In my business you usually see two different types of retirees. Your first group is those that are busy, active, focus on their health and genuinely enjoy retirement. The other group misses working and attends doctor’s appointments. Today’s podcast starts off with a discussion on cellular health and staying healthy. Other topics:

• The new Morningstar mutual fund rating system
• Three steps to take given the temporary tax cuts
• Reasons to review your trust yearly
• Making sure you have the correct estate plan

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

It’s the final month of 2019 so keep in mind there are year-end tax issues to deal with. Many self-employed sole proprietors may need to ditch the SEP and set up an individual 401k before 12/31. Discuss with your CPA or advisor ASAP or email Chad@ChadBurton.com. There is also tax lost harvesting, RMD’s and gifting strategies to think about. Are you ready for 2020 or will you be scrambling when the New Year rings in? Other topics include:

• Legally avoiding capital gains on appreciated stock
• Social Security’s 10 Most Confusing Rules
• 10 Common Misconceptions About Retirement

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.