Almost every major financial media outlet is talking about Argentina and Turkey. Emerging markets were stellar in 2017 but have struggled so far this year. Have you been thinking about points of entry if you are not already invested in emerging markets? Today I explain why we are seeing inflationary issues in Argentina and Turkey and how to take advantage of this opportunity. Other topics include:

• When to take RMD’s on an inherited IRA and what to do when you screw it up
• When annuities work
• Trump-cut opportunities

Retirement planning is more complicated than ever, and it can be hard to even know where to begin. Please join me at the Retirement Income and Tax Planning Seminar on September 20th at the Toll House Hotel in Los Gatos. Registration is only $25 so click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Q1 earnings are coming out and expectations are high following tax cuts and the market rally. So is the market actually doing great? Are market returns negative? Other topics include:

• Walmart employing IBM and blockchain to put food on tables
• Explaining Jeff Gundlach’s comment on Facebook stock
• Major risks to your retirement
• Sustainable withdrawal rates on portfolios
• Awful online retirement calculators & Monte Carlo simulation

Please join Rob Black, Michelle Lerman and I for our Retirement Income Strategies and Estate Planning Seminar from 6:30 p.m. to 8:30 p.m. at Juniper Hotel Cupertino on May 3rd. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

We all know today’s market is overbought and over the last 15-20 years our economy has seen a glorious run. As a result financial media is now full of commentators calling the market wildly overbought and scaring people with the C word...CRASH. Do you know what to do if the market does crash? Today Rob explains what investors should be concerned with when dealing in an overbought market. Other topics include:

• Alibaba expected to invest $15 billion on research and development over the next 3 years
• Rob’s biggest fears on the market right now
• Philip Morris and Altria metrics
• Understanding insurance
• Delta airlines reporting better than expected earnings and other market news

Retirement planning is more complicated than ever, but focusing on a few essential issues can help increase your income in retirement and your chances of enjoying a secure future.Please join us for our Retirement Income Strategies and Estate Planning Seminar On November 16th at the Toll House Hotel in Los Gatos. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

30 year bonds approach historical lows, but Warren Buffett’s recent comment about the investment may have been taken out of context. Today I explain which generation he was addressing with his comment and why it should not be taken as a blanket statement to not own bonds at all. Other topics include:

• Bonds and millennial investing
• Cash outflow issues in retirement
• What to do with emergency cash reserves
• Excuses not to buy or invest right now
• Two funds to be aware of in your 401k
• Longevity and how to take these articles with a grain of salt

Planning for retirement can be complicated, but focusing on a few essential issues could help increase your income in retirement and your chances of enjoying a secure future. Join Rob Black and I for lunch at our 11:00 a.m. retirement seminar in Burlingame on July 13th. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

A recent survey reports that 61% of people are choosing to delay retirement. Today I discuss several reasons why more American’s are choosing to delay even when they don’t need the money. Behavioral finance mistakes can shave 2-4% off your returns. I'll tell you why. Listener questions:

• James from Piedmont wonders if I am concerned about the trend of falling dividend increases from blue chip companies that retirees usually depend on
• James in Sonoma asks me to clarify funding no load variable annuities with bond money from your IRA
• Bob wants to know when are TIPS (Treasury Inflation-Protected Securities) are appropriate part of asset allocation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

30 year bonds approach historical lows, but Warren Buffett’s recent comment about the investment may have been taken out of context. Today I explain which generation he was addressing with his comment and why it should not be taken as a blanket statement to not own bonds at all. Other topics include:

• Bonds and millennial investing
• Cash outflow issues in retirement
• What to do with emergency cash reserves
• Excuses not to buy or invest right now
• Two funds to be aware of in your 401k
• Longevity and how to take these articles with a grain of salt

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

30 year bonds approach historical lows, but Warren Buffett’s recent comment about the investment may have been taken out of context. Today I explain which generation he was addressing with his comment and why it should not be taken as a blanket statement to not own bonds at all. Other topics include:

• Bonds and millennial investing
• Cash outflow issues in retirement
• What to do with emergency cash reserves
• Excuses not to buy or invest right now
• Two funds to be aware of in your 401k
• Longevity and how to take these articles with a grain of salt

Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

I cover market news now that earnings reports are in on some of the bigger names. Apple increases its dividend and share buybacks program, but can’t sit on this much cash forever. I explain why the White House has to balance dollar strength with cash repatriotization issues such as the pitfalls of profits in other currencies flooding into the US market. Other topics include:

• Why you should be looking at rebalancing opportunities when the market hits all time highs
• International stocks and emerging markets
• Annuities –Are they all horrible? When are they worth looking at?
• Safe money going into retirement–How to max FDIC insurance

Whether you're 20 or you're 60, managing your money can get complicated. Please join us for one of our two seminars to learn strategies that can help you build wealth, invest confidently, retire better, and pass on your estate while minimizing taxes. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

We had an interesting day on Wall Street as sectors that rallied post-election see tough times and sectors that didn’t fare well see strength. Since market returns took a breather this January I take a moment to remind you not to make the same mistakes many did last February and stick with a portfolio that matches your risk tolerance and goals. How do you measure the levels of risk in your portfolio? Other topics include:

• Email scam disguised as PayPal
• Single stock risk analysis
• Analyzing risk and rebalancing the stock side of your portfolio
• How taxes and transaction costs come into play depending on whether you sell or use cash and dividends to rebalance portfolio
• Buying vs. leasing a car

Join Rob Black, Michelle Lerman and I at our next retirement seminar starting at 11:00 a.m. on Thursday, February 9th at Double Tree by Hilton Berkeley Marina. Click HERE to sign up and use code RETIREMENT123 for free entry! 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

As the Dow marches towards 20,000 I list off several positives (such as a 5% revenue jump) that are pushing the Dow to an all-time high. I explain why it is smart to make portfolio reallocations in January, why the market will be volatile and who should be rebalancing. Other topics include:

• Reviewing bond allocations in your 401k –Avoiding certain types of bonds
• Where should you put safe money in your 401k?
• What is the right move for this self-employed person funding a SEP IRA with $50,000 in a 401k from their previous company
• Which is the better strategy for rental property? A 1031 exchange now vs. moving in and selling later
• Cuts in Social Security benefits needed by 2031
• Backdoor Roth IRA dissected

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

As the Dow marches towards 20,000 I list off several positives (such as a 5% revenue jump) that are pushing the Dow to an all-time high. I explain why it is smart to make portfolio reallocations in January, why the market will be volatile and who should be rebalancing. Other topics include:

• Reviewing bond allocations in your 401k –Avoiding certain types of bonds
• Where should you put safe money in your 401k?
• What is the right move for this self-employed person funding a SEP IRA with $50,000 in a 401k from their previous company
• Which is the better strategy for rental property? A 1031 exchange now vs. moving in and selling later
• Cuts in Social Security benefits needed by 2031
• Backdoor Roth IRA dissected

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors.  What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:

• The case for active management in bonds
• Goldman Sachs predictions about Trump’s presidency benefiting most sectors
• Does this sound like you? Signs you may need to turn your investing reins over to somebody else
• An emotional investing failure story
• How will the Trump administration tackle long term care insurance?

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.

Encore Edition

Will Trump's plan to alter taxes justify returns from the DOW and the S&P 500 after he assumes presidency? It’s that time of year when people are anxious about entering a high market and others are considering pulling out. Have a strategy in place and make sure you stick with it! Other topics include:

• REIT’s
• 9 Reasons The Concept of Retirement Has Changed
• A listener asks about balancing his estate planning wishes between leaving money for special needs kids, long term care expenses and keeping his business liquid for his employees
• Year-end tax planning under the Trump administration
• Keeping your home owners insurance up to date

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors.  What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:

• The case for active management in bonds
• Goldman Sachs predictions about Trump’s presidency benefiting most sectors
• Does this sound like you? Signs you may need to turn your investing reins over to somebody else
• An emotional investing failure story
• How will the Trump administration tackle long term care insurance?

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

The DOW rallies as investors rotate their money out of technology and international ETF’s and into financials and small cap sectors.  What can keep this market going? New policies Donald Trump needs to focus on if we want our market to continue its upward trend and see actual growth with new money. Other topics include:

• The case for active management in bonds
• Goldman Sachs predictions about Trump’s presidency benefiting most sectors
• Does this sound like you? Signs you may need to turn your investing reins over to somebody else
• An emotional investing failure story
• How will the Trump administration tackle long term care insurance?

Our 10 Pillars of Retirement webinar on the 21st is FREE, but we still need you to sign up! Click HERE to register for information and strategies you’ll need if you want to increase your chances at a care-free retirement.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Interest rates have jumped since the elections, which means it’s time to review the bond choices in your 401k. But what are your options if your 401k choices are awful? I explain how you may have the ability to create a Fidelity BrokerageLink account inside your 401k or do an in-service 401k rollover. How are REITs being affected in today’s market? Other topics include:

• What is the best corporation to form to reduce taxes when you have no other employees?
• Tax saving strategies and other reasons to meet with your CPA before year end.
• Which dividend stocks would I buy and hold forever?
• Investing in the stable value fund of your 401k when receiving RMDs

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Interest rates have jumped since the elections, which means it’s time to review the bond choices in your 401k. But what are your options if your 401k choices are awful? I explain how you may have the ability to create a Fidelity BrokerageLink account inside your 401k or do an in-service 401k rollover. How are REITs being affected in today’s market? Other topics include:

• What is the best corporation to form to reduce taxes when you have no other employees?
• Tax saving strategies and other reasons to meet with your CPA before year end.
• Which dividend stocks would I buy and hold forever?
• Investing in the stable value fund of your 401k when receiving RMDs

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

There’s more than spooks and ghouls out there on Halloween, some investing problems are more than spine-chilling; they’re outright nightmares that stay with you. Gather round as I share tales about people who have found their retirement haunted by fearful and greedy investing only to realize too late their decisions have had them come back to bite them in the neck. Make sure you don’t spend the rest of your life sleeping in a haunted house just because you chose to follow some financial ghoul to a poor retirement.

Join Rob Black and I at one of our next retirement workshops at the Elks Lodge in Palo Alto. Admission is only $5 to learn about current market conditions, retirement planning issues and estate planning strategies. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Low interest rates have pushed a lot of investors into chasing yield. Chad Burton, CFP^®, and Rob Black discuss the risks that investors might not even be aware of.

Commercial-Free

The rules of financial planning are different for singles and couples. Chad Burton, CFP^®, and Rob Black discuss the differences, plus the importance of prenuptial agreements and living trusts when you do get married.

Commercial-Free

I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from.  I also take a look at earthquake insurance and paying off your home, the Russian economy and delaying your retirement to help your adult children.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore Edition

Jack Mohr of TheStreet.com and I rejoice over Apple’s spectacular earnings reports. Is the Nasdaq’s recovery different from the last time? What happened to people that avoided bonds? Why you need a combo of stocks, bonds and other products.

 Then I take a call from a listener who’s looking to transition out of a 457 plan and would like to give his portfolio a make-over. Another caller asks about using insurance and annuities as income. Our third caller asks how to rebalance when you’re overweight in certain stocks.

Don't forget to register for our upcoming seminar on Thursday, September 10th at the Sheraton Hotel in Pleasanton. Click HERE to sign up!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Encore edition

Today Rob and I take a listener’s call about backdoor Roth IRAs and how they work with 457 accounts.

Wal-Mart looks to take a bite out of Amazon’s online dominance with a new subscription service

The troubling statistics on how much water is needed to create some of your favorite foods and what will happen to the price of protein. New companies are formulating ways to create substitute proteins with less water consumption.

Chris Ciaccia of TheStreet.com dissects Cisco Systems’ struggle and future under new management.

Elon Musk seeks to enable some places to be completely energy independent.

Liquor distributors seek to move more product via E-commerce. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I go over some stocks that will be good starting points for millennial investors and other stats that give insight into their spending choices.

• Genetic services are becoming an affordable industry with custom made medicines and the medical field sees a vast number of applications.
• I discuss the all-too-obvious decisions that can impact your retirement savings but bears repeating.
• Dr. Jeff Rosen of Briefing.com translates the “JOTLS” numbers into information you can use.
• Why having several (or many) credit cards that have rewards can save you a lot of money in the long run.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss what's going on in today's market. I also discuss items such as:

• Greece looks for its next exit.
• How do you prevent one parent from going completely broke, when the other parent goes into a nursing home.
• Myths about FAFSA college grants and why you don't want to pay for 100% of your child's college expenses.
• Listener E-mails about credit repair and I read a listener's rant about education. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Job growth gains but wage growth fails to rise. What does that mean? I tell you what the fed numbers really mean on today’s show.

What happens to the market overnight when you’re asleep. The big changes that happen and how they affect your portfolio.

Who needs to live in a nursing home and what the alternatives are and I take a listener’s question about backdoor Roth IRAs.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss how your health can be the biggest factor when it comes to the quality of your retirement. Rob  goes on to discuss data and news like:

• Jobs data comes out and inspires a bit of confidence as hiring rebounds
• Reservations for Tesla’s Powerwall brings in $800 million.
• An energy revolution seems to be coming and Elon Musk is guiding the way.
• Cole Stangler of the International Business Times, discusses when “livable wage” became an issue for an adults in America. Can we solve the wage battle issue or should we?
• And Nike pledges to create 10,000 U.S. jobs after an nudge from President Obama. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

     Rob enlightens us with the latest market news and I dispel some myths about RMD calculations. Zynga makes massive cuts in payroll and staff. Nintendo intends to cash in by taking its Mario character to mobile platforms. How much will Tesla’s new “Powerwall,” power storage unit cost and how long will it take to pay for itself? And is tesla a stock to own for the long-run? Rob discusses taking care of an elderly parent and the cost of healthcare in the last few years. The Robinhood app aims to help the younger generation trade and buy stocks for free while McDonalds finds ways to work kale into their menu and update their image.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr of TheStreet.com and I rejoice over Apple’s spectacular earnings reports. Is the Nasdaq’s recovery different from the last time? What happened to people that avoided bonds? Why you need a combo of stocks, bonds and other products.

 Then I take a call from a listener who’s looking to transition out of a 457 plan and would like to give his portfolio a make-over. Another caller asks about using insurance and annuities as income. Our third caller asks how to rebalance when you’re overweight in certain stocks.

If you'd like to get your question answered on the air, send your question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I tell you what you’ll expect on Saturday’s seminars in San Jose. Things like, which insurance do you need and the many types of insurance you don’t need. What to look for when hiring a financial advisor. What really matters when forming a portfolio in your 20’s and 30’s. What you need to know when a parent needs to move into a retirement home and much more!

Register for one of the TWO seminars this Saturday in San Jose at The Four Points by Sheraton, San Jose Airport. There’s still time to sign-up, just click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Low interest rates are causing a lack of return in the form of interest rates. Roth conversions gain media attention and when it becomes a good idea to convert your savings. Netflix threatens the cable industry and the paychecks of professional athletes while Chris Ciaccia of TheStreet.com discusses how they smashed their earnings report. Apple plans to save millions by using solar power and much, much more!

Click HERE to sign up for one of our TWO seminars in San Jose on April the 25th.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

The European Union hits Google with anti-trust charges. Yahoo looks to buy Four-Square and I help a listener decide between 403b and s 457 plans. Raphael Tulino of The IRS calls in with some tips to help you with your taxes, avoid an audit and be aware of scams. Dr. Jeff Rosen goes over his doctoral thesis and Mario Draghi takes some abuse due to youth unemployment in Europe. Today’s youth are not building credit – in favor of saving. And McDonald’s is still looking for a solution to their falling numbers.

Don't forget to sign up for one of our TWO seminars in San Jose, just click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today's show, Scott Smith with Briefing.com discusses the Advance Decline Line and the strength in foreign markets.  I take calls on Roth IRA Conversions, oil stocks, and social security.  I also answer questions on credit monitoring services and ID theft insurance.

To sign up for one of our TWO upcoming seminars, click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob recaps a fantastic February and last quarter in the stock market and I discuss why risk tolerance and rebalancing are critical to good investors. Tony Mendes takes a look at housing in this year and weighs in on some forecasts made by Forbes. He also dissects how FHA loans work. Then Michael Learmonth, Tech Editor of the International Business Times discusses important news like a patent lawsuit between Apple and Erickson.

Encore presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today Rob Black discusses the market’s consolidation and the latest impacting financial news stories. He also discusses:

• The state of the airline industry in 2015.
• A listener calls about owning company stock where the company is merging with another.
• Why women in America tend to save less than men.
• TripAdvisor.com’s stock performance.
• Dr. Jeff Rosen of TheStreet.com discusses the employment and wage reports.
• I discuss assigning a beneficiary to your retirement accounts.
• And much, much more!

Encore presentation

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I take calls from listeners and discuss why it's important to be asbolutely honest with financial advisors about your expenses. *Even the embarrasing ones.* Also covered are:

• The finer pieces of a full-growth portfolio
• Dividend paying stocks
• A call about using a bond alternative to fund an education
• Leaving funds in a 401k vs. rolling into an IRA
• A caller asks what to do with an extra $100,000 in cash
• Different portfolio allocations and the risk vs. reward.
• That and much much more!

To sign up for one of our TWO upcoming seminars,  just click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today’s show I discuss the importance of ETFs in your portfolio. Why they are the best vehicle to get you to your first $150k. Tony Mendes discusses how to get the lowest rate available to you and mortgage applications surge in the U.S. Dr. Jeff Rosen of Briefing.com analyzes the depressing number of durable goods and other depressing economic numbers. Finally, Rob discusses how financial advice can be hard to take, but a smart person gets advice and uses it. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses finding and investing in trends and millennials are about to dive into the housing market. Dividends contribute to more of the market returns than before and Wal-Mart searches for a way to stop losing market share. What are dividend aristocrats? Dr. Jeff Rosen speculates the outcome of the upcoming jobs report and March’s performance indicates that the market is taking its foot off the gas after the last 5 years of gains. 

Sign up for one of our TWO upcoming events on April the 25th in San Jose, just click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from.  I also take a look at earthquake insurance and paying off your home, the Russian economy and delaying your retirement to help your adult children.

Encore presentation

To sign up for our upcoming seminars,, click HERE. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses the differences between male and female spending in retirement and the changes each sex should make to improve their retirement savings. Other topics include:

• Tony Mendes discusses the state of bay area real estate and Oakland is set to be the next up and coming real estate darling.
• Max Willens of the International Business Times discusses his article where he discusses how robots are influencing business strategies more than ever before.
• The medical “tricorder” from Star Trek gets closer to becoming a reality.
• Why women need to save more money than men.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chris Ciaccia and Rob Black discuss today’s market stories that matter to your bottom line and Tony Mendes discusses what your age has to do with your ability to get a loan. Other topics include:

• Nintendo announces a move to put its games on smartphones and tablets, causing its stock price to explode.
• Elon Musk announces the end of range anxiety in electric cars.
• Apple stands to make even more money with the iWatch and a streaming TV service.
• Pros and cons of foreign stock markets.
• Target settles with the customers who had their identities stolen.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss new retirement vehicles like “longevity insurance” and how it works. Tony Mendes discusses credit repair and which bills you shouldn’t pay if you can’t pay one. Is investing in tobacco a good idea and Dr. Jeff Rosen discusses the fresh market and housing numbers. Warren Buffet’s investment in John Deere and Rob takes a call on Monsanto’s stock.

To sign up for our webinar this Thursday, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob talks to Bay Area entrepreneur Elvis Lieban about starting a business from scratch. He also discusses his personal views on running a business, expanding, managing the astronomical bay area rent and the current coffee market.

• How investment knowledge comes from perseverance and not special or secret methods
• Why being calm in investing will get you a better return than shifting constantly
• Caribou Coffee’s strategy vs. Peet’s strategy
• And much, much more!

Encore Presentation

 Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today’s top stories like an upswing in Americans taking out loans and is Apple’s decadence going to have a disastrous penalty? I also talk with Rob about estate planning laws and options for when you pass. Dr. Jeff Rosen reports in from TheStreet.com about disappointing housing numbers and Greece kicks the economic can down the road with another loan. Rob goes on to discuss topics like:

• How investing in European stock markets can give you a new dimension of diversity
• Predictions on where oil prices will stop and stay
• Snapchat seeks to raise $19 billion in value
• Apple scores a patent for a virtual reality headset
• To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob lets you in on the latest market news and numbers. With a focus on stories and topics such as:

• Jobless claims drop to a 2-year low
• I talk with Rob about tax efficient investing.
• Exchange traded notes vs. exchange traded funds.
• How the younger generation is learning to do without cars and what that means to the auto industry
• Tinder starts a paid-subscription service.
• Tony Mendes comments on how difficult it is to get a mortgage and how liar loans started
• Anthem healthcare got hacked and lost a large amount of customer data and how you can protect yourself

Sign up for our upcoming webinar on February the 26th!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT) 

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob gives you the scoop on today’s need-to-know market headlines, such as:

• Apple announces an amazing quarterly report after the iPhone6 sells beyond expectations
• Americans plan to spend $19 billion on Valentine ’s Day this year
• American Airlines profits hugely from the drop in fuel prices
• AT&T can’t stop customers from leaving
• Do you need to own Apple stock?
• Dr. Jeff Rosen chimes in on the Fed meeting and some disappointing economic data
• Some comments on the future and stock of Bank of Ireland
• And much, much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss ECB quantitative easing, the elections in Greece, and mutual funds vs. ETFs. I also answer listener questions about gains and losses and what the Federal Reserve will do with all of the bonds they own.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black and Tony Mendes discuss the investing strategies of several listeners and is the idea of living a debt-free life a good idea? They also discuss topics like:

• How certain debts can be beneficial
• What dose it really mean when the government says they are "buying debt"?
• How Home Depot is making a profit from low mortgage costs.
• Having a game plan in your 20's and 30's before moving out of your parents' house.
• Is a $40,000 wedding worth it and learning to live with less.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I discuss last night’s seminar and mutual funds for the long run. Some tips for people with $500k or more in their portfolio. Being watchful of people selling you insurance and annuities. The possibility of an upcoming correction and robo-advisors.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob discusses the latest market news and Dr. Jeff Rosen analyzes yesterday’s JOLTS report. Other topics include:

• Tesla stock takes a big hit but not for long
• Changes in estate taxes: how it will affect charitable giving from wills and trust
• Industries that are surging due to the lower cost of oil
• Tax refunds
• Streaming music rights in 2015
• And much, much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black and I discuss tonight’s free webinar and learning how to take the right amount of money out of your retirement accounts in the first year of retirement. Tony Mendes on why you should consider buying real estate in Oakland. Richard Collings of TheDeal.com expands on Petsmart’s buyout and switch to private ownership. Then Rob discusses common mistakes that can cost you money, like mortgage accelerators and keeping cash at home.

Click HERE to sign up for tonight's webinar!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I take calls from listeners and discuss why it's important to be asbolutely honest about your expenses. *Even the embarrasing ones.* I also take a look at proper retirement asset allocation and the IRS’ decision to allow you to convert your after tax 401k funds into a Roth IRA.

Encore presentation

Sign up for our upcoming seminar HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss year-end tax info to get to your tax advisor, the rise of fraudulent investments regarding the marijuana industry and in private real estate and I take calls on energy ETF’s, how to title a home in a second marriage and when to buy life insurance.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss current market valuation, how to avoid ID theft and phone scams, year-end stock option planning and how to save taxes over the long run.

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

What are RSUs (Restricted stock units) and how to work with them, their limitations and how much you should have. Then Ross Urken from Mainstreet.com gives us the details about our credit card habits from a recent study. Other topics include:

• Apple Pay's role in protecting your financial security
• Robert Schiller says San Francisco real estate is due for a correction.
• Google Glass gets banned in movie theaters and other venues
• European markets fail to impress and much, much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr from TheStreet.com calls in to discuss Twitter’s disappointing reports and an uptick in consumer confidence. Also discussed are topics such as:

• Housing in retirement
• Social media scholarships
• I answer a listener’s call who is being offered a pension vs lump sum
• And much, much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Rob Black discusses some disappointing headlines involving the 10-year treasury and abysmal retail sales numbers. Also covered are stories such as:

• HBO decides to launch their own streaming video service, similar to Netflix.
• Tony Mendes discusses how no-cost loans have other costs.
• Keeping calm in the market
• Dr. Jeff Rosen of thestreet.com discusses the disapointing retail sales reports and his optimism for the 10-year treasury.
• What a 1-cent price drop in gas means to the American household.
• That and much, much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Jack Mohr from thestreet.com discusses corrections and different market sectors. With focus on topics such as:

• Amercian oil production
• How will Ebola change your every-day activities?
• Who can benefit from an HSA account?
• Moving a variable annuity to a lower cost provider
• Asset allocation and taxes
• And much, much more!

To register for the seminar in Redwood city on October 25, 2014, click HERE. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today’s show Jack Mohr discusses the latest numbers in the European markets and which retailers he likes the most. We also cover items such as investing on the basis of an opinion or speculation and companies with one large customer.

Then Scott Smith, CMT® calls in to discuss the recent pain in emerging markets, international stocks and how the dollar’s ascent can hurt profits overseas.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

To sign up for our upcoming seminar, click here.

Commercial-Free

Today’s featured guest is Jack Mohr of TheSteet.com. We discuss Ali-Baba’s IPO (BABA), iPhone sales, corporate tax inversion and more. I also talk about:

• How much safe money should be in your IRA,
• Performance of IPO’s
• The lack of insider buying.

To register for the "Brews at the Bay Club," taking place this Thursday, click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black gives you today’s economic headlines and explains their side effects. He and I comment on items like:

• CalPers' announcement to quit investing in hedge funds
• A drop in gas, airfare and clothing costs stands to give the economy a boost.
• Microsoft announces hefty layoffs
• Sony's situation ahead
• The "budding" marijuana industry
• Rob takes a call about minimum purchase of funds in an employer IRA.
• That and much more!

To sign up for our upcoming seminar, click here.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob and I talk about options for high-income earners that live in the Bay Area. Things like investing inside and out of the Bay, partial roth contributions and the tax implications of backdoor roth IRAs. Rob goes on to discuss:

• More on yesterday's big Apple announcement and how the iPhone 6 "completes" their line of smartphones.
• Dr. Jeff Rosen and Rob discuss the Fed's report of the futures market.
• Michelle Lerman discusses what she'll be covering in tomorrow's seminar and how Joan Rivers got her health care directive right.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I talk with Jack Mohr from thestreet.com about Apple’s announcement of the iPhone 6, iPhone 6 Plus, their first smart-watch and payment system. I also discuss items such as:

• How Apple's smart-watch impacts Nike and their popular "FuelBand".
• Setting up your portfolio using laying techniques
• Michelle Lerman and I talk about healthcare directives.
• Important tips about updating your beneficiaries
• To sign up for Thursday's seminar with Rob Black and myself, click here!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today I discuss employee stock options, ESPP plans, and RSUs.  I also cover topics such as:

• Listener questions on taxes and which ones to sell first.  
• The true cost of that 5^th year in college
• What’s wrong with index funds?
• And much, much more!
• For tickets to the event on Sept, 11 2014 in San Jose, click HERE.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today Rob and I talk about employee compensations and situations specific to the Bay Area. Scenarios like, stock options in a start-up company. ESPP plans and their tax implications. Non-qualified options and incentive stock options.

Rob also discusses:

• The economy is doing OK, and probably will for a while.
• Tony Mendes dissects what the PITI score(principal, interest, taxes, insurance)  score means when applying for a mortgage.
• Dr. Jeff Rosen goes over the economy's slow growth and new sales numbers.
• Apple's stock takes a hit on the heels of the celebrity hacking scandal.
• Details on the NEW type of seminar Rob and I will be launching that focuses on investing in the Bay Area

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today Rob talks with TheStreet.com's Personal Finance Reporter Jason Notte about consumer fear and Labor day deals.

• Rob and I discuss inheritance taxes and whole life insurance.
• BMW's new bullet-proof vehicle
• Russia vs. Ukraine
• Inheritance taxes
• The new iphone
• and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Today on New Focus on Wealth, Rob Black discusses:

• Whats wrong with Best Buy
• A rundown of how to invest in multiple IRAs
• Credit rates and loans
• Smith and Wesson's stock misfires
• The Congressional Budget Office's dismal forecast for the economy
• Relocating to avoid taxes
• Alibaba.com's upcoming IPO
• And much more

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black  broadcasts live from The Money Show in San Francisco! Over the course of the hour, Rob meets listeners and discusses:

• Janet Yellen's announcement about the end of the cheap money policy era
• Why Warren Buffet is a better investor than anyone else.
• How to get your kids educated about investing from a young age
• Should you delay taking social security?
• Rob takes listener calls about agressive plans to catch-up in retirement savings and if a minimum wage job in your 60's will affect your social security payout.
• How millenials are saving money by renting every-day items, rather than buying them. 

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black and Chad Burton, CFP® discuss measures you should be taking as summer comes to an end. Also discussed is:

• Shack Shake's upcoming IPO
• Tony Mendes chimes in about debt-to-income limits when applying for a loan
• Jack Mohr from thestreet.com analyzes Hertz rent-a-car's downward descent and an update on the "scandal" around Dollar Tree's attempt to buy Family Dollar.
• Why now is the best time to buy an iPhone.
• Today's business headlines and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black and CFP®,Chad Burton discuss overlooked retirement account vehicles. Rob also discusses today's business headlines such as:

• Health savings accounts
• Staples shuttering stores
• Sprouts vs. Whole Foods
• Dr. Jeff Rosen and Rob anticipate Janet Yellen's announcement in Jackson Hole.

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses new business trends and wraps up earning season. He also discusses topics such as:

• The battle to solve the problems of people under 30, Lyft vs. Uber
• A wrap-up on earning season and a strategy to get through the next downturn
• Why chasing yields is a bad idea
• The over-abundance of media commentary
• Radio Shack's problem
• Being wise about sponsored programming
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses the latest headlines and discusses how the big banks affect us and the economy:

• Simply home improvement tips when selling a home
• The situation with retailer credit cards
• Google creates a partnership with Barnes & Noble
• Rob talks to Dan Freed, Senior Writer from thestreet.com about the political clout of big banks
• How water technologies are on the rise
• Some advice on weathering the correction.
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black discusses money, investing and how retirement is different when you're a business owner. He also includes topics like:

• CFP® Chad Burton, discusses how to transition from investing in your business to your retirement.
• The Fed's reaction to the GDP report
• Acquisitions in the high-tech world
• Joe Deaux from thestreet.com discusses the impressive GDP numbers.
• A look at Whole Foods' oddly performing stock.
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black peers into his financial crystal ball by looking at the underlying factors in current earnings reports. With special emphasis on:

• Apples's unexciting earnings report
• Chad chimes-in with an overlook on earning season and how international trading has changed.
• Mortgage expert Tony mendes shows you why it is more important to have the capacity to fund your mortgage vs. having collateral.
• Why people who have college degrees are more likely to buy generic products.
• Why airline stocks may not be such a bad idea
• Dr. Jeff Rosen weighs in on the retail sales report and why he's expecting a not-so-great quarter.
• That and much, much more!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black and Tony Mendes discuss the latest world and market news. They also discuss the causes and impacts of the following headlines:

• How international politics can affect market moves
• Google's impressive revenue growth
• How much money do you actually need in your emergency savings account?
• Why Microsoft stock increased after announcing layoffs
• Tony Mendes brings you up-to-date news in the real-estate and lending scenes
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

;

Commercial-Free

Rob Black fills in for CFP®, Chad Burton and discusses today's market numbers and what they foretell for the upcoming months. He also focuses on stories like:

• Comcast's upcoming merger with Time-Warner
• The current trend in mergers and aquisitions
• Hershey's starts to feel the pain from the soaring price of raw cocoa
• Transitioning from an income portfolio to a retirement portfolio
• Dr. Jeff Rosen from thestreet.com stops in and talks about housing data
• Rob outlines what to expect at the seminar he and Chad Burton, CFP® will be discussing tomorrow at the Tollhouse in Los Gatos. Register here!

Email your money question to chad@newfocusfinancial.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black breaks down some market news and discusses the incredible effects of The World Cup on The United States. He also addesses news stories and topics like:

• Apple strikes a blow in the Smartphone war, despite not selling as many units as Samsung
• Tony Mendes discusses Chinese investors buying American real-estate.
• Disturbing statistics about youth unemployment and why the millenial generation is the hardest hit
• What we as Americans spent on the 4th of July
• Rob gives out the most American statistics ever!

-Encore presentation-

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black takes a look at the current state of the market and talks to Chad Burton and Tony Mendes. They discuss topics such as:

• CFP®, Chad Burton discusses the many types of bond fucns and who/what controls each one. Also, which bonds did well and which sunk.
• Tony Mendes comes in to talk real estate and discusses how to fix your credit. Its easier and more effective than you think!
• Dr. Jeff Rosen calls in from Briefing.com to discuss last week's jobs report.
• The growing problem with generic drugs.
• That and so much more!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

On today's show, CFP® Chad Burton, discusses REITs and takes listener phone calls about a lifetime income annuity. He also covers:

• Real Estate investing
• Primary residence capital gain exclusion
• 1031 exchange
• 401k rollovers
• and much more!

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chad Burton, CFP® focuses on ways to save money in retirement and how to avoid making major retirement planning mistakes. He also covers topics such as:

• How to get better deals on credit card bonus programs (like frequent flyer miles) with the helps of CFP®, Nicolle Willson.
• Online shopping, where to check to get promotional codes to save money instantly.
• Tactics for haggling with service providers and how it can save you 20% in just a few minutes.
• Taking advantage of online banking
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black breaks down the latest market news and discusses the incredible effects of The World Cup on The United States. He also addesses news stories and topics like:

• Apple strikes a blow in the Smartphone war, despite not selling as many units as Samsung
• Tony Mendes discusses Chinese investors buying American real-estate.
• Disturbing statistics about youth unemployment and why the millenial generation is the hardest hit
• What we as Americans spend on the 4th of July
• Rob gives out the most American statistics ever!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black gives you a survey of the current state of today’s market. He also discusses the small things that can have a big impact on your portfolio. With topics such as:

• Trends that change the way you spend and save money
• Why moderation is actually good for the economy
• Pitfalls of over-buying when purchasing real-estate as an investment
• Bitcoin will sponsor a college football game, but will it ever be a legitmate currency?
• The F.D.A. announces a crack-down on the claims of weight-loss pills.
• That and much, much more!

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black details the current status of some of the Silicon Valley's most visible companies. He focuses on companies and topics such as:

• The auto industry's lone bright spot in a weak retail sales report
• Amazon launches a music-streaming service
• Twitter's C.O.O. is out and the stock price is up!
• Why is the economy not recovering like it has in the past?
• Facebook plans to give advertisers more user data
• Tesla's future plans in Europe
• Applications for U.S. jobless claims increase

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Chad Burton, CFP® and Scott Smith, CMT, Senior Technical Analyist from Briefing.com discuss today's topics such as:

• Current market trends
• Listener E-mail from a young professional regarding Roth conversions
• Maximizing social security with restricted applications
• Chad gives four signs you need a portfolio makeover
• That and much, much more!

Email your money question to chad@newfocusfinancial.com

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black sits in for Chad Burton, CFP® and discusses how new technologies will impact the future and your portfolio, as well as:

• Rapid growth in mobile technologies outside of The United States
• Netflix furthers its relationship with Pixar
• How and why some financial planners will try and coax you into retiring
• Jonathan Reno from thestreet.com talks with Rob about the future of The Olive Garden.
• and much, much more

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

Rob Black talks about skills that will help you gain and keep wealth in retirement, as well as:

• What the drop in teens with summer jobs means for their futures
• Rob shares his favorite and least-favorite traits in a C.E.O.
• Companies with better-than-average dividend stocks
• How to analyze social media stocks and why they're unique
• Why you need to ignore people who claim to know, "The secrets of Wall Street".

E-mail your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Mangement and Financial Planning services or visit www.NewFocusFinancial.com.

Commercial-Free

New Focus on Wealth KDOW Radio Show with host Rob Black of Rob Black & Your Money.  Topics include:

*  Apple's "Beats" acquisition
*  Market correction
*  Chad answers email on 401k vs 457 planvs 403b
*  11 Trends moving stocks 

Email your money question to chad@newfocusfinancial.com, or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

Chad Burton, CFP®, discusses the pros and cons of indexed annuities. Chad also discusses:

• Pros and cons of indexed annuities
• How the market will react to rising interest rates
• How Asia may react to fed tapering
• The most popular research paper among advisors in 2013-The 4% Withdrawal Rate

Email your money question to chad@newfocusfinancial.com,
or call the show at 1-800-516-1220 from 1:00 p.m. to 2:00 p.m. (PDT)
Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

It's never too early to starting building your nest egg. In this podcast, Chad Burton, CFP®, discusses the essentials of investing and saving as a single person. He'll explain what single people need to do in order to get on the right financial track. Chad will also review the basics of both pre- and post-nuptial agreements and highlight important financial issues to consider before you get married so that you're not caught off guard.

www.NewFocusFinancial.com
1-888-762-2423

In this episode, Chad Burton, CFP®, discusses current news and earnings reports, bonds and the bond market, large cap dividend stocks vs. CDs, gold and gold miners, as well as who should or shouldn’t buy long-term-care insurance.

www.NewFocusFinancial.com
1-888-762-2423