Financial media is filled with stories of “analysts” who sound smart, but all they are really doing is telling you what already happened. Today I explain market cycle trends these people are looking at that make them seem smart and how you can spot them too. Other topics include:

• What’s new with cryptocurrency?
• What not to do with your 401k
• New study on retirement healthcare costs
• Buzz Aldrin’s estate battle

Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held tomorrow, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The second quarter is coming to an end and trade tensions are seemingly climbing higher every day. One economist believes Trump should expand service trade with China instead of renegotiating tariffs on physical goods. Today I look at how certain market sectors have responded to the trade negotiations and currency issues dominating the news. Other topics include:

• Mega backdoor Roth IRA’s
• IRA’s and estate planning
• Income planning in retirement
• 10 Pillars of Retirement overview

Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held thisThursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

While the goal was to get investors away from expensive commission based products, too many loopholes and lobbyists were involved and the fiduciary rule is now dead. Until then it is up to you to know what fees you are paying. Today I discuss how to protect yourself from bad retirement products. Other topics include:

• Social Security cost of living adjustments
• Target date funds
• Self employed savings options
• Retirement mistakes
• Self employment tax

Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Trade disputes are increasing as the United States identifies $200 billion worth of Chinese goods for additional tariffs at a rate of 10 percent. While the increase in tariffs shouldn’t come as a surprise, the timing is quite interesting. Today I examine the latest news in the trade wars. Other topics include:

• Why not to take out a loan against your 401k
• Are REITs more attractive under the new tax laws?
• ESG, impact and socially responsible investing
• Brokerage links in your 401k

Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

News of higher than expected increase in producer prices comes at the same time the feds announce a .25% rate increase. continued inflation surprises will lead to expectations of 4 rate hikes this year. Plain and simple this will mean more volatility in the bond market. Other topics include:

• Increase of mergers and acquisitions
• New tax laws concerning passive income
• Mega backdoor Roth IRA
• Selling a rental property
• Blockchain and leveraged loans
• Dynasty trust planning

Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

What an interesting week we have coming up. Many of us stayed up late watching Trump and Kim sign a document at the North Korean Summit. The Feds are expected to hike interest rates on Wednesday and the ECB is unwinding quantative easing. The end result of all this? An expected flat opening in the market. Other topics include:

• Consumer price index numbers
• Effect of rising rates on stocks
• Social Security –Disability benefits ,widow benefits and self-employed couples working together
• Blockchain technology outside cryptocurrency
• 529 plans and financial aid

Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , orcall the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

There’s a lot of back and forth on where we are in the stock market. Quantitative easing is being pulled away as interest rates begin to rise and tariff issues have companies sitting on their cash just a few months after corporate taxes were lowered. Other topics include:

• Are Medicare finances getting worse?
• Barbell investing
• Things you need to hear from your advisor in a financial planning meeting

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Ticketfly is down this morning after a significant cybersecurity incident. A quick reminder that it’s rarely a matter of if your identity will be compromised, but when your identity will be compromised. You should always have an identity insurance company that white gloves the process and saves you from dealing with attorneys and detectives. Other topics include:

• Is the era of easy returns over?
• Donating to charities and your tax return
• Real estate investing –renting vs. selling
• Stocks vs. real estate
• Divorce and the new tax plan

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Triggered by fears that Italy might leave the Euro, a flight to safety sent US bond yields lower... the opposite direction media has been telling you they will go. Bill Gross’s Janus Henderson unconstrained bond funds dropped 3% in one day making a tough year for him even worse. Are we at the top of our economic cycle? Other topics include:

• Stupid decisions in real estate
• Partial Roth conversions -when they can harm you
• 3 major things to consider as you go into retirement
• Hybrid life insurance policies and annuity rescue options
• Visualizing your retirement
• When to avoid 529 plans

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.