Tue, 30 July 2019
Right now the Feds are in a no-win situation. Leaving rates where they are is risky and Powell would be to blame for any signs of a recession. Alternatively, if they follow the data and were considering lowering rates anyway it will look as if the Feds have caved to Trump’s pressure. What should we do in an economy where we don’t want a strong dollar right now? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 25 July 2019
Planning for retirement is more complicated than hitting that magic number between 1.5-2 million. Real planning and projections change every few years with the economy and financial Alzheimer’s can lead even educated individuals to make mistakes when the markets are exceptionally good or bad. That’s why we battle test your portfolio with Six Tests to determine if your portfolio will outlast you.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Chad_Burton_Podcast_7-25-1932k.mp3
Category:Retirement Planning -- posted at: 6:00pm PDT |
Wed, 24 July 2019
The S&P 500 is plowing ahead, but earnings growth is not double digit for the S&P 500. What’s going on in the S&P and what numbers really tell us the truth about the American economy?
By the end of the second quarter the S&P 500 found itself up 18.5%, which includes the sizeable recovery from last year and a push ahead. Much of the volatility has been from trade wars and fed interest rates so we have to we have to bring things back to reality and figure out what is going on within the S&P. With that said, remember that the S&P is cap weighted and is not an exact measure of the largest 500 companies in America. The economy is much more than that. Other topics include:
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 17 July 2019
Money and health are your biggest priorities in retirement. Don’t neglect one and ruin your later years.
Health and financial well being often come together to determine how much you will enjoy retirement. Too often people enter retirement in poor health end up spending more time with doctors than doing what they want to do. Likewise, those who take care of their health usually end up living longer and will need more money to live. Money and health both need to be a priority in retirement. Topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 16 July 2019
Facebook is getting ready to enter the world of cryptocurrency and Congress is very concerned about privacy and security issues. Today is all about the good and the bad of cryptocurrency.
Cryptocurrency is big headlines again as Facebook explains plans for their own digital currency to Congress. Steve Mnuchin also did a briefing stating his concerns on the risks of digital currency while vowing that the treasury will crack down on law breakers as they find them. Can Facebook’s cryptocurrency survive between this and consumer trust issues? Other topics:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 10 July 2019
We all know bonds make up a good portion of a retiree’s portfolio, but are low yields an issue? Why even own bonds at all?
Bonds play an important part in your portfolio, but the yield on them is so low most people feel like they just aren’t worth it. Should you even bother looking at bonds when the interest is low or consider individual bond funds? Today I answer your bonds questions and more. Topics include:
Join Rob Black and I for our Retirement Income and Tax Planning seminar at the Elks Lodge in Palo Alto tomorrow, Thursday, July 11th. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 9 July 2019
More people are living an active lifestyle past age 100 and a detailed retirement plan will be important for any of us looking to make it that far. Are you financially on track to live this long?
A video of a 102 year old man participating in the 100 yard dash has gone viral. With the way medicine is advancing this could easily be the future for any of us. Part of getting there will mean having a portfolio set up that will outlive you. Are you prepared for a future where more people reach this major milestone? Today I explain the top reasons why you need a detailed financial plan going into retirement.
Join Rob Black and I for our Retirement Income and Tax Planning seminar at the Elks Lodge in Palo Alto this Thursday, July 11th. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Chad_Burton_Podcast_7-9-1932k.mp3
Category:Retirement Planning -- posted at: 1:54pm PDT |
Wed, 3 July 2019
Can dividend income raise your effective rate? The ‘ticking tax time bomb’ is something retirees should plan around while they are still building wealth.
Can dividend income raise your effective rate? The biggest issue some people face in retirement is the ‘ticking tax time bomb’ of what their brackets might do once they hit the RMD period of their retirement. Could a possible solution be as simple as delaying retirement or contributing to a Roth instead of a pre-tax 401k? Other topics include:
Join Rob Black and I for our Retirement Income and Tax Planning seminar at the Elks Lodge in Palo Alto on Thursday, July 11th. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |