On today's show, Rob discusses Time-Warner’s revenue jump to an unexpected high from March Madness profits. The unfortunate news that fewer American families are saving less for college than before. I answer a listener’s email who is unsure if he is liable to pay capital gains taxes from the money he makes on the sale of his home. Dr. Jeff Rosen and I discuss the pros-and-cons of a slowly growing economy. (Yes, there is an upside) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr of TheStreet.com and I rejoice over Apple’s spectacular earnings reports. Is the Nasdaq’s recovery different from the last time? What happened to people that avoided bonds? Why you need a combo of stocks, bonds and other products.

 Then I take a call from a listener who’s looking to transition out of a 457 plan and would like to give his portfolio a make-over. Another caller asks about using insurance and annuities as income. Our third caller asks how to rebalance when you’re overweight in certain stocks.

If you'd like to get your question answered on the air, send your question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss earnings results, market performance in April with the Nasdaq hitting record highs and Apple doing better than expected.  I explain how not rebalancing your portfolio is like letting your insurance lapse, when to consider selling RSU’s and how to pick your 401k allocation by cheating off the pros.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss the Nasdaq composite closing at a record high - and why it’s great if you’re retiring. Is the intense cost of season tickets worth it? Hidden costs like parking and food can add up quickly. Some economic disappointment in the number of durable goods ordered. Investing in consumer staples and some thoughts on legacy stocks. 

It's not too late to sign up for one of our TWO seminars TOMORROW. Just click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I tell you what you’ll expect on Saturday’s seminars in San Jose. Things like, which insurance do you need and the many types of insurance you don’t need. What to look for when hiring a financial advisor. What really matters when forming a portfolio in your 20’s and 30’s. What you need to know when a parent needs to move into a retirement home and much more!

Register for one of the TWO seminars this Saturday in San Jose at The Four Points by Sheraton, San Jose Airport. There’s still time to sign-up, just click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss earnings reports from some of the largest companies. How a little bit of risk when you’re about to retire can be disastrous - but ok in your 20’s and 30’s. How each type of asset (IRA accounts, real estate, stocks) pass differently and must be taken care of properly in your estate plan. Are you being realistic about taxes in retirement? I run some numbers for a caller who is eyeballing retirement. A frightening projection about how much healthcare will cost you, compared to the money you’ll take in from Social Security. How a collaborative divorce can save you and your spouse from destroying each other’s finances.

To sign up for Saturday's seminars in San Jose, click HERE!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

I cover 15 simple things you can do on your own before you hire a financial planner.Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation.

Sign up for one of our TWO seminars on April the 25th in San Jose! Just click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Economist and featured columnist at Forbes.com, Bill Conerly calls in to discuss oil, the US Dollar and when to buy commodities. I discuss avoiding three typically bad ideas: non-traded REITs, most annuities, and life insurance as an investment. I cover a listener email on index life insurance and explain why you typically avoid commissioned based salesmen disguised as financial planners.

To sign up for one of the TWO upcoming seminars in San Jose on April the 25th, click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Tony Mendes joins Rob Black and discusses housing in the Bay Area. With a focus on:

• Where rents are increasing most.
• How to sell a home that has not been maintained in many years.
• Is is true that, "Real Estate always goes up"?

Rob also talks about the best way to retire a millionaire. (Its more simple than you think). Kurt Eichenwald of Newsweek and International Business Times discusses a deadly case of medical fraud. And the round-about way the drought can hurt real-estate but help our health.

Click HERE to sign up for our upcoming seminar on April the 25th in San Jose.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Low interest rates are causing a lack of return in the form of interest rates. Roth conversions gain media attention and when it becomes a good idea to convert your savings. Netflix threatens the cable industry and the paychecks of professional athletes while Chris Ciaccia of TheStreet.com discusses how they smashed their earnings report. Apple plans to save millions by using solar power and much, much more!

Click HERE to sign up for one of our TWO seminars in San Jose on April the 25th.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

The European Union hits Google with anti-trust charges. Yahoo looks to buy Four-Square and I help a listener decide between 403b and s 457 plans. Raphael Tulino of The IRS calls in with some tips to help you with your taxes, avoid an audit and be aware of scams. Dr. Jeff Rosen goes over his doctoral thesis and Mario Draghi takes some abuse due to youth unemployment in Europe. Today’s youth are not building credit – in favor of saving. And McDonald’s is still looking for a solution to their falling numbers.

Don't forget to sign up for one of our TWO seminars in San Jose, just click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr of TheStreet.com and I discuss Goldman Sachs calling the bottom on oil and earnings reports from Wells, J.P. Morgan and J&J. I explain why we need social security reform - Chris Christie has a plan, but not a perfect one. I give you 6 ingredients of a well planned retirement portfolio and ways to leverage your IRA in your estate plan.

To sign up for one of our TWO upcoming seminars in San Jose on April the 25th, click HERE. Hurry because our San Jose seminars fill up fast!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today's show, Scott Smith with Briefing.com discusses the Advance Decline Line and the strength in foreign markets.  I take calls on Roth IRA Conversions, oil stocks, and social security.  I also answer questions on credit monitoring services and ID theft insurance.

To sign up for one of our TWO upcoming seminars, click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black and Tony Mendes discuss the investing strategies of several listeners and is the idea of living a debt-free life a good idea? They also discuss topics like:

• How certain debts can be beneficial
• What dose it really mean when the government says they are "buying debt"?
• How Home Depot is making a profit from low mortgage costs.
• Having a game plan in your 20's and 30's before moving out of your parents' house.
• Is a $40,000 wedding worth it and learning to live with less.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob recaps a fantastic February and last quarter in the stock market and I discuss why risk tolerance and rebalancing are critical to good investors. Tony Mendes takes a look at housing in this year and weighs in on some forecasts made by Forbes. He also dissects how FHA loans work. Then Michael Learmonth, Tech Editor of the International Business Times discusses important news like a patent lawsuit between Apple and Erickson.

Encore presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today Rob Black discusses the market’s consolidation and the latest impacting financial news stories. He also discusses:

• The state of the airline industry in 2015.
• A listener calls about owning company stock where the company is merging with another.
• Why women in America tend to save less than men.
• TripAdvisor.com’s stock performance.
• Dr. Jeff Rosen of TheStreet.com discusses the employment and wage reports.
• I discuss assigning a beneficiary to your retirement accounts.
• And much, much more!

Encore presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Younger people are wary of investing after seeing the hardships their parents suffered in the most recent market bubbles. Yet over the past hundred years, the market has averaged more than 11 percent. Chad Burton, CFP^®, and Rob Black discuss how to reach young investors who trust technology more than do a guy in a suit.

Commercial-Free

I cover 15 simple things you can do on your own before you hire a financial planner.Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation.

Sign up for one of our TWO seminars on April the 25th in San Jose! Just click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I take calls from listeners and discuss why it's important to be asbolutely honest with financial advisors about your expenses. *Even the embarrasing ones.* Also covered are:

• The finer pieces of a full-growth portfolio
• Dividend paying stocks
• A call about using a bond alternative to fund an education
• Leaving funds in a 401k vs. rolling into an IRA
• A caller asks what to do with an extra $100,000 in cash
• Different portfolio allocations and the risk vs. reward.
• That and much much more!

To sign up for one of our TWO upcoming seminars,  just click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today’s show I discuss the importance of ETFs in your portfolio. Why they are the best vehicle to get you to your first $150k. Tony Mendes discusses how to get the lowest rate available to you and mortgage applications surge in the U.S. Dr. Jeff Rosen of Briefing.com analyzes the depressing number of durable goods and other depressing economic numbers. Finally, Rob discusses how financial advice can be hard to take, but a smart person gets advice and uses it. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and Chad discuss funding an educational fund for a child or grandchild in retirement. You’ll also learn how to fund that educational fund tax-free. Americans are buying vacation homes at an astonishing rate, for rental and for personal use. Baby boomers are moving into the homes they want to be retired in. Chris Ciaccia discusses Tesla’s lack of angst over Apple’s plan of building an electric car. Who exactly are “stock market analysts” and how their recommendations, expectations and advice can be damning or beneficial.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses finding and investing in trends and millennials are about to dive into the housing market. Dividends contribute to more of the market returns than before and Wal-Mart searches for a way to stop losing market share. What are dividend aristocrats? Dr. Jeff Rosen speculates the outcome of the upcoming jobs report and March’s performance indicates that the market is taking its foot off the gas after the last 5 years of gains. 

Sign up for one of our TWO upcoming events on April the 25th in San Jose, just click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from.  I also take a look at earthquake insurance and paying off your home, the Russian economy and delaying your retirement to help your adult children.

Encore presentation

To sign up for our upcoming seminars,, click HERE. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free