Chad Burton, CFP®, breaks down the market numbers and big stories of the day. Chad also takes phone calls and money questions related to mortgages, loans, foreclosure, pensions, and insurance policies.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Chad Burton, CFP®, welcomes David Nadel, Portfolio Manager and Director of International Research, of The Royce Funds. David discusses the international and emerging markets and the value these asset classes provide for a diverse portfolio.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Guest host, Rob Black, of Rob Black & Your Money fills in for Chad Burton today and welcomes Tony Mendes, Branch Manager of BayAreaLoanSource.com. Tony discusses the current real estate market trends and shares strategies as an investor or an individual home owner. Rob also breaks down the market numbers and big stories of the day.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Guest host, Rob Black, of Rob Black & Your Money fills in for Chad Burton today and discusses good debt vs. bad debt. He also breaks down the market numbers and big stories of the day.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Chad Burton, CFP®, discusses what to do when your parents can no longer make financial decisions on their own. Chad also breaks down the market numbers and big stories of the day.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Most people don't want to talk about life insurance, since it involves thinking about their own mortality. While life insurance is essential for some (such as those with young kids), it's not as important for others. With so many different types of policies, it can be hard to know if you need insurance and if so, what kind. In this podcast, Chad Burton, CFP®, and Rob Black discuss some of the different types of life insurance and how to make a smart decision about buying a policy.

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Chad Burton, CFP®, discusses alternative assets for large portfolios. In addition to breaking down the big stories of the day, Chad also goes in depth about selling a rental property, a 1031 Exchange, and an alternative way to buying a home without drawing money from your IRA.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Chad Burton, CFP®, discusses how the sequester is affecting the job market, healthcare, and retirement. Chad also breaks down the market numbers and big stories of the day.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Creating a budget isn't fun or sexy, but it's a crucial part of the planning process. In this podcast, Chad Burton, CFP®, and Rob Black review some of the tools you can use to track your expenses, so that you can determine how much it's possible to save, when you can retire, and whether you'll be able to achieve your long-term goals.

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Chad Burton, CFP®, welcomes Scott Smith, CMT and Senior Technical Analyst, of Briefing.com. Scott discusses his favorite indicators to look at when approaching the market. Chad also discusses the latest financial news and fraud alerts from FINRA.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Chad Burton, CFP®, welcomes Jim Moffett, CFA Manager of Scout International Fund. Jim goes in depth about international investing and the current global market environment.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Chad Burton, CFP®, welcomes Michelle Lerman, Estate Planning Attorney, of Lerman Law Partners, LLP. Michelle discusses the various aspects of estate planning and shares tips that will help families plan their estate.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Divorce after age 50—or "gray divorce"—can be financially messy. In this podcast, Rob Black and Chad Burton, CFP®, review some of the issues that can arise when a marriage ends later in life. They discuss what happens to pensions in a divorce, why you need a qualified domestic relations order (QDRO) and the importance of changing account beneficiaries.

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Chad Burton, CFP®, welcomes Brett Manning, Senior Marketing Analyst, of Briefing.com. Brett discusses technical and sentiment analysis and how they influence trading and investment decisions. Chad also discusses the biggest 401(k) mistakes that people make.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Guest host, Rob Black, of Rob Black & Your Money fills in for Chad Burton today and breaks down the market numbers and big stories of the day. He also discusses the psychology of investing and spending and the importance of adjusting your investment strategy as the rules change.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Guest host, Rob Black, of Rob Black & Your Money fills in for Chad Burton today and breaks down the market numbers and big stories of the day. He also goes in depth about the plunge in global financial markets and its economic impact.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Guest host, Rob Black, of Rob Black & Your Money fills in for Chad Burton today and breaks down the market numbers and big stories of the day. He also discusses the importance of budgeting, planning, and goal setting.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

In this episode, Certified Financial Planner™, Chad Burton breaks down the market numbers and big stories of the day. He also discusses investing in real estate vs. stocks and investing tax-efficiently.

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

In this episode, Certified Financial Planner™, Chad Burton breaks down the market numbers and big stories of the day. Chad Burton also takes phone calls and money questions related to taxes, insurance, retirement planning, estate, planning and investing. Email Chad your money question to Chad@NewFocusFinancial.com or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT). Friday’s show will be hosted by Rob Black of Rob Black and Your Money.

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Guest host, Rob Black, of Rob Black & Your Money breaks down the market numbers and big stories of the day. He also takes phone calls and money questions related to taxes, insurance, retirement planning, estate, planning and investing. Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Chad Burton, CFP®, breaks down the market numbers and big stories of the day. He also shares tips on Social Security and setting new expectations in retirement.

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Chad Burton, CFP®, breaks down the market numbers and big stories of the day. He also discusses paying down your mortgage vs. investing and where to put your money after you max out your 401(k).

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In this episode, CERTIFIED FINANCIAL PLANNER™ Chad Burton breaks down the market numbers and big stories of the day. Chad also discusses technical analysis with www.Briefing.com Senior Technical Analyst, Scott Smith, CMT, Roth 401(k)s vs. regular 401(k) and takes listener phone calls.

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In this episode, CERTIFIED FINANCIAL PLANNER™ professional Chad Burton breaks down the market numbers and big stories of the day including Apple, Google and Waze, as well as Vanguard adding international bonds. Chad also discusses selling your home in retirement and takes listener phone calls.

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So, you've maxed out your 401(k) contributions. Now what? In this podcast, Chad Burton, CFP®, explains how  to determine what types of assets to allocate toward tax-free vs. taxable accounts.

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Stay up-to-date with the latest bond trends and asset bubbles. In this episode, Chad Burton, CFP®, breaks down recent bond market activity and reviews bonds you may want to consider. Chad also discusses asset bubbles you may not notice, as well as gifting restricted stock units to charity.

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Holding a mortgage has certain benefits, can pre-paying be worth the risks? In this podcast, Chad Burton, CFP®, reviews the benefits of having a mortgage with a balance great enough to claim a beneficial tax deduction. Find out what factors affect the affordability of a mortgage, including interest rates and wage inflation.

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In this podcast, Chad Burton, CFP®, discusses planning and projecting retirement expenses, including inflation, healthcare costs, taxes, home improvements and new cars. He also explains how to navigate the U.S. tax system and save on taxes.

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From choosing the right major and college to 529 plans, these important tips will help you before spending thousands on your child's college education with Chad Burton, CFP®, and college advisor Lisa Steele. Together, they address Education Savings Accounts and valuable financial aid websites.

Chad also discusses how to teach kids about money with special guests, Eli and Ava Burton.  Ava (8) explains how to make money in stocks and Eli (10) talks about the ABC's of Warren Buffett and Berkshire Hathaway.

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Learn about creating retirement income you can’t outlive. In this episode, Chad Burton, CFP®, provides strategies for building and retaining wealth, covering defined benefit plans and other options for the self-employed, considerations when creating an S corporation, as well as insurance tips. Also, Chad covers the state of the financial markets from gold to Q1 2013 earnings and revenue results.

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Do you need long-term-care insurance? Chad Burton, CFP®, discusses the pros and cons of purchasing this type of coverage, which can cover the cost of nursing home stay that Medicare won’t pay for and may also help you live independently for longer. Long-term-care coverage is expensive, however, and Chad explains why it’s generally a good idea to buy it before you turn 65. 

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Learn what you need to know about international small-cap investing with Chad Burton, CFP®, and David Nadel, a Portfolio Manager and Director of International Research at Royce & Associates, LLC. David brings to the discussion over 20 years of experience, and has been named twice to the Institutional Investor All-American Research Team. Also on the podcast, Chad answers listener’s email questions on Roth IRAs and Real Estate LLCs.

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How do you know when you are ready to retire? On Rob Black & Your Money, Chad Burton, CFP®, guest hosts and reviews how to determine your target retirement age, as well as the importance updating your asset management strategy for different stages in your life. Chad also discusses steps to building wealth through your 40's and how to preserve wealth once you've retired.

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There are a number of ways investors can get involved in the real estate market. In this episode, Chad Burton, CFP®, and guest, Jeff Lerman of Lerman Law Partners, LLP, discuss everything real estate, including rules for investing in rental properties and how to set up joint ventures. Also, tune in to learn the pros and cons of investing in Real Estate Investment Trusts (REITs).

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Did you know that 7% of smartphone users had their identity stolen in 2011? In this podcast, Chad Burton, CFP®, explains why you need to take steps today to protect your identity and personal information. He discusses planning for the worst-case scenario, including buying disability insurance, ID theft insurance and umbrella liability insurance, as well as the importance of an annual credit score check and backing up critical data.  

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In this podcast, Chad Burton, CFP®, welcomes guest James Moffett, CFA, Chief International Equities Strategist for Scout Investments. James discusses some of the biggest recent shifts in international investing and shares his thoughts on investing in Japan, China, Mexico, Brazil and other countries. He also offers his perspective on the European debt crisis and the premium valuation of U.S. markets.

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Learn about common estate planning mistakes and how to pick an attorney as well as your trustee with Chad Burton, CFP®, and attorney Michelle Lerman of Lerman Law Partners, LLP. Chad also discusses what retired people should look for on their tax return now that tax season is over as well as key steps to take when reviewing your retirement portfolio.

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In this episode, Chad Burton, CFP®, discusses how international investing has changed over the years as well as which countries to consider and which to avoid with James Moffett, Chartered Financial Analyst (CFA). Jim is chief international equity strategist for Scout Investments and serves as lead portfolio manager for the Scout International Fund, with more than 40 years of investment management experience. His investment team has been nominated three times for Morningstar's International Manager of the Year Award.

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Do you understand what asset allocation really means? In this podcast, Chad Burton, CFP®, explains how using asset allocation to build a more diversified portfolio can help you reach specific goals while taking on as little risk as possible. You’ll also learn about types of assets classes and the three most critical elements behind asset allocation: standard deviation, beta and the consistency of returns.

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In this episode, Chad Burton, CFP^®, discusses current news, Traditional IRA and Roth IRA contribution rules, the "backdoor Roth IRA" for high-income earners, leveraged closed-end bond funds, bond duration and risk, as well as active vs. index investing.

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Before buying that new BMW or caving in to your child's cries for a new iPhone or iPad, take a second to think about your long-term investment goals. Chad Burton, CFP®, discusses factors you should weigh before making an impulse purchase, as well as the importance of developing more selective buying habits.

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In this episode, Chad Burton, CFP®, discusses many Americans' failure to save enough for retirement, poor spending habits that will have you working until the day you die, how Congress is trying to stop people from robbing their retirement accounts, and what you can do to have a meaningful retirement. Chad also answers questions about structured note CDs, 401(k) allocation and managed futures.

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Is an interest rate hike in our future? Chad Burton, CFP^®, discusses bonds, interest rates and inflation with 30-year fixed income veteran Bob Gahagan of American Century Investments. If you are worried about your bond funds and what changes you should be considering now, be sure to listen to this podcast.

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In this episode, Chad Burton, CFP^®,  discusses the Cypress bank levy issue, international funds vs. ETFs, international dividend achievers, moving out of state to avoid state income taxes on retirements accounts, IRA minimum required distributions, investing in a private company with an IRA, and several decisions you need to make before you retire.

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In this episode, Chad Burton, CFP^®, discusses asset allocation, asset location and tax-efficient investing as well as a balanced growth portfolio example. Chad also discusses rebalancing and international investing, fixing IRA mistakes, rental properties, 1031 exchanges and the "two out of the last five years" rule.

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Get answers to some of the biggest insurance questions. In this podcast, Chad Burton, CFP®, discusses what gap insurance is, when to consider an umbrella insurance policy, and why you should reach out to insurance companies for a policy review. Business owners will also learn about key insurance policies they should maintain, including disability coverage and key man disability insurance.

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There's a right way and a wrong way to invest in your 401(k). In this podcast, Chad Burton, CFP^®, explains why you should base your mutual fund selection on your age and retirement date, as well as the factors to look at when choosing between specific funds. Also learn about why automatic rebalancing should be part of any asset allocation plan and steps to take when leaving a company.

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In this episode, Chad Burton, CFP^®, discusses current news, how sequestration may affect retirees, the 4% withdrawal rule on retirement funds and how UTMA accounts work when investing for children.

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In this episode, Chad Burton, CFP®, discusses current news, the S&P 500 earnings update, upcoming sequestration issues, gold and gold miners, cash on corporate balance sheets, and the potential for international small caps. He also gives a lesson on typical market corrections and exchange traded funds (ETFs). Wondering how the new 3.8% Medicare tax and the new 20% capital gain and dividend tax works? This podcast will educate you on the new taxes and point out items on your tax return that could trigger an audit.

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Get insight into the tools and resources financial planners use when managing money and selecting stocks. In this podcast, Chad Burton, CFP®, reviews the ideal number of stocks to have in a portfolio and discusses some of the resources investors can turn to when making investing decisions. Learn about the danger of trying to time the market and the value of creating (and sticking to) an investment policy.

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How can you use stock options as part of your overall financial plan? In this podcast, Chad Burton, CFP®, discusses the different types of stock options you need to know about (restricted, incentive and non-qualified stock options) and why and when you should diversify out of your stock options. He'll also explain why incentive stock options are becoming more popular again and discuss when to sell and reinvest an Employee Stock Purchase Plan.

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Before you buy a vacation home, you need to consider a number of factors, including whether it fits with your overall financial plan, how often you’ll use it and its potential as a rental property. In this podcast, Chad Burton, CFP®, reviews the ins and outs of buying vacation property, including the importance of working with your CPA to project the tax impact of buying property, determining if you can afford to take on another mortgage, and choosing the right location for your second home.

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In this episode, Chad Burton, CFP®,  discusses current news, earnings results to date, plus expectations for Q1 2013, tax tips, IRAs and Roth conversions, cash on corporate balance sheets outside the U.S., ID theft protection, reverse mortgages, and having your retirement plan work with your estate plan.

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It's never too early to starting building your nest egg. In this podcast, Chad Burton, CFP®, discusses the essentials of investing and saving as a single person. He'll explain what single people need to do in order to get on the right financial track. Chad will also review the basics of both pre- and post-nuptial agreements and highlight important financial issues to consider before you get married so that you're not caught off guard.

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In this episode, Chad Burton, CFP®, discusses current news and earnings reports, bonds and the bond market, large cap dividend stocks vs. CDs, gold and gold miners, as well as who should or shouldn’t buy long-term-care insurance.

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In this episode, CERTIFIED FINANCIAL PLANNER™ professional Chad Burton discusses current news, estate planning as you enter retirement, the alarming rate at which workers are draining their 401(k)s to pay for everyday expenses, when and how to rebalance your 401(k), key planning steps as you near retirement and inverse bond funds.

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In this episode, Chad Burton, CFP®, focuses on estate planning and what you need to know based on the recent tax code changes. Topics with guest estate planning attorney, Michelle Lerman, (www.LermanLaw.com) include: Essential changes you should consider making to your trust documents, how a living trust can actually increase costs and expenses when not drafted properly, the biggest mistakes people make with their living trust and how to avoid them, the best way to protect your children with your living trust, how "living trust mills" cause more problems than they solve and what to tell your parents so you are protected. Chad also touches on estate planning topics for the wealthy, including: Dynasty trusts, spousal trusts, 529 plans, Charitable Remainder Trusts and how to pick the proper trustee.

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In this episode Certified Financial Planner™, Chad Burton discusses the debt ceiling, the potential sequestration, the banking sector, Apple, technology ETFs, whether or not you should include your home or other real estate as assets available for retirement, buy-write funds and other alternative investments.

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What’s the difference between a will and a trust? In this podcast, Chad Burton, CFP®, explains how a trust can help you avoid probate. He also discusses spousal benefits versus beneficiary rights and benefits and offers advice on how often trusts should be updated. 

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When should you consider a home equity loan or line of credit? In this podcast, Chad Burton, CFP®, discusses the appropriate use of home equity loans and offers his thoughts on when you should consider using these strategies. He also reviews home equity loan scams you should watch out for. 

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Developing—and sticking to—a budget is one of the most important steps you can take when planning for retirement. In this podcast, Chad Burton, CFP®, discusses the essentials of budgeting, including looking at both your short-term and long-term financial projections, as well as expenses and cash flow. He’ll also discuss some simple online tools you can use to track your spending. 

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In this episode Certified Financial Planner™, Chad Burton, discusses the changes to the tax code as a result of the recent fiscal cliff tax bill, the upcoming debate on the debt ceiling, the potential sequestration, and when NOT to roll over your 401k.

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