Wed, 28 March 2018
Facebook advertisements can feel utterly creepy, but absolute statement sales are downright bad. Today I discuss sales strategies designed to take advantage of your emotions.
Facebook’s data scandal is causing people to rethink their privacy and pay attention to their online footprint. Seeing social media advertisements based on things you have only spoken about is strange enough, but equally disturbing is any media selling based on absolute statements. Articles that catch your attention using fear or greed rarely turn out well for you and it’s always important to know where you’re getting your information from and if it is biased. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 27 March 2018
LIBOR makes headlines again and stock market volatility predictions seem to be holding true. Are borrowers starting to feel the squeeze?
When was the last time you heard about LIBOR rates? This loan which was common at the top of the real estate debacle seems to be working its way back into the news, this time in the form of corporate debt. As interest rates go up there’s a good chance you’ll hear about lower quality borrowers feeling the squeeze. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 21 March 2018
The Fed’s rate hike is almost guaranteed, but it’s not your mortgage you should worry about. Today I show you where interest rates will have greater impact.
Today is Fed rate decision day and an increase is almost guaranteed. Today most people equate interest rates with mortgages directly when in reality mortgages are more affected by supply and demand issues. In fact interest rates have a greater affect on things such as credit cards, CD’s, auto loans and HELOC’s. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 20 March 2018
Elderly women in Japan are getting themselves arrested and FBI deputy director Andrew McCabe is fired days before he retires. Crazy things can always happen to your retirement plan, are you ready?
Crazy things can happen to your retirement plan. One moment you’re flying high when it comes to stocks and the next you’re over the handlebars in terms of risk. A minimum of 6 different tests are used to check if your retirement plan will stand up to whatever may come your way. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Fri, 16 March 2018
More millennials are having strokes and will need to amend their retirement plan. Today I discuss disability insurance and replacing income.
Hospitals are treating more people with strokes and the percentage of millennial patients has increased by as much as 50% in some areas. People sometimes end up rebuilding their entire lives after a medical emergency; for many it can also mean completely changing your retirement plan. Today I talk income replacement in the face of major medical issues. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 13 March 2018
4th quarter S&P earnings exceeded expectations ... So why did the market punish some positive earnings per share surprises this season?
The news brings in more chaos from the White House as Trump fires Secretary of State Rex Tillerson and replaces him with Mike Pompeo. Under Tillerson 60% of top ranking diplomats have resigned and Foreign Service applications have fallen by half; all this after the US blocks the Broadcom Qualcomm buyout over China. Today I discuss foreign security issues and foreign companies buying tech in the US. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 7 March 2018
It’s no secret we need to renegotiate our trade deals. Between the media uproar and what he does, could Trump be coordinating a genius plan?
When you look at what Trump tweets out and compare it to what actually gets done, you have to wonder if the tax cuts and trade war are all part of a genius plan or a path of disaster. Things have changed drastically since NAFTA was implemented and its past time we improve these deals. Today I talk tariff wars and their impact on our economy. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City tomorrow, March 8th, at 6:30 p.m. Registration is $25. There's still time to sign up, click HERE!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 6 March 2018
Trump breaks free from the GOP over tariffs and North Korea plans denuclearization talks. Yeah, the news really is that strange today.
Today’s headlines have some interesting news to say the least. White House Economic Advisor Gary Cohn is devising a way to halt tariffs Trump announced last week. Also, North Korea announces they are open to discussing denuclearization with South Korea and the US. Today I discuss Trump breaking from his party in the tariff trade war and discuss the question that came to everyone’s mind -“What is North Korea planning?” Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City this Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 2 March 2018
Wells Fargo is making headlines for all the wrong reasons and it’s got some customers are thinking twice. Here’s what people need to know before changing banks.
As Wells Fargo continues the messy business of changing company culture, a Portland whistleblower reports a failure to investigate fraud and was subsequently fired. Wells Fargo seems to be so plagued by problems lately that a client called me asking if they should pull their money out. Today I discuss the problematic news surrounding the banking giant and what clients should concern themselves with. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City next Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 1 March 2018
In retirement a lot of people believe they have to invest only for income so they shift to all high income stocks and high yielding bonds, a major mistake in a rising rates environment. Today I explain why dollar-cost averaging is not a good strategy to come out of a portfolio in retirement. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City next Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |