Investors attempting to offset gains from earlier Steve Mnuchin's ill-timed comments on liquidity created the perfect Christmas Eve storm, however, this is no time o panic.

• Steve Mnuchin's awkward and ill-timed comments on the stability of the banking system
• How long do bear markets last?
• Value vs. momentum investing
• Potentially avoiding capital gains on stocks by re-investing in real estate inside Qualified Opportunity Zones

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Going into the holidays worried about your portfolio is not a great way to welcome in the New Year. The S&P was up nearly 9.5% by the end of September and today the S&P 500 is down nearly 8% for the year including dividends.  Be careful trading at year end when investors are tax loss harvesting. Other topics include:

• 2018 market review
• What not to do in a recession/bear market
• Typical pullbacks and recoveries
• What you should consider when going through a stock market correction

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Feds have acknowledged trade issues are slowing down the economy, but markets still expect a rate hike from the Feds at today’s meeting. What investors are unsure about is what that means for 2019. Will Americans be spending their tax returns or use it to pay down debt due to fears of economic slowdown? Other topics include

• Reviewing year-to-date returns of different asset classes
• Year-end tax planning
• Is it still okay to own California municipal bonds?
• Rolling RMD money into a Roth account is a no go
• 529 plan withdrawal mistakes

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Ever wonder why Apple is so cheap in terms of P/E ratio? It’s the law of large numbers. When a company becomes that big it can be hard to maintain growth. However, companies like IBM are cheap because falling revenue has forced them to reinvent themselves. Other topics include:

• The recent bond rally and year to date market results
• The changing annuity industry
• Section 199A pass-through deductions on real estate
• Deferred compensation plans

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

2018 is coming to an end and firms publishing predictions on what’s going to happen to the stock market in 2019. Does it even really matter when most predictions are wrong and timing the market is the worst decision ever? Other topics include:

• Goldilocks market scenario vs. 2019 recession scenario
• What to do with your 401k now and in 2019
• What to do when you inherit an IRA
• Section 199A passthrough deductions on real estate

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The best days of trading usually come after the worst days of trading. Right now everyone is feeling pretty rotten with large cap stocks outperforming small cap and the stock market experiencing a rather mediocre year. Also, money managers have been doing some loss harvesting which is sure to cause volatility in the market. Other topics include:

• The inverted yield curve
• The importance of Roth contributions
• Year-end CPA talks
• Avoiding underwithholding taxes

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.