What you do when the market is negative is the most important thing. Don’t stray from your financial plan early on and ruin your retirement.

Retiring in the midst of a pandemic is a tricky situation indeed, and how well you manage your expenses these next 10 years will either make or break your retirement. Today I explain what goes into financial plans and how linear cashflow modeling and Monte Carlo simulations can determine if your portfolio will outlast you. Other topics include:

• US vs. International rates of return
• How I calculate the 5.15% return rate I want you to beat
• What if the market tanks during your first year of retirement?
• Not getting caught up in horrible life insurance as investments products

 

Click HERE to register for the FREE Investing & Retiring Post-Pandemic webinar.

Email your money question to [e-mail] , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

 

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.