Planning for retirement is goes beyond making sure you have enough money that’ll last. So much of retirement is finally making that decision to quit working no matter how daunting that next phase of life can be. Today it’s all about preparing for every aspect of retirement. Topics include:

• Financial readiness tests and myths
• Retirement fears and anxiety
• Dealing with health limitations
• Adult child dependency
• Cash flow planning
• Medicare and HSA plans

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.

October 1st is the start date for college students looking for financial aid and students who apply early are more likely to receive more money than their friends who stall. While parents are always willing to do anything to help their children succeed, after age 18 you are unable to act on their behalf on financial transactions and healthcare decisions. Is your child set up with a POA and a healthcare directive? other topics include:

• Does infinite banking work?
• Cash value life insurance policies
• HSA accounts

Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.