Rob Black and I get geared up for tonight’s 10 Pillars of Retirement seminar at Double Tree by Hilton in Burlingame. If you’re planning on retiring within the next 10 years Rob Black, Michelle Lerman and I will focus on retirement and estate planning issues that increase your chances for an ideal retirement. Topics for today’s show include:

• Financial planning process to create a retirement plan
• Transitioning into retirement
• What does retirement truly cost?
• Major changes to retirement planning
• The market’s effect on retirees
• Tonight’s 10 Pillars agenda

There's still time to sign up for tonight's 10 Pillars of Retirement Income Planning seminar at Double Tree by Hilton in Burlingame. The seminar begins at 6:30 p.m. and registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I reminisce about my 23 years as a Certified Financial Planner by talking about the top 10 retirement issues I will be discussing at our event this Thursday. I review current day retirement problems and explain solutions. I cover a chart that shows individuals net worth as a percentage of income and explain the correlation with taking too much risk. Harry from Castro Valley calls in to ask about social security spousal benefits and when he should ‘turn on the tap’. I also discuss the best cities to retire overseas.

10 Pillars of Retirement Income Planning (free entry code special 10 Pillars)
https://www.facebook.com/events/660713474082700/

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar this Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob Black and I are in studio together for a full hour of sharing stories that directly relate to our 10 Pillars of Retirement seminar this Thursday in Burlingame. We also cover other problems such as expensive college costs, financial success becoming more difficult with more jobs becoming automated, approaching Brexit-like changes to your retirement plan and emergency planning.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar this Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The market has posted lots of record highs lately, but what has bought us here? Rob Black takes a look at defensive stocks (telecom, utilities and healthcare) which did well today and why the losers (materials, industrials and energy) are causing a little fear in the market. Other topics include:

• Tesla’s plan to expand into pickup trucks, SUVs’ and more
• Southwest and other airlines losing pricing power
• Starbucks missing expectations
• Elections impacting the economy
• Weakening transportation index
• Healthcare stocks
• Simplified investing though demographic marketing
• Apple to make $2 Billion from Pokemon GO

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

With our 10 Pillars of Retirement seminar approaching, I go the opposite route and share the Top 10 retirement planning mistakes I see and which factors don’t get taken into consideration. Later on I respond to two real estate related emails. Tim asks if he should buy a vacation rental property as an investment while another listener wants to make a down payment on a duplex using their IRA and a loan. I also discuss several ways to save when gifting money to others or making donations.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Brexit was supposed to destroy the economy, so why have stocks and bonds rallied the past three weeks and why have earnings fallen since last year? I also talk about emerging market stocks and three reasons to stay globally diversified. Other topics include:

• REIT’s causing volatility between the S&P 500’s new real estate sector and the financial sector
• A story that shows how the MediCal and Medicaid programs are hurting our nation
• Flaws in an article about improving retirement
• Next week’s 10 Pillars of Retirement seminar in Burlingame

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob Black sits in and gives us the big picture look of today’s economy. Markets are at all time highs despite Brexit, highs and lows in oil supply and other major scares that were supposed to destroy the economy. He also discusses Amazon Prime day as the biggest shopping day, Britain’s Post-Brexit economy, the market showing more faith in staples over technology, Donald Trump closing the gap on Hillary Clinton, Japan’s new messaging app Line, Netflix and HBO GO- Is content king or is streaming, the 10 Pillars of Retirement Seminar and social security mistakes, augmented reality technology, Warren Buffet’s comments on interest rates causing irrational competition and more.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Low interest rates have pushed a lot of investors into chasing yield. Chad Burton, CFP^®, and Rob Black discuss the risks that investors might not even be aware of.

Commercial-Free

Want to build a financial base? You should accumulate assets, not liabilities. Sounds simple, but some people get confused by the difference. Chad Burton, CFP^®, and Rob Black discuss this and other steps on the road to wealth.

Commercial-Free

Today I talk about ways people are destroying their retirement plan and a very real situation where people in their 30-40’s are desperate to own a home now so they are robbing their 401k’s and not maintaining an emergency reserve for home repairs or disability. Other topics include:

• Tax shocks same-sex married couples are now dealing with
• Rob Black and I guess where real estate will be in a year after Brexit and an improbable rate hike
• Market valuations
• ABLE Act plans- How to not damage your disabled family members plan

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Choosing a financial planner means finding a person you trust with your most personal and sensitive information. Today I share a list of information and concerns you need to share with your financial planning team upon the first meeting. I then give a quick overview of what Rob Black, Michelle Lerman and I will be discussing at this month’s Retirement Seminar in Burlingame and explain the Health Savings Accounts article available on our blog. I also discuss simple steps to decrease your estate costs and IRA vs. Roth IRA- Which is better?

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Start ups could be killing Silicon Valley, literally. Kym sits down with Dr. Aaron Blackledge, Care Practice CEO and healthcare entrepreneur, for a sincere discussion about mental health trends that are not receiving enough attention. Dr. Blackledge shares his story about the Practice Fusion privacy breaches and doctors entering the tech world to right wrongs made by well meaning entrepreneurs with no medical background. He then gets into some specifics about the narcissistic personality disorders that are more common around Silicon Valley, the hazards of societal imbalances as well as the dangers of entrepreneurs turning towards hallucinogens for their next big idea. They also get some insight from Dr. Tayo Hendrix about getting patients into the office, accept treatments and create balance in their lives.

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Will the feds ever raise rates in a  post-Brexit world? Today I discuss global market news such as Brexit and odd outcomes of elections around the world. I also cover comments from Prof. Jeremy Siegel on what could cause earning to rise by year end. Other topics include:

• Lack of end of life planning discussions with family
• Helping your elderly parents with MediCal planning when expensive nursing homes are involved
• Long term risks of being a stay at home parent
• An undergrad student wonders if they should pay down existing student debt or begin investing?

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I put the actual market movement pre and post Brexit into perspective. Is it really as bad as the new makes it sound? Will there be value in US small and mid caps? I then discuss possible plans of action now that the Feds are unlikely to raise rates at all this year. Also discussed today:

• How Trump and Bernie mirror the Brexit situation and why this is a call to politicians to fix the tax code.
• What not to do right now with your portfolio
• Creative travel planning in retirement
• Elizabeth Warrens’ proposed  “lost and found” retirement savings plan

Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

July 4th encore edition

Kym hosts today’s show from the World Cable Congress in Poland where cable operators from around the world are gathering to discuss the future of cable. She will be joined by Phil McKinney CEO of CableLabs which does research and development for the entire cable industry. Kym will find out from Phil about some of the hot topics being discussed by cable operators at the conference which includes:

• Improving the roles of broadband and Wi-Fi
• The top 5 startups from the Innovation Showcase

1. Samba TV, a cross platform media and analytics company that provides real time understanding of viewership data collection.
2. Deep.BI which provides cable companies with necessary consumer behavior and analysis to determine what consumers want
3. 4Screens which makes interactive content marketing.
4. NFWare which develops the world’s fastest virtual IP routing for carriers
5. Plume which has reinvented wi-fi using pods that plug into different rooms and replaces your router.

• Future innovators from CoderDojo, a popular European program that teaches children how to code
• Rebecca Arbogasts’ announcement about Comcast’s 2016 Olympics viewing strategy.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

 Don’t forget to sign up for our 10 Pillars of Retirement Income Planning seminar on Thursday, July 28th at Double Tree by Hilton in Burlingame. Rob Black, Michelle Lerman and I will share investment ideas and estate planning mistakes to avoid that will help you live well for decades. Registration is only $5 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.