Today is a mashup of some of the questions asked by you, our listener's.

I answer questions about distributions from mutual funds, company stock and fund fees in a 401k and what to do when your HR department gives you nothing but bad choices to pick from. I also answer several other listeners' questions:

• James calls in to discuss how outstanding student debts will shape our economic future.
• Jamie asks if it is wise to gift 14k/year to children for tax purposes.
• Dean wants to know if I prefer monthly or percentage based rebalancing for portfolios.
• What are the pros and cons of converting a 401k to a Roth IRA?
• Joel asks if he should wait until next April to request his first IRA distribution and should he take RMD due from an old 401k for his bank account IRA.

 

Email your money question to [e-mail] , or call the show at 1-800-516-1220 from 2:00-3:00 p.m. (PDT)

 

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visitwww.NewFocusFinancial.com.

Mashup Edition