Fri, 6 September 2019
It seems all the headlines want to tell you about are the trade wars with China, Brexit becoming more of a disaster, and what the inverted yield curve could possibly mean. Rough headlines and fears of recession are causing some people to panic and stop funding their 401k. This is a fool’s move where you lose out on free money and a tax break. Today it’s all about 401k issues and how to survive them.
Managing your money can be complicated. Join Rob and I for one of our two Wealth Building & Retirement Planning Seminars on September 21st. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Chad_Burton_Podcast_9-6-1932k.mp3
Category:Retirement Saving -- posted at: 6:00pm PST |
Wed, 14 August 2019
Thinking about pausing your 401k? Don’t harm your retirement goals by losing out on free money because the president tweeted something you didn’t like!
Too many people are underprepared for retirement and much of it is due to a lack of basic financial education. You should never stop funding a 401k based on who the president is, what he is saying or whatever geopolitical news is dominating the headlines. stop losing out on free money that is costing you your own retirement! Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Chad_Burton_Podcast_8-14-1932k.mp3
Category:Retirement Saving -- posted at: 6:00pm PST |
Wed, 30 January 2019
Roth 401k or regular 401k? This common question is one many people have when planning their retirement.
In most podcast I tend to focus on what you should be doing in retirement or approaching retirement, but getting to that point is completely different. Employers typically offer Roth 401k’s in addition to the regular 401k and leaving employees to wonder which savings vehicle will be most beneficial to them in the long run. Today I weigh the differences between the regular 401k and the Roth 401k. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 16 October 2018
The market rallied last quarter, but is pulling back now. Is the media making things sound worse than it really is?
There have been rolling corrections in different sectors and in different stocks making this month tough on investors following the large Q3 returns. Is now the time to become more conservative or simply ignore the headlines? Today I discuss:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 27 March 2018
LIBOR makes headlines again and stock market volatility predictions seem to be holding true. Are borrowers starting to feel the squeeze?
When was the last time you heard about LIBOR rates? This loan which was common at the top of the real estate debacle seems to be working its way back into the news, this time in the form of corporate debt. As interest rates go up there’s a good chance you’ll hear about lower quality borrowers feeling the squeeze. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 14 February 2018
What is your retirement number? If early retirement is one of your goals you’ll need to be able to live on less than passive income. Here’s why.
Retirement looks different for everyone and we all have our own retirement number. Unfortunately most people don’t know what their retirement number looks like and retire without even being close to what they need. In fact I wouldn’t even consider early retirement unless I was sure I could live less than passive income. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 24 October 2017
Trump tweeted out there would be no changes to your 401k. Today I discuss 401k stats and why congress wanted to cap contributions.
In retirement you typically get paid out of your 401k, which was the biggest financial story Monday. President Trump tweeted promising there would be no changes to 401k’s as congress considers capping your contribution amount. Today I discuss 401k stats and why I think congress wanted to make this move. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 4 October 2017
Some people have the mindset that you should live for today and forget about tomorrow. It’s no surprise that this way of thinking not only delays your retirement date, it probably also means changing the way you live. Today I explain expenses and habits that need adjusting when you are seriously behind on saving for retirement. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 24 October 2016
Could a divorce keep you working past 65? I also cover life insurance strategies to consider this November and hybrid equity indexed annuities
Failed marriages among people over 50 doubled from 1990 to 2010, could this be why 1 in 5 Americans are working past retirement age? Turns out these are just a few of many horrible stats linking divorce and unsuccessful retirements. Educating yourself about keeping inherited or gifted assets separate while married may be in your best interest. Other topics include:
Register for the Quickbooks Connect event where Rob Black and I will be speaking. Use the password: connect to save 50% on the registration fee!
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition
Direct download: Newfo-1018-1600_Short_first_seg32kencore.mp3
Category:Retirement Saving -- posted at: 3:00pm PST |
Tue, 18 October 2016
Could a divorce keep you working past 65? I also cover life insurance strategies to consider this November and hybrid equity indexed annuities
Failed marriages among people over 50 doubled from 1990 to 2010, could this be why 1 in 5 Americans are working past retirement age? Turns out these are just a few of many horrible stats linking divorce and unsuccessful retirements. Educating yourself about keeping inherited or gifted assets separate while married may be in your best interest. Other topics include:
Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Direct download: Newfo-1018-1600_Short_first_seg32k.mp3
Category:Retirement Saving -- posted at: 6:30pm PST |
Fri, 10 April 2015
Rob Black and Tony Mendes discuss the investing strategies of several listeners and is the idea of living a debt-free life a good idea? They also discuss topics like:
To sign up for our upcoming seminar, click here. Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Tue, 3 February 2015
Today I discuss why you should avoid working with people who tell you to invest because of fear and greed. Why using insurance contracts as a 401k alternative is a terrible idea. Also in the news, a new law in Delaware poses a threat to your digital property (photos, music, e-mail). To sign up for our upcoming seminar, click here.
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT) Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Commercial-Free |
Wed, 9 April 2014
If you wind up with some unexpected cash, putting it toward your mortgage may seem like the responsible thing to do. However, you might be better off tucking those dollars into your 401(k). Chad Burton, CFP®, explains why. Commercial-Free
Direct download: 31047_rbcb_84_paying_off_mortgage.mp3
Category:Retirement Saving -- posted at: 1:50pm PST |
Thu, 4 April 2013
Before buying that new BMW or caving in to your child's cries for a new iPhone or iPad, take a second to think about your long-term investment goals. Chad Burton, CFP®, discusses factors you should weigh before making an impulse purchase, as well as the importance of developing more selective buying habits. www.NewFocusFinancial.com
Direct download: Saving_for_retirement_expensive_toys_depreciating_assets.mp3
Category:Retirement Saving -- posted at: 12:00am PST |