Tue, 23 October 2018
![]() Sales took a major hit after Trump said he would support a boycott of Harley Davidson if they moved some production overseas to sidestep EU tariffs. While sales themselves are not shrinking, margin costs are and all fingers point to trade issues. Are we still meeting our expected Q3 growth numbers despite higher costs? Other topics include:
You’ve set goals for investing . . . so now what? Now is the time to learn a bit more on wealth accumulation and what to do after your 401K. Join me on Saturday, November 17th at the Rotary Summit Center in San Jose. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 17 October 2018
![]() Uber could go public next year and Lyft announces a subscription plan at discounted prices. Is ride sharing cheaper for commuters after you factor in insurance, gas and auto payments? I also look at mixed Q3 returns and the decrease in US home construction and affordability. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 12 October 2018
![]() A large part of the investment world thought rates would fall again before the 10 year treasury hit 3.5%, and they are very close to being wrong. The Feds hinted they could hike rates even faster in the future despite global trade issues and warnings from Trump. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 2 October 2018
![]() The Kavanaugh hearings were all anyone could talk about over the weekend, but the big news on the economic front was the quarterly Fed meeting. The FOMC removed the Accommodation Clause while Chairman Powell stated that “this does not imply the Fed will be less aggressive if necessary in raising rates.” With the fed funds rate believed to be raised in December and three more times next year, what does that mean for loan rates? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 11 September 2018
![]() If you are 10 years from retirement or in retirement don't miss our 9/20 Los Gatos event: Retirement Income and Tax Planning at 6:30 PM at the Toll House Hotel. Sign up at www.ChadBurton.com with code “Radio25”. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 24 August 2018
![]() College is a crazy and exciting milestone in life. After dropping off my son at his first year of college I share what I learned about scholarship applications, dorm budgeting and the relatively new personal financial planning degree. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 24 August 2018
![]() Summertime geopolitical woes continue as August comes to an end. First we have the Paul Manafort issues unfolding and a second issue lies with Elon Musk tweeting about taking Tesla private. Will either of these men be able to avoid prison? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 14 August 2018
![]() Bay Area home prices are so elevated that investors are receiving low yield even if they buy a property all-cash. Today I discuss Bay Area real estate issues including high prices, rising rates, tax law changes and the basic worker not being able to live in the Bay Area. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore Mashup! |
Tue, 31 July 2018
![]() Last Friday we heard that GDP grew at 4.1%, the best reading in 4 years. The only way we can keep the new tax cuts is to have continued GDP growth that covers the costs of Medicare, Medicaid and other government programs so congress could act again. Today I dig into GDP numbers that beat expectations. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 20 July 2018
![]() Most of what you hear on financial media right now is the idea of a trade war. While negotiations are causing some uncertainty in the market, the S&P has rallied 3% since the end of the second quarter (just 20 days ago). Will things continue to get worse before they get better? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 19 July 2018
Last week jobless claims dropped to the lowest level since 1969. The lower those numbers fall the more you hear about employees demanding higher wages. Increasing wages alongside rising interest rates and tariffs slows down rapid growth. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 11 July 2018
![]() President Trump predicts easy to win trade negotiations vs China, but one article predicts there may be worse to come after US fires new shots in trade war. Although emerging markets did well in 2017, they have been hit hard in recent months. Countries including Brazil, Turkey, India and South Korea could present major buying opportunities if their currency continues to fall. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 6 July 2018
There are several major risks that can harm your retirement and the biggest one right now is the one that has been helping your stocks and real estate. Today I explain how the relationship between bonds and interest rates has resulted in lower than normal income for retirees. Will your portfolio be able to keep up with inflation even when low interest rates are being offset by shockingly low capital gains taxes? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. 1 year morning show anniversary encore! |
Wed, 27 June 2018
![]() Financial media is filled with stories of “analysts” who sound smart, but all they are really doing is telling you what already happened. Today I explain market cycle trends these people are looking at that make them seem smart and how you can spot them too. Other topics include:
Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held tomorrow, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 26 June 2018
![]() The second quarter is coming to an end and trade tensions are seemingly climbing higher every day. One economist believes Trump should expand service trade with China instead of renegotiating tariffs on physical goods. Today I look at how certain market sectors have responded to the trade negotiations and currency issues dominating the news. Other topics include:
Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held thisThursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 22 June 2018
![]() While the goal was to get investors away from expensive commission based products, too many loopholes and lobbyists were involved and the fiduciary rule is now dead. Until then it is up to you to know what fees you are paying. Today I discuss how to protect yourself from bad retirement products. Other topics include:
Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 19 June 2018
Trade disputes are increasing as the United States identifies $200 billion worth of Chinese goods for additional tariffs at a rate of 10 percent. While the increase in tariffs shouldn’t come as a surprise, the timing is quite interesting. Today I examine the latest news in the trade wars. Other topics include:
Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 13 June 2018
![]() News of higher than expected increase in producer prices comes at the same time the feds announce a .25% rate increase. continued inflation surprises will lead to expectations of 4 rate hikes this year. Plain and simple this will mean more volatility in the bond market. Other topics include:
Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 12 June 2018
![]() What an interesting week we have coming up. Many of us stayed up late watching Trump and Kim sign a document at the North Korean Summit. The Feds are expected to hike interest rates on Wednesday and the ECB is unwinding quantative easing. The end result of all this? An expected flat opening in the market. Other topics include:
Come join Rob Black at our 10 Pillars of Retirement Income Planning Seminar. This seminar will be held on Thursday, June 28th at the Palo Alto Elks Lodge and starts at 6:30 pm. Registration is only $25 so click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , orcall the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 6 June 2018
![]() There’s a lot of back and forth on where we are in the stock market. Quantitative easing is being pulled away as interest rates begin to rise and tariff issues have companies sitting on their cash just a few months after corporate taxes were lowered. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 5 June 2018
![]() Ticketfly is down this morning after a significant cybersecurity incident. A quick reminder that it’s rarely a matter of if your identity will be compromised, but when your identity will be compromised. You should always have an identity insurance company that white gloves the process and saves you from dealing with attorneys and detectives. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 1 June 2018
![]() Triggered by fears that Italy might leave the Euro, a flight to safety sent US bond yields lower... the opposite direction media has been telling you they will go. Bill Gross’s Janus Henderson unconstrained bond funds dropped 3% in one day making a tough year for him even worse. Are we at the top of our economic cycle? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. |
Thu, 31 May 2018
“By age 35” is an internet meme where millennials post funny or sarcastic goals in response to a MarketWatch article suggesting you should have saved twice your salary by age 35. Are these money milestones an unachievable goal or are millennials simply not willing to sacrifice and plan enough to meet these goals? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. |
Wed, 23 May 2018
“By age 35” is an internet meme where millennials post funny or sarcastic goals in response to a MarketWatch article suggesting you should have saved twice your salary by age 35. Are these money milestones an unachievable goal or are millennials simply not willing to sacrifice and plan enough to meet these goals? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 16 May 2018
![]() So far 2018 Q1 is an absolute blow out quarter with blended earnings hitting 24.9%, but PE ratios (which have been north of 17) are now at 16.5%. Why isn’t the market trading at 20x earnings when the S&P is resulting in 24% earnings growth? Is it all due to tax cuts and financial engineering? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 15 May 2018
![]() Interest rates are increasing, however, high demand from bond investors can actually push rates down, but it isn’t quite that simple. Today I explain complicated treasury rules that affect bond rates. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Encore edition! |
Wed, 9 May 2018
![]() Interest rates are increasing, however, high demand from bond investors can actually push rates down, but it isn’t quite that simple. Today I explain complicated treasury rules that affect bond rates. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 8 May 2018
![]() A little over 80% of S&P 500 companies have reported earnings and so far the numbers are looking great. Blended earnings are up 24.2% setting the stage for the largest year over year growth rates since Q3 2010. Is the market expensive after this amount of growth? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 25 April 2018
![]() Rates hit 3% yesterday for the first time since January 2014 and bond traders are dealing with a huge amount of new US debt issuance at $96 Billion worth of bonds, the largest since 2014. Was this planned prior to rates moving up? Also in the news Caterpillar and Twitter make a good showing in the market and the cryptocurrency Gemini takes a step in the right direction. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 18 April 2018
![]() Happy Groundhog Day to CPA’s and enrolled agents who are currently filing taxes and extensions on the one day extension. In other news, big banks are looking good in the first quarter since corporate tax reform took place. Cryptocurrency is also back in the news as New York Attorney General Eric Schneiderman probes major trading platforms to find out more about operations, internal controls and customer safeguards. More cryptocurrency regulations this year for sure. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 12 April 2018
![]() This week continued jobless claims see a slight uptick, but initial jobless claims decreased sharply by 9,000 in a firming of the job market. When will we finally see a wages rise? In other news futures were affected by a tweet from President Trump. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 4 April 2018
![]() Some trade deals, such as NAFTA, are over 23 years old. Current deals with China were created when China was considered an emerging market. The Chinese economy is much larger today and deals must be reviewed. Renegotiating trade agreements is one cause for the current market volatility. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 3 April 2018
![]() When was the last time you heard about LIBOR rates? This loan which was common at the top of the real estate debacle seems to be working its way back into the news, this time in the form of corporate debt. As interest rates go up there’s a good chance you’ll hear about lower quality borrowers feeling the squeeze. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Mashup edition! |
Wed, 28 March 2018
![]() Facebook’s data scandal is causing people to rethink their privacy and pay attention to their online footprint. Seeing social media advertisements based on things you have only spoken about is strange enough, but equally disturbing is any media selling based on absolute statements. Articles that catch your attention using fear or greed rarely turn out well for you and it’s always important to know where you’re getting your information from and if it is biased. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 21 March 2018
![]() Today is Fed rate decision day and an increase is almost guaranteed. Today most people equate interest rates with mortgages directly when in reality mortgages are more affected by supply and demand issues. In fact interest rates have a greater affect on things such as credit cards, CD’s, auto loans and HELOC’s. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 20 March 2018
![]() Crazy things can happen to your retirement plan. One moment you’re flying high when it comes to stocks and the next you’re over the handlebars in terms of risk. A minimum of 6 different tests are used to check if your retirement plan will stand up to whatever may come your way. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 13 March 2018
![]() The news brings in more chaos from the White House as Trump fires Secretary of State Rex Tillerson and replaces him with Mike Pompeo. Under Tillerson 60% of top ranking diplomats have resigned and Foreign Service applications have fallen by half; all this after the US blocks the Broadcom Qualcomm buyout over China. Today I discuss foreign security issues and foreign companies buying tech in the US. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 7 March 2018
![]() When you look at what Trump tweets out and compare it to what actually gets done, you have to wonder if the tax cuts and trade war are all part of a genius plan or a path of disaster. Things have changed drastically since NAFTA was implemented and its past time we improve these deals. Today I talk tariff wars and their impact on our economy. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City tomorrow, March 8th, at 6:30 p.m. Registration is $25. There's still time to sign up, click HERE!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 6 March 2018
![]() Today’s headlines have some interesting news to say the least. White House Economic Advisor Gary Cohn is devising a way to halt tariffs Trump announced last week. Also, North Korea announces they are open to discussing denuclearization with South Korea and the US. Today I discuss Trump breaking from his party in the tariff trade war and discuss the question that came to everyone’s mind -“What is North Korea planning?” Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City this Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Fri, 2 March 2018
![]() As Wells Fargo continues the messy business of changing company culture, a Portland whistleblower reports a failure to investigate fraud and was subsequently fired. Wells Fargo seems to be so plagued by problems lately that a client called me asking if they should pull their money out. Today I discuss the problematic news surrounding the banking giant and what clients should concern themselves with. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City next Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 1 March 2018
In retirement a lot of people believe they have to invest only for income so they shift to all high income stocks and high yielding bonds, a major mistake in a rising rates environment. Today I explain why dollar-cost averaging is not a good strategy to come out of a portfolio in retirement. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City next Thursday, March 8th, at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 27 February 2018
![]() If you watch the market the way Rob does, you know that the first Friday of every month is super important for setting up the jobs market. Today Rob and I discuss the basic ideas of financial planning and the many different ways to play the game. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 20 February 2018
![]() At the beginning of every year we seem to hear the same stories. Either inflation or deflation becomes the major concern for the economy. This year inflation seems to be the focus. Today I discuss the dollar finally rising with treasury yields and what would happen if interest rates on bonds go up too quickly. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City on March 8th at 6:30 p.m. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 7 February 2018
![]() Bay Area home prices are so elevated that investors are receiving low yield even if they buy a property all-cash. Today I discuss Bay Area real estate issues including high prices, rising rates, tax law changes and the basic worker not being able to live in the Bay Area. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. ; |
Tue, 30 January 2018
![]() Was 2017 the year the year we coined the term “getting Amazoned”? Today Rob discusses physical stores like Target, Walmart and Costco who are feeling the heat from Amazon and slashing prices. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 29 January 2018
Earning season is off to a great start with earnings growth up around 12% from this time last year, but some people are still calling for expansion of the PE ratio due to synchronized global growth and low interest rates. This big rally also means your portfolio might be a tad out of whack. Other topics include:
Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar. This event will be held at the Crown Plaza Hotel in Foster City at 6:30 p.m. and registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 16 January 2018
![]() While everyone was out enjoying their MLK holiday the financial industry was buzzing over new reports. Would you be able to survive retirement with a 60/40 US stock-bond portfolio? Today I discuss the calls for historically low average returns and the flattening of the yield curve. Other topics include:
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 10 January 2018
![]() Updated reports are once again calling for low returns on traditional balanced portfolios. I explain how some "forecasters" expect low end numbers for a traditional 60/40 portfolio; a portfolio that should have given you double digit returns last year. Today I explain what these numbers mean and stress the importance of retirement readiness tests. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge Tomorrow, January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 2 January 2018
![]() Domestic and international corporate earnings are up again with the best increase we’ve seen since 2011. Why? The US Dollar sank 10% since Trump took office, which is good for companies making profits overseas and want to bring their business back home. Today I discuss this and other geopolitical issues that affect the market. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge on January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Mashup Encore Edition |
Wed, 27 December 2017
![]() Jeff "Bond King” Gundlach is in the news talking stocks in the US and overseas. Where is the best value? We have synchronized global expansion and many countries can claim they have better economies and equity markets than the USA. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge on January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 27 December 2017
![]() I kick off todays show with a story about a failing biotech company called Bioptix which last October announced a name change and made a strategic investment in Coin square. The company, now called Riot Blockchain, has seen a sharp rise since Thankgiving based on a name change and strategic investment. This reminds me of companies that soared in the 90's by simply adding .com to their name. Other topics include
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge on January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Thu, 21 December 2017
![]() I kick off todays show with a story about a failing biotech company called Bioptix which last October announced a name change and made a strategic investment in Coin square. The company, now called Riot Blockchain, has seen a sharp rise since Thankgiving based on a name change and strategic investment. This reminds me of companies that soared in the 90's by simply adding .com to their name. Other topics include
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your chances of enjoying a secure future. Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar at the Palo Alto Elks Lodge on January 11th. Registration is $25. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 19 December 2017
![]() The more things change the less they change is an argument Rob gets into when discussing rent vs. owning. We seem to be stuck in a never-ending civil war between Northern stock investors and Southern real estate investors who need each other to survive. Today Rob discusses the worrisome trend where people buy homes with intent to rent with no regard for their income with Tony Mendes. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 12 December 2017
24 years ago an estate worth over $650,000 was considered to be a wealthy person’s estate and a success tax was added to the estate tax. That number has since changed to $5.5 million per person and leaves many wondering how their estate will be affected by the tax proposal. Today I discuss questions you should ask your CPA regarding the new tax plan. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar tomorrow, December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 5 December 2017
![]() A new tax plan seems to be coming together with one bill being passed in the House and another being passed in the Senate. However, there are many differences between the two and more has to be done for both sides to reconcile. Today I point out changes congress wants to pass and changes I wish were being addressed. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 28 November 2017
![]() Jeff "Bond King” Gundlach is in the news talking stocks in the US and overseas. Where is the best value? We have synchronized global expansion and many countries can claim they have better economies and equity markets than the USA. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 22 November 2017
No more “Yellen” at the Feds. Today Janet Yellen announced her resignation after failing to be renominated to the Federal Reserve Board of Governors. Additional stories making headlines include Angela Merkel’s inability to create a coalition government, the FCC’s attempt to scrap net neutrality regulations and Uber covering up a massive data breach. Today I discuss protecting your identity online. Other topics include:
Join Chad Burton, CFP®, and Rob Black for a discussion on the issues that can affect your retirement plan. Click HERE to register for our 10 Pillars of Retirement Income Planning webinar on December 13th. Registration is free!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Tue, 21 November 2017
![]() We are only two days away from Thanksgiving and the stock market is already starting to reflect the holiday season. In the last several days retail sales have beaten projections, consumer prices have increased and even industrial production surged. Today I discuss saving a friend from a massive retirement mistake. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 13 November 2017
![]() Bitcoin plunges 29% from recent high's even though we have seen meteoric rise in the last year. Listen in and I'll tell you what I think. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar next Thursday, November 16th, at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 1 November 2017
![]() The CME may have just opened floodgates for institutional money to pour into Bitcoin, paving the way for an ETF as well. For a new product to be approved in Wall Street it usually has to be able to be hedged with futures. Could this be the next step for government involvement in Bitcoin currency? Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 25 October 2017
The average interest rate on the 30 year loan caused a 4.1% decline in mortgage. Thinking about interest rates I start today’s show by talking about exercising non-qualified stock options and paying taxes on them in retirement. I also discuss taking advantage of low interest and bond rates by paying off your mortgage going into retirement and why this wasn’t necessarily the best idea in the past. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 18 October 2017
![]() Another milestone for the stock market, the Dow hits 23,000! Today I reflect on major milestones that have happened in the market during my lifetime, what I have learned from them and the changes I have seen in investor behaviors. Other topics include
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 17 October 2017
![]() Is Netflix a tech stock, a media stock or a combination of both? Netflix just blew past subscriber growth expectations, hitting all time highs, when just 1 week ago investors were wary after Disney’s decision to pull their content. Which is more important content or the delivery of content? Today Rob takes on the topic of companies like Netflix with swagger. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Thu, 12 October 2017
![]() It’s already mid-October which means if you filed an extension Monday the 16th is the final day to file your tax return. Now is the time to get serious about planning for 2017 if you are self employed. Your options may be limited for this year, but good there are still good retirement plans you can begin funding. Another thing that happens in October is open enrollment for Medicare; retirees should rethink their coverage. I also take a moment to cover major preparedness issues stemming from the Santa Rosa fires such as reviewing your home owners insurance and having a password manager. Other topics include
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up! Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 10 October 2017
![]() When disaster strikes none of us are as prepared as we would like to be. One of the things we can do before something happens is access your insurance coverage and make updates where you need them. Save yourself the headache by reviewing your policies now before disaster hits and you are left with the rebuild costs. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 3 October 2017
![]() You’ve probably heard through every available media source something about President Trump’s tax plan. Today I discuss a Bloomberg article that lists companies already paying below the median effective tax rate and examine how it relates to our push for a simplified tax code. How bad has the identity theft crisis gotten? Officials in the Nebraska Department of Insurance state identity theft is beginning to affect annuities, an interesting turn for “safe” brokerage accounts. Other topics include:
Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 27 September 2017
![]() The last several trading days have shown this transition from moment to value stocks. However, the last 8 months have shown a big divergence between US large cap growth stocks and US small cap value stocks. Today I explain how this shift tends to affect future markets and if it a good time to consider rebalancing your portfolio. I also discuss the expected framework for Trump’s tax reform plan that will be announced this afternoon and what its biggest issue could be. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.
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Tue, 26 September 2017
There are several major risks that can harm your retirement and the biggest one right now is the one that has been helping your stocks and real estate. Today I explain how the relationship between bonds and interest rates has resulted in lower than normal income for retirees. Will your portfolio be able to keep up with inflation even when low interest rates are being offset by shockingly low capital gains taxes? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com. |
Wed, 20 September 2017
![]() The Feds are having their quarterly meeting today and while we shouldn’t expect a rate hike right now - what we can expect is a better idea of their plan going forward with the reversal of quantitative easing. Today I explain the data you need to look at that impacts our future interest rates. I also respond to a caller who asks my opinion on Bitcoin and its future. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 13 September 2017
![]() Everybody has heard about the Equifax security breach by now and identity theft protection companies are gaining customers at an increasing rate. Today I discuss the severity of Equifax’s data breach and more importantly, what to do if your information has been compromised. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 12 September 2017
![]() Between the forest fires in the North West and the hurricanes down south, we are basically surrounded by national disasters. Be wary of scammers if you are looking for a cause to donate to and if you have decided to donate a large amount of money, consider gifting stock and avoid a tax problem while you’re at it. Another thing you should consider doing while all these disasters hit is review what your personal insurance covers. Today I discuss common topics that come up whenever national disasters strike. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Wed, 6 September 2017
![]() Between the forest fires in the North West and the hurricanes down south, we are basically surrounded by national disasters. Be wary of scammers if you are looking for a cause to donate to and if you have decided to donate a large amount of money, consider gifting stock and avoid a tax problem while you’re at it. Another thing you should consider doing while all these disasters hit is review what your personal insurance covers. Today I discuss common topics that come up whenever national disasters strike. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton this Saturday, September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 5 September 2017
As we wait for the stock market to open US futures are lower, mostly due to North Korea’s 6th nuclear test, Trump tackling the Dreamers program and Florida bracing itself against Hurricane Irma. Today I discuss global events happening this week and the expectations they hold. Is the Euro poised for its fastest expansion in a decade? Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton this Saturday, September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 30 August 2017
Today’s revised GDP report rose 3% more than expected. This resulted in market futures turning a bit negative now that a December rate hike is more likely to happen. Believe it or not war and other horrible things can be good for the stock market. Hurricane Harvey is causing a lot of destruction and even though many jobs will be lost, more jobs will be recreated once rebuilding occurs. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 29 August 2017
![]() A lot went on in the news last week, but it’s clear that Hurricane Harvey is going to need help from everybody. Airbnb waves host service fees to as part of a free housing program to help those being evacuated and the American Red Cross allows you to donate $10 buy texting HARVEY to 90999. Whichever way you choose to get involved be sure to protect yourself from scammers by checking out sites such as Charity Navigator or consider giving stock for significant dollar amounts. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 23 August 2017
![]() When you were younger the thought of $1million was enough to make you feel rich. Going into retirement today that’s not so much the case. Today I look at the trending GoBankingRates article on How Long $1 Million Will Last In Retirement In Every State. Are these numbers accurately adjusted for inflation? Which states will get you the most out of your million? What expenditures were not taken into consideration? Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 22 August 2017
We’ve had quite a year in the markets between increasing values and emerging markets just crushing it. However, new studies show the “Trump Bump” has become a “Trump Slump” as the industrial and financial sectors see a correction. Smaller companies are more likely to feel the hurt from high corporate taxes and tax reform could finally be on the way. Today I look at positives and negatives in the market and what would change if tax reform makes it easier to repatriate cash. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Wed, 16 August 2017
Albert Einstein once said “"If you can't explain it simply, you don't understand it well enough.” Today I put that quote to the test as I try and take on everything Bitcoin, the complex digital currency demanded by ransomware hackers. I also explain why Bitcoin is incredibly volatile due to its mining and valuation processes. Is this a currency or "wild west investing". Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 15 August 2017
![]() Domestic and international corporate earnings are up again with the best increase we’ve seen since 2011. Why? The US Dollar sank 10% since Trump took office, which is good for companies making profits overseas and want to bring their business back home. Today I discuss this and other geopolitical issues that affect the market. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 9 August 2017
At 2 p.m. the Feds will announce their plans to unwind the balance sheet and not let interest rates that affect the overall economy go up too quickly. Today I look at how the world is affected by a dollar that gets too strong due to rapidly increasing interest rates. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. Mashup Edition |
Tue, 8 August 2017
![]() Should we continue investing globally instead of focusing on our own economy? World markets are reaching new levels but the US dollar sinks to 10 month lows. Believe it or not this is actually good if you are looking at emerging and international developed markets. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore mashup edition |
Wed, 2 August 2017
![]() Electric vehicles are gaining traction and OPEC can no longer hold the world hostage. Today I discuss OPEC’s battle to increase their own production and boost barrel prices while discouraging competitors from fracking. Leaps in technology means cars will begin to depreciate faster than ever before. Should you consider leasing a car to avoid unaffordable auto loans; something which could become our next big issue? Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 1 August 2017
With all the chaos currently happening in the White House, what is driving the stock market higher? People tend to forget the market is not a living thing but companies with revenues and earnings. Today I discuss current P/E ratios and revenue growth that show whether companies are actually doing well or not. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 25 July 2017
It’s a very busy week on Wall Street with over 200 S&P companies reporting earnings. Today I discuss the low volatility attitude in the market and why both bad and good reports aren’t getting much attention. I also explain how low volatility affects buying habits that may result in a market correction once everyone comes home from vacation. Shockingly enough Europe is up despite Brexit and the UK and US discussing new trade agreements. Other topics include:
Retirement planning is more complicated than ever, and it can be hard to even know where to begin. But focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future. Click HERE to sign up for our 10 a.m. seminar at Four Points by Sheraton on September 9th!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Wed, 19 July 2017
![]() Should we continue investing globally instead of focusing on our own economy? World markets are reaching new levels but the US dollar sinks to 10 month lows. Believe it or not this is actually good if you are looking at emerging and international developed markets. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 18 July 2017
There are several major risks that can harm your retirement and the biggest one right now is the one that has been helping your stocks and real estate. Today I explain how the relationship between bonds and interest rates has resulted in lower than normal income for retirees. Will your portfolio be able to keep up with inflation even when low interest rates are being offset by shockingly low capital gains taxes? Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 11 July 2017
![]() Subtle changes in now can have big changes on your portfolio in the future. Today I explain how sensitive a retirement plan can be to situations that go beyond healthcare. I also discuss timing the market in retirement and how it can be trickier than when you are younger and building wealth. A poor withdrawal strategy hurt you and your legacy! Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar this Thursday in Burlingame. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220. Join me at my new show time with Rob Black on Tuesday and Wednesday from 6:00-7:00 a.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 3 July 2017
Summer has finally kicked off and wedding invitations are in the mail. Today I discuss things to do before and after your wedding, especially if this is a second marriage for you or your future spouse. For instance, how will your income change depending on alimony and child support? What does your postnuptial agreement cover that the prenuptial doesn’t? Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Mon, 26 June 2017
Summer has finally kicked off and wedding invitations are in the mail. Today I discuss things to do before and after your wedding, especially if this is a second marriage for you or your future spouse. For instance, how will your income change depending on alimony and child support? What does your postnuptial agreement cover that the prenuptial doesn’t? Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 20 June 2017
![]() Many listeners are receiving notifications of rate increases on their long term care insurance policy. Is it generally better to swallow the rate hike or should you reduce your benefits till it’s affordable? What are your long term care insurance options as a business owner and explain requirements you need to meet before you can write off any expenses. Today I answer your insurance and investing questions:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 19 June 2017
![]() The S&P was the focus of last week with the Feds announcing they were going to raise federal funds rate. Are we seeing an increase in estimates for bank earning as a result of another rate increase? Will banks be able to grow revenue and lend without excessive regulations? The midyear “doom and gloom” strategists are out predicting US markets to stay flat and we are due for a decent correction. I also discuss why you should consider investing globally as emerging markets make up 40% of global growth. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 13 June 2017
![]() It’s cheaper to invest now than ever before. The most important aspect of building wealth is systematically saving in low cost investments when issues such as timing the market mean nothing. Retirement presents major risks to your financial plan when things like inflation, health care costs and taxes can negatively affect your chances of long term success. Today I explain how to fight these risks using proper withdrawal strategies and double checking with Monte Carlo simulation. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Mon, 12 June 2017
![]() Once you enter retirement it becomes more important to keep a close eye on your portfolio and overall plan. Today I cover common spending issues many American’s face in retirement including going into retirement with a withdrawal strategy, options for adjusting your withdrawal rate after a market decline and adjusting for inflation. Other topics include:
Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 6 June 2017
![]() There are a ridiculous amount of Exchange Traded Funds (ETF’s) out there. Today I explain why ETF’s were created and what makes them so popular. With so many choices available I let you know which ETF’s are good and those you need to steer clear of. I also look at their advantages and disadvantages compared to index mutual funds. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 5 June 2017
![]() A real fiduciary puts your best interests before theirs and presents you with options. He/she does not have to meet a sales quota and won’t set you up with a plan that serves them. Today I explain how using the wrong rates of returns and wrong inflation rates affect your chances of a successful retirement. I also cover two articles about the disturbing inflation trends harming social security and a few silver linings to this creeping inflation. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Tue, 23 May 2017
![]() It’s cheaper to invest now than ever before. The most important aspect of building wealth is systematically saving in low cost investments when issues such as timing the market mean nothing. Retirement presents major risks to your financial plan when things like inflation, health care costs and taxes can negatively affect your chances of long term success. Today I explain how to fight these risks using proper withdrawal strategies and double checking with Monte Carlo simulation. Other topics include:
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
Encore Edition |
Tue, 16 May 2017
![]() It’s cheaper to invest now than ever before. The most important aspect of building wealth is systematically saving in low cost investments when issues such as timing the market mean nothing. Retirement presents major risks to your financial plan when things like inflation, health care costs and taxes can negatively affect your chances of long term success. Today I explain how to fight these risks using proper withdrawal strategies and double checking with Monte Carlo simulation. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars this Saturday to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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Mon, 15 May 2017
![]() The big news story this week is the WannaCry Ransomware attacks affecting businesses around the world. Learning to protect yourself online is important when family photos and financial data are at risk. Today I cover necessary practices such as keeping updated hardware and software, two-factor authentication and backing up your files. Decrease your chances of getting hacked! Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 1 May 2017
Today I discuss California’s real estate problem since half of the Bay Area millennials plan on fleeing, citing housing and cost of living as main reasons. I pick apart new tax plan rumors and explain standardized deductions vs. itemized deductions. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com. |
Mon, 24 April 2017
![]() Where are we at today? International developed funds and ETF’s saw a nice pop in the market today and banks and small caps rebound from their post-“Trump Bump” decline. Briefing.com posts an article about North Korea, the boarder wall and Trump’s tax plan. I also rant about people who research market news articles that only reflect their mood. Other topics include:
Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!
Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.
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