The US stock market looks great right now, but as always things ebb and flow. In the long run, the US has great demographics. Baby Boomers are set to inherit a large amount of money that will filter back into the economy, businesses and stock experienced some good deregulations, and the USMCA trade deal went through. Always remember that market dips and corrections shake out the weak investors. Other topics include:

• Should this couple forfeit pretax 401k contributions in favor of a Roth 401k?
• Estate planning and the SECURE Act
• Improving your sleep
• Social security scams

Please join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge next Thursday, February 6th. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Last year bonds and stocks rallied to the amazement of many. Today the market is facing a small pullback that many “analysts” will overanalyze. Is this something to fret over or is this simply rebalancing season? The important questions right now are what is causing this pullback and can it get deeper? Other topics include:

• Do 2020 predictions carry any weight?
• Selling your Aussie rental property
• Should you roll your 401k over to your IRA
• Can diet increase or decrease your risk of cancer?

Please join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge on Thursday, February 6th. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I discuss both headwinds and tail winds for the stock market this year such as the new trade deal with China and the implementation of the USMCA. Other topics include:

• 2020 market concerns
• S&P 500 envy and how balanced portfolios can win over the long run
• How the Secure Act affects your retirement and estate planning
• A recent ski/snowboard trip to Japan

Please join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge on Thursday, February 6th. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

A new year means new tax numbers. Retirement planning has seen some major changes over the last 3 years, and it’s likely you will need to revise your plan. Do you know if you are truly ready to retire? Today I update the readiness tests that predict how happy your retirement will be. Topics include:

• Passing the linear cash flow model
• Testing your portfolio for major market corrections & retesting risk tolerance
• What accounts do you draw from first?
• Three years worth of safe money
• Monte Carlo simulation
• Long term care planning
• Practicing a happy retirement

Please join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge on Thursday, February 6th. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

New Year, New You. It’s the promise we’ve all made to try and better ourselves. Today I challenge you to stop making these financial mistakes. Topics:

• Ignoring risk in your portfolio
• Sector diversification
• Falling for the sales pitch
• Creating retirement income budget
• Intermittent fasting & bulletproof coffee

Please join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Palo Alto Elks Lodge on Thursday, February 6. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The New Year is here and for many of us financial responsibility is this year’s resolution. This podcast is your 2020 checklist for getting your finances in order and your retirement plan on track. Topics include:

• Prioritizing your planned savings
• Adjusting your paycheck
• Health savings accounts
• Investing in 2020
• Tax issues you didn’t know about
• Heart disease and reducing your cortisol levels

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.