California’s real estate problem since half of the Bay Area millennials plan on fleeing, citing housing and cost of living as main reasons. I pick apart new tax plan rumors and explain standardized deductions vs. itemized deductions. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 25 April 2017
Could self driving cars unseat truck drivers? As technology and automation efficiency improves many Americans stand to lose their jobs. Where should investors be looking to put their money and what social issues should be taken into consideration?
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 24 April 2017
Where is the market today and what are our biggest issues looking forward? Today I discuss market stories and their affects.
Where are we at today? International developed funds and ETF’s saw a nice pop in the market today and banks and small caps rebound from their post-“Trump Bump” decline. Briefing.com posts an article about North Korea, the boarder wall and Trump’s tax plan. I also rant about people who research market news articles that only reflect their mood. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 18 April 2017
On today’s show I explain maximizing your income taxes through proper tax bracket management. This starts with making sure your IRA withdrawal and Roth conversion plans match your estate planning goals. You may want to take advantage of a Stretch Roth IRA or Stretch IRA in your estate plan. I then move on to other estate planning mistakes such as non-qualified annuities, creating a separate trust for younger or spendthrift children, not using IRA's to donate to charities and estate planning tips if you have saved $5.5 million or more. Towards the end of the show I discuss what needs to be done after someone dies, from getting the estate tax ID number and death certificates to contacting social security and other professionals.
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Mon, 17 April 2017
Americans are well aware that tax returns and IRA contributions must be postmarked by tomorrow, but so many avoid filing extensions even though that may be the best option. I explain how to handle self-employed income and how the Schedule C tax differs from the LLC and S Corp. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 11 April 2017
Today I discuss the building blocks of investing your first $1 Million by discussing several different types of IRA accounts and tips for funding them. What requirements must you meet to qualify for your 2016 IRA contribution? No matter what happens in the next 4 years, taxes will eventually go up. I explain what is tax planning really is and how it changes as you enter retirement. I also review several tax planning strategies including IRA to Roth conversions, incentive stock options, 83 (b) elections and more.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 10 April 2017
Today’s market news covers everything from the French elections to US action in Syria while we await the first wave of earnings reports
It’s going to be a short but interesting week for the market. An anti-EU French Presidential candidate is gaining ground and Trump’s moves in Syria could be viewed as a way of intimidating North Korea and China. Earnings reports will be coming in soon with high expectations while sectors that had the biggest "Trump Bump" did not preform well for the quarter. I also cover a Think Advisor article with good news for people with pension plans. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 4 April 2017
Are we seeing another real estate bubble? I also discuss financial spring cleaning and why some people should still consider owning bonds
Between low interest rates and cash buyers, is real estate an issue again? Many baby boomers have been cashing in on their Bay Area homes. is this due to great appreciation or smart retirement planning? A recent poll shows almost half of the Millennials are looking to leave since housing and income are nowhere near in sync. So what is a smart way to use your house as part of your retirement plan? What do you do when capital gains taxes are too much to swallow? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 3 April 2017
How do the feds and rates affect the economy? I also discuss collaborative divorce and a retirement IQ survey
How do interest rates and credit cycles affect the economy? With improved market numbers and rates finally starting to rise, how will the Federal Reserve act under Trump? The situation of one woman showcases this nasty social security side effect of divorce. What is a collaborative divorce, how does it work and when does it not work? I also discuss Backdoor Roth IRA strategies and this retirement IQ survey by Fidelity –is your financial IQ on track?
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0313-1700_Evergreen_32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Tue, 28 March 2017
1099’s and W-2’s are arriving in the mail which is a sign that tax season is approaching along with phone and email scams. Why you should be more skeptical as companies such as Turbo Tax may be adding more "offers" to their software. You also need to be aware of permanent life insurance and other products not meant for people still building a financial base. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0213-1700_Tax_Evergreen_32k_Encore.mp3
Category:financial planning -- posted at: 3:00pm PDT |
Mon, 27 March 2017
We are starting to see some volatility after the market sees 8 straight negative days; are we due for a bear market or are we due for a long term bull thanks to technology and innovation? Today I also rants about my thoughts on how our government measures
We are starting to see some volatility after the market sees 8 straight negative days; are we due for a bear market or are we due for a long term bull thanks to technology and innovation? Today I also rants about my thoughts on how our government measures our economy with GDP. Is it even close to accurate? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 21 March 2017
Today I start out by covering an article from Kiplinger on the 15 most overlooked tax deductions. I also explain the pros and cons of health savings accounts, who they work best for and how you can use them after retirement. What is the truth behind investment events that are meant to hype you up for one product? What actually happens when you buy into ‘get rich quick’ investment events that only hype a single product? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 20 March 2017
The tax deadline is coming up and hackers and scammers are in full force. Don’t make these foolish mistakes
We’re in the heart of tax season and the April 18th deadline is approaching quickly. Today I remind you what filing an extension does and does not allow you to do and to be aware of increased IRS scams and identity theft attempts. You may have sensitive documents in your email that hackers will want. I also discuss funding Backdoor Roth IRA’s. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 14 March 2017
Is asset class more important than sector allocation? Today I walk Amanda through the general in's and out's of investing highlighting which factors need the most consideration. I also share common IRA, 401k and trust beneficiary mistakes that can really hurt. Roth 401k vs. Roth IRA -which one is best?
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0314-1700_partial_32k.mp3
Category:financial planning -- posted at: 5:02pm PDT |
Mon, 13 March 2017
How do the feds and rates affect the economy? I also discuss collaborative divorce and a retirement IQ survey
How do interest rates and credit cycles affect the economy? With improved market numbers and rates finally starting to rise, how will the Federal Reserve act under Trump? The situation of one woman showcases this nasty social security side effect of divorce. What is a collaborative divorce, how does it work and when does it not work? I also discuss Backdoor Roth IRA strategies and this retirement IQ survey by Fidelity –is your financial IQ on track?
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0313-1700_Evergreen_32k.mp3
Category:Retirement Planning -- posted at: 4:36pm PDT |
Tue, 7 March 2017
I discuss how credit and inflation cycles affect the 4% withdrawl rule? Rob Black looks for tonight’s speech from Trump and its potential effect on the economy
The 4% rule is largely considered to be the gold standard of the financial industry. However it should not be the end all and be all since credit and inflation cycles can affect this rate and you should constantly track your cash flow projections in retirement. So what should your retirement review look like? Later on Rob Black sits in to discuss the slight pull back in the market after a strong February as we await Donald Trump’s speech tonight on the economy. What will investors be listening for? Will he be able to keep his deregulatory promises? Rob also breaks down numbers from the new Case-Shiller home price index and some big problems lying within them.
Join Rob Black, Michelle Lerman and I at our retirement seminar this Thursday, March 9th, starting at 6:30 p.m. at the Toll House Hotel in Los Gatos. Use the code radio25for free entry. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Mon, 6 March 2017
Are stocks more expensive than this time last year? Reasons why your estate plan shouldn’t wait on probables from the Trump administration.
Where are we right now in the market compared to last year when we were in an earning recession? Can the Trump administration deliver on post-election expectations quick enough for the market? S&P 500 reports growth in 10 of 11 sectors with tech and real estate reporting revenue growth above estimates since Q4 2016. I also explain why you are hearing more about the real estate sector right now and different subsectors inside real estate. Other topics include:
Join Rob Black, Michelle Lerman and I at our retirement seminar this Thursday, March 9th, starting at 6:30 p.m. at the Toll House Hotel in Los Gatos. Use the code radio25for free entry. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 28 February 2017
I discuss how credit and inflation cycles affect the 4% withdrawl rule? Rob Black looks for tonight’s speech from Trump and its potential effect on the economy
The 4% rule is largely considered to be the gold standard of the financial industry. However it should not be the end all and be all since credit and inflation cycles can affect this rate and you should constantly track your cash flow projections in retirement. So what should your retirement review look like? Later on Rob Black sits in to discuss the slight pull back in the market after a strong February as we await Donald Trump’s speech tonight on the economy. What will investors be listening for? Will he be able to keep his deregulatory promises? Rob also breaks down numbers from the new Case-Shiller home price index and some big problems lying within them.
Join Rob Black, Michelle Lerman and I at next week's retirement seminar starting at 6:30 p.m. on Thursday, March 9th at the Toll House Hotel in Los Gatos. Use the code radio25 for free entry. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 27 February 2017
Today I respond to your emails regarding market highs post Trump’s election, protecting against inflation, paying off your mortgage and more.
I give my thoughts on several topics emailed in by you, the listeners. First off I’ll talk about Donald Trump and the markets response immediately following his election. I discuss drivers that can continue to push the market higher and issues that could cause a pullback. How does this compare to last year when our main concerns included the oil decline, rate hikes and Apple’s problems in China? Other topics include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 6:30 p.m. on Thursday, March 9th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 21 February 2017
Today I start off by talking about a few products you need to know about when going into retirement explaining which are good and which you should avoid. I then explain changes to filing and suspending social security as the deadline approaches. I also discuss when and when not to rollover your 401k and avoiding estate planning nightmares.
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 6:30 p.m. on Thursday, March 9th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0412-1600_EVERGREEN32kencore2.mp3
Category:Retirement Planning -- posted at: 3:01pm PDT |
Mon, 20 February 2017
Children don’t come cheap. A Bloomberg article reports the cost of having children hits $233,610, a 3% increase from last year’s survey. Costs such as housing, transportation, food and clothing are broken down, but one significant expense is excluded from this survey. Does it make sense for one parent to stay home? Making sure the true net of your income exceeds child care costs is one of many financial concerns you need to review before having kids. Other topics include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 6:30 p.m. on Thursday, March 9th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Tue, 14 February 2017
Tax season is usually a confusing time for most people. Today I share several common mistakes people make such as filing a 1099 early or filing an extension under the belief you’ll have extra time to fund an IRA or ROTH. Whether you file your own taxes or leave it to your CPA, do not make these mistakes! Other topics include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 6:30 p.m. on Thursday, March 9th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 13 February 2017
1099’s and W-2’s are arriving in the mail which is a sign that tax season is approaching along with phone and email scams. Why you should be more skeptical as companies such as Turbo Tax may be adding more "offers" to their software. You also need to be aware of permanent life insurance and other products not meant for people still building a financial base. Other topics include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 6:30 p.m. on Thursday, March 9th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0213-1700_Tax_Evergreen_32k.mp3
Category:financial planning -- posted at: 3:02pm PDT |
Tue, 7 February 2017
Today I start out by responding to Pam who asks if she could increase her social security benefits by delaying social security until age 70 while earning more during that time. What are restricted applications and how do you use it to boost your/spousal benefits? I also chat with Michelle Lerman about common IRA estate planning scenarios and alternative options for taking care of your children and second spouse after death. Other topics include
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 6 February 2017
New fiduciary rules from the Department of Labor were set to take effect this April, but are causing friction in the White House. Will these new rules and regulations force all financial advisors to work in your best interest? Who is fighting these new regulations and why? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 31 January 2017
We had an interesting day on Wall Street as sectors that rallied post-election see tough times and sectors that didn’t fare well see strength. Since market returns took a breather this January I take a moment to remind you not to make the same mistakes many did last February and stick with a portfolio that matches your risk tolerance and goals. How do you measure the levels of risk in your portfolio? Other topics include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 11:00 a.m. on Thursday, February 9th at Double Tree by Hilton Berkeley Marina. Click HERE to sign up and use code RETIREMENT123 for free entry!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 30 January 2017
Investing for retirement income today is harder than when I started 23 years ago. Bonds and CD rates are near historical lows and retirees are being bombarded with “alternative Investments”. It can be hard to distinguish the difference between good and bad retirement products. Sign up for next week’s Berkeley event to make sure you have a proper strategy in place and a fiduciary on your side. Specific topics for today include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 11:00 a.m. on Thursday, February 9th at Double Tree by Hilton Berkeley Marina. Click HERE to sign up and use code RETIREMENT123 for free entry!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 24 January 2017
Portfolio rebalancing and maintaining the right level of risk is key to a good retirement plan. Today I cover different rebalancing options.
General market conditions have people reacting as if lower taxes and less regulations would be in effect by the end of the week. The truth is these changes will take time. Companies will adapt to new regulations and so can you! Do not get burned by overreacting and make sure to judge your risk tolerance before rebalancing your portfolio. Other topics include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 11:00 a.m. on Thursday, February 9th at Double Tree by Hilton Berkeley Marina. Click HERE to sign up and use code RETIREMENT123 for free entry!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 23 January 2017
President Trump officially takes office with an economy already producing decent economic numbers. Can he keep this market going with new regulations?
The bizarre first weekend of President Trump assuming office results in a wait-and-see market. The 4th quarter earning reports, which are expected to be good, has started off better than expected. Can Trump’s new regulations and tax cuts continue our upward trend? How will the Affordable Care Act repeal look? Other topics include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 11:00 a.m. on Thursday, February 9th at Double Tree by Hilton Berkeley Marina. Click HERE to sign up and use code retirement123 for free entry!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 17 January 2017
Many companies are ditching or cutting their retirement plans. Could a lump sum payout from your employer prove a better strategy for you?
Thanks to historically low interest rates; pension plans cuts are a prominent story in 2017. Bonds rates are still historically low and many boomers are dealing with inflation or delayed retirement. Many companies are coping by offering employees lump sum payouts rather than lifetime income. Is this a good strategy for you? What options are available to you? Other topics include:
Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 11:00 a.m. on Thursday, February 9th at Double Tree by Hilton Berkeley Marina. Click HERE to sign up and use code retirement123 for free entry!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0117-1700_skype_32k.mp3
Category:Retirement Planning -- posted at: 6:15pm PDT |
Mon, 16 January 2017
Some financial planners are only Registered Investment Advisors and don’t have any true credentials. Today I explain what a Certified Financial Planner™ practitioner knows about creating and managing wealth that make a huge difference over your lifetime. Specific topics include
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0913-1600_EVERGREEN32kencore2.mp3
Category:financial planning -- posted at: 3:00pm PDT |
Tue, 10 January 2017
Children don’t come cheap. A Bloomberg article reports the cost of having children hits $233,610, a 3% increase from last year’s survey. Costs such as housing, transportation, food and clothing are broken down, but one significant expense is excluded from this survey. Does it make sense for one parent to stay home? Making sure the true net of your income exceeds child care costs is one of many financial concerns you need to review before having kids. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 9 January 2017
2017 got off to a good start last week, but is this expected to continue? Today I talk about expectations as we enter an administration under President-elect Trump. Did the volatility index change due to fear or anticipation? Can the run in small-caps continue? What are some positives we can look forward to during the next 4 years? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 5 January 2017
What do you think will be the most popular stories this year? I discuss several topics that could make big news in 2017.
The Dow almost hit 20,000 but what else happened in 2016? Today I review which companies, sectors and asset classes achieved above market growth and which stayed flat or declined. What will be the biggest stories in 2017? Could the increase in rates contribute to changes in real estate? What about underfunded pension plans or overseas cash being repatriated? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore edition |
Tue, 3 January 2017
What do you think will be the most popular stories this year? I discuss several topics that could make big news in 2017.
The Dow almost hit 20,000 but what else happened in 2016? Today I review which companies, sectors and asset classes achieved above market growth and which stayed flat or declined. What will be the biggest stories in 2017? Could the increase in rates contribute to changes in real estate? What about underfunded pension plans or overseas cash being repatriated? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 2 January 2017
How are people using their employer stock options? I also cover investing resolutions and rate hike positives
Do you buy and hold your ESPP discounted employer stock or sell and use it for something else? Learn the difference between ESPP, RSU, qualified and non-qualified stock options and how people are using their shares. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Thu, 29 December 2016
As the Dow marches towards 20,000 I list off several positives (such as a 5% revenue jump) that are pushing the Dow to an all-time high. I explain why it is smart to make portfolio reallocations in January, why the market will be volatile and who should be rebalancing. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1227-1600_musician_tributes32kencore.mp3
Category:Investment Management -- posted at: 3:00pm PDT |
Tue, 27 December 2016
As the Dow marches towards 20,000 I list off several positives (such as a 5% revenue jump) that are pushing the Dow to an all-time high. I explain why it is smart to make portfolio reallocations in January, why the market will be volatile and who should be rebalancing. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1227-1600_musician_tributes32k.mp3
Category:Investment Management -- posted at: 6:30pm PDT |
Mon, 26 December 2016
The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors. What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-1205-160032kencore2.mp3
Category:Investment Management -- posted at: 3:00pm PDT |
Thu, 22 December 2016
Is any job safe? Today Rob Black learns about a robot that makes sushi and wonders how automation will affect jobs in the future. He also discusses perks to using credit cards over debit cards in several situations and why he carries 3-4 different cards. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.
Encore Edition |
Tue, 20 December 2016
Rob Black and I get geared up for tomorrows’s 10 Pillars of Retirement webinar. If you’re planning on retiring within the next 10 years Rob Black, Michelle Lerman and I will focus on retirement and estate planning issues that increase your chances for an ideal retirement. Topics for today’s show include:
Tomorrow's 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Direct download: Newfo-1220-1600_0728_REPLAY_WEBINAR32k.mp3
Category:general -- posted at: 6:03pm PDT |
Mon, 19 December 2016
Today I reminisce about my 23 years as a Certified Financial Planner by talking about the top 10 retirement issues I will be discussing during the webinar THIS WEDNESDAY. I review current day retirement problems and explain solutions. I cover a chart that shows individuals net worth as a percentage of income and explain the correlation with taking too much risk. Harry from Castro Valley calls in to ask about social security spousal benefits and when he should ‘turn on the tap’. I also discuss the best cities to retire overseas.
Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1219-1600_0726_REPLAY_WEBINAR32K.mp3
Category:financial planning -- posted at: 4:46pm PDT |
Thu, 15 December 2016
The DOW closes above 19,000 -what do you do now? I also discuss investing internationally under Trump trade agreements
Today the DOW closed above 19,000 –Is now the time to sell? I breakdown previous market highs and lows and review the makeup of the DOW vs the S&P 500. What two factors generally hurt large cap companies, but have caused small and mid cap stocks to rally the past 13+ days? Other topics include:
Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Tue, 13 December 2016
How are people using their employer stock options? I also cover investing resolutions and rate hike positives
Do you buy and hold your ESPP discounted employer stock or sell and use it for something else? Learn the difference between ESPP, RSU, qualified and non-qualified stock options and how people are using their shares. Other topics include:
Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 12 December 2016
Can Trump justify P/E ratios once he becomes President? Stop investing emotionally and stick to your strategy!
Will Trump's plan to alter taxes justify returns from the DOW and the S&P 500 after he assumes presidency? It’s that time of year when people are anxious about entering a high market and others are considering pulling out. Have a strategy in place and make sure you stick with it! Other topics include:
Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 8 December 2016
The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors. What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:
Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-1205-160032kencore.mp3
Category:Investment Management -- posted at: 3:00pm PDT |
Tue, 6 December 2016
People are more likely to rack up debt this time of year; what they need is a solid plan to tackle their debt. Tackling the largest balance vs. paying off debt smallest to largest is only one mistake people make that prolongs their cash flow problem. Other topics include:
Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 5 December 2016
The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors. What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:
Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 1 December 2016
Is any job safe? Today Rob Black learns about a robot that makes sushi and wonders how automation will affect jobs in the future. He also discusses perks to using credit cards over debit cards in several situations and why he carries 3-4 different cards. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Tue, 29 November 2016
The DOW closes above 19,000 -what do you do now? I also discuss investing internationally under Trump trade agreements
Today the DOW closed above 19,000 –Is now the time to sell? I breakdown previous market highs and lows and review the makeup of the DOW vs the S&P 500. What two factors generally hurt large cap companies, but have caused small and mid cap stocks to rally the past 13+ days? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Mon, 28 November 2016
Interest rates jump to 2.35% and certain bonds have declined over -6% in a matter of weeks. Have you reviewed the bonds in your 401k?
Interest rates have jumped since the elections, which means it’s time to review the bond choices in your 401k. But what are your options if your 401k choices are awful? I explain how you may have the ability to create a Fidelity BrokerageLink account inside your 401k or do an in-service 401k rollover. How are REITs being affected in today’s market? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1121-160032kencore.mp3
Category:Investment Management -- posted at: 3:01pm PDT |
Thu, 24 November 2016
Polls show that people regret not planning their retirement earlier, not saving more. Avoid these financial mistakes!
Should fear keep you hiding behind “safe” companies? Rob Black reminds us to plan with these financial golden rules in mind and cut down on mistakes. Do not become another person who regrets not planning their retirement early enough. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Thanksgiving Encore
Direct download: Newfo-1103-1600-RB32kencore.mp3
Category:Retirement Planning -- posted at: 3:01pm PDT |
Tue, 22 November 2016
The DOW closes above 19,000 -what do you do now? I also discuss investing internationally under Trump trade agreements
Today the DOW closed above 19,000 –Is now the time to sell? I breakdown previous market highs and lows and review the makeup of the DOW vs the S&P 500. What two factors generally hurt large cap companies, but have caused small and mid cap stocks to rally the past 13+ days? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 21 November 2016
Interest rates jump to 2.35% and certain bonds have declined over -6% in a matter of weeks. Have you reviewed the bonds in your 401k?
Interest rates have jumped since the elections, which means it’s time to review the bond choices in your 401k. But what are your options if your 401k choices are awful? I explain how you may have the ability to create a Fidelity BrokerageLink account inside your 401k or do an in-service 401k rollover. How are REITs being affected in today’s market? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 17 November 2016
Where has the stock market taken us in 30 years? Your investments are your best bet in the long run.
Where has the stock market taken us since Black Monday in 1987, almost 30 years ago? Rob Black looks back at what we have gotten from corrections and why your 401k among other investments make for a long term game. Other topics include:
There's still time to sign up for the Retirement and Wealth Planning Seminar tonight at the Elks Lodge in Palo Alto. Admission is only $5. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-1020-1600-RB32kencore1.mp3
Category:financial planning -- posted at: 3:40pm PDT |
Tue, 15 November 2016
10 Pillars and Wealth Management seminar sneak peeks. What changes might Trump make for retiring Americans?
Paul Ryan is reconfirmed as Speaker of the House, but has a drastically different outlook on trade than Donald Trump. How will trade agreements and emerging markets be attacked in the future? I also provide a quick rundown of what will be discussed at this Thursday’s 10 Pillars of Retirement seminars such as fighting IRA traps. Our Wealth Management provides more details on how to set up and balance portfolios in a way that manages your risk and downside. Other topics include:
Join Rob Black and I at one of our retirement workshops at the Elks Lodge in Palo Alto this Thursday. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 14 November 2016
Do you need to rebalance your portfolio to fit a Trump presidency? 8 things you need to be aware of before Trump becomes president
The market has taken some interesting ups and downs since the elections. Even though the DOW is at all-time highs I breakdown sectors that have gained v. those that have declined. I answer the one question you’ve probably been asking yourself “Do I need to change my portfolio based on a Trump presidency?” Other topics include:
Join Rob Black and I at one of our retirement workshops at the Elks Lodge in Palo Alto this Thursday. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 10 November 2016
Emotions are running high around the country since Donald Trump has beaten Hillary Clinton in the White House race. Rob Black attempts to calm the waters by looking at other Presidents who were supposed to destroy the country and what the middle-right could bring to the table. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 9 November 2016
What will happen to the market tomorrow when the election is over? Candidates need to step up and address the big tax issues that are keeping our nation back. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 7 November 2016
Will these new DOJ rules help Americans save for retirement? See what they think you should be doing with your 401k.
Holiday season is around the corner and the kids will be coming home. Take advantage of this time to do more than just catch up, educate them about money mistakes to avoid and help set them on the path to proper saving. The Department of Justice rolls out new rules trying to get bad annuities out of the 401k rollovers market all while pushing indexing and ETF investments instead. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 3 November 2016
Polls show that people regret not planning their retirement earlier, not saving more. Avoid these financial mistakes!
Should fear keep you hiding behind “safe” companies? Rob Black reminds us to plan with these financial golden rules in mind and cut down on mistakes. Do not become another person who regrets not planning their retirement early enough. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 1 November 2016
Fidelity Charitable changes the way we donate, allocating safe money based on your retirement date and more investing nightmares
United Way used to be the largest charity in the United States. That honor now belongs to Fidelity Charitable who is changing the way Americans give with the use of tax-friendly donor-advised funds. What is the best way to gift appreciated stock? Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 31 October 2016
There’s more than spooks and ghouls out there on Halloween, some investing problems are more than spine-chilling; they’re outright nightmares that stay with you. Gather round as I share tales about people who have found their retirement haunted by fearful and greedy investing only to realize too late their decisions have had them come back to bite them in the neck. Make sure you don’t spend the rest of your life sleeping in a haunted house just because you chose to follow some financial ghoul to a poor retirement.
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1031-1600_spooky_edition32k.mp3
Category:Investment Management -- posted at: 3:04pm PDT |
Thu, 27 October 2016
Where has the stock market taken us in 30 years? Your investments are your best bet in the long run.
Where has the stock market taken us since Black Monday in 1987, almost 30 years ago? Rob Black looks back at what we have gotten from corrections and why your 401k among other investments make for a long term game. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1020-1600-RB32kencore.mp3
Category:financial planning -- posted at: 3:00pm PDT |
Tue, 25 October 2016
How does the Monte Carlo simulation work? Change your retirement strategy - failure rates are increasing!
Stocks, bonds and real estate are up, but low rates are presenting significant issues for retirees. I explain the Monte Carlo simulation technique used to understand risk of failure and dissect retirement income strategies that may get you through a low rate environment. Other topics include:
Register for the Quickbooks Connect event where Rob Black and I will be speaking. Use the password: connect to save 50% on the registration fee!
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1004-1600_Ever_w_Election32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PDT |
Mon, 24 October 2016
Could a divorce keep you working past 65? I also cover life insurance strategies to consider this November and hybrid equity indexed annuities
Failed marriages among people over 50 doubled from 1990 to 2010, could this be why 1 in 5 Americans are working past retirement age? Turns out these are just a few of many horrible stats linking divorce and unsuccessful retirements. Educating yourself about keeping inherited or gifted assets separate while married may be in your best interest. Other topics include:
Register for the Quickbooks Connect event where Rob Black and I will be speaking. Use the password: connect to save 50% on the registration fee!
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1018-1600_Short_first_seg32kencore.mp3
Category:Retirement Saving -- posted at: 3:00pm PDT |
Fri, 21 October 2016
Rob Black and I don’t depend on big name companies for a retirement plan; we created our own businesses and did it for ourselves. Most people don’t know business owners need to make 25-30% more money just to break even when transitioning from owner to employee. They often end up doing double the work without receiving double the pay because they failed to have a business plan in place. Other topics include:
Register for the Quickbooks Connect event where Rob Black and I will be speaking. Use the password: Connect to save 50% on the registration fee!
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1021-1600_RB_w_Chad32k.mp3
Category:Retirement Planning -- posted at: 7:17pm PDT |
Thu, 20 October 2016
Where has the stock market taken us in 30 years? Your investments are your best bet in the long run.
Where has the stock market taken us since Black Monday in 1987, almost 30 years ago? Rob Black looks back at what we have gotten from corrections and why your 401k among other investments make for a long term game. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 18 October 2016
Could a divorce keep you working past 65? I also cover life insurance strategies to consider this November and hybrid equity indexed annuities
Failed marriages among people over 50 doubled from 1990 to 2010, could this be why 1 in 5 Americans are working past retirement age? Turns out these are just a few of many horrible stats linking divorce and unsuccessful retirements. Educating yourself about keeping inherited or gifted assets separate while married may be in your best interest. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1018-1600_Short_first_seg32k.mp3
Category:Retirement Saving -- posted at: 6:30pm PDT |
Mon, 17 October 2016
Netflix smashes earnings expectations, but the final presidential debate and Wikileaks continue to drive the news. Will we face a market correction depending on the elections outcome? Fear is pushing people into investing mistakes such as raising cash and not investing it and using potential rate increases or low expected returns as an excuse to avoid investing. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 13 October 2016
Should you be wary of some real estate investments? Rob also discusses financial regrets and credit card positives
There are countless ways to create wealth, but there are some concepts you should be wary of. Rob Black warns us against annuities with high commission costs and provides several reasons why purchasing foreclosed properties are rarely the deal you hope them to be. Other topics include:
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 11 October 2016
What will happen to your elderly, ailing parent who doesn’t have an estate plan in place? Is a TOD designation enough to avoid probate courts? Why does your parent need a trust with a health care directive and durable power of attorney? What do I need to do after my parent passes away? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 10 October 2016
Prenups, Freedom Funds, Collaborative Divorce. Financial issues where the advisor ends up the unofficial marriage counselor.
Financial issues remain one of the major causes of divorce, but should you own a Freedom Fund going into a marriage? The relatively new Collaborative Divorce effort presents a better mediation process. I also take a look at how to properly present a prenup and protect family money in an estate plan.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0926-1600_Evergreen_W_ELECTIONTALK32kencore.mp3
Category:general -- posted at: 3:00pm PDT |
Thu, 6 October 2016
What’s a better investment, managed mutual funds or ETF’s? Rob Black discusses this along with other investment basics
Historically investing has returned better than real estate and bonds, but have you thought about which stocks you should consider owning? Should you go after managed mutual funds, indexed funds or ETF’s? What about individual stocks? Other topics discussed today:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition |
Tue, 4 October 2016
How does the Monte Carlo simulation work? Change your retirement strategy - failure rates are increasing!
Stocks, bonds and real estate are up, but low rates are presenting significant issues for retirees. I explain the Monte Carlo simulation technique used to understand risk of failure and dissect retirement income strategies that may get you through a low rate environment. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1004-1600_Ever_w_Election32k.mp3
Category:Retirement Planning -- posted at: 3:30pm PDT |
Mon, 3 October 2016
Donald Trump legally takes advantage of NOLs in the tax code and who should be concerned with the elections outcome?
Does it really matter who wins the presidential election? Both candidates have major faults that are causing uncertainty, but which two groups of voters bear the most risk going into the election and what should their plan be? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 29 September 2016
Rob discusses the pros and cons of OPEC production cuts and balancing difficult financial decisions at every age
OPEC agrees to cut oil production, who are the winners and losers in this decision? Rob Black discusses this among other news stories including what will happen when the feds raise rates, what stocks you may want to own depending on the presidential election outcome, Deutsche bank’s $14 billion fine and the all-glass iPhone 8 rumors. He also talks about general money issues and scenarios such as balancing money management and happiness at any age and understanding how much you spend and on what.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 28 September 2016
Prenups, Freedom Funds, Collaborative Divorce. Financial issues where the advisor ends up the unofficial marriage counselor.
Financial issues remain one of the major causes of divorce, but should you own a Freedom Fund going into a marriage? The relatively new Collaborative Divorce effort presents a better mediation process. I also take a look at how to properly present a prenup and protect family money in an estate plan.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0926-1600_Evergreen_W_ELECTIONTALK32k.mp3
Category:general -- posted at: 8:23pm PDT |
Tue, 27 September 2016
Some financial planners are only Registered Investment Advisors and don’t have any true credentials. Today I explain what a Certified Financial Planner™ practitioner knows about creating and managing wealth that make a huge difference over your lifetime. Specific topics include
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore edition
Direct download: Newfo-0913-1600_EVERGREEN32kencore.mp3
Category:financial planning -- posted at: 3:00pm PDT |
Thu, 22 September 2016
What’s a better investment, managed mutual funds or ETF’s? Rob Black discusses this along with other investment basics
Historically investing has returned better than real estate and bonds, but have you thought about which stocks you should consider owning? Should you go after managed mutual funds, indexed funds or ETF’s? What about individual stocks? Other topics discussed today:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 20 September 2016
Timing means everything when it comes to rebalancing your portfolio, but how can you keep it simple and still get decent results? How does this affect your retirement income strategy? What do you do when you’re still building wealth? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 19 September 2016
How should you prepare for the next market correction? I also share seven ways to maximize social security benefits
Today I address market concerns which include high P/E ratios, REIT sector debuting in the S&P 500 today, market ties to politics which are delaying the rate hike and the Wells Fargo scandal. I also explain how you prepare for market corrections at different ages. How can younger generations avoid falling victim to fear and greed investment pitches on social media? How do retirees time the market? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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