Vanguard (the king of passive index fund investing) is expanding its presence in active funds, launching 6 factor based ETF’s and 1 factor based mutual fund. Today I explain factor based funds and their place in your portfolio. Other topics include:

• Goldman Sachs predicting a bear market
• Women’s retirement issues
• Bad market calls (that cost money even when they are right)
• Charitable giving

Join Chad Burton, CFP^®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Jeff "Bond King” Gundlach is in the news talking stocks in the US and overseas. Where is the best value? We have synchronized global expansion and many countries can claim they have better economies and equity markets than the USA. Other topics include:

• Are you in the sweet spot for Roth conversions?
• How and when to rebalance your portfolio

Join Chad Burton, CFP^®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

No more “Yellen” at the Feds. Today Janet Yellen announced her resignation after failing to be renominated to the Federal Reserve Board of Governors. Additional stories making headlines include Angela Merkel’s inability to create a coalition government, the FCC’s attempt to scrap net neutrality regulations and Uber covering up a massive data breach. Today I discuss protecting your identity online. Other topics include:

• Building a financial base before buying real estate
• Putting together and assessing your retirement plan
• Talking estate planning with the family this Thanksgiving

Join Chad Burton, CFP^®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

We are only two days away from Thanksgiving and the stock market is already starting to reflect the holiday season. In the last several days retail sales have beaten projections, consumer prices have increased and even industrial production surged. Today I discuss saving a friend from a massive retirement mistake. Other topics include:

• What should you do now regarding the new tax bill?
• What every woman should know about long-term care
• Bad decisions made during large market corrections
• Social security’s cost of living increase and Medicare Part B premiums increase

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Bitcoin plunges 29% from recent high's even though we have seen meteoric rise in the last year. Listen in and I'll tell you what I think. Other topics include:

• UberAir flying taxis
• I explain how bad retirement products may be ruining your chance at a successful retirement
• 7 disturbing findings about 401k’s
• The very few situations where annuities make sense
• Topics from this Thursday’s retirement incomes strategy event
• Self employed retirement-savings strategies

Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar next Thursday, November 16th, at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

What a year for the stock market. 2015 saw an increase in dividends, 2016 was a great year and 2017 is proving to be a great year as well –but are we getting the earnings? Today I provide a quick review of this year’s remarkable earnings season and figure out if we are out of the revenue recession. Other topics include:

• Revenue issues
• What I like and dislike about the new tax proposal
• 4 issues retirees should consider if the tax proposal goes through
• Can a big tax event cause you to pay more for Medicare part B?
• Retirement Savings Checklist

Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar next Thursday, November 16th, at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The new tax proposal made headlines last Friday and things may get a little messy as I try and explain some of the changes. Will the tax code be simplified or add complications to our lives? Listen as I struggle to explain the proposed changes, identify the negative and try to find positives. Other topics include:

• Is the market doing well because of new tax package thoughts or because earning are headed in the right direction?
• Does this new tax proposal help the self employed?
• Retirees, the wealthy, alimony and the new tax package
• The Tax Cuts and Jobs Act
• Alternative minimum tax and unlocking AMT tax credits
• Changes to medical expenses, real estate and charitable giving
• Borrowing from your 401k and the 529 plan expansion

Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar next Thursday, November 16th, at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The CME may have just opened floodgates for institutional money to pour into Bitcoin, paving the way for an ETF as well. For a new product to be approved in Wall Street it usually has to be able to be hedged with futures. Could this be the next step for government involvement in Bitcoin currency? Other topics include:

• New Jersey Bureau of Security fining LPL Financial over nontraded REITs
• Year-end tax planning
• Home owners insurance –Being underinsured
• 2018 increase in estate and gift tax exemption
• Getting out of AMT taxes in California
• Is it time to get into commodities?
• Socially responsible bond ETF’s

Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.