No matter who is in the White House, businesses will find a way to keep making money. Cashing out under the belief that sitting presidents will singlehandedly ruin the economy is not only silly, it’s a major money mistake to make at any stage in life. Don’t make these dumb money moves. Focus on working towards financial freedom. Other topics include:

• Top financial planning mistakes
• Is your home the best investment you can make?
• High rate car loans
• Negotiating with your employer
• Ditching health insurance

Join Rob Black and I for our Retirement Income and Tax Planning seminar at the Elks Lodge in Palo Alto on Thursday, July 11th. Registration is only $25 so click HEREto sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The SEC ‘best interest’ rule has been a big issue in the world of financial planning and is starting to make mainstream headlines. What does this new rule entail and what does it mean for financial planners and the people they help? Other topics:

• Why costs matter when it comes to the investments you choose
• Retirement income and tax planning strategies
• Why do annuities even exist?

Join Rob Black and I for our Retirement Income and Tax Planning seminar at the Elks Lodge in Palo Alto on Thursday, July 11th. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The kids are home for the summer and while they’re kicking it with their friends, mom and dad are at work thinking about the next year of schooling. While you finalize your childs college plans, remember that 529 plans changed under the 2017 tax act. Today I explain what you need to know about funding your childs education. Other topics:

• Dividend achiever ETF’s
• Paying RMD taxes on non-IRA accounts
• Frequently missed planning opportunities
• Figuring out the best retirement income plan for this Pennsylvania listener

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The stock market has been riding high for what feels like an impossibly long time. As a financial planner a common situation I deal with frequently is keeping your retirement plan on track when the market begs you to go all in or all out. Keeping a diversified portfolio just does better in the long run. Don’t let FOMO ruin your retirement! Other topics include:

• Different types of portfolios and returns
• Reasons why you shouldn’t be too aggressive right now if you’re close to retirement
• Reviewing your insurance

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Two years ago we didn’t think we would be here, but interest rates have dropped once again. With real estate peaking and the stock market still performing close to all-time highs, many people are asking about refinancing their mortgages. Will refinancing make an impact on your wallet or will fees prevent you from breaking even? Other topics include:

• Single stock risks
• The changing world of annuities

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Recession questions have been popping up more lately. Not only are we seriously overdue for a market correction, but tough tariff talks with China could easily become its foundation. Should you go to cash or instead, take advantage of the opportunity to buy and forget about attending those shady investment seminars. Other topics include:

• The earnings recession
• What to do with your emergency reserves
• Calculating your safe money in retirement
• Social Security 2100 Act
• Are all annuities awful?

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.