Today I discuss several market stories on the overall look of 2016’s market, weak consumer inflation data out of Eurozone, healthy inflation in the US and China cutting central banks’ reserve requirement. United Development Funding blowing up Twitter causes me to reiterate why I caution others to stay clear of private REIT’s. Other topics for discussion include:

• Triple net 1031 exchanges
• 6 ways to prevent going broke in retirement
• How do you begin building of a strong portfolio?
• The annuity 99% of clients should avoid, and no-load annuities

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Starting off today we will hear Kym’s recent interview of Sir Richard Branson as he talks about upcoming innovations, the decline of new startups and areas we are failing to innovate. After that Kym will reintroduce us to Extreme Tech Challenge winner Eric Dy from Bloom Technologies.

Kym will have Eric describe his time on Necker Island before explaining why 40 year old technology is only one problem that motivated him to get involved in women’s healthcare. He then explains how his noninvasive device works and how it differs from ultrasounds. We also learn about Eric’s plan to distribute to developing countries with little access to healthcare, possibly helping Zika affected mothers and an IBM partnership.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob Black shares several market stories including Home Depot's 4th quarter dividends increase, airline companies raising prices after hitting 5 year lows, Chipotle suffering from menu fatigue and Fitbit’s future after a sharp drop.

I call in to talk about the dangerous trend of companies creating millennial-centric ETF’s that focus on only tech sectors and estate planning tips with millennials in mind.

Patrick O’Hare calls in and explains the markets turnaround from crisis mode to normal in a two week span. He also gives us his opinion about the uncertainty surrounding Janet Yellen, the next direction for housing after 6 years of steady recovery and the possibility of internet stocks hitting a bubble.

Rob then takes call from Jesse who saved diligently for retirement, but didn’t factor in the healthcare costs for Parkinson’s disease which he was diagnosed with 3 years ago.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I discuss S&P 500 earnings results and which sectors are outperforming. I review asset classes and sectors where many managers are bargain hunting for deals for the next five years. I give my input on real estate prices and cover:

• 6 slimiest tax scams to avoid.
• Should self-employed individuals set up an S corporation?
• Merging finances in a marriage.

I also take a call from Bill with a question on adding additional income to his portfolio with a dividend growth ETF.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Kym is joined by Supernatural actor, Travis Aaron Wade. Kym will start out by having Travis tell us about a trip to Mexico that gave him the urge to join the military fresh out of high school and the entrepreneurial spirit his parents instilled in him early in life. He then tells us about a common accident that led him to create a time released candle wick, and getting it purchased by a candle company. Kym also asks Travis about his t-shirt company, Arm The Animals, which helps animals in need as well as a dog shampoo company he is currently launching.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I take a look at what is going on with earnings and some specific emotional issues affecting the market. I explain some basic portfolio assumptions, using your extra money to invest or pay off your mortgage and how earthquake insurance fits into that decision. I also respond to an email from Barry about using options to protect wealth.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I rant about the uselessness of the new government created myRA program and its regulations. I also discuss:

• Phasing into retirement vs. a specific date you completely stop working.
• New research on safe withdrawal rates and how much money retirees need.
• Probable effects of the Feds rate hike.
• Filing early and watching your income so your child gets the most out of FAFSA.

I also respond to a listener's email about selling a rental property for a vacation home under a 1031 exchange and talk about rules for creating income on your vacation home.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Kym learns about Scanadu from co-founder Sam De Brouwer. Sam tells us about the many medical situations Scanadu helps monitors and how it gets its data.

What tragedy prompted Sam and her husband Walter to create this patient friendly medical device and what makes it better than wearable health trackers?

Sam talks about how they rank against their competition and the anticipation surrounding the final product.

Jaymes Hines (StartupEdTech.com) asks Sam if she plans on challenging developers to create ongoing software for Scanadu.

How can you get your own Scanadu?

Kym also talks to Jamie Siminoff about the Ring Video Doorbell; the doorbell that allows you to see and talk with your visitor before answering safely using your smartphone.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Rob Black takes over as host today and calls me up for some commentary about 60% of S&P 500 stocks having a correction. I also offer some planning opportunities to consider in a bear market. Tony Mendes calls in and explains if you should pay points to reduce the loan rate on your mortgage.  He also chats with Patrick O’Hare about the markets exposure to China, if there are any areas of value currently in the market and investing in this environment. Rob also talks about the recent growth in job openings and a Super Bowl ad that is creating alarm.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I discuss how recent market actions affect international economies and how junk bonds fit into this mess. Last year’s weird market prompts a discussion about preparing your portfolio for an expected recession. I explain some problems stemming from Chinese money flowing into the US through real estate purchases and real estate mistakes you should never make. I also give a couple of scenarios to explain the new social security rules regarding the "file and suspend" and "restricted application" strategies.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Sports Colab is an accelerator that helps startups focused on all aspects of sports. This week Kym welcomes founder and CEO Akif Malik into the studio. After learning about his transition from medicine to sports and his attempts to bring the Olympics to Chicago, Akif tells us about his time working with multiple companies for Major League Baseball. Kym and Akif then move on discuss some of the biggest trends at Super Bowl 50 including CrowdOptic video streaming smart glasses and Next Gen Stats which implants sensors into the shoulder pads of football players, tracking running speed, hits and other statistics.

Kym also calls up Steve Wilkes, founder and CEO of Striim, a company that uses real time streaming analytics in order to prevent more mishaps from happening during the big game. Steve tells Kym how Janet Jackson’s “wardrobe malfunction” in 2003 could have been avoided. We also find out about possible issues Steve believes need to be addressed this year and the preventative measures at Levis Stadium that impress him.

To have your questions answered by Kym and her guests call 1-800-516-1220 on Thursdays from 2:00-3:00 p.m. (PDT)

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

You need a financial planner you feel comfortable with and whose fees you clearly understand. Chad Burton, CFP^®, and Rob Black discuss the steps you can take to get there.

Commercial-Free

I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from. I also discuss:

• Protecting your family and yourself from identity theft.
• Financial planning with elderly family members without overriding.
• An article linking giving to happiness in seniors and several options for you to do the same.
• I give Edward my opinion about investing in emerging markets.
• I also define and explain Dollar-Cost Averaging, No-Load funds and ETFs.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Mashup-Edition

Rob Black takes over for me today and opens by discussing how millennials will shape future stock markets with their preference to spend money on experiences over material goods. He also gives us about several investing strategy tips that bear repeating:

• Investing and saving early in your life.
• Buying and holding stocks vs. excessive trading.
• Life insurance, disability insurance and long term care insurance.
• High interest credit card debt.
• Paying off your mortgage too early.
• Ignoring financial media.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.