As the world we live in becomes increasingly more digital, estate planning takes on a whole new face with more and more things being stored online. Family photos are stored on the cloud, social media accounts stay active well after someone dies and important scanned documents may be difficult for the surviving family members to find. Next time you review your estate plan make sure your digital life is covered and not just your physical one.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Chief drone pilot of DroneU Paul Aitken calls in to explain new drone laws, safety concerns and how drones will be used in the near future. He also talks about economic opportunities such as preparing our children for future jobs involving drones. Other topics include:

• Investing in growing industries
• Preview of our upcoming seminar
• The BENES Act which aims to fix ridiculous Medicare penalties
• Best approach to tackling debt
• Which age should you begin paying off your mortgage?

Interested in learning more about drones from Paul? Check out his podcast HERE.

Don’t forget to register for our Retirement & Wealth Preservation seminar on September 10 at Four Points by Sheraton in San Rafael where Rob Black, Michelle Lerman and I will cover strategies to help with complicated retirement wealth and estate plans. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Start ups could be killing Silicon Valley, literally. Kym sits down with Dr. Aaron Blackledge, Care Practice CEO and healthcare entrepreneur, for a sincere discussion about mental health trends that are not receiving enough attention. Dr. Blackledge shares his story about the Practice Fusion privacy breaches and doctors entering the tech world to right wrongs made by well meaning entrepreneurs with no medical background. He then gets into some specifics about the narcissistic personality disorders that are more common around Silicon Valley, the hazards of societal imbalances as well as the dangers of entrepreneurs turning towards hallucinogens for their next big idea. They also get some insight from Dr. Tayo Hendrix about getting patients into the office, accept treatments and create balance in their lives.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym hosts today’s show from the World Cable Congress in Poland where cable operators from around the world are gathering to discuss the future of cable. She will be joined by Phil McKinney CEO of CableLabs which does research and development for the entire cable industry. Kym will find out from Phil about some of the hot topics being discussed by cable operators at the conference which includes:

• Improving the roles of broadband and Wi-Fi
• The top 5 startups from the Innovation Showcase

1. Samba TV, a cross platform media and analytics company that provides real time understanding of viewership data collection.
2. Deep.BI which provides cable companies with necessary consumer behavior and analysis to determine what consumers want
3. 4Screens which makes interactive content marketing.
4. NFWare which develops the world’s fastest virtual IP routing for carriers
5. Plume which has reinvented wi-fi using pods that plug into different rooms and replaces your router.

• Future innovators from CoderDojo, a popular European program that teaches children how to code
• Rebecca Arbogasts’ announcement about Comcast’s 2016 Olympics viewing strategy.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

 Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This week Kym chats with Mark Goldstein and Kristen Koh Goldstein, serial entrepreneurs and parents living in Marin County. Over the course of the hour Kym will talk with Mark and Kristen about the several companies they have started jointly and separately including Loyalty Lab, Bad Ass Advisors, Scalus, Tipco and Hire Athena. Also in discussion today:

• What is it like working together as husband and wife as well as work partners?
• Having multiple companies that work together
• Balancing raising their three children with being serial entrepreneurs and investors
• Kristen and Mark’s individual career paths
• Greatest adversities entrepreneurs face in creating successful businesses

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore edition

As NASCAR gets ready to take on the Sonoma Raceway this weekend, Kym and special co-host Kyle Ellicott dedicate an entire show to the world’s largest spectator sport. Today’s lineup includes:

• Sonoma Raceway’s President, Steve Page who talks about NASCAR’s effort to reduce their carbon footprint with a 15% ethanol blend and the new Fan Zone app features. Kym and Kyle then talk with
• Joe Gibbs Racing Athletic Director, Michael Lepp talks about the biometrics used on Kyle Busch after taking a crash at 120mph, head on. Michael also explains why pit crews are considered athletes, addresses how sweat and sleep monitors help keep track of recoveries and predicts injuries and draws correlations between heart rate and success for drivers and pit crews using real time data.
• 1-800 RPM’s Founder and racecar driver Thomas Chan tells us about his company and his device that monitors real time data and makes it easy for drivers to compare.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This week Kym chats with Mark Goldstein and Kristen Koh Goldstein, serial entrepreneurs and parents living in Marin County. Over the course of the hour Kym will talk with Mark and Kristen about the several companies they have started jointly and separately including Loyalty Lab, Bad Ass Advisors, Scalus, Tipco and Hire Athena. Also in discussion today:

• What is it like working together as husband and wife as well as work partners?
• Having multiple companies that work together
• Balancing raising their three children with being serial entrepreneurs and investors
• Kristen and Mark’s individual career paths
• Greatest adversities entrepreneurs face in creating successful businesses

There's still time to sign up for tonight's 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This week Kym meets with cardiovascular pioneer, Dr. John Simpson, at the New Cardiovascular Horizons conference in New Orleans. Kym and Dr. Simpson will be discussing how to treat patients with cardiovascular disease which includes:

• What his devices do to unclog arteries
• Andres Gruentzig and the first angioplasty
• Developing a simpler balloon catheter in the den with his father
• Several companies Dr. Simpson has created, including what he is currently doing with Avinger
• Avoiding amputations

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

As Americans continue to work longer hours time for activities diminishes along with everything else, and cooking falls pretty low on the priority list. This week Kym talks with several CEO’s and investors who are taking advantage by bringing healthy meals to you.

First in studio is Methodology CEO, Julie Nguyen, who share how her previously unhealthy lifestyle led to the creation of a business that cooks meals and delivers to your doorstep.

Kym then calls up Bento CEO, Jason Demant, who tells us what he learned from similar business SpoonRocket and how he tweaked the ordering format so his Asian cuisine stands a better chance at success.

Munchery co-founder, Tri-Tran, discusses how he is competing with the already popular Blue Apron.

Sprig investors Justin Waldron and Amitt Mahajan call in to talk about what drew Justin to Sprig when he is the co-founder of Zynga gaming. Farmville co-founder Amitt talks about the evolution of food delivery with drones.

Kym also talks with Gagan Biyani, Sprig CEO and Julie’s biggest competitor, who explains why people would choose Sprig over their favorite restaurant that delivers and the future of this market.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT) 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore edition

Joining Kym this week is Ra Medical Co-Founder and CEO, Dean Irwin, who is harnessing the power of the sun to create medical breakthroughs. At the top of the show Dean tells Kym about how he created the excimer laser with the initial purpose of clearing arterial blockages, but eventually tailored it to be used for Lasik surgeries and dermatology. Kym then asks Dean to explain Ra Medicals’ newest medical breakthrough, the DABRA system, which was recently approved for testing to remove arterial blockages from patients. Dean also explains several ways the DABRA system flat out beats the mechanical systems currently in use and how he is getting DABRA into the hands of doctors today.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, June 16th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This week Kym is looking at how the largest manmade platform in history is changing the world. Co-Founder and Managing Partner of Relay Ventures Kevin Talbot will tell Kym about his book, Strictly Mobile, and the defining themes that work around mobile. He then explains several key trends that are making modern world exciting. We also hear from three Strictly Mobile Co-Authors:

• Bill Mark explains the use of artificial intelligence while
• Paola Santana discusses game changing applications for autonomous drones.
• Aditya Khurjekar discusses new secure ways to make payments

There's still time to register tonight's 6:30 p.m. seminar at Four Points by Sheraton San Jose Airport where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym McNicholas is joined by Match.Com Co-Founder, Fran Maier. At the top of the show Kym will ask Fran about the entrepreneurial journey that has led to her becoming named of the most influential women in the Bay Area business and the Top 25 Women in Tech. Fran then talks about the many different aspects of marketing and how she immediately saw world wide web as a revolution to marketing. She then tells us how the idea for Match.Com was conceived as an appealing alternative to sleazy personals and the decisions she made that has led to its success.

Later on Kym and Fran discuss the declining amount of women in computer related jobs since 1990 by drawing possible connections between marketing and the first home computers. Fran then addresses gender inequalities in the tech world which ultimately ended her time with Match.Com through lack of support. Fran and Kym also chat with John who believes online dating will shift to be more like social networking.

Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym is joined by Supernatural actor, Travis Aaron Wade. Kym will start out by having Travis tell us about a trip to Mexico that gave him the urge to join the military fresh out of high school and the entrepreneurial spirit his parents instilled in him early in life. He then tells us about a common accident that led him to create a time released candle wick, and getting it purchased by a candle company. Kym also asks Travis about his t-shirt company, Arm The Animals, which helps animals in need as well as a dog shampoo company he is currently launching.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

The era of cognitive computing is coming up, but just how are we teaching computers to think as we do? Kym calls up the General Manager of IBM’s Developer Ecosystem and startups, Sandy Carter, to find out. At the start of today’s show Sandy will tell us a bit about her successful career at IBM and how she has become a strong female presence in an otherwise male dominated field. Kym then asks about the differences between cognitive computing and traditional computing as well as differences between where humans and computers excel and why we need cognitive computing. During the latter half of the show Sandy will respond to questions from several startups including:

• Magnus Ivarsson from Game Reality asks about the use of AI cognitive computing in virtual games.
• Gier Christian Karlsen from AppsCo wants to know how we can use patterns and user behavior to add security to digital life.
• Faramarz Farhoodi from AquaThings asks which tools Sandy would recommend for knowledge based applications that use strong AI.
• Alexander gets sandy’s advice for applying AI technology to healthcare startups.
• Angelica White from ZIPPYAR questions the social impact this technology will have on future generations.
• Robert from Tally asks if IBM has any projects that will take advantage of the growing chatbot trend.
• Carlos Uraga from Erle Robotics is curious about how the interaction between robotics and IoT will play out.

Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up! 

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym chats with Michael Levitt, a serial entrepreneur who has been involved with several well known companies. Kym will begin by finding out how Michael got into technology and how a job as a security guard led to a job with the Department of Defense. He then tells us why he got into coding and what he learned from his first failed startup company. We then learn how Amazon and the “silly technology scheme” inspired BlueLight.com and how he could have saved AOL during the broadband switch. Former Samsung Executive Steven Rahman calls in to talk about Silicon Valley’s tech bubble and what China is doing to help.

Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that lasts. Registration is only $5 so click HERE to sign up! 

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

If you have been watching America’s Greatest Makers and have children, you are probably stoked about Grush, the app enabled, gamified toothbrush. This week Kym sits down with Grush inventor and CEO Dr. Yong-Jing Wang and Chief Operation Officer Ethan Schur to learn more about their product and competing on reality TV.

First off Kym will ask her guests why they chose to compete on America’s Greatest Makers over the already popular Shark Tank. They then get to the core of their product by explaining the IoT technology integrated into their toothbrush and the 3D motion sensing technology that provides real time guidance to the user. Ethan also describes some of the games as well as how the scores get transmitted to both parents and dentists. Kyle Ellicott (Wearable World) calls in to talk about Grushs’ potential and give us his thoughts on the potential Grush Mirror.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget about our upcoming seminar at Four Points by Sheraton San Jose Airport on May 19th where Rob Black and I will explain how to build a retirement portfolio that last. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym chats with Michael Levitt, a serial entrepreneur who has been involved with several well known companies. Kym will begin by finding out how Michael got into technology and how a job as a security guard led to a job with the Department of Defense. He then tells us why he got into coding and what he learned from his first failed startup company. We then learn how Amazon and the “silly technology scheme” inspired BlueLight.com and how he could have saved AOL during the broadband switch. Former Samsung Executive Steven Rahman calls in to talk about Silicon Valley’s tech bubble and what China is doing to help.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This week Kym chats with Boom founder Blake Scholl to learn about the next supersonic jet. First off we will hear about a near death experience where he was able to save his parents and himself from going off a cliff. Kym then asks Blake what went wrong with air travel that caused innovation to stall, and what makes Boom planes more practical than the now defunct Concorde. Blake also explains why he had to look away from Silicon Valley for Boom to become a success, where he is at in development and talks about obstacles he has had to overcome. We also learn about his recent meeting with Sir Richard Branson which has led to a deal with Virgin Airways.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Joining Kym today is Dr. Harvey Fishman, founder of the Stanford Retinal Prosthesis Project. He explains how the iris alone is a muscle that can be used to identify people as you would a fingerprint as well as detect diseases. Kym then has Dr. Fishman talk to us about several other eye health and technology subjects including:

• Biometric technology to monitor immigration
• Technology controlled by eyes
• Eye health facts and myths related to technology
• Blue blockers and dry eye syndrome
• Retinal prosthesis aka the Bionic Eye
• Startups currently in progress including digital health and the Cool Doctors app
• Stem cells, drops and gene therapy for cataracts
• Potential impact of virtual reality headsets

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This week Kym calls up Andrea Lake, not only a close friend of hers but a serial entrepreneur who has founded 14 different companies. Kym will start off by questioning Andrea about why she decided to compete on The Apprentice and her relationship with Donald Trump. They then switch to talking about Andrea’s entrepreneurial journey, which began at age 18, making and selling Rhythm Styx. From there she explains how the juggling toys led to the now defunct Anti Establishment t-shirt company that was in stores and worn by major bands. We also learn how she earned the distribution rights to popular video games and franchises including World of Warcraft, The Walking Dead and Minecraft through J!nx.

Several other companies of Andreas’ are discussed as well as the story of how she became 1.2 million in debt and fought her way out of it.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

This week Kym calls up Ben Wild from Iota, the co-founder and CEO of the world’s smallest GPS tracker. Starting off Kym will learn about Bens’ lifelong passion for inventing as he tells us about several prototypes and ideas he had growing up. Ben later tells us how Craigslist sparked the idea for a pet tracker which eventually evolved into Iota. He then explains how Iota works by using home bases and wifi to connect to Iota servers and help find your lost possessions. Ben also addresses potential security issues, crowd sourcing challenges and how Iota maximizes its battery life so only monthly charging is needed.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Starting off today we will hear Kym’s recent interview of Sir Richard Branson as he talks about upcoming innovations, the decline of new startups and areas we are failing to innovate. After that Kym will reintroduce us to Extreme Tech Challenge winner Eric Dy from Bloom Technologies.

Kym will have Eric describe his time on Necker Island before explaining why 40 year old technology is only one problem that motivated him to get involved in women’s healthcare. He then explains how his noninvasive device works and how it differs from ultrasounds. We also learn about Eric’s plan to distribute to developing countries with little access to healthcare, possibly helping Zika affected mothers and an IBM partnership.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym is joined by Supernatural actor, Travis Aaron Wade. Kym will start out by having Travis tell us about a trip to Mexico that gave him the urge to join the military fresh out of high school and the entrepreneurial spirit his parents instilled in him early in life. He then tells us about a common accident that led him to create a time released candle wick, and getting it purchased by a candle company. Kym also asks Travis about his t-shirt company, Arm The Animals, which helps animals in need as well as a dog shampoo company he is currently launching.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym learns about Scanadu from co-founder Sam De Brouwer. Sam tells us about the many medical situations Scanadu helps monitors and how it gets its data.

What tragedy prompted Sam and her husband Walter to create this patient friendly medical device and what makes it better than wearable health trackers?

Sam talks about how they rank against their competition and the anticipation surrounding the final product.

Jaymes Hines (StartupEdTech.com) asks Sam if she plans on challenging developers to create ongoing software for Scanadu.

How can you get your own Scanadu?

Kym also talks to Jamie Siminoff about the Ring Video Doorbell; the doorbell that allows you to see and talk with your visitor before answering safely using your smartphone.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Sports Colab is an accelerator that helps startups focused on all aspects of sports. This week Kym welcomes founder and CEO Akif Malik into the studio. After learning about his transition from medicine to sports and his attempts to bring the Olympics to Chicago, Akif tells us about his time working with multiple companies for Major League Baseball. Kym and Akif then move on discuss some of the biggest trends at Super Bowl 50 including CrowdOptic video streaming smart glasses and Next Gen Stats which implants sensors into the shoulder pads of football players, tracking running speed, hits and other statistics.

Kym also calls up Steve Wilkes, founder and CEO of Striim, a company that uses real time streaming analytics in order to prevent more mishaps from happening during the big game. Steve tells Kym how Janet Jackson’s “wardrobe malfunction” in 2003 could have been avoided. We also find out about possible issues Steve believes need to be addressed this year and the preventative measures at Levis Stadium that impress him.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

As society continues to move faster we have found the slow nature of golf to be far less appreciated than it once was. Today Kym chats with John McGuire who is bringing in a newer and younger generation of golfers with Game Golf. John tells us how his wearable device works through motion sensors and GPS. We also learn how Game Golf is increasing social media engagement between amateur and pro golfers by tracking shots and recording stats that are easily comparable.  John then announces a partnership that will help him create more high tech clubs.

There's still time to register for our 10 Pillars of Retirement seminar on January 28th at the Elks Lodge in Palo Alto. Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. tonight, so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym welcomes celebrity designer Marissa Kenson into the studio today and finds out how MK Collab is shaking up the fashion industry. Marissa tells Kym about launching her fist line of apparel in 1983 and changes to marketing strategies she makes to keep up with today’s demand. Kym asks how working with celebrities like the Real Housewives evolved into e-boutique’s. Marissa then explains how MK Collab makes it easy for anyone to become an e-boutique owner and allows owners to connect with buyers. They also talk about cyberhoods and the future of network marketing.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our 10 Pillars of Retirement seminar at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. on Thursday, January 28th so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore edition

Today Kym gives us a full wrap up of the top innovations from last week’s Consumer Electronics Show in Las Vegas. First Phil McKinney calls in and he and Kym discuss which companies they found to be the most exciting such as Phone Soap, an LED phone sanitizer and wearables with Bluetooth headphones incorporated from Ashley Chloe.

Then, Extreme Tech Challenge judge and investor Veronica Serra calls and gives us her thoughts about the three companies chosen to pitch to Sir Richard Branson.

Kym also chats with Eric Dy of Bloom Technologies which makes a wearable that tracks contractions during your third trimester. She finds out how he got the idea to start taking guesswork out of pregnancies, as well as other factors he is looking to track to reassure mom her pregnancy is normal.

Finally Kym wraps up with Chris Crescitelli on the most anticipated news from CES, virtual reality. Chris talks about the battle between the Oculus Rift and the HTC Vive and how they can stay out of a niche market with sensory overload and headaches being a problem.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our 10 Pillars of Retirement seminar at the Elks Lodge in Palo Alto . Rob Black, Michelle Lerman and I will explain several issues that will increase your chances at an enjoyable retirement. Tickets are only $5 and begins after work at 6:30 p.m. on Thursday, January 28th so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym is joined in studio by Noel Lee, the Founder and CEO of Monster. Kym finds out everything that has led Noel to his present day success; from his parents emigrating from China to his first job as an engineer at Lawrence Livermore Labs. Noel then tells Kym how he left his engineering job to go on a tour with his band, ultimately leaving him broke and unemployed. He also tells her about how his love of reproducing music led to the first Monster cable before talking about his relationship with Dr. Dre and why Monster is suing Apple Beat’s.

Finally Noel reveals some exciting new products Monster will be revealing at the Consumer Electronics Show in Las Vegas including a Cristiano Ronaldo line of high end headphones.

Don't forget to register for our upcoming seminar at the Elks Lodge in Palo Alto on Thursday, January 28. Click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym welcomes celebrity designer Marissa Kenson into the studio today and finds out how MK Collab is shaking up the fashion industry. Marissa tells Kym about launching her fist line of apparel in 1983 and changes to marketing strategies she makes to keep up with today’s demand. Kym asks how working with celebrities like the Real Housewives evolved into e-boutique’s. Marissa then explains how MK Collab makes it easy for anyone to become an e-boutique owner and allows owners to connect with buyers. They also talk about cyberhoods and the future of network marketing.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym discusses cutting edge innovation that will reduce your travel stress this year or get you better prepared for next year.  She chats with the owners of several companies that are disrupting the travel space.

First up is Jeff Potter from Surf Air, a subscription based airline with unlimited private flights. Jeff explains how Surf Air is extremely economical for frequent flyers saving them both money and time and how his member experience is different from major airline companies.

Kym then talks with Michael Harmell from MiFlight, an app that alerts you to airport security wait times. Michael shares the story of how his fear of being stranded in Japan gave him the idea for MiFlight and how MiFlight gets its updated information.

Next is Esther Pun of Tripcipe, a website that takes hassle out of planning your trips itinerary. Esther explains how Tripcipe works and details its many features. She also explains why she is working with popular travel influencers and development plans for 2016.

Kym wraps up with Polina Raygorodskaya from Wanderu, an app that simplifies travel by bus and trains. Kym asks about the millennial preference for public transportation over driving and trends for bus and train travel this holiday season.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym interviews Phil McKinney, the former Chief Technology Officer for Hewlett-Packard and current President and CEO of Cable Labs. She begins by finding out about the profound influence the Boy Scouts program has had on his life and why he still credits them for much of his success today. Phil then tells Kym about his decision to switch his studies from architecture to computer graphics before dropping out of college; and how a random phone call for a job interview ultimately led Phil to Silicon Valley and Hewlett-Packard. Phil is a big believer in engaging with his customers and shares a story about spending his weekends at electronics stores that proves real data doesn’t come from third party researches and boardrooms.

Kym then asks Phil how a family friend got him and his wife involved in a charity for Rwanda before telling Kym about his own big announcement, Pioneer.Education.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Bill Barhydt joins Kym in studio today as they talk about Abra, Bill’s revolutionary money transfer and payment banking app. Kym learns about Bill’s rather odd journey which begins with wanting to pursue a career with animation and computer graphics. He then tells her how several years of being a research analyst for the CIA and NASA led to a job with Goldman Sachs providing him with financial knowledge he would later need to create Abra. Bill also talks about developing the first payment applications for the internet and making it secure with Netscape. He then explains how texting and increasing cell phone use became his next opportunity for banking and payment applications.

Later on Kym asks Bill why now is the time to create a cashless society, and finds out how Blockchain technology has simplified some major problems that comes with mobile banking. He also explains how Blockchain affects people’s security, how human ATM’s work and why Abra is a more efficient system worldwide.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Bill Barhydt joins Kym in studio today as they talk about Abra, Bill’s revolutionary money transfer and payment banking app. Kym learns about Bill’s rather odd journey which begins with wanting to pursue a career with animation and computer graphics. He then tells her how several years of being a research analyst for the CIA and NASA led to a job with Goldman Sachs providing him with financial knowledge he would later need to create Abra. Bill also talks about developing the first payment applications for the internet and making it secure with Netscape. He then explains how texting and increasing cell phone use became his next opportunity for banking and payment applications.

Later on Kym asks Bill why now is the time to create a cashless society, and finds out how Blockchain technology has simplified some major problems that comes with mobile banking. He also explains how Blockchain affects people’s security, how human ATM’s work and why Abra is a more efficient system worldwide.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym talks with multiple company founders about the products they have come up with and the holiday deals they are offering this year. This includes:

• Jennifer Clary (BabyBoxCo.com) brings the baby box tradition that helped Finland achieve the lowest infant mortality rate to US.
• Catalina Girald (Naja.co) creates a line of lingerie that is free of cancer causing chemicals and is also environmentally friendly. They also talk about her “Underwear for Hope” fund where all lingerie purchases directly help under-privileged women around the world.
• Chris Boyle (SoloShot.com) invents a robotic camera that tracks you through a worn tag, automatically panning, tilting and zooming to keep you in shot up to 2,000 ft. away.
• Constantin Bisanz (Aloha.com) starts a supplements company that makes healthy living affordable and simpler to understand with his team of nutritionist and experts.
• Lynn starts an app called Hooch which offers one free drink a day to members, ultimately helping them find fun, new places to visit.
• Jamie Morea (Hyperbiotics.com) makes a daily wellness probiotic with a controlled release delivery system that works more efficiently throughout your digestive system.
• Luke comes up with Sweet Jar, an app that allows you to fill a jar with your favorite and new candies before having it delivered to you or a friend.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym kicks off today’s show by talking about VenueNext, a venue concierge where fans can have food order food from their seats, purchase merchandise with fan club points and even transfer tickets to friends without fees.

Lisa Dolev, CEO of Qylur Intelligent Systems, calls in and explains how Qylur improves your experience at Levis stadium through self-service, bag screening pods.

She-Rae Chen Descamps, Founder and CEO of FanTalk, discusses her mobile app that connects die-hard fans so they may have in-depth conversations. She also talks about working with former cornerback 49ers Ronnie Lott who is an advisory board member.

Then former 49ers and Saints linebacker Jim Kovach calls in and talks about his medical work with stem cells that will help heal athletes.

He also is involved in CrowdOptic, a company that installs cameras in stadiums and streams video straight to smart glasses and phones offering different views from around the stadium. Fans are also allowed to share their own views amongst each other and even post to social media.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Wearables are the biggest new innovation in mainstream technology since the smartphone.

Today we are focused on the explosion of smartwatches, fitness trackers, and other connected devices aimed at making you healthier, more fit and more productive.

Internet of things, otherwise known as IoT. It’s basically technology that makes every object smart - even your front door lock of your home.

We have with us Kyle Ellicott, co-founder of WearableWorld, which is what’s called an accelerator where they provide the resources startups need to hopefully grow and succeed. it’s fairly capital intensive to start a wearable or internet of things… because it requires hardware.

Today, he announces ten startups from around the world who are finalists in the running for a spot in their accelerator program:

1. Tinsel

2. BotFactory - mini 3D printing station for circuits.

3. ElectrlQ Power

4. SmartPlate

5. Notion

6. Fueloyal Technology

7. Notch Interfaces

8. XactSense

9. Den

10. Lucid VR

Other great startups in the Wearables Space, which are semi-finalists in the Extreme Tech Challenge:

August: Smart home access products including keyless door entry. You can open your door using your smartphone. Coupled with their connected doorbell which has a camera on it, you can see who’s at your door and speak with them even when you’re not home. 

Bloom Technologies - They’ve created what I would call the fitbit for pregnancy. You wear it during your third trimester and it tracks your contractions. Expecting moms can also track the ups and downs throughout their entire pregnancy.

Captive Media It puts a network of interactive screens in the men’s bathroom where advertisers can create interactive games…the kicker is the sensors they place in the urinals that connect to the monitors —the stream controls the game.

MainTool -They are a company that develops watch straps that make any standard watch smart. i love this because while the fitbit may be a novelty…you wear your swiss watch piece forever.

Revolar - It’s a personal safety device that you can put on your keychain or attach to your clothing…it connects to your cell phone so when you press it, it connects to the app on your phone which ultimately notifies your family and friends you need help. It also sends your location.

Smartplate- It instantly measures what’s on your plate with up to 99% accuracy. It identify, weigh, and analyze your food within seconds. SmartPlate identifies everything from single foods to prepared meals via a side-view picture that's taken from an embedded camera inside the plate. The load sensors weigh the food, and then their app sends both the image and weight data to their proprietary cloud for analysis. Nutritional information is then relayed back to the user’s mobile app.

To see more of the coolest wearable and IoT startups showing off their demos, WearableWorld.co is holding their demo day November 19th 6p-9p. Go to www.wearableworld.co for details.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

More than 1000 companies around the world entered for a chance to pitch Sir Richard Branson in a global startup competition called The Extreme Tech Challenge.

The top 25 will be announced this Sunday at a big fundraiser in San Francisco between the parent company of the Extreme Tech Challenge, MaiTai Global and Ocean Elders, a group of dignitaries and visionaries around the world whose purpose is to save oceans.

I run the competition along with the brainchild of both the Extreme Tech Challenge and MaiTai Global, Bill Tai.

And we have been combing through all of the applications over the past couple weeks.

The innovation happening globally is incredible.

Over the next hour get ready to hear about some of the coolest, some of the weirdest and some of the most impactful companies being created in places like Capetown South Africa, Bulgaria, Serbia, Tel Aviv, Milan, Tokayo and more.

Here is a shortlist  of the many we discuss:

Fashion

Vow To Be Chic- Bridesmaid dress rental.

Cosign- Allows you to shop directly from a picture.

Money

Caysh-Send customized digital giftcards

Zave App- Rounds up to the dollar and puts that money into a savings or investment account.

Innovation in Emerging Countries

Golden Minds- Building a biometric finger scanner to prevent baby theft in Serbia

Bibak-A company, which is located in Milan, italy, that has created a unique combo of sensors able to detect even plastic and wooden landmines across multiple terrains. Their first market is Afghanistan.

Wakati.org- This company has created solar powered food storage to be used by farmers in emerging countries to make more money off their crop and have less waste from food spoiling.

Health

Innovative Health Solutions- Developing a tooth scanner with a smart sensor that will help diagnose tooth disease or potential of it at an early stage.

Singfit- It's an app which combines the clinical power of singing with a musical therapist designed program that has been proven to elevate the mood of people with dementia by 42%.

Media

Captive Media-This company is reaching millennial men "where they are" at the urinal with engaging content on video screens at each station.

Video Checkout- A checkout button is built into videos on Facebook to allow people to donate instantly.

Cannabis

Massroots.com- The worlds largest social network for cannabis

Seattle Cannabis Exchange- A platform that creates business management systems for people in that business. There are specific laws that growers and sellers must follow and they need to even track seeds. This system helps companies do that.

Pet Innvoations

Dogstar Life- Happiness tracker for dogs.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our upcoming seminar on Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Everyone seems to be distracted today thanks to technology and so much noise online. Fortunately Ben Parr, author of "Captivology: The Science of Catching People's Attention" was able to do just that with Kym. He has the secrets to capturing the attention of customers, partners, investors and more. He explains the tiers of gathering people's attention being similar to a fire from ignition to kindling to bonfire, why his book is not a how-to for self-promoters, and how violating expectations of your customers might just be your key to success.

Ben and Kym also respond to several callers:

• John McMillian- What is the best way to get investors to open and look at your email?
• Michael Harmell- Ben's top "Do's and Don'ts" to startups looking for fundraising.
• Hans Horchner-How to sell non-exclusive licenses to companies like Uber, Tesla, Google and Volkswagen.
• Scott Kennedy-How do you captivate the individual with a story when collective action is needed to make a difference in a field?
• Thuy Lee- Will starting a non-profit help promote your for-profit business? When is that a good fit?
• Wendy Burkhart-We have an app we're creating that helps baby boomers find roommates. How can we tell our story in the most effective manner to get customers?
• Grace Cerrone- What is the best way to tell a heartfelt story when people believe they already know your brand? Basically, how do you create a new brand association with an already familiar brand when you buy a domain name previously used by another party?

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't Forget to register for our upcoming seminar on Thursday, November 5th at the Elks Lodge in Palo Alto. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym calls up entrepreneur Jeff Hoffman and gets the advice that helped him become part of multiple companies including Priceline and uBid. In addition to sharing some techniques he uses for coming up with his next big idea, Jeff gives advice to multiple entrepreneurs just starting out on:

• He discusses the socialization aspect of travel with millennials with Josh Rasmussen from Zipkick.
• Mike from Exhibia asks about the possibility of Priceline auctioning off travel packages pay –per-bid style.
• The importance of the “go to market” strategy that helps appeal to investors. 
• He explains the slow then fast approach to expanding a business.
• Becoming dominant in a vertical before you expand.
• Sampriti from Hydroswarm asks about segmenting your investor types when a hard product takes time to complete.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Since October is breast cancer awareness month Kym chats with Othman Laraki, who with his partner Elad Gil, want to make genetic testing more accessible and affordable to everyone. His kit which involves a quick saliva test takes testing costs from $4000 to $250 dollars, just 1/16th the price. Othman explains how combining computer science with biology  has contributed to the drop in price and he also discusses how they're marketing this idea to physicians and insurance companies. Kym asks him about testing children when a parent is a known carrier and plans for future types of testing.

Kym also asks Othman about his past at Twitter and secrets for helping companies grow as quickly and strongly as Twitter did while he was there.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym opens today show by reflecting on the public concern of robot overlords when IBM began developing smart machines in the 60’s. 50 years later people are clamoring over the thought of having robots around. That’s why Kym calls up Sphero CEO, Paul Berberian, to find out what we can expect in the future of robotics. They also discuss:

• How Sphero formed a relationship with Disney to create the BB-8 ball droid in the upcoming Star Wars movie.
• The instant success of the BB-8 toy and what it can do.
• How the Sphero droids are being used in schools to help kids learn code.

They also talk with callers who are developing their own robots.

• A robot being used to help with sorting garbage and recyclables.
• A drone that delivers defibrillation supplies to people having a heart attack before medical help arrives.
• Artificially intelligent avatars that “learn to become you”.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym and Justin discuss the big news about the new Oculus Virtual Reality headset being offered exclusively to Samsung smart phones and its impact on Apple?

Justin explains his original idea for the live streaming site Justin.tv and the evolution of twitch. 

He answers questions from multiple callers on:

• Strengthening bonds between users to create a thriving online community.
• Deciding between building a big business and selling for a large amount of money.
• What features are critical for creating your own video streaming site. 

He also gives advice for startups trying to gather funding from places like YCombinator and which companies he believes should be on Extreme Tech Challenge.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Joe tells Kym about the Dreamforce conference held in San Francisco and focusing on giving back with digital books.

What inspired him to create UsTyme and how does it differ from other video conferencing apps like Skype and Facetime?

Kym asks Joe how Oracle’s early attempt at interactive television gave him the prototype for UsTyme.

Why does he believe that the activity side of UsTyme creates deeper connections?

Ingrid Sanders (www.popexpert.com) calls in to ask Joe if he believes UsTyme type apps could become a trend in establishing and maintaining relationships.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym asks Tim about DraperU, his entrepreneurial university that teaches success in the startup community.

Tim explains how DraperU inspired his new television show StartupU and what the show focuses on.

What is happening in the startups Tim finds extremely exciting?

IBM Watson Vice President Lauri Saft calls in and talks about developing a network that partners entrepreneurs with big companies.

Tim answers calls from several startups and offers advice on scaling and obtaining capital.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

There's still time to register for tonight's seminar starting at 6:30 p.m. at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

First, Jin Koh of Original Stitch joins Kym to discuss their decision to expand their market of custom dress shirts towards women.

Why have they chosen Silicon Valley as their target market and what has lead Original Stitch to flourish where larger, more established companies like Levi Strauss have failed?

Then, Jodie Fox from Shoes of Prey calls in and tells Kym about the frustrations that lead her to co-find a site where women can custom design shoes to match an outfit perfectly.

What circumstances pushed Jodie to create an off-line presence and what markets does she wish to expand into?

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our upcoming seminar next Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Andy tells Kym all about what it was like creating the first iPhone and a few other stories about working with Steve Jobs at Apple.

Complications that affected the unveiling of the first iPhone that Andy now finds funny.

Kym asks Dr. Aaron Blackledge (CarePractice.com) if the trend of entrepreneurs being overly-aggressive with their business practices is healthy. Kym also learns of other common health risks many don’t know that surround high-level employees.

Andy discusses the massive expectations surrounding Apple and reflects on the leaps that have been made in the world of technology.

What you can expect from Andy’s new design firm, Siberia.io

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our upcoming seminar on Thursday September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym learns about Scanadu from co-founder Sam De Brouwer. Sam tells us about the many medical situations Scanadu helps monitors and how it gets its data.

What tragedy prompted Sam and her husband Walter to create this patient friendly medical device and what makes it better than wearable health trackers?

Sam talks about how they rank against their competition and the anticipation surrounding the final product.

Jaymes Hines (StartupEdTech.com) asks Sam if she plans on challenging developers to create ongoing software for Scanadu.

How can you get your own Scanadu?

Kym also talks to Jamie Siminoff about the Ring Video Doorbell; the doorbell that allows you to see and talk with your visitor before answering safely using your smartphone.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our upcoming seminar on Thursday, September 10 at the Sheraton in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym and Krishna discuss Tynker, a program that teaches kids the fundamentals of coding and programming by making their own video game.

Krishna tells Kym why he is part of Hour of Code, a movement that encourages schools to have children practice code one hour a day.

George Gallegos of Jitterbit calls in and explains why kids still need to learn programming even when his app simplifies programming down to drag and drop.

A student at Princeton asks Krishna how she can get ahead before she takes her first coding class.

Krishna tells Kym why he felt the need to develop Tynker, the problems he faced designing the program and where he wants to take the company next.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym and Ayinde Alakoye (founder of iHeartRadio and Hitch Radio) discuss what makes iHeartRadio popular and his motivations for creating the app.

Ayinde tells Kym about his long road to creating iHeartRadio and its failed predecessor.

Roem Baur, contestant from "The Voice", questions Ayinde about the Hitch Radio messaging app that allows artists to connect with their listeners in real time.

David "Stock" Baird (Selocial.com) asks Ayinde about the growth model for Hitch Radio.

Life coach Christine Meyer (ChristineMeyerCoaching.com) discusses how people use music for motivation.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym and Marcus Weller (Skully.com) discuss the features of a smart motorcycle helmet and how he raised so much money for a product that has yet to hit the market.

Kym asks Marcus how he has used his PhD in psychology and his love of riding motorcycles  and turned it into a Kickstarter campaign.

Marcus gives advice to a few callers on the importance of staying in the public eye and how to keep a continuous flow of money coming in for their Kickstarters.

Country music star and entrepreneur Jo Dee Messina calls in and talks about how she went from producing songs with a major record label to using Facebook and Kickstarter to produce albims.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our seminar tonight July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kym talks to Scott Eddy (@MrScottEddy) and discuss his road to being a major influence in the travel industry, figuring out who to follow and how to engage with people on Twitter. They also talk about why it shouldn't be frowned upon to follow more people than follow you.

Babak Khademi (Tripolette.com) calls in and asks how to use Twitter to raise awareness of his company which connects people who schedule similar travel plans.

George Revusky (ROIWorks.com) phones in to offer tips on using Facebook ads to promote your business and mistakes to avoid.

Rachael McCreary (ShopJewelToned.com) calls in to ask why her business, which has done well with Instagram, has struggled with Facebook ads.

Former Apple employee and current author Guy Kawasaki (Cavana.com) calls in to talk about his newest book which discusses how to create a social media following and using each platform to get referrals.

Nick Lum (BeeLineReader.com) calls in to discuss Tumblr, the picture blog site that has worked out surprisingly well with his demographic.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Don't forget to register for our seminar next Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Kyle Ellicott (WearableWorld.com) joins Kym to discuss how crowd funding sites have a major impact in the world of wearable tech and major trends amongst adults and children.

Obstacles facing companies like Fitbit such as fashion, poor build quality and battery life.

Blake Fuller (GoPuck.com) calls in to talk about his portable battery which allows you to charge your devices on the go.

Kym and Kyle talk about the most common types of sensors in wearable technology and new alternatives to the less-stylish wristband.

Sonia Sousa (KenzenWear.com) calls in and discusses her product which monitors hydration through sweat analysis.

Bharat Vasan (August.com) calls in and discusses Smart Lock, a product which allows you to control who enters your home without the need of keys or codes. They also talk about how the "internet of things" could help us connect with everything from entire cities to monitoring our health.

Don't forget to register for our seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Bill Tai of MaiTaiGlobal.org joins our new Emmy Award winning host Kym McNicholas. They discuss Bills' organization which helps create strong business relationships through kite boarding and how it has evolved to the creation of Extreme Tech Challenge.

Kym and Bill take calls from Extreme Tech Challenge judges and winners including:

• Lars Rasmussen who talks about creating google maps.
• Veronica Serra, a Brazilian investor who talks about judging the Extreme Tech Challenge and investing in Breathometer.
• Charles Michael Yim (Breathometer.com) winner of Shark Tank and Extreme Tech Challenge gives advice to aspiring entrepreneurs wishing to compete and winning ETC.
• Polina Raygorodskaya co-founder and CEO of Wanderu.com talks about her app and competing on ETC.
• Extreme Tech Challenge co-winner Adam Jackson (DoctorOnDemand.com) talks about working with Dr. Phil McGraw on a service which aims to revolutionize our idea of the doctors visit.

Don't forget to register for our seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob and I talk about bonds and bond alternatives and how they affect your retirement plans.

Fitbit is compared to the Apple watch and Rob gives his predictions on their future.

Chris Ciaccia talks with Rob and discusses expectations for the upcoming Nintendo NX, the future of wearable technology and the new Jurassic World movie.

Rob also updates us on the market news as we enter the summer months.

Don't forget to sign up for our seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob Black welcomes Chris Ciaccia from TheStreet. Rob and Chris discuss Pandora, desktop extinction, Tesla, Salesforce, Oracle, and more. Rob also discusses how the market reacted to Janet Yellen.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free