I take a critical look at what some are calling China's currency war and why it is different from the 1997 Asian currency crisis.

On its 80th birthday, I talk about how social security fits into retirement plans and the changes that need to take place in the future.

Multiple scenarios that determine if it is time to refinance your mortgage.

I discuss an article that claims fees are not the reason active investing often loses to passive investing, which I have stated many times before.

Issues to consider when planning a college savings 529 plan.

Don't forget to register for our upcoming event on Thursday, September 10 at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Although it's a good rule of thumb to roll over your 401(k) when leaving a company, there are times you shouldn't. Chad Burton, CFP^®, and Rob Black discuss those times as well as other retirement plan issues, such as pre-tax vs. after-tax dollars and how to figure out if your plan is a bad one.

Commercial-free

I cover 15 simple things you can do on your own before you hire a financial planner. Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

People come up with all kinds of reasons to retire, including the "give up" retirement that can follow after a layoff. Chad Burton, CFP^®, and Rob Black discuss these reasons versus the most important factor in decision-making: your portfolio's value.

Commercial-Free

Today Rob Black  advises younger generations on simple ways to start saving for retirement.

Rob also discusses why he views recessions as a good thing and common mistakes people make during one.

Kerry Flynn calls in and elaborates on her article on how social media companies are attracting people from other fields.

She also discusses how coding schools actually make their money.

Rob answers an e-mail from a listener who failed to maintain his portfolio and the ugly consequence.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Today I discuss the steps to build a retirement portfolio that lasts. The White House plans to make tougher rules commission based advisors that manage retirement accounts and don’t have your best interest in mind. Are interest rate increases coming sooner than later?

I also take a caller who has a question about rebalancing his 401k, then I clear up some mis-information regarding taxes on inherited money.

 Encore presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Sometimes people want to know who is supplying the parts to big-name companies such as Apple. They figure investing in the suppliers could mean a home run financially, but Chad Burton, CFP^®, and Rob Black discuss whether that's really true.

Commercial-Free

Sometimes people put off considering whether they need insurance, such as life or long-term care. The subject can be unpleasant, and the insurance expensive. Chad Burton and Rob Black take a look at the types of insurance people can consider and why they might need it.

Commercial-Free

     Marissa Mayer becomes the highest paid woman on the S&P 500 and Yelp joins Twitter as once favored but now crashing stocks. I discuss how much stocks vs. bonds you should have – It’s different for everyone. Microsoft vows to triple its revenue from cloud based products and Tony Mendes discusses who should be buying rental properties. Chris Ciaccia of TheStreet.com gives his opinion on the actual impact of the Apple watch and weighs in on the prediction that cable/satellite TV will be dead in 10 years. Buffalo Wild Wings takes a massive hit from the rising price of chicken. Rob offers some thoughts on the impending market correction and who profits from the unrest in Baltimore.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

I cover 15 simple things you can do on your own before you hire a financial planner.Tasks such as tracking your family’s spending, setting budgets, creating emergency reserves, paying off non-mortgage debt and monitoring your credit. I discuss 401k vs. Roth IRAs and other tips that can help you build a financial foundation.

Sign up for one of our TWO seminars on April the 25th in San Jose! Just click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Economist and featured columnist at Forbes.com, Bill Conerly calls in to discuss oil, the US Dollar and when to buy commodities. I discuss avoiding three typically bad ideas: non-traded REITs, most annuities, and life insurance as an investment. I cover a listener email on index life insurance and explain why you typically avoid commissioned based salesmen disguised as financial planners.

To sign up for one of the TWO upcoming seminars in San Jose on April the 25th, click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr of TheStreet.com and I discuss Goldman Sachs calling the bottom on oil and earnings reports from Wells, J.P. Morgan and J&J. I explain why we need social security reform - Chris Christie has a plan, but not a perfect one. I give you 6 ingredients of a well planned retirement portfolio and ways to leverage your IRA in your estate plan.

To sign up for one of our TWO upcoming seminars in San Jose on April the 25th, click HERE. Hurry because our San Jose seminars fill up fast!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses March’s abysmal performance and what it did to expectations. Greece cannot make its mind up about exiting or staying in the EU, much to everyone’s aggravation. Rob discusses the downside of the rising dollar. How your work-life balance can hurt your retirement accounts. Maria Gallucci of the International Business Times discusses how the drought and climate change are affecting banana production around the world. Are we misappropriating our water here in California? What you may not know about the almond industry.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I go over tax issues when inheriting money including IRA’s.  What is the fastest way to $1 million. I discuss gift tax rules and the advantages of using 529 plans for estate planning and college planning. I also take a look at renting a home vs. buying.  I go over an email question regarding using life insurance as an investment and explain the American Opportunity Tax Credit for college.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses today’s important Fed announcement and healthcare costs after 65. We also go over:

• I discuss Medicare A and B, supplemental insurance and their costs.
• How HSA (Health Savings Account) plans work in retirement.
• Is Apple poised to reinvent TV?
• Elon Musk smugly forecasts the end of humans driving cars in several years.
• Getting the best benefits from credit cards depending on your lifestyle.
• Rob and I go over the rules of palimony in California.
• Rob shares his thoughts on Google shares.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses and analyzes the more over-looked financial news stories of the week. Stories like GM reducing its warranties on Chevrolet and GMC vehicles. Also discussed is:

• Why would you roll-over a 401k to an IRA?
• What are dividend aristocrats and how to identify them.
• Tony Mendes discusses the state of real-estate in the bay area, including some incredible statistics about San Jose and San Jose’s pent up demand.
• Cole Stangler of International Business Times discusses how the rosy employment report is not exactly telling the truth. 

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black analyzes and explains the latest market news and its impact on your portfolio. Rob and I discuss options for a listener with less than adequate savings. Some rules of thumb in retirement and myths about your budget in retirement. When should you start drawing from your IRA. Dr. Jeff Rosen chimes in on the Euro’s 12-year low. Sirius XM radio looks at their options without Howard Stern in their stable. 

To sign up for our seminar TOMORROW in Walnut Creek, simply click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

As your loved ones age, they become more vulnerable to scams. Chad Burton and Rob Black talk about how to help your family members protect themselves, including the importance of developing a family plan and noticing the warning signs of a scam.

Commercial-Free

Today I discuss the question of has real estate taken a back-seat to technology in the minds of America’s youth? I also discuss:

• How Gen-Y is spending its savings.
• An article that the departure of baby-boomers from the workforce is not a problem – or is it?
• I answer a listener email about Identity theft recovery.
• When is the best time to rebalance?
• Protecting yourself online when you communicate with insurance companies and other financial institutions.

Details on our upcoming seminar in Walnut Creek on March 12.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today’s show I answer the question “Is the market over-valued?” How to know your risk score and when to re-balance your portfolio. Other topics include:

• Having good allocation between U.S. stocks, foreign stocks, government bonds and more.
• The difference between common stock and preferred stock.
• Should you convert to a Roth IRA?
• Mutual funds and taxes vs the tax implications of an ETF.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob recaps a fantastic February in the stock market and I discuss why risk tolerance and rebalancing are critical to good investors. Tony Mendes takes a look at housing in 2015 and weighs in on some forecasts made by Forbes. He also dissects how FHA loans work. Then Michael Learmonth, Tech Editor of the International Business Times discusses important news like a patent lawsuit between Apple and Erickson.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I go over tax issues when inheriting money including IRA’s.   I discuss gift tax rules and the advantages of using 529 plans for estate planning and college planning. I also take a look at renting a home vs. buying.  I go over an email question regarding using life insurance as an investment and explain the American Opportunity Tax Credit for college.

To sign up for our webinar this Thursday, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss the steps to build a retirement portfolio that lasts. The White House plans to make tougher rules commission based advisors that manage retirement accounts and don’t have your best interest in mind. Are interest rate increases coming sooner than later?

I also take a caller who has a question about rebalancing his 401k, then I clear up some mis-information regarding taxes on inherited money.

Sign up for Thursday's webinar Here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today, Rob lets you in on the latest financial news from companies like GM, Staples, Tesla and more. I discuss portfolio construction and Rob discusses every parents’ worst nightmare. What you want to insure and not. Dr. Jeff Rosen of TheStreet.com analyzes the latest retail sales numbers.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Coca-Cola announces its new offering of milk with added protein. Rob and I talk about picking stocks solely by dividend yield. Staples buys its last competitor, Office Depot. Disney exceeds its quarterly expectations and expects even more from its “Frozen,” merchandise. Rob takes a listener’s call about the future of 3-D printing and Dr. Jeff Rosen of TheStreet.com checks in with the latest economic data.

To sign up for our upcoming webinar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-free

Today I discuss Q4 earnings results, gauging risk in your portfolio, the topic of “Collaborative Divorce”, and different ways incorrect emotions and beliefs regarding money that can lead to mistakes.

To sign-up for our BRAND NEW webinar on Thursday, February th 26th, click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses your financial mindset and why cable news is bad for your finances. Other stories include:

• Several notable corporations take some big hits
• I discuss some red flags in your tax return that the IRS will be looking for
• The average 401k balance is looking up.
• Lauren Lyons Cole of TheStreet.com talks about the spending habits of Americans
• Rob discusses McDonalds' slide and a plan to get them back to being relevant. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses the brilliance of Warren Buffett and understanding that you don’t have to be a brain surgeon to invest well. Other topics include:

• A measles outbreak causes a rush to get children vaccinated
• Distrust of financial firms in favor of technology
• Chris Ciaccia of TheStreet.com discusses Microsoft’s exciting new hologram technology
• When brands change and get old

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Scott Smith, CMT, of Briefing.com joins us to discuss technical indicators to watch this year. I answer a listener's email question about the pros-and-cons of Lending Club and I also cover different types of crowd funding.

To sign up for our upcoming seminar, click here.

Encore presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr of TheStreet.com discusses the recent sell-off in the market, who wins and who loses with the drop in oil prices and we take a look at Verizon’s consideration of a joint venture with AOL.  I discuss how entrepreneurs can use crowd funding and Ray Fry calls in to discuss a recent law changes that affect reverse mortgages.

To sign up for our upcoming seminar, click here.

 Encore presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I talk more on term vs. permanent life insurance and which is best for you. We also go over what to expect at our upcoming seminar on January the 15^th in Palo Alto. Job numbers come in and unemployment continues to decrease, but there is a catch. Tony Mendes sits in studio and talks about the uptick in real estate transactions and the uncertain housing market. Rob takes a call on the future of Coca-cola. Starbucks’ C.O.O. takes an extended break and google wants to help you pick auto insurance.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss term vs. permanent life insurance and which is best for you. We also go over what to expect at our upcoming seminar on January the 15^th in Palo Alto. We also answer an email from a listener looking for help with diversification. Rob then goes over what makes a safe investment and some stock market winners. Tony Mendes stops in to discuss real estate and Rob gives us an update on the market.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses the market’s volatile beginning of the year and how it’s going to be ok.

• Then, I join Rob to discuss the low interest rates around the globe and what they mean to banks and you.
• McDonald’s desperately looks for a way to capture the taste buds of the current generation
• Dr. Jeff Rosen of Briefing.com tells us that the economy is marching on.
•  El Pollo loco’s exciting IPO and the world wide effects of the low price of oil. 

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob sits in with me and discusses moves you’ll want to make in your financial game plan. Topics include: Ebola, Facebook, real estate, European Union, stronger dollar, UPS, Amazon, Apple, reverse mortgage & more.

Encore presentation

For more information on tomorrow's Meet n' Greet in Bay Shores, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss the origin of my career in financial planning and why I created the Ten Pillars of Retirement plan. I also discuss the cost of inflation and healthcare inflation especially. Also covered are : certain analysts anticipate another correction and an article about companies cutting union pensions.  

Encore presentation

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses upcoming disruptive technologies like smarter TVs, driverless cars and same-day delivery. What will 2015 look like after 2014’s stellar market performance? And Dr. Jeff Rosen talks GDP numbers and its relation to oil prices. Rob then takes some time to reinforce how critical it is to talk to your teenager(s) about saving money before they learn the hard way in their 20’s.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr calls in to summarize the market’s actions in 2014. We take a look at predictions for the dollar, oil, earnings, foreign markets, small caps and so much more! I take a listener’s e-mail question about dividend achiever ETF’s vs High Yield Stock Etf’s and we discuss spotting signs of financial impairment in the elderly.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr of TheStreet.com analyzes the lowest oil prices in years and the upcoming trouble in the Russian Ruble and economy. Then I take listener calls about oil stocks and asset allocation. I also the most tax efficient ways to give and how check up on your charities.

To sign up for the FREE webinar, taking place this Thursday at 6:30pm to 8:00pm - click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss low mortgage rates and how they can alter your retirement plans. We also discuss Apple’s next six months, calculating the affordability of a mortgage, Streaming video vs. Cable TV and Brian Sozzi from TheStreet.com talks holiday retail trends.

To sign up for our upcoming seminar or webinar, click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today’s guest is Briefing.com Senior Technical Analyst, Scott Smith, CMT.  Scott and I discuss current market trends from a technical angle.  I also cover listener questions on pulling money from a 457 plan to buy a home, year-end planning issues and whether or not I am concerned with the Harry Dent Jr. prediction that baby boomers will sell all the stocks at retirement and cause a market crash. 

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses some of his favorite mantras about investing and reinforces the idea that you don’t need to be a brain surgeon to put together a good portfolio and retirement plan. Other topics include: resisting fad stocks, wise words from Warren Buffett, stupendously bad investment ideas, electronics insurance, early days of the internet and its future.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Encore presentation

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses how 2014 has been very, very good to the market with the best returns in 5 years, low unemployment and an even better outlook for 2015. Other topics include:

• More plans for easing by the Euopean Central Bank
• New movie dynasties on the rise
• How politics will change if the economy continues to improve
• How each generation needs to save differently
• And much, much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore presentation

Commercial-Free

Jack Mohr of TheStreet.com comments on OPEC, the GDP and the state of consumers. We also discuss:

• Japan’s consumption tax
• Performing your own energy and utility audit
• Listener calls about 457 plans with Roth options and maximizing several IRAs

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses some of his favorite mantras about investing and reinforces the idea that you don’t need to be a brain surgeon to put together a good portfolio and retirement plan. Other topics include: resisting fad stocks, wise words from Warren Buffett, stupendously bad investment ideas, electronics insurance, early days of the internet and its future.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today on Veteran’s Day, I talk to Jack Mohr of thestreet.com about Alibaba making $9.3 billion on “Singles day” in China, and how they have better margins than Amazon. Other topics include:

• Whole Foods' stock and White Wave Foods.
• 43% of companies report losing customer data in 2014
• Real Estate prices swelling at a possibly unsustainable rate
• Naming a living trust as a beneficiary of your retirement accounts
• Is a partial Roth conversion for you?

To sign-up for our upcoming seminar in Foster City, click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses everything and anything regarding finance with retail analyst Brian Sozzi about department stores, holiday sales, brick & mortar vs online sales and more. Other topics include:

• Where to start investing in your retirement
• Oil prices
• Sales of cable T.V. commercials take a noticeable dip
• Healtcare limits and deadlines
• and much, much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today Scott Smith, CMT, with Briefing.com gave us a rundown from the view of a market technician.   I also review a re-cap of Q3 Earnings thus far and discuss the renewal of social security paper statements, the perils on non-traded REIT’s and retiring out-of-state.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black talks about love, sweet love - and how it impacts your financial life. The partners we choose and the way we attract them have more to do with your financial success than you were aware of!

To sign up for our latest seminar, click HERE.

To get your question answered live on the air, call 1-800-516-1220 from noon to 1p, (PST) to speak with CFP, Chad Burton!

Rob sits in with me and discusses moves you’ll want to make in your financial game plan. Topics include: Ebola, Facebook, real estate, European Union, stronger dollar, UPS, Amazon, Apple, reverse mortgage & more.

For more information on tomorrow's Meet n' Greet in Bay Shores, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss market panic and how over-reacting to market news can cost you dearly during the rebound. We cover topics such as:

• Young people are playing it safe with their 401k – and that’s not good

• Back-to-school shopping numbers indicate a lackluster Christmas shopping season

• Dr. Jeff Rosen from thestreet.com calls in to discuss consumer price inflation.

• Michelle Lerman discusses some common misconceptions about estate planning

• That and much, much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

President Obama names an Ebola czar and a look at Apple’s premium pricing strategy. Rob also discusses:

• The drop in the price of oil
• Redefining what makes a "tech company"
• Investing lessons from Peter Lynch
• Consumers continue to find ways to get rid of cable
• Google stock drops 3%
• That and so much more!

To sign up for our upcoming seminar in Redwood Shores, clickHERE!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today, Rob Black discusses international market news and how the drop in oil prices is like a tax-cut for American citizens. With other topics such as:

• Job numbers hit a 15-year high.
• How to use ETFs properly
• Texas oil stocks
• Retailers cast their estimates on Christmas spending
• Rob takes  call about an IRA conversion
• That and so much more!

  To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today on Rob’s birthday, we discuss tax deadlines that need to be addressed before the end of the year. Especially for investors, the self employed and why you need to meet with your CPA before it’s too late.

Tony Mendes defines what a portfolio lender does and how the process works, while Briefing.com's Chief Economist Dr. Jeff Rosen talks the fed’s rationale, employment numbers, wage growth & interest rates. Other points we discuss are:

• UPS
• Wal-Mart cuts insurance for some employees
• Ebola's impact on certain stocks
• New credit card technology from Bank of America
• and much, much more!

To sign up for our upcoming event on October the 25th, click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses Sears’ decision to divest its Canadian unit and the many factors of Sears’ downfall. Topics such as:

• Elon Musk teases the Tesla "D"
• Ello.co nips at Facebook's heels
• Rob and I discuss why the time to rebalance is now.
• Dan Freed from thestreet.com talks Fannie May and Freddie Mac.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses recent market trends and news vital to your financial health. He also discusses topics like:

• The recent pull-back despite record highs.
• The Ebole panic and how it ties to airline stocks
• Starbucks' role in the pumpkin boom
• Tax consequences of inherited and stretch IRAs
• Dr. Jeff Rosen discusses car sales numbers, consumer confidence and the housing bubble.
• Rob channels Warren Buffet on how to have focus in acheiving your financial dreams.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black talks with CFP Chad Burton about Tesla, social security planning, taxes & when to pay them. Other topics include:

• JC Penny
• Intel ear buds
• Vocal fry
• Apple
• And much, much more!
• Encore Presentation

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses the latest stock market news and headlines. He covers items like:

• Over-reacting to "mini-downturns" in the market
• Ron Johnson (formerly of Apple) annouces his plans to start an on-demand electronics delivery service.
• Blackberry's last-ditch effort at a desirable smartphone
• Sales of new homes are at a six-year high.
• Wal-Mart enters the banking industry
• Dr. Jeff Rosen talks housing and sales numbers
• And Rob tackles the delicate task of how to ask for a prenuptial agreement without a fight.

To sign up for tomorrow's event in Redwood City, register here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today's show, I discuss REITs and we take a listener's phone call about a lifetime income annuity. Also covered is:

• Real Estate investing
• Primary residence capital gain exclusion
• 1031 exchange
• 401k rollovers
• and much more!

Email me your money question at chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss a WSJ/Morningstar study that revealed the majority of 5 star funds fail to keep the top rating ten years later. I also cover topics such as:

• Current market news.
• Funds vs ETF’s vs ETN’s
• Being financially prepared to invest in real estate
• and much, much more!

For tickets to my upcoming San Jose seminar on Sept, 11. Click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 12:00 p.m. to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black revisits his live broadcast from The Money Show in San Francisco. Over the course of the hour, Rob meets listeners and discusses:

• Janet Yellen's announcement about the end of the cheap money policy era
• Why Warren Buffet is a better investor than anyone else.
• How to get your kids educated about investing from a young age
• Should you delay taking social security?
• Rob takes listener calls about agressive plans to catch-up in retirement savings and if a minimum wage job in your 60's will affect your social security payout.
• How millenials are saving money by renting every-day items, rather than buying them. 

Encore Presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chad Burton, CFP® joins Jim Kramer's researcher, Jack Mohr and discusses today's latest business stories. Together, they cover topics such as:

• What are companies with a "wide moat," and what makes it desirable.
• The possible merger between Burger King and Tim Horton's.
• Stocks and businesses impacted by politics
• Earthquake insurance and the losses in Napa
• Proper portfolio construction
• Information on Chad and Rob's next seminar
• And much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black talks with CFP Chad Burton about Tesla, social security planning, taxes & when to pay them. Other topics include:

• JC Penny
• Intel ear buds
• Vocal fry
• Apple
• And much, much more!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses all things finance including questions and topics such as:

• Do you need a CFP or a career advisor?
• Cisco's job cuts fail to impress
• Tony Mendes answers the question, "Do my age and history factor into my loan eligibility?"
• Michelle Lerman calls in and goes over Robin Williams' state of affairs
• America's changing the way it chooses where to eat out.
• That and much, much more!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Briefing.com's Chief Economist Dr. Jeff Rosen discusses retail sales numbers, the labor market, employment reports, Obamacare' effects on employment, the manufacturing sector and even more! Other topics include:

• Chad Burton discusses how to live off dividends and interest in retirement.
• Tax-efficient investing
• Making your income plan
• How NOT to spoil your children
• What to do when you inherit assets

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses today's business headlines and tells you what you need to know to look out for your bottom line. He also discusses topics such as:

• Analysis of the cancelled merger of Fox and Time-Warner.
• Tony Mendes discusses rates and down-payments.
• Speculation on the future of mortgages
• Dr. Jeff Rosen from thestreet.com calls in with the details on the dissapointing report on Eurpoean markets.
• Upcoming mergers and the problems they could face
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black sits in for Chad Burton, CFP® and discusses all aspects of creating wealth for today and tomorrow. With topics such as:

• Scott Smith, CMT® discusses the extent of the correction
• Prenuptial Agreements. Why is nots what you think its for and why it shouldn't be such a dirty word.
• Guarding your credit.
• iPhone 6 speculation
• What the best still people say they got from their M.B.A. - and why you need it too.
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses the mindset and goals you need to start a business. He also focuses on:

• Some tips and inspiring quotes from Virgin's CEO, Richard Branson
• Forbes releases their top schools in the nation.
• Why a plastic surgery investment is a poor investment
• CFP® Chad Burton, calls in and goes over a listener e-mail about the pointless task of timing the market.
• How geopolitical news factors into your portfolio.
• That and much, much more!

Email your money question to chad@newfocusfinancial.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black sits in for Chad Burton, CFP® and discusses ways to make you a better investor. With topics such as:

• Products that are sold at staggering rates and beloved around the world
• The revival of the laptop
• CFP® Chad Burton, talks about portfolio construction
• Dr. Jeff Rosen analyzes the better-than-expected GDP numbers.
• That and much, much, more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today's show, CFP® Chad Burton, discusses REITs and takes listener phone calls about a lifetime income annuity. He also covers:

• Real Estate investing
• Primary residence capital gain exclusion
• 1031 exchange
• 401k rollovers
• and much more!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore presentation

Commercial-Free

Rob Black goes over some of the less-thought-about aspects of retirement planning and current financial outlooks in this encore presentation of New Focus on Wealth. He also covers topics such as:

• How the state you live in can impact the amount of money you'll need in retirement
• Investing advice for younger people with some astonishing statistics
• Rob's honest opinion on home equity loans
• How having only a few holdings can reduce risk
• What the future holds for Microsoft
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore presentation

Commercial-Free

Rob Black and Chad Burton discuss portfolio and money management strategies. With topics such as:

• Using sector funds to fill in portfolio gaps
• Chad's opinion on people why try to time the market (and why it will never work)
• Adjustable rate mortgage (A.R.M.) rates with Tony Mendes. Who are the good for - and very bad for?
• Jonathan Marino of thestreet.com discusses tech giants and digital music rights
• Would you invest in Phillip-Morris/Altria? The dilemma about buying stocks from companies you don't like morally, but have an impressive dividend.
• Taking out a loan from you 401k.
• That and much more!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today Chad discusses how love stacks up against debt. How would you handle your fiancé’s crushing debt? Also covered are topics such as:

• Roth I.R.A.s for younger people
• How to tackle debt and which tracking sites are right for you?
• How to prepare for an inheritance and how to cut health care costs in retirement
• General budgeting advice, especially for younger listeners
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

>

Commercial-Free

An analysis of how much cash you'll need in your IRAs if you are taking required minimum distributions with Certified Financial Planner®, Chad Burton. He also details other topics like:

• Asset protection and inherited IRAs
• The upswing in emerging markets
• Business Development Companies (B.D.C.s)
• How to increase your social security payout.
• That and much, much more!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob talks about moving to South America in retirement and simple everyday things you can do to give yourself an edge in retirement. He also focuses on:

• Global hunger for protein is fueling food-industry deals
• How much to put down on your home
• Best ways to reduce shocks in your portfolio
• Busting 7 money saving myths

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses various facets of your portfolio and what to look out for. He focuses on aspects like:

• A possible down-turn in the stock market and real-estate
• A cautionary story about why disability insurance can be more useful than life insurance
• How can you save for a nest-egg when you don't have cash.
• Why Subway has a better business model than McDonald's - and its not just because of the food.
• Rob oulines "The Ten Pillars of Retirement," seminar with Chad Burton

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

As an alternative to bonds, no-load annuities can have a valuable place in your portfolio. But many people are stuck with high-fee, commission-based annuities instead. Chad Burton, CFP^®, offers tips on how to exchange your existing annuities for better products.

Commercial-Free

Chad Burton, CFP® discusses quantitative easing and how it affects your portfolio. He also covers topics such as:

• China's housing slow-down
• How to pick a trustee
• Wise usage of Flexible Spending Account
• The Government National Mortgage Association (GNMA)
• Listener E-mails regarding 401k matching and taxation.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Roughly half of marriages end in divorce. Chad Burton, CFP®, and Rob Black explain how a prenuptial agreement can help protect you, especially if you're on your second marriage.

Commercial-Free

Chad Burton’s, CFP®, was a guest today with Rob Black on “Rob Black & Your Money”.  Topics they discussed:

  *  Investing in up markets
  *  Picking a Financial Planner
  *  Long-term care
  *  Protecting a spouse
  *  Real Estate

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

 Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.newFocusFinancial.com.

Commercial-Free

Chad Burton, CFP®, discusses financial issues revolving around kids and money.  Special guests Eli and Ava Burton.  Topics include:

   *  Lesson to teach your kids
   *  College saving tips
   *  Utma’s and 529 plans
   *  Chore apps
   *  ETF’s for kids

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.newFocusFinancial.com.

Chad Burton, CFP®,  guest today was Financial Analyst Nicole Urken from thestreet.com.  Topics they discussed:

  *  Federal Reserve bond buying

  *  Weak earnings season
  *  Financial sector review
  *  Problems with Twitter’s stock
  *  Biotech sector buy/sell discussion

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.newFocusFinancial.com.

Commercial-Free

Chad Burton, CFP®, sits in with Rob Black and talks financial planning for 2 hours.  Topics include:

  *  Financial Planning
  *  Specific financial goals for various ages
  *  Estate Planning using tools like Roth IRA and Living Trusts
  *  and more

Commercial-Free

Chad Burton, CFP®, discusses several questions facing those planning for retirement:

Will your entire social security benefit be spent on health care costs?

The number of people that continue to work over age 55 is growing.....will millennial have a harder time getting a job?

Why are boomers working longer?

Dad is in a nursing home.  Which accounts should I draw from first to pay for his care?

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.newFocusFinancial.com. 

Commercial-Free

Today's guest is Nicole Urken of TheStreet.com discussing earnings reports of YHOO, CSX and others.

I discussed the threat of higher social security taxes the cost of being self-employed.

 
I also discussed the cons of leaving an annuity to your heirs and certain dangers of overleveraged MLPs.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1200 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.newFocusFinancial.com.

Commercial-Free

Chad Burton, CFP ®, talks current marketnews, drones, china, long-term care and small bump in inflation.

Thoughts on bonds and a pullback in rates giving investors a second chance to fix their bond portfolios.

Also discussed the rising cost of long term care and how to fix a bad annuity.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1200 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.newFocusFinancial.com.

Commercial-Free

Chad Burton, CFP®, discusses how you go about toalign your retirement income goals with your estate planning goals.as well as:
 

• Charitable remainder trust

• Beneficiary mistakes

• Gifting low basis stock to your church or charity rather than cash.
  
  

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1200 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.newFocusFinancial.com.

Commercial-Free

Rob Black discusses how people have to live through four or five recessions before they view recession as a normal, non-threatening part of the business cycle.

Rob also discusses some of the top financial mistakes people make such as:

• Not living within your means
• Failure to set goals
• Not saving enough

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chad Burton, CFP®, discuses some of his favorite financial publications, including Lessons from the Millionaire Next Door.

Chad also discusses:

• The 10 Pillars of Retirement Income Planning
• Social Security taxation
• When to take required minimum distributions

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chad Burton, CFP®, discusses what to do with $100,000, as well as:

• 401k allocation
• Bond alternatives
• Leaving funds in a 401k vs. rolling to an IRA
• Different portfolio allocations and the risk vs. reward

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chad Burton, CFP®, discusses emerging markets and countries with large account deficits as well as:

• Updates on the recent market selloff
• What to do if you have a large amount of non-deductible contributions inside your IRA and you want to convert to a Roth
• My opinion on the President's proposed myRA plan
• Emails and calls regarding life insurance and bonds in a taxable account

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses what is wrong at Apple as well as:

• Tough markets
• Children who have to support their parents in retirement

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses why 401k plans are the best saving vehicles. Rob also discusses:

• The earnings season
• Netflix and Bitcoin
• Bogus newsletter promises
• Income gap problems

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses why you should consider changing your residency for better job opportunities, more affordable housing, and to get ahead with finances. Rob also discusses:

• The market recap
• Netflix and other company earnings
• How broadcasting is losing people to streaming
• Google losing its search relevance

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chad Burton, CFP®, discusses the basics on saving, life insurance, disability insurance and focusing on increasing your ability to earn more money. Chad also discusses:

• Current market news
• Major 2013 concerns that have subside and been replaced by concerns regarding foreign policy
• How emerging markets and European stocks have started the year
• Have your estate in order
• Questions on intermediate term bond funds and A-B Trusts

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Women face certain financial decisions that men don't. In this podcast, Chad Burton, CFP®, and Rob Black discuss how having children affects your finances and the problems that can arise when a wife outlives her husband. They also review the importance of having an estate plan and why you should be a saver rather than a spender.

Commercial-Free

Setting priorities is the most basic, yet essential, financial planning step you can take. In this podcast, Chad Burton, CFP®, and Rob Black discuss how to identify your priorities and adjust your goals as your life changes. They also share their own personal "bucket list" items.

Commercial-Free

Chad Burton, CFP® and Rob Black, of Rob Black & Your Money, discuss the basics of building and keeping wealth.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Guest host, Rob Black, of Rob Black & Your Money fills in for Chad Burton and discusses the importance of having health care and term-life insurance. Rob also discusses the market numbers and big stories of the day.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chad Burton, CFP®, discusses ways to create income that is guaranteed for life by an insurance company. Chad also discusses:

• Q3 earnings
• Apple’s new iPads
• The current fixed income/bond environment
• When to use 529 plans and which plans to consider
• Back door Roth IRA’s and minimum required distributions on 401ks
• Portfolio insurance
• Indexed annuities
• Bond alternatives for those that need immediate income or are looking for principal guarantees

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Guest host, Rob Black, of Rob Black & Your Money fills in for Chad Burton and shares what type of investments individual investors and financial advisors should avoid. Rob also breaks down the market numbers and big stories of the day.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Guest host, Rob Black, of Rob Black & Your Money fills in for Chad Burton and shares strategies for creating wealth by having a certain mindset. Rob also breaks down the market numbers and big stories of the day.

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free