Tue, 31 May 2016
Today I talk about the upcoming real estate sector to the S&P 500 and what to do when you only have bad 401k choices
Today I explain asset classes and what will happen to REIT’s when the S&P 500 adds real estate as a sector this September. I also discuss the probable rate hike from the feds and why we could see some volatility if they don’t. Other topics today include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
|
Mon, 30 May 2016
I kick off today’s show by explaining how a rate hike would affect bonds and other accounts after Lisa asks if she should go all in on floating-rate funds. I then read through several rate hike headlines that are more likely to cause panic instead of helping your portfolio. Other topics for today include:
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0523-1600evergreen32k.mp3
Category:financial planning -- posted at: 3:00pm PST |
Thu, 26 May 2016
Joining Kym this week is Ra Medical Co-Founder and CEO, Dean Irwin, who is harnessing the power of the sun to create medical breakthroughs. At the top of the show Dean tells Kym about how he created the excimer laser with the initial purpose of clearing arterial blockages, but eventually tailored it to be used for Lasik surgeries and dermatology. Kym then asks Dean to explain Ra Medicals’ newest medical breakthrough, the DABRA system, which was recently approved for testing to remove arterial blockages from patients. Dean also explains several ways the DABRA system flat out beats the mechanical systems currently in use and how he is getting DABRA into the hands of doctors today.
Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0526-1600-KM_w_Dean_Irwin32k.mp3
Category:Technology -- posted at: 4:38pm PST |
Tue, 24 May 2016
What qualifies as a successful retirement? I explain why it’s more than not being reliant on fixed amounts. I then take a look at living trusts and life insurance issues by discussing bypass trusts, by leaving an IRA to your kids, the Department of Labor rule that prevents sales of bad financial products and why life insurance sales are decreasing. I also respond to a couple of listener emails. One couple asks what they should do with their assets when they don’t trust anyone to sell or donate them after their death. Another couple has a family revocable living trust are unsure who to label as the beneficiary of their IRA accounts.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
|
Mon, 23 May 2016
I kick off today’s show by explaining how a rate hike would affect bonds and other accounts after Lisa asks if she should go all in on floating-rate funds. I then read through several rate hike headlines that are more likely to cause panic instead of helping your portfolio. Other topics for today include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
|
Thu, 19 May 2016
This week Kym is looking at how the largest manmade platform in history is changing the world. Co-Founder and Managing Partner of Relay Ventures Kevin Talbot will tell Kym about his book, Strictly Mobile, and the defining themes that work around mobile. He then explains several key trends that are making modern world exciting. We also hear from three Strictly Mobile Co-Authors:
There's still time to register tonight's 6:30 p.m. seminar at Four Points by Sheraton San Jose Airport where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0519-1600-kym_w_Kevin_Talbot32k.mp3
Category:Technology -- posted at: 3:07pm PST |
Tue, 17 May 2016
Today I discuss overlooked retirement expenses, financial regrets most Americans have and how to correctly loan money to your children to buy a home.
Most Americans live without a detailed budget set in place; I go over several retirement expenses that are often overlooked or underestimated yet hold a major impact on your retirement. Why do we need the feds to raise rates this year? Do we see signs of inflation? According to the US Department of Health and Human Services, 70% Americans 65+ will need some form of extended care, how do you plan for this possibility? I then discuss a Bankrate survey that says most Americans have financial regrets. I also explain the correct way to loan money to your children for a down payment.
Don't forget about our upcoming seminar this Thursday at Four Points by Sheraton San Jose Airport where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
|
Mon, 16 May 2016
First quarter blended earnings decline, no-brainer social security fixes that aren’t and how 20% are still working past age 65.
Today I discuss the 7.1% decline of blended earnings for the first quarter of 2016, citing a drop of 107% in the energy sector alone as a major contributor. I also explain why the volatility of oil prices may not be over even though there has been supply interruptions. Jeffrey Gundlach weighs in on the Presidential campaign by discussing the possibility of Donald Trump increasing the budget deficit while producing short term economic gain. This spurs a discussion about global debt issues, rate hikes and tackling US debt. I explain some repercussions to “no-brainer” social security fixes and the ONLY two instances where immediate annuities are a good idea. I also share some alarming numbers from the Bureau of Labor and Statistics about people working past retirement age and how to avoid working after age 65.
Don't forget about our upcoming seminar this Thursday at Four Points by Sheraton San Jose Airport where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
|
Thu, 12 May 2016
Today Kym McNicholas is joined by Match.Com Co-Founder, Fran Maier. At the top of the show Kym will ask Fran about the entrepreneurial journey that has led to her becoming named of the most influential women in the Bay Area business and the Top 25 Women in Tech. Fran then talks about the many different aspects of marketing and how she immediately saw world wide web as a revolution to marketing. She then tells us how the idea for Match.Com was conceived as an appealing alternative to sleazy personals and the decisions she made that has led to its success. Later on Kym and Fran discuss the declining amount of women in computer related jobs since 1990 by drawing possible connections between marketing and the first home computers. Fran then addresses gender inequalities in the tech world which ultimately ended her time with Match.Com through lack of support. Fran and Kym also chat with John who believes online dating will shift to be more like social networking.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up!
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-0512-1600_KYM_w_matchdotcom32k.mp3
Category:Technology -- posted at: 5:44pm PST |
Tue, 10 May 2016
Today I start off by talking about a few products you need to know about when going into retirement explaining which are good and which you should avoid. I then explain changes to filing and suspending social security as the deadline approaches. I also discuss when and when not to rollover your 401k and avoiding estate planning nightmares.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-0412-1600_EVERGREEN32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PST |
Mon, 9 May 2016
Today I explain the root cause of the Bay Area’s housing crisis and rebalancing difficulties in and out of retirement.
I open today’s show by discussing the Bay Area’s growing housing crisis, explaining why it is not the same as the mortgage meltdown and pointing out where the problem really lies. I then provide a refresher course on risks of retirement and explain what asset allocation really means. I also talk about non-portfolio related situations to consider in retirement and discuss rebalancing difficulties both in retirement and while working.
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0329-1600_EVERGREEN32kencore.mp3
Category:Retirement Planning -- posted at: 3:00pm PST |
Fri, 6 May 2016
Term life insurance is the way to go. Chad Burton, CFP®, and Rob Black discuss why and what to look for when shopping for a policy. Commercial-Free
|
Fri, 6 May 2016
The rules of financial planning are different for singles and couples. Chad Burton, CFP®, and Rob Black discuss the differences, plus the importance of prenuptial agreements and living trusts when you do get married. Commercial-Free
Direct download: 31141_RBCB_investing_as_single_person.mp3
Category:Investment Management -- posted at: 10:40am PST |
Thu, 5 May 2016
Today Kym is joined by Supernatural actor, Travis Aaron Wade. Kym will start out by having Travis tell us about a trip to Mexico that gave him the urge to join the military fresh out of high school and the entrepreneurial spirit his parents instilled in him early in life. He then tells us about a common accident that led him to create a time released candle wick, and getting it purchased by a candle company. Kym also asks Travis about his t-shirt company, Arm The Animals, which helps animals in need as well as a dog shampoo company he is currently launching.
To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Edition
Direct download: Newfo-0218-1600_KYM_w_Travis_Aaron_Wade32kencore.mp3
Category:Technology -- posted at: 3:00pm PST |
Tue, 3 May 2016
Rob opens today's show with several stories including one that shows just how expensive real estate in the Bay Area has become. He then relates this story to the oil crisis and explains how understanding supply and demand helps to understand investing. Other topics discussed today include:
Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-0328-1600_RB_evergreen_Corrected_intro32k.mp3
Category:general -- posted at: 3:00pm PST |
Mon, 2 May 2016
Today I discuss dealing with children who are bad with money, taking a trial run at retirement and studying abroad with a 529 plan.
A conversation I overheard bringsup a discussion about dealing with children who are bad withmoney,especially when it affects your estate plan. I thendiscuss leaving money in a living trust and naming atrustee. A Bloomberg article about American’s choosingto study abroad leads me to explain how 529 plans can be usedoutside of the US. Why you should take a trial run at retirement. Irespond to Dan’s question about where to keep safe money andprovide an interesting alternative to an FDIC. Bad rules of thumbfor retirement planning.
Don'tforget about our upcoming seminar at Four Points by SheratonSan Jose Airport on May 19th where Rob Black and I will explainhowto build a retirement portfolio that lasts. Registration isonly $5 so click HERE to sign up! Email your money question to chad@newfocusfinancial.com,or callthe show at 1-800-516-1220 from2:00-3:00p.m.(PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planningservices or visit www.NewFocusFinancial.com. Encore Edition |