• Why you should own diverse stocks.
• Balancing life and retirement planning.
• Investing abroad.
• How trying to predict future trends could result in accelerated returns.

Don't forget to sign up for our upcoming seminar at Double Tree in Burlingame on Thursday, June 4th at 6:30pm. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

• More online retailers are modifying their sites to accept mobile purchases.
• How electronic payment methods, such as Square, are the death knell of the cash register and better for retailers.
• Chris Ciaccia of TheStreet.com talks about his drive in the new Tesla Model S and the possibility of Apple and Google cars.
• Rob also looks at the realities of saving for retirement and major life expenses.

Don't forget to sign up for our seminar in Burlingame on Thurday, June the 4th at 6:30p. Click HERE to register

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today, Rob Black discusses daily stock market changes and other market news you need to know. Also mentioned:

• Mutual funds vs. ETFs
• Dr. Jeff Rosen of Briefing.com speculates reasons for the decline of sales among high-end retailers.
• Rob ponders how items like the Apple watch and fitness related tech can affect other companies stocks in the future.

Don't forget to sign up for our upcoming seminar in Burlingame on Thursday, June the 4th at 6:30pm. Click HERE to register.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial free

Jack Mohr of TheStreet.com joins us and talks about the market being down just a bit over 1%. We also discuss:

• How dividends and buy-backs could end up being the sole contributor of total returns for the next 12 months.
• We discuss Wade Pfaus' article regarding the reliability of the 4% rule for retirement when interest rates are low.
• Life insurance vs. bond investing.
• The increase in Bay Area residents selling their homes and moving to cheaper states as part of their retirement plan.
• How startup companies are going elsewhere because of astronomical real estate prices.

Don't forget to register for the seminar with Rob and myself at the Double Tree in Burlingame on Thursday, June the 4th at 6:30pm. Click HERE to register!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-free

Today I dissect Bonds and everything you want to know about them. I also discuss a helpful new article on why you might want to be and stay in bonds. How you should and shouldn’t pick bonds. What makes a good bond manager? What are Floating Rate Funds? And what you need to realize about the risks of owning them. I take a caller’s question about his pension vs. a 401k. Which makes more sense? The surprising benefits and options you have when giving with a donor advised fund or a charitable remainder trust. Details on the new seminar hosted by Rob and I in Burlingame on Thursday, June 4 at 6:30pm.

To sign up for the seminar, just click here!

Encore presentation 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today, on the Friday edition of New Focus on Wealth, Rob tries to give you some very basic advice you can use throughout your life about spending and investing your money wisely. 

To attend the seminar with Rob Black and myself on June the 4th in Burlingame, just click HERE to register.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today Rob and I talk about retirement plan beneficiary mistakes. What is a stretch and inherited IRAs and why not using them is a huge mistake. Rob also discusses:

• News of carcinogens in flooring from Lumber Liquidators could possibly sink the stock.
• Rob explains how the lack of housing for high-end tech workers could have a bigger impact than we think.
• Rob talks with Chris Ciaccia about Yahoo and The IRS.
• How a Morgan Stanley wealth manager could cost the company $400 million for having an affair with a client.
• An Apple analyst makes predictions on what to expect in Apple’s new iPhone offerings.

Don't forget to sign up for our upcoming seminar on June the 4th in Burlingame. Click HERE to sign up.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I fill in for Rob Black and discuss the newly released market numbers and what they really mean. I also discuss:

• Goldman Sachs makes a bold call about the rise and fall of the S&P.
• Several ways to fund charities after you pass and which are the most tax efficient.
• Some potential legislation that seeks to regulate how 401k balances are reported.
• I take a call about calculating the amount gained when you file and suspend your retirement benefit.
• Some words of caution when paying your child’s college tuition.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I dissect Bonds and everything you want to know about them. I also discuss a helpful new article on why you might want to be and stay in bonds. How you should and shouldn’t pick bonds. What makes a good bond manager? What are Floating Rate Funds? And what you need to realize about the risks of owning them. I take a caller’s question about his pension vs. a 401k. Which makes more sense? The surprising benefits and options you have when giving with a donor advised fund or a charitable remainder trust. Details on the new seminar hosted by Rob and I in Burlingame on Thursday, June 4 at 6:30pm.

To sign up for the seminar, just click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today’s show I discuss popular investment topics such as investments in water, Inflation protected bonds and hedging the dollar out if international investments.

Do you know how will you react in the next market correction or jump in interest rates? Realizing how your emotions are tied to your investments will help you avoid mistakes.

I also touch on the 4% rule-of-thumb, which can set some people up for disaster in retirement.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Tony Mendes of BayAreaLoanSource.com stops in and talks about bay area real-estate.

They discuss the struggles new home-buyers are facing such as competing with cash offers and over-bidding. Also, some pros and cons of where are rates at the moment.

Rob discusses Whole Foods vs. Sprouts as investments. The upcoming race to capture millenials’ trust.

Is renting really as bad as you think? The surprising upside to renting.

Max Willens of International Business Times gives us some insight on Apple’s upcoming launch of “Beats Music” and Spotify takes the brunt of criticism from record companies. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today Rob and I take a listener’s call about backdoor Roth IRAs and how they work with 457 accounts.

Wal-Mart looks to take a bite out of Amazon’s online dominance with a new subscription service

The troubling statistics on how much water is needed to create some of your favorite foods and what will happen to the price of protein. New companies are formulating ways to create substitute proteins with less water consumption.

Chris Ciaccia of TheStreet.com dissects Cisco Systems’ struggle and future under new management.

Elon Musk seeks to enable some places to be completely energy independent.

Liquor distributors seek to move more product via E-commerce. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I go over some stocks that will be good starting points for millennial investors and other stats that give insight into their spending choices.

• Genetic services are becoming an affordable industry with custom made medicines and the medical field sees a vast number of applications.
• I discuss the all-too-obvious decisions that can impact your retirement savings but bears repeating.
• Dr. Jeff Rosen of Briefing.com translates the “JOTLS” numbers into information you can use.
• Why having several (or many) credit cards that have rewards can save you a lot of money in the long run.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss what's going on in today's market. I also discuss items such as:

• Greece looks for its next exit.
• How do you prevent one parent from going completely broke, when the other parent goes into a nursing home.
• Myths about FAFSA college grants and why you don't want to pay for 100% of your child's college expenses.
• Listener E-mails about credit repair and I read a listener's rant about education. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Job growth gains but wage growth fails to rise. What does that mean? I tell you what the fed numbers really mean on today’s show.

What happens to the market overnight when you’re asleep. The big changes that happen and how they affect your portfolio.

Who needs to live in a nursing home and what the alternatives are and I take a listener’s question about backdoor Roth IRAs.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss how your health can be the biggest factor when it comes to the quality of your retirement. Rob  goes on to discuss data and news like:

• Jobs data comes out and inspires a bit of confidence as hiring rebounds
• Reservations for Tesla’s Powerwall brings in $800 million.
• An energy revolution seems to be coming and Elon Musk is guiding the way.
• Cole Stangler of the International Business Times, discusses when “livable wage” became an issue for an adults in America. Can we solve the wage battle issue or should we?
• And Nike pledges to create 10,000 U.S. jobs after an nudge from President Obama. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

     Rob enlightens us with the latest market news and I dispel some myths about RMD calculations. Zynga makes massive cuts in payroll and staff. Nintendo intends to cash in by taking its Mario character to mobile platforms. How much will Tesla’s new “Powerwall,” power storage unit cost and how long will it take to pay for itself? And is tesla a stock to own for the long-run? Rob discusses taking care of an elderly parent and the cost of healthcare in the last few years. The Robinhood app aims to help the younger generation trade and buy stocks for free while McDonalds finds ways to work kale into their menu and update their image.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss taxes in retirement and how planning for them can be tricky but not impossible. We also discuss current market news that impacts your portfolio. With topics such as:

• Salesforce’s stock soars on the rumor that Microsoft is interested in purchasing them.
• Job numbers are announced and it appears they are as good as they’re going to get.
• Dr. Jeff Rosen calls in with some negative news about the stagnant economy numbers.
• California’s tourism industry is surging which benefits residents but the drought continues to be a damper on growth.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Sometimes people put off considering whether they need insurance, such as life or long-term care. The subject can be unpleasant, and the insurance expensive. Chad Burton and Rob Black take a look at the types of insurance people can consider and why they might need it.

Commercial-Free

Today I go over tax issues when inheriting money including IRA’s.   I discuss gift tax rules and the advantages of using 529 plans for estate planning and college planning. I also take a look at renting a home vs. buying.  I go over an email question regarding using life insurance as an investment and explain the American Opportunity Tax Credit for college.

Encore Presentation

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I catch up on some listener e-mails and answer the most common questions I get from listeners like you. I cover topics like:

• MLPs: what you need to know about investing in a master limited partnership that could cost you a pretty penny in taxes.
• How to calculate the amount of money you will need in each year of retirement and work out the possible  bugs in your calculations. AND how the one thing you DON’T need to calculate is timing the market.
• James in Piedmont calls in about how much cash to have on hand and the dismal state of bonds.
• Why you don’t want to choose a big bank to be a trustee. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Or to get your question answered on the spot, call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

     Tony Mendes joins the show and answers the question on the mind of every real-estate investor: Is now a good time to buy? The correlation between social media stock prices and a decrease in home prices.  Rob explains how the correlation works. Betsy Isaacson of Newsweek discusses how homeless millennials are using technology. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

     Marissa Mayer becomes the highest paid woman on the S&P 500 and Yelp joins Twitter as once favored but now crashing stocks. I discuss how much stocks vs. bonds you should have – It’s different for everyone. Microsoft vows to triple its revenue from cloud based products and Tony Mendes discusses who should be buying rental properties. Chris Ciaccia of TheStreet.com gives his opinion on the actual impact of the Apple watch and weighs in on the prediction that cable/satellite TV will be dead in 10 years. Buffalo Wild Wings takes a massive hit from the rising price of chicken. Rob offers some thoughts on the impending market correction and who profits from the unrest in Baltimore.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free