Interest rates are not going up as quickly as we all thought they would. How will low inflation rates affect your portfolio projections?

When I got into the business 25 years ago the 10 year treasury was near 6% and retirees typically held a 50/50 stock to bond allocation. Although most of America is enjoying low inflation on most items, low rates on bonds and CDs along with  high healthcare costs are hurting retirees. Be careful with your projections! Traditional projections just don’t work well in today’s market.  Do you need to adjust your retirement strategy to deal with low rates for the foreseeable future?  Other topics include:

• Monitoring your withdrawals in retirement
• Should you pay off your mortgage before retirement?
• What to do after paying off your mortgage

 

 

Join Rob Black and I for our Retirement Income and Tax Planning Seminar at the Toll House Hotel in Los Gatos this Thursday, May 16th. Click HERE to sign up!

 

Email your money question to [e-mail] , or call the show at 1-800-516-1220 on Tuesday's and Wednesday's from 6:00-7:00 a.m. (PDT)

 

Call 1-888-762-2423 for Wealth Management and Financial Planning services or visit www.NewFocusFinancial.com.