Rob and I discuss charitable giving as we enter the holiday season. We cover the difference between tax credit and a tax deduction as well as the amazing benefits of donating stock. Other topics include:

• The Border Patrol plans to use drones to surveil the border.
• Getting free video and music providers to adopt subscription programs
• Warren Buffet buys Duracell from P&G
• Wearable technology threatens watch maker Fossil.
• Laura Lyons Cole of Thestreet.com weighs in on, “Obamacare: part two”
• And much, much more!

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Email your money question to chad@newfocusfinancial.com , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

Commercial-Free

Dr. Jeff Rosen of thestreet.com discusses gift giving, an increase in lower paying jobs and lackluster job numbers. Also, Rob and I discuss budgeting, both long term and short term and how to get a better picture of what you’re spending.

Other topics include: Payroll gap issues, The Federal Reserve’s purpose, late mortgage payments, Alibaba’s stock dip, Yahoo, mortgage applications drop and Yahoo purchases BrightRoll.