Today I discuss proper stock market return expectations, another Top Ten States To Retire list and I answer an e-mail from a 30 year old asking how long it takes to reach $1 million when maxing his 401(k). I also tell a caller to spend some time learning

I discuss using geometric averages to project long term indexes and realistic returns.

I answer a listeners' e-mail about reaching $1 million in his 401(k) and project if it's actually enough to retire with.

What are the best states to retire in?

A caller asks for clarification on death taxes in states like Oregon. I then give him some unfortunate news on his 401(k) and stress the importance of being financially educated before getting help.

I discuss a recent study about the changing make-up of American families and how issues such as multi-generational homes affect financial plans.

 

Don't forget to register for our upcoming seminar at the Toll House Hotel on Thursday July 30th in Los Gatos. Click HERE to sign up!

 

Email your money question to [e-mail] , or call the show at 1-800-516-1220 from Noon to 1:00 p.m. (PDT)

 

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.