I talk about possible side-effects of Greece leaving the euro, China's involvement in the eurozone and global stock markets.

I voice my opinions on Professor Jeremy Siegels' (WisdomTree.com) comments on stick market valuation and the economy.

Explain different types of master limited partnerships (MLP's).

I give three examples of when you do not want to roll over your 401(k) to an IRA.

How donor advised funds and charitable remainder uni-trusts (CRUT) help with tax breaks now while increasing your income and leaving a legacy later.

Don't forget to register for our event on Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob Black and I discuss home ownership among baby boomers and how it affects those who have under-saved for retirement.

Rob talks about Netflix's attempt to take over major television networks, Disney's increased cash dividend, HBO and Facebook teaming up to stream television shows, how Uber is causing protests in France and televisions being replaced by other devices.

Chris Ciaccia (Tech Editor for TheStreet.com) informs us that Box.com has partnered with IBM and why he doesn't think Box has a future. He also tells us why he's excited about the Amazon Echo, and its promising signs of being a game changer in artificial intelligence.

Rob also chimes in on health care stocks and Apple music vs. Spotify vs. Pandora.

Don't forget to register for our seminar on July 30th at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Netflix announces a 7-for-1 stock split.

Jack Mohr (Director of Research for Jim Cramer's Charitable Trust) chimes in about Greece, Fitbit's IPO and oil stocks.

I discuss real estate cap rates, issues that are causing people to fail retirement and I shed a spotlight on elder fraud in our society.

More on why universal life insurance policies are not a great idea for most people.

Don't forget to sign up for our seminar on July 30th at the Toll House Hotel in Los Gatos. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

What to look out for when choosing a financial planner.

More news on Greece's proposal for another bailout and what to expect with their EU exit.

I take a listener's e-mail about indexed universal life insurance plans and if they're good for you.

A listener calls in and offers a counter point on indexed universal life insurance policies.

ESPP vs. RSU stocks

I look at how factors such as divorce, second homes and overspending early in life affect people who usually fail when it comes to retiring.

Don't forget to sign up for our seminar Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob and I talk about bonds and bond alternatives and how they affect your retirement plans.

Fitbit is compared to the Apple watch and Rob gives his predictions on their future.

Chris Ciaccia talks with Rob and discusses expectations for the upcoming Nintendo NX, the future of wearable technology and the new Jurassic World movie.

Rob also updates us on the market news as we enter the summer months.

Don't forget to sign up for our seminar at the Toll House Hotel in Los Gatos on Thursday, July 30th. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I recap an e-mail from yesterday and give a more comprehensive answer about knowing when you are ready for retirement. Other e-mail topics include:

• The difference between ETF’s and index funds and why I prefer one over the other.
•  When is it wise to pay off your mortgage before retirement versus carrying your mortgage into retirement?

I also cover why a Roth 401k may be a good idea for people who are behind on their retirement planning.

Don't forget to sign up for our seminar Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I discuss bad money managing habits that parents teach their children. 

Easy examples that you can use to help your children spend and save wisely.

I also answer listener e-mail's. Topics include:

• Why one listener who has done well with his investments still needs to visit a financial planner if he wants to retire comfortably.
• Why I prefer dividend growth funds to equity income funds.
• Why I distrust financial authors with no real experience in helping others.

Don't forget to sign up for our seminar Thursday, July 30th at the Toll House Hotel in Los Gatos. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob Black and Tony Mendes discuss credit card security, using sites like CreditKarma.com to keep your money safe and just how important a good credit score is. Other topics discussed are:

• Updates on home prices in California and the best way for parents to gift money to their children for purchasing a home.
• Why Tony and Rob like borrowing money from HELOC's.
• Issues being faced by people who took home equity lines of credit between 2005 and 2008.
• How lack of affordable housing is affecting renters and home buyers.
• What to expect as interest rates continue to rise in the Bay Area.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob and I discuss retirement portfolio construction and deconstruction which is just as important.

Rob brings us up to date of various aspects of the news including the Los Angeles upcoming $15 minimum wage increase, Costco becoming a threat in car dealership, and why he likes Netflix being available in hotel rooms.

A caller asks a question about tax rates on long term capital gains and Rob offers a flip argument.

Chris Ciaccia of TheStreet.com gives us his thoughts about the newest Apple announcements as they prepare to take on companies like Google and Facebook which are more likely to share your data for advertising.

Rob also discusses why he likes credit cards as long term investments since non-cash transactions are on the rise globally.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Rob Black  advises younger generations on simple ways to start saving for retirement.

Rob also discusses why he views recessions as a good thing and common mistakes people make during one.

Kerry Flynn calls in and elaborates on her article on how social media companies are attracting people from other fields.

She also discusses how coding schools actually make their money.

Rob answers an e-mail from a listener who failed to maintain his portfolio and the ugly consequence.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I discuss the steps to build a retirement portfolio that lasts. The White House plans to make tougher rules commission based advisors that manage retirement accounts and don’t have your best interest in mind. Are interest rate increases coming sooner than later?

I also take a caller who has a question about rebalancing his 401k, then I clear up some mis-information regarding taxes on inherited money.

 Encore presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I dissect Bonds and everything you want to know about them. I also discuss a helpful new article on why you might want to be and stay in bonds. How you should and shouldn’t pick bonds. What makes a good bond manager? What are Floating Rate Funds? And what you need to realize about the risks of owning them. I take a caller’s question about his pension vs. a 401k. Which makes more sense? The surprising benefits and options you have when giving with a donor advised fund or a charitable remainder trust.

Encore presentation 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today, Rob Black and Tony Mendes discuss buying homes that aren't the most expensive you can afford.

• Rob Black and Tony Mendes discuss buying homes under your loan cap when the market has multiple buyers and few homes.
• Then, they talk about the best and worst states to retire in and why they rank that way.
• Rob, Tony and I debate different forms of financial media and why we trust them.
• Buzz words companies will use to take advantage of people using high priced annuities.
• General rules of thumb to follow when buying and selling stocks.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-free

Sometimes people want to know who is supplying the parts to big-name companies such as Apple. They figure investing in the suppliers could mean a home run financially, but Chad Burton, CFP^®, and Rob Black discuss whether that's really true.

Commercial-Free

Today, I continue the previous discussion about sequence of returns vs. sequence of consumption. I also talk about:

• How international small cap stocks are becoming their own index class and adjusting your asset allocations accordingly.
• I answer listener e-mails about life insurance concerning children, some thoughts on Harry Dent Jr.'s book that predicts China's real estate implosion and  its worldwide effect.
• What you can expect to hear at tonights seminar in Burlingame with myself and Rob Black!

Reserve your spot for tonights seminar at Double Tree in Burlingame at 6:30pm. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

• Today, what can go wrong when you fail to update your estate plan every few years? I also discuss:
• Is it wise to leave several 401K accounts separate? Or should you roll them over into one?
• Dr. Jeffrey Rosen of Briefing.com joins me to talk about the upcoming jobs report and inflation rates.
• I also talk about what to expect at tomorrow's seminar.

Don't forget to reserve a spot at our seminar tomorrow at Double Tree in Burlingame at 6:30pm. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today,  I speak to estate planning attorney Michelle Lerman about retirement planning and how to leave assets to your heirs in the most tax efficient way. Other topics are:

• What is the "sequence of consumption" risk and how it affects you in an inflated market?
• I discuss the importance of knowing your spending floor and ceiling once you retire.
• How adding more small cap stocks will affect global markets.
• Then, I take callers questions about how to leave family money if you life to 100 and annuity killers.

Don't forget to sign up for our seminar at the Double Tree in Burlingame this Thursday, June the 4th at 6:30pm. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today’s show I discuss popular investment topics such as investments in water, Inflation protected bonds and hedging the dollar out if international investments.

Do you know how will you react in the next market correction or jump in interest rates? Realizing how your emotions are tied to your investments will help you avoid mistakes.

I also touch on the 4% rule-of-thumb, which can set some people up for disaster in retirement.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Encore presentation